Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Up-To-Date On Credible Lenders

A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.

Access To Better Rates

There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.

Saving On Fees

In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.

All The Available Options

It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.

Making The Process Run Smooth

An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.

There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.

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Sort by: Select Price, Low to High Price, High to Low Newer Listings First Older Listings First Open House Date

207 S Beaver Street Unit 306 Flagstaff, AZ 86001

$629,000

1 Bed

1 Bath

794 SqFt

Status Active

MLS # 6773451

Property Type Apartment

Price Type --

Never lived in before! One bedroom, one bathroom condo with a walk-in closet, located in the heart of historical downtown Flagstaff. All furnishings seen in the MLS pictures convey at no additional cost! Reserved exterior parking spot, common area roof deck with two BBQ's, chairs and views that go on forever. Unit #306 has a private balcony with views of the mountains to the west and its own storage closet. Prime Flagstaff location, walking distance to everything. Upgraded unit on the third level of this stunning new 32-unit building. Seller will consider a seller carry. Don't miss out on this special condo.

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8215 W Gardenia Avenue Glendale, AZ 85303

$629,000

4 Beds

2 Baths

2,643 SqFt

Status Active

MLS # 6761936

Property Type Single Family Residence

Price Type --

Welcome home!! Perfectly situated to accommodate your lifestyle, this spacious residence boasts a great split floor plan w/ 3 bedrooms, a den & large bonus room!! You'll be greeted by ample parking space for all your vehicles & toys! The expansive 3-car garage provides additional storage & convenience. Step inside to discover a beautifully open floor plan from the kitchen, equipped with top-of-the-line appliances & ample counter space, to the inviting great room & living room bathed in natural light. Outdoors, indulge in the resort-like atmosphere of your own private pool & patio area, perfect for hosting gatherings. The landscaped yard offers both beauty and functionality, creating a serene backdrop for outdoor activities & leisure. Owned Solar!!

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201 S 6th Place Show Low, AZ 85901

$629,000

6 Beds

4 Baths

4,301 SqFt

Status Active

MLS # 6770835

Property Type Single Family Residence

Price Type --

Make this spacious home your own. The basement has a full kitchen,laundry, bedroom and garage access. Located in the heart of Show Low with many amenities nearby! Enjoy shopping, dining, City Parks, movie theater, BMX, skateboard park and city pickle ball courts just to name a few. This beautiful home would be a great year round home or vacation rental. This home is priced to sell and is Sold As Is. Home is currently used as VRBO. A new metal roof in 2018. 2019 - Re-routing main plumbing lines to accommodate larger groups. (An RV drain can easily be added to this new line) lighting fixtures, HVAC for main floor. In 2021 a new sump pump was installed in basement for kitchen sink. There are 2 water heaters in the home, in 2022 a new one was installed on the main floor. A new metal roof in 2018. 2019 - Re-routing main plumbing lines to accommodate larger groups. (An RV drain can easily be added to this new line) lighting fixtures, HVAC for main floor. In 2021 a new sump pump was installed in basement for kitchen sink. There are 2 water heaters in the home, in 2022 a new one was installed on the main floor.

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4629 Cactus Wren Road Wickenburg, AZ 85390

$629,000

2 Beds

2.5 Baths

2,143 SqFt

Status Active

MLS # 6749239

Property Type Single Family Residence

Price Type --

OWNED SOLAR MOVE IN READY. Located in the Wickenburg Ranch community, this stunning home is a perfect blend of luxury and convenience. OWNED SOLAR, a 2-car garage and a covered front porch, the home exudes curb appeal. Inside, the open floor plan creates an inviting space that's ideal for both daily living and entertaining. The large, upgraded kitchen is the heart of the home, featuring a spacious island, modern appliances, and easy access to the family room, where built-in bookshelves add character and functionality. A wall of sliding glass doors floods the interior with natural light and seamlessly connects the indoors to the outdoors. The generously sized primary bedroom is a private retreat, complete with a large shower in the en-suite bathroom, offering a spa-like experience Additionally, the home includes a second bedroom that is also ensuit offering your guests comfort and privacy. This home also has a versatile den/office nook, perfect for working from home or as a quiet reading space. Step outside to enjoy the low-maintenance desert landscaping, a covered back patio with a fan for year-round comfort, a cozy fire pit, and an outdoor BBQ islandideal for hosting friends and family. Located in the sought-after Wickenburg Ranch, this home combines resort-style living with the serenity of the Arizona desert, making it a true gem.

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1371 N Alison Way Chandler, AZ 85226

$629,000

3 Beds

3 Baths

2,037 SqFt

Status Active Under Contract

MLS # 6754121

Property Type Single Family Residence

Price Type --

* CHANDLER STUNNER * PREMIUM CORNER LOT * FORMER MODEL * ACROSS FROM COMMUNITY POOL * LIKE LIVING IN A RESORT * LOFT-STYLE HOME * QUARTZ COUNTERS * STAINLESS APPLIANCES * UPGRADED CABINETS * OVERSIZED SLIDER * WRAPAROUND BALCONY * UPGRADED RAILINGS * LOFT WITH VIEWS * MASTER SHOWER WITH TILE SURROUNDS * CASITA WITH HALF BATH * VIEWS OF SOUTH MOUNTAIN * GET IT BEFORE ITS GONE! *

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2638 S Holbrook Lane Tempe, AZ 85282

$629,000

5 Beds

3 Baths

2,340 SqFt

Status Active Under Contract

MLS # 6757352

Property Type Single Family Residence

Price Type --

Location, location! This charming home is a 7-minute drive to ASU and Tempe Town Marketplace, and less than 10 minutes to Tempe Town Lake and Mill Avenue. A 3 minute walk to McClintock High School adds convenience. Inside, enjoy a spacious, open-concept living area filled with natural light. The contemporary kitchen boasts sleek quartz countertops and ample cabinetry. The dining area, living room, and Arizona room are perfect for gatherings and entertaining. The home features two luxurious en-suites with elegant bathrooms and walk-in showers. Three additional bedrooms offer space for family or a home office. Outside, relax by the gated pool in your private oasis. Don't miss this ideally located and thoughtfully designed home!

