A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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1415 E Princeton Avenue
Gilbert, AZ 85234
$615,000
5
Beds
3
Baths
2,733
SqFt
Status
Active
MLS #
6701061
Property Type
Single Family Residence
Price Type
--
Spacious home located near Gilbert's renowned downtown. Tons of dining and shopping just down the street. Bright living room featuring carpet flooring & on-trend palette throughout. The perfectly flowing great room provides backyard access & an inviting fireplace. Gorgeous, updated kitchen with built-in appliances, shaker cabinetry w/crown moulding, a stylish backsplash, granite counters & pantry. Double doors reveal the primary retreat, boasting large picture windows & an ensuite w/dual sinks, a separate shower/tub, & two walk-in closets. Newer AC! The charming backyard showcases a relaxing covered patio, a spa, & sparkling pool, offering the perfect setting for enjoying the warm Arizona weather.
3891 E Simpson Road
Gilbert, AZ 85297
$615,000
4
Beds
2
Baths
2,309
SqFt
Status
Active
MLS #
6730917
Property Type
Single Family Residence
Price Type
--
Welcome to your oasis at 3891 E. Simpson Rd, Gilbert, AZ. This modern home features a spacious backyard with a refreshing pool. Inside, an open floor plan is perfect for entertaining. The gourmet kitchen includes sleek countertops and stainless steel appliances. The living area is bright and inviting, with large windows. The luxurious primary suite has a private ensuite and walk-in closet. Additional bedrooms provide flexibility for guests, a home office, or hobbies. The backyard is a resort-style retreat with a pool, lush landscaping, and a covered patio. Recent upgrades include a new pool heater (2022) and HVAC system (2023). Located in a desirable neighborhood near parks, top-rated schools, Trilogy Golf Course, and dining. Seller is open to Seller Financing. Don't miss out!
16981 S 175th Avenue
Goodyear, AZ 85338
$615,000
2
Beds
2.5
Baths
2,363
SqFt
Status
Active
MLS #
6735144
Property Type
Single Family Residence
Price Type
--
Gorgeous AV Home in Canta Mia 55+ gated community resort like living at its best. The Tremolo model 2 bedroom 2.5 baths, den and casita will not disappoint. Walk into courtyard with entrance to the casita and main home that welcomes you to warm foyer overlooking the beautiful back courtyard and pool. Kitchen with quartz countertops, loads of storage, pull out shelving, double wall ovens, newer gas cooktop, built-in microwave, large kitchen island, under/over cabinet lighting. Primary bedroom has bay window, sliding glass door takes you to covered patio/pool area. Primary bathroom walk-in tiles shower. bathrooms updated quartz countertop. Ceiling fans throughout. Backyard entertainers dream .Garage 240V, Casita 20amp. Additional insulation. Solar owned.
1605 N Spencer --
Mesa, AZ 85203
$615,000
4
Beds
2
Baths
1,968
SqFt
Status
Active
MLS #
6750778
Property Type
Single Family Residence
Price Type
--
If you're looking for a home that has it all, this is the one for you! This gorgeously remodeled home, situated on just over a 1/4 of an acre with no HOA, has a brand new A/C, fresh paint, LVP flooring throughout, new kitchen cabinets and updated bathrooms. When you enter you will be greeted by an cozy sitting room with gas fireplace and formal dining space. As you continue on you'll find a spacious kitchen-great room open concept that wastes no space and connects the spaces brilliantly for comfort, conversation and dining. The bedrooms offer a chic and modern feel. As you step outside you will find an outdoor oasis with an expansive covered patio, sparkling pool and SO much space to grill and chill. Let's not forget the added bonus of RV parking and your gated front patio perfect for sipping morning coffee or watching the stunning Arizona sunsets!!
3721 E Catalina Drive
Phoenix, AZ 85018
$615,000
3
Beds
2.5
Baths
1,977
SqFt
Status
Active
MLS #
6751178
Property Type
Townhouse
Price Type
--
This stunning 3-bedroom, 2.5-bath townhome, built in 2019, is located in the highly sought-after Arcadia neighborhood within a gated community. The home features a spacious 2-car garage and beautiful wood plank tile flooring throughout the first floor. The modern kitchen boasts elegant grey cabinets, quartz countertops, stainless steel appliances, and a convenient island with seating. Upstairs, you'll find a large loft, perfect for a home office or additional living space. The expansive master suite is filled with natural light and includes a luxurious master bath with a double vanity and a walk-in shower. Outside, enjoy the small private yard with pavers and low-maintenance artificial turf—ideal for relaxation. Additionally, this home comes equipped with a water softener and an alarm system, adding to your comfort and peace of mind.
9510 W Menadota Drive
Peoria, AZ 85382
$615,000
2
Beds
2
Baths
2,147
SqFt
Status
Active
MLS #
6754942
Property Type
Single Family Residence
Price Type
--
REDUCED ANOTHER 15K! Bring offers! I'm beautiful inside! Pride of ownership! Amazing 2+2 updated home in the adult 45+ community of Westbrook Village. 2147 SF home with a huge low maintenance yard. The kitchen, bathrooms and flooring were all updated in 2016. Roof was replaced in 2022. Garage door opener 2023. Water heater 2021. New air conditioning 2018. Front patio tile in 2024. Low monthly HOA of 64.70 for loads of ammenities. 2 clubhouses and pools. Tennis and Pickleball. 2 restarants with bars. Golf course community. Some of the furniture and decorator items can be purchased on a seperate bill of sale. Close to all shopping and restaurants. This will not last long!
