A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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2434 W Rowel Road
Phoenix, AZ 85085
$630,990
3
Beds
2.5
Baths
1,964
SqFt
Status
Active
MLS #
6755330
Property Type
Single Family Residence
Price Type
--
Welcome to your NEW HOME at Aster in Union Park! This home offers 1,964 sq ft of living space with 3 bedrooms, 2.5 bathrooms, and a 2-car garage. The primary bedroom has dual walk-in closets and a private deck. The Design features are the Elevated A package of upgrades including 42'' flagstone cabinets, quartz countertop, custom backsplash, large island, stainless steel gas range and tile flooring. HOA includes Union Park Amenities, front yard landscaping & maintenance along with concierge trash pickup. Union Park residents will enjoy the abundance of amenities that include, resort styled pool and lounge areas, a 5800 sq ft clubhouse, pickleball courts, basketball courts, 11 parks, playgrounds and walking paths. Easy access to 3 freeways within 10 minutes and 25 minutes to Airport.
831 E Wagoner Road
Phoenix, AZ 85022
$630,000
4
Beds
2.5
Baths
2,226
SqFt
Status
Active
MLS #
6753107
Property Type
Single Family Residence
Price Type
--
Welcome to this gorgeous 4-bedroom, 2.5-bath, two-story home nestled on a desirable N/S exposure lot in North Point Crossing, offering breathtaking mountain views, a sparkling blue pool, and a 3-car garage. Located just minutes from Desert Ridge and North Scottsdale, you'll have access to fantastic restaurants, premier shopping, entertainment, and the Mayo Clinic. This home truly has it all! Inside, you'll love the spacious layout featuring vaulted ceilings, luxury wood-like plank flooring in the formal living room and great room, oversized ceramic tile in the kitchen and baths, and new plush carpeting in all bedrooms, combining elegance with comfort. The updated gourmet kitchen is a chef's dream, showcasing matching LG appliances, stunning granite countertops, a stylish glass-tile backsplash, and a center island that opens to a bright dining nook, surrounded by bay windows. The adjacent great room boasts a cozy fireplace, perfect for gathering on cooler nights. Step outside to your resort-style backyard, complete with a refreshing pool, low-maintenance synthetic turf, and a decorative stamped concrete extended patioideal for relaxing or hosting family and friends. Upstairs, the luxurious primary suite offers a private balcony with picturesque mountain views. The ensuite bathroom features dual sinks, a glass-enclosed walk-in shower, a separate garden tub, a private toilet, and a spacious walk-in closet. The upper level is completed by three additional bedrooms and a full guest bath with dual sinks. Additional highlights include a new roof installed in 2022 and updated pool equipment in 2023. Plus, easy access to multiple freeways ensures convenient commuting. Don't miss the chance to make this stunning home your own - submit your offer today!
15743 W Sierra Street
Surprise, AZ 85379
$630,000
5
Beds
3.5
Baths
4,035
SqFt
Status
Active
MLS #
6701423
Property Type
Single Family Residence
Price Type
--
This impeccably upgraded home features freshly painted walls and new carpeting, enhancing its already charming appeal. From the stylish tile, cabinets, and granite countertops to the welcoming loft and game room, every detail exudes modern elegance. The master bedroom boasts luxury amenities, including a separate large tub and shower, double sinks, and not one, but two master closets. Additionally, there's a cozy den, perfect for relaxation or work. The expansive formal dining area adds to its allure. With its refreshed interiors and upgraded features, this home offers a perfect blend of comfort and sophistication for tenants to enjoy.
10420 E Cedar Waxwing Court
Sun Lakes, AZ 85248
$630,000
2
Beds
2
Baths
2,116
SqFt
Status
Active
MLS #
6768486
Property Type
Single Family Residence
Price Type
--
Gorgeous custom home with expansive water views in the Active Adult Community of Ironwood in Sun Lakes. Enjoy the resort lifestyle in this 2 BR, 2 BA home with full updates in kitchen and baths. Huge Arizona room/Lanai overlooking the water. Large private covered patio and a bonus room with patio access. Perfect for an office/den or craft room. You won't want to miss this one-of-a-kind home. Come, enjoy all the amenities Sun Lakes has to offer.
