Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Up-To-Date On Credible Lenders

A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.

Access To Better Rates

There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.

Saving On Fees

In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.

All The Available Options

It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.

Making The Process Run Smooth

An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.

There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.

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20417 W Bradley Road Wittmann, AZ 85361

$629,900

4 Beds

2 Baths

2,191 SqFt

Status Active

MLS # 6721052

Property Type Single Family Residence

Price Type --

Beautiful home in West Bradley Road, Wittmann, Arizona.

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8562 E Pierce Street Scottsdale, AZ 85257

$629,900

3 Beds

2 Baths

1,819 SqFt

Status Active

MLS # 6759079

Property Type Single Family Residence

Price Type --

Spectacularly remodeled 3 bdrm & 2 bath home on LARGE cul-de-sac lot w/ 2-car garage, a low maintenance yard, large covered patio, new pavers, & a concrete slab wired for hot tub (is it?). Open floor plan w/ spacious vaulted ceilings. New, matching cabinets & matching quartz counters throughout the home including a HUGE kitchen island & the perfect peninsula. All new windows. Brand new SS appliances incl. fridge, dishwasher, & drawer microwave convey. New modern tile floors throughout (no carpet). Both showers are newly tiled w/large glass enclosure in master. All new fixtures + ceiling fans w/remotes! Fresh paint in/out. OWNER/AGENT.

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2622 E Indianola Avenue Phoenix, AZ 85016

$629,900

3 Beds

2 Baths

1,615 SqFt

Status Active

MLS # 6745243

Property Type Single Family Residence

Price Type --

Prepare to be blown away the moment you enter this truly unique, single story, turn-key home on a quiet street with curb appeal galore. The property has undergone a substantial, fully permitted, redesign & remodel. The kitchen features a large walk-in pantry, nice sized island & Quartz counters with a SS refrigerator included. Featuring a light & bright, open floor-plan with master retreat with a modern, curb less shower, large walk-in closet & private yard access. Featuring an extra-large indoor laundry room and a giant garage that's been fully finished as well. Attention to detail surely comes to mind as you stroll through this property. The fully fenced rear yard has tons of privacy, has been professionally landscaped and is perfect for entertaining with views of Camelback. With alley access and a large rear gate, there is plenty of room for all the toys or the creation of an accessory dwelling unit (ADU) recently allowed by the City. In addition, the home features an extra deep garage as well, which is a rare find for this area. The possibilities are endless. Hurry in to preview and make this dream home your reality, as it's sure to sell fast!

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3122 E Windmere Drive Phoenix, AZ 85048

$629,900

4 Beds

2.5 Baths

2,104 SqFt

Status Active

MLS # 6753762

Property Type Single Family Residence

Price Type --

Welcome home! This beautiful residence is in the gated Estates at the Ranch, an exclusive single-story home Community in the award-winning Mountain Park Ranch. Offering 4 beds, 2.5 baths, 2-car garage, & a low-care landscape. Discover a large living/dining room combo and a separate family room w/fireplace & surround sound! Tall ceilings add to the airy feel, complemented by plantation shutters, & tile flooring in common areas. The kitchen boasts built-in appliances w/cooktop elec, granite counters, recessed lighting, ample wood cabinets, and a breakfast area. Carpeted double-door main bedroom has outdoor access and an ensuite with dual sinks, separate tub/shower, & a walk-in closet. Enjoy the entertainer's backyard with a covered patio, firepit, built-in BBQ, & a sparkling pool!

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21244 W Yale Street Buckeye, AZ 85396