12518 W Skylark Drive
Sun City West, AZ 85375
$615,000
3
Beds
2
Baths
2,694
SqFt
Status
Active
MLS #
6754723
Property Type
Single Family Residence
Price Type
--
: Stunning Remodeled Home Backing to the 18th Hole of Stardust Golf Course Welcome to this meticulously crafted gem nestled in the heart of Sun City West. With nearly 2700 square feet of living space, this home offers a harmonious blend of elegance, comfort, and modern sophistication. Every detail of this home has been thoughtfully addressed, resulting in a seamless fusion of style and functionality. The heart of the home, the kitchen, features a waterfall granite island, perfect for entertaining or enjoying family meals. Top-of-the-line LG appliances elevate your culinary experience. The spacious layout seamlessly connects living, dining, and kitchen areas, creating an inviting atmosphere for gatherings. Don't miss this opportunity to own a slice of paradise in Sun City West
6702 E Granada Road
Scottsdale, AZ 85257
$615,000
3
Beds
2
Baths
1,619
SqFt
Status
Active
MLS #
6757042
Property Type
Single Family Residence
Price Type
--
This historic mid-century Allied home is amazing! Beautiful white cabinetry w/fluted glass doors,dual basin apron-front farm sink, tiled counters/backsplash & breakfast bar. The formal family room features planks of modern wood-grain tile. The enlarged master suite has full bath w/travertine jetted shower/tub, maple vanity w/dual sinks, 2 closets (one large walk-in closet) & French doors to patio.The home also features 3 bedrooms 2 bathrooms, 1619 square feet of livable space and a 7931 square foot North-South oriented lot. The living room is located off the kitchen, which features a breakfast bar. Living has french door access to the rear covered patio and swimming pool. There is also access to the inside laundry room and carport, from the living room. The floorplan has been reconfigured
1710 W Winchester Way
Chandler, AZ 85286
$615,000
3
Beds
2
Baths
1,808
SqFt
Status
Active
MLS #
6757286
Property Type
Single Family Residence
Price Type
--
EXCEPTIONAL SO CHANDLER BEAUTY in the coveted, Master Planned Community of Silverton Ranch! Buy now & move in before the Holidays! This 1-Story Home has been Meticulously Cared for & Upgraded. 3Bed+Den/ Office/ Library ( easy to make this a 4th Bedroom) NEWER Upgrades&Improvements: Wood-look Tile Plank Floors., Cabinets, Appliances, Granite, Ceiling Fans, Baseboards, Door Hardware, Window Treatments, Master&Guest Baths, Interior /Exterior Paint, Water Heater, Video-recording Doorbell. Backyard: Irrigation piping conver. + multi-port emitters, Shade, Pavers, Raised Garden., Vrble Spd Pool Pump. Artif Turf so you can enjoy your yard w/ easy-care Landscape. All this & more makes this your perfect Staycation Home! Conveniently located to many So Chandler great Amenities. See Photos!
21911 N 97th Glen
Peoria, AZ 85383
$615,000
4
Beds
3
Baths
2,256
SqFt
Status
Active
MLS #
6759518
Property Type
Single Family Residence
Price Type
--
Absolutely stunning home in the highly desirable community of Meadows. Energy efficient home with owned solar panels. Exceptional curb appeal. Situated on a premium, corner lot. You will be in awe when you walk through the front door. Elegant open concept awaits you as you enter the gathering room which features a luxurious kitchen with 42's Espresso Maple Cabinets, large kitchen island, stainless steel appliances, and granite countertops. The spacious primary bedroom features an en-suite with dual vanities, separate tub and shower and large walk-in closet. Enjoy countless Arizona sunsets under your extended rear covered patio. Low maintenance backyard features extended travertine pavers. Plenty of storage with built in cabinets in the 3 car tandem garage.
3625 W Buckhorn Trail
Phoenix, AZ 85083
$615,000
3
Beds
2
Baths
1,881
SqFt
Status
Active
MLS #
6763510
Property Type
Single Family Residence
Price Type
--
Hidden gem in north Phoenix! Come see this beautiful home in a secluded corner of Phoenix. This prime location in Riordan Ranch offers quiet & serenity in a low traffic area. The home itself boasts 1881 square feet of living space, with 3 bedrooms, 2 full baths + den! It also has a split 3 car garage, newly renovated kitchen & backyard. The backyard is a resort like oasis! Featuring travertine tile, extended patio & louvered pergola, built in outdoor kitchen with barbeque, & all new turf grass! The neighborhood is adjacent to the Phoenix Mountain preserve, allowing for walks, biking & hiking in the desert. Great location, near the Norterra shopping district, restaurants, entertainment, & less than 2 hours to the mountains of northern Arizona. Please see attached list of $100k+ in upgrades
2123 E Torrey Pines Place
Chandler, AZ 85249
$615,000
3
Beds
2
Baths
2,159
SqFt
Status
Active
MLS #
6765321
Property Type
Single Family Residence
Price Type
--
Come and explore this beautiful single-level home in Cooper Commons! You'll be captivated by its inviting charm, featuring wood-look floors & an open-concept living/dining area. Complete with built-in surround sound, this home is perfect for entertaining. The bright family room is ideal for creating lasting memories, while the cozy den offers a quiet space for an office. The kitchen is a chef's delight, complete with stainless steel appliances, quartz counters & a center island. Retreat to the main bedroom, which boasts a private bath with dual vanities, a soaking tub, and a walk-in closet. The backyard oasis includes a covered patio, a rejuvenating spa, & a sparkling heated pool, perfect for relaxation. You'll love everything about this home so check it out before it's gone!