921 N 297 Drive
Buckeye, AZ 85396
$630,000
4
Beds
2
Baths
1,896
SqFt
Status
Active
MLS #
6748283
Property Type
Single Family Residence
Price Type
--
Home on over an acre of land, built in 2022 4bedrooms 2bathrooms split floor plan, with a two car garage. NO HOA
1202 E Palo Verde Drive
Phoenix, AZ 85014
$630,000
3
Beds
2
Baths
1,782
SqFt
Status
Active
MLS #
6762575
Property Type
Single Family Residence
Price Type
--
Discover this classic, single level, 3 bed, 2 bath home with no interior steps located in the desirable Escondido Hermosa neighborhood of North Central Phoenix. Beautifully remodeled throughout in 2021, the spacious floor plan features a large kitchen with an open eating area, flowing seamlessly into the expansive outdoor patios perfect for entertaining. The primary suite offers a cozy seating area, wood-beamed ceilings, walk-in closet, remodeled bathroom, and direct patio access through sliding doors. Highlights include skylights, block construction, a 2-car garage, and Tesla leased solar panels, keeping monthly energy costs low. Ideally located within walking distance of local dining and retail, and just minutes from the airport, hiking trails, and the Biltmore and Arcadia corridors. and the Biltmore and Arcadia corridors!
2057 E Marquette Drive
Gilbert, AZ 85234
$630,000
4
Beds
2
Baths
2,142
SqFt
Status
Active
MLS #
6772728
Property Type
Single Family Residence
Price Type
--
Rare remodeled single-story home with 4 bedrooms and a 3-car garage in desirable Val Vista Lakes! This open-concept home features soaring vaulted ceilings, a cozy fireplace, and a beautifully remodeled kitchen with stone countertops + farmhouse sink. Mix up your favorite beverage at the custom coffee/wet bar with mini fridge. Updated bathrooms add a fresh, modern touch. Outside, enjoy the large covered patio, mature trees, and low-maintenance artificial turf. Huge additional space to add your own pool / shop or other backyard entertainment. Lots of parks and trails just steps away. Perfectly located near the 60, downtown Gilbert, Epicenter and the Riparian Preserve. Don't miss this opportunity to own a stunning home in a prime location with desirable VV Lakes amenties and low HOA.
2739 E Sourwood Drive
Gilbert, AZ 85298
$630,000
3
Beds
2
Baths
2,303
SqFt
Status
Active
MLS #
6775275
Property Type
Single Family Residence
Price Type
--
This beautiful 3-bedroom, 2-bathroom home is in an unbeatable location that borders a common area on the side and with no neighbors behind for added privacy. Offering 2,303 sqft of spacious living, this home features large bedrooms, a den, and a bonus room for flexible use. The living room, complete with a gas fireplace, is perfect for relaxing in front of a warm fire, while the neutral interior paint tones, tile flooring, and big windows add to the bright atmosphere. The kitchen boasts beautiful granite countertops, walk-in pantry and an island. Outside, the covered patio opens up to a low-maintenance backyard with pavers, new artificial grass (2023) and new landscape lighting (2020). Fantastic upgrades include a new water heater (2024), new water softener (2024) and newer A/C (2020). Additional features include an alarm system and complete pest control update roof and exterior in 2023. This home is as functional as it is beautiful!
6795 W Miner Trail
Peoria, AZ 85383
$630,000
4
Beds
3
Baths
2,799
SqFt
Status
Active
MLS #
6768885
Property Type
Single Family Residence
Price Type
--
THIS IS THE ONE you've been looking for! Located on an interior corner lot in the highly sought after tucked away Sonoran Mountain Ranch community, this meticulously maintained home offers offset tile & luxury vinyl flooring throughout the first floor while plush carpeting graces its 2nd level. Upon entering & overlooking your covered front porch, you will find the formal living/dining/flex room with decorative window casings. Be prepared to be wowed by the large stunning kitchen complete with Black Galaxy Granite Counters, staggered Cherry Cabinets adorned with Crown Molding & ample storage, SS Appliances including a double oven, large island with even more storage, R/O, recessed lighting & pantry too. There is a nicely sized eat-in kitchen area that is open to your roomy family room complete with a built-in large media niche , surround sound speakers & decorative window casings. Beyond the family area is a fantastic flex room with glass French Doors, perfect for that home office, playroom, hobby room or guest quarters/5th BR. Right next to it is a full bath too, great for guests! As you make your way up to the 2nd level you will notice the built-in work desk at the foyer, 4 generously sized bedrooms, laundry room complete w/cabinets, W/D to stay & 2nd bath. The 2nd bath has a dual sink vanity with plenty of storage as well. The owner's suite is large & tucked away from the other bedrooms. Its private en-suite is perfectly placed at the owner's suite & hosts 2 separate vanities each with its own sink & storage areas, separate tub/shower, private water closet and HUGE closet! BR 2 has a custom white shiplap wall & decorative window casing & BR 4 boasts a walk-in closet & decorative wood accent wall. Each bedroom has amazing mountain views too! Time to head out to your backyard oasis! Because your new home is located on an oversized pie-shaped elbow lot there is plenty of room for everyone! Its large, covered patio leads you to an extended paver patio sitting area, great for dining al fresco! On the east side of the home there is a beautiful refreshing fenced play pool with a new Wi-Fi pool pump while the west side of the home has lush grass & mature trees. Don't forget to check out the large, 3 car tandem garage which has 2 access doors leading you into the home complete with built-in cabinets, workbench & a service door to the yard. New (23') AC system with Digital thermostats & mobile phone app capability too! With perfect curb appeal an Elegant Stone Elevation, beautiful mountain views & located on a private interior lot, this home has it all! Call for your private showing today!