$629,900

4 Beds

3 Baths

2,397 SqFt

Status Active

MLS # 6766303

Property Type Single Family Residence

Price Type --

I'm excited to introduce you to an exceptional opportunity that perfectly blends luxury and versatility—your dream home awaits! This remarkable property features two homes in one. Nestled in a serene neighborhood, it boasts an additional private 1-bedroom, 1 bathroom Casita with its own kitchenette, laundry, separate entrance, and private patio. Perfect for guests, mother-in-law suite, home office, or rental. The main house offers breathtaking views of Skyline Regional Park, ideal for outdoor enthusiasts with its proximity to hiking and biking trails. Designed with an open floor plan and split bedrooms, it's perfect for entertaining. The chef's kitchen features a large island, quartz countertops, and stainless-steel appliances, making it a culinary haven for family gatherings. For added convenience, the home is equipped with a Reverse Osmosis system for pure drinking water and surround sound throughout. For those cooler evenings cozy up by the fireplace, complete with customizable highlight colors. The razor-thin mounted TV and Sonos soundbar above the fireplace stay, and most of the furniture will remain. With 10-foot ceilings throughout, enjoy seamless indoor-outdoor living with expansive sliding doors leading to your outdoor space with stunning mountain views. This includes an extended covered patio and pergola, built-in BBQ, gas firepit, putting green, and lush artificial turf. The spacious master suite offers private backyard access and a spa-like bathroom, creating a tranquil retreat. Additional features include a water softener, a 3-car tandem garage for vehicles and storage, an RV gate, and a community pool just moments away. Located just minutes from Verrado Marketplace with shops, restaurants, and entertainment at your fingertips and with easy access to the I-10 freeway, this property combines comfort and convenience. Don't let this incredible opportunity pass you by!

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26405 W Zachary Drive Buckeye, AZ 85396

$629,850

2 Beds

2 Baths

2,015 SqFt

Status Active

MLS # 6767875

Property Type Single Family Residence

Price Type --

PRESERVE WITH NORTH/SOUTH FACING ON GORGEOUS GOLF COURSE & CORNER LOT WITH MOUNTAIN VIEWS! TILE floors,Plantations Shutters & water softener throughout. Living Room with Custom Built Media Wall with fireplace insert and Custom Built Wet Bar wall. Kitchen w/Granite counters, backsplash, upgraded cabinets-soft close w/pull out shelves, reverse osmosis, pendant lights, & walk in pantry. Beautiful guest bedroom. Guest bathroom with granite counter & shower. Owner's Suite has a beautiful walk in tiled shower w/seat, granite counters, dual sinks & walk in closet. Ext Laundry w/tons of cabinets. Back porch with ELECTRIC shades, fire pit w/ great views & much more! OWNED SOLAR PANELS!!

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18238 E Coronado Cave Court Rio Verde, AZ 85263

$629,783

2 Beds

2 Baths

1,678 SqFt

Status Active

MLS # 6759503

Property Type Single Family Residence

Price Type --

Welcome to this beautiful home in the Resort Collection at Trilogy at Verde River. The Valletta offers a well thought-out layout with 2 bedrooms, 2 bathrooms, and an office. Enjoy upgraded flooring in main areas, upgraded landscape package with pavers and an upgraded outdoor pergola. The kitchen is stunning with White Arctic Shaker Painted Cabinets, Upgraded Rollout and Soft- Close Drawers in the Kitchen, and a spacious kitchen island with a breakfast bar. The great room boasts a 12 foot multi-slide door that open to the covered patio. The primary suite has a lavish ensuite with a huge tiled shower and walk-in closet. Do not miss out on this home The amenities at Verde River are World Class with Tom Lehman inspired eighteen-hole Golf course, tennis courts, pickleball courts, and bocce ball, heated lap pool and Resort style swimming pool, hot tub, Afterburn fitness center, Helen's demonstration Kitchen for cooking classes and a 7.5 acre dog park. The community center has casual poolside dining at Eddy's Diner and gourmet dining at award-winning Needle Rock Kitchen and Tap, Alvea Spa with full-service Salon and Spa amenities, Art Loft and events center. Trilogy at Verde River is adjacent to the Tonto National Forest and is situated in the middle of miles and miles of hiking and biking trails.

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20587 E Via De Colina -- Queen Creek, AZ 85142

$629,501

3 Beds

2 Baths

2,166 SqFt

Status Active

MLS # 6603845

Property Type Single Family Residence

Price Type --

MLS#6603845 Ready Now! The Windsor floor plan in the Ellsworth Ranch Landmark Collection blends down-home warmth with elegance and style. This single-story design is an incredible family home with 3 bedrooms, 2 bathrooms, a study, attached 2-car garage, and 2,166 square feet of living space. Walk through the front door and you're greeted by the study along with 2 guest bedrooms and a shared full bathroom. At the end of the foyer, the gathering room, kitchen with island, and dining area seamlessly connect - perfect for entertaining family and friends! Relax and unwind in the owner's suite and bath that is tucked in the back for privacy featuring a soaking tub, separate shower, dual vanities, and large walk-in closet. Down the long hallway from the owner's suite is the secluded game room - ideal for family fun nights! Design upgrades to highlight include: flooring, lighting, cabinets, and more! Structural options include: Gourmet kitchen, and garage service door.

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15221 N Clubgate Drive Unit 1031 Scottsdale, AZ 85254

$629,500

2 Beds

2 Baths

1,401 SqFt

Status Active

MLS # 6676920

Property Type Apartment

Price Type --

This meticulously designed 2-bedroom condo in Kierland Greens offers a blend of elegance and comfort, from the captivating wood-like tiled floors to the luxurious primary suite. This home is located on the first level with NO STEPS! The unit was just recently painted inside, with new light fixtures as well as new carpet in the bedrooms. This bottom floor corner unit epitomizes luxury living with its attention to detail and sophisticated design elements, making it a desirable space for relaxation and entertaining. The convenient location offers access to a plethora of dining and shopping options, situated near the Kierland Golf Club, Kierland Commons, and Scottsdale Quarter, making it an ideal choice for those seeking a vibrant and dynamic lifestyle.

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4757 E Amber Sun Drive Cave Creek, AZ 85331

$629,500

5 Beds

3 Baths

2,248 SqFt

Status Active

MLS # 6708250

Property Type Single Family Residence

Price Type --

Beautiful 5 BR, 3 FULL BATH home features elegant wood-like tile, an inviting family room, vaulted great room, and *NEWLY UPDATED* kitchen with granite countertops, appliances included! The first floor also has a laundry room (with washer/dryer), a bedroom, and a remodeled full bathroom - perfect for guests or multi-generational living. Upstairs includes additional bedrooms, a remodeled bathroom, and primary bedroom with en-suite bathroom and walk-in closet. The private backyard offers a covered patio, extended paver patio, shade trees, and view fencing. Modern amenities include structured media panel, Nest thermostats, Yale Smart Lock, and Ring doorbell. Excellent school district, close to shopping, and within 20 minutes of the I-17 and 101. Don't miss this opportunity in Cave Creek!

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11225 E Ocaso Avenue Mesa, AZ 85212

Open House

$629,500

3 Beds

2 Baths

1,910 SqFt

Status Active

MLS # 6727396

Property Type Single Family Residence

Price Type --

A must see, beautiful 2 bed, 2 bath residence with a den in Sunland Springs Village. Great curb appeal complete with front patio to enjoy the sunsets, artificial turf, and a 2.5 car garage with built-in cabinets. The home has a warm and inviting great room paired with large dining areas, tall ceilings, tile floorings, and lots of natural light. You'll love the gourmet kitchen boasting stainless steel appliances, granite counters, staggered modern white cabinets, a pantry, recessed lighting, and an island with a breakfast bar. Spacious primary bedroom has an ensuite with dual sinks & a walk-in closet. Spare bedroom with double-door entry can be used an office as well. Cozy backyard offering a covered patio with extended pavers ready for you to enjoy and entertain.

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220 W Fellars Drive Phoenix, AZ 85023

Open House

$629,500

3 Beds

2 Baths

1,971 SqFt

Status Active

MLS # 6762329

Property Type Single Family Residence

Price Type --

Gorgeous Single-Story Home w/3 Bedrooms Plus Large Den/Office, 2 Bathrooms & Upgrades Galore. Interior Features Diagonal Tile Flooring t/o & Carpet in Bedrooms. Great Room Style with Bright, Open Kitchen w/Large Granite Island, Breakfast Bar, SS Appliances, Chef's Gas Stove, Tons of Cabinets & Walk-In Pantry. Split Bedroom Floorplan with Large Master in Back offering Bathroom w/Step-In Shower, Double Sinks & Walk-In Closet., Exterior offers North facing Backyard w/Low Care Turf & East Side Patio for Shady Afternoons. Front Yard has EZ Care Landscaping w/Paver'd Driveway & Entry Walkway to Gorgeous Wrought Iron Security Door & RING Doorbell. Location is PRIME: Close to Shopping, Dining & Freeway Access! Community is Gated with Children's Playground in Center & in a Great School Boundary

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