37289 N Dartmoor Street
San Tan Valley, AZ 85140
$630,000
5
Beds
3
Baths
2,534
SqFt
Status
Active
MLS #
6770852
Property Type
Single Family Residence
Price Type
--
Seller may consider buyer concessions if made in an offer. Welcome to this beautifully maintained property, featuring a neutral color paint scheme and fresh interior paint. The kitchen is a chef's dream with a kitchen island, all stainless steel appliances and walk in pantry. The primary bathroom boasts double sinks and a separate tub and shower. The primary bedroom includes a spacious walk-in closet, perfect for all your storage needs. Step outside to a private in-ground pool and a covered patio, perfect for entertaining and fenced in backyard. Archer Meadows is a gated community with RV gates and RV parking available. Clubhouse, pool, splash pad, fitness center, playground so much more! Close to shopping & schools! This home is truly a gem, waiting for you to make it your own.
28755 N 131st Drive
Peoria, AZ 85383
$630,000
4
Beds
3
Baths
2,222
SqFt
Status
Active
MLS #
6773085
Property Type
Single Family Residence
Price Type
--
Beautiful premium corner lot with natural desert landscaping. Mountain view home in Sonoran Place. Enjoy the custom paver driveway and walkway to the covered porch as you enter the home. A wide entry with plank tile throughout. Plenty of room for guest with 2 bedrooms and a full bath in the front of the home. additional en suite with private entry access and large family room/office/craft or exercise room with a full bath and bedroom. This area is plumbed for a wet bar or kitchenette. Great for a multi-generation or guests or teens. Beautifully upgraded kitchen overlooking the great room. Gas cooktop. Decorative backsplash, walk in pantry and conveying fridge. The spacious owner suite boasts a large bathroom with double high sinks, a soaking tub and a walk in shower. Large master walk in closet. Resort style backyard. Large pool with a relaxing water feature. Baha shelf entrance in the pool. Artificial turf and desert views. No neighbors in back or to the right. Full size RV parking on the side of home with tons of space. No need to wait for a new build. His home has it all. More upgrades consist of complete home surround sound system. Remote control roller shades/blinds. Programmed water sprinkler system for all plants and trees. Comprehensive outdoor lighting. Heavy duty overhead storage racks in garage. Water softener system. Google nest camera doorbell. Keyless/coded front door lock. Paver RV driveway. Premium lot with views. This lot has HOA approval in place to allow RV to be seen over the fence. Only a selected amount of lots has this privilege available. Extended garage. Room for a golf cart. Low APS bills. Average $165 monthly wile living very comfortably. Solar monthly is $175.00 for the length of the lease. Fire sprinklers save on homeowners insurance. You have access to the Trilogy Golf Course and V's Taproom. Great DEAL. Washer and Dryer included. Come enjoy!!!
4612 W Agave Avenue
Eloy, AZ 85131
$630,000
2
Beds
2.5
Baths
2,208
SqFt
Status
Active Under Contract
MLS #
6767045
Property Type
Single Family Residence
Price Type
--
You'll love this popular MIRAMONTE model on a private lot, built in 2020. This stunning home features 2 bedrooms, 2.5 baths, a den, and an extended 3-car garage. The kitchen boasts Quartz countertops, upgraded cabinets with under-cabinet lighting, a custom wine rack, RO system, stainless steel appliances, a Blanco granite sink, and pendant lights. The master suite includes a tiled walk-in shower and granite vanities, while the guest room offers a spacious en-suite with a tiled shower. Other highlights include wood flooring, 8-ft doors, and a separate single garage with its own entrance, 220 amp, epoxy flooring, and mini-splitter. The landscaped backyard features extended pavers and a 20x20 patch of real grass, perfect for pets!