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4432 Ute Circle Happy Jack, AZ 86024

$629,000

3 Beds

2 Baths

1,650 SqFt

Status Active

MLS # 6698505

Property Type Single Family Residence

Price Type --

Welcome home to this charming single-family log cabin home in Happy Jack. With 3 bedrooms, 2 bathrooms, and a loft space, this home offers plenty of room for you and your family. Step inside and be greeted by the warm and inviting atmosphere of this log home. The large windows throughout flood the home with natural sunlight, creating a bright and airy feel. The living room features vaulted Tongue & Groove wood ceilings and dual pane windows, providing stunning views of the surrounding scenery. The kitchen is an open floor plan with its kitchen island, ample counter space, and a pantry for all your storage needs. Recessed lighting and ceiling fans are installed throughout the home, ensuring comfort and convenience. With one bedroom upstairs and the two additional bedrooms downstairs they are perfect for guests or a home office with some privacy. The loft space offers endless possibilities, whether it be a game room or a quiet reading nook. Outside, you'll find a detached log garage and mature trees on the generous corner lot, providing privacy and a beautiful backdrop. The two-car garage ensures plenty of space for parking and storage. As for the neighborhood, Starlight Pines offers a serene and close-knit community. Nearby, you'll find a variety of outdoor activities such as hiking trails, reservoir and lakes, perfect for those who love to explore nature. Don't miss out on the opportunity to make this beautiful log cabin your forever home. Call now to secure your slice of paradise.

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15040 E Scarlet Sky Lane Unit 7 Fountain Hills, AZ 85268

$629,000

3 Beds

2.5 Baths

2,439 SqFt

Status Active Under Contract

MLS # 6757635

Property Type Townhouse

Price Type --

Fabulous townhouse located within desirable guard gated, Eagle Mountain golf community in the La Loma neighborhood. This move-in ready home features 3 bedrooms plus a loft, 2 1/2 bathrooms, 2 car garage, private yard, views and community pool and spa. Spacious and light filled rooms with over 2400 square feet provides plenty of space to entertain, as well as ample private outdoor living. Walk to the driving range and course, have lunch at the Grille while enjoying spectacular views. Conveniently located to grocery store, restaurants and shopping all within walking distance. Short drive to downtown area of Fountain Hills, hiking/biking/events/community garden/dark sky/world famous fountain, and an easy ride to the airport.

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4120 S Butte Lane Gilbert, AZ 85297

$629,000

5 Beds

3 Baths

2,771 SqFt

Status Active

MLS # 6710159

Property Type Single Family Residence

Price Type --

This stunning Gilbert home offers luxurious upgrades: new AC, 120-gallon Solar Water Heater, and OWNED solar panels with net metering. Inside, enjoy the new flooring, fans, and granite countertops in the kitchen and bathrooms, plus executive height counters. Upstairs loft adds flexibility. Outdoors, enjoy the hot tub with overflow, surrounded by palm trees, and take a refreshing swim in the custom-designed pool featuring a water slide, table with seating, waterfall, and grotto with seating. Use the extended covered patio for entertaining. Additional amenities include a soft water system, RO system, and prewired surround sound, enhancing the home's modern appeal. For safety, flood lights are installed, and the interior and exterior have been newly painted, adding to the contemporary charm.

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6614 E Juniper Avenue Scottsdale, AZ 85254

$629,000

2 Beds

2 Baths

1,428 SqFt

Status Active

MLS # 6719401

Property Type Single Family Residence

Price Type --

Amazing Scottsdale Location! Fully remodeled home on a large lot in a quiet neighborhood with a full spa, a cozy fireplace, & a wet bar. The kitchen features granite tile counters & stainless steel appliances. Enjoy Large master suite offering Large soaker tub and walk in shower. Soak in the AZ weather in your beautiful backyard with multiple covered patios, and a full size spa, beautiful desert landscaping with a pair of love birds nesting in the saguaro cactus, Also featured, a 2-car garage with epoxy flooring. Conveniently located off Bell Rd, equal distance to all the fun at Scottsdale Quarter, Kierland Commons, & Desert Ridge Marketplace with endless options for shopping, dining, & entertainment!

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4434 W Judson Drive Anthem, AZ 85087

$629,000

5 Beds

3 Baths

2,483 SqFt

Status Active

MLS # 6762579

Property Type Single Family Residence

Price Type --

It's totally move-in ready plus $10,000 Seller Credit at closing available: Rate buy down or use towards closing costs. 2024 Upgrades: New HVAC, gorgeous quartz countertops, a sleek 5 burner gas range , dishwasher, and stainless sink and faucet. The home boasts fresh wood-look tile on the first floor and plush new carpet upstairs, along with a full interior repaint—including crisp white cabinets. Refreshened exterior landscaping. The garage now has a polished epoxy floor, and plumbing and electrical fixtures have been updated. Outside, you'll find revamped landscaping with new landscape rock and lush synthetic grass in the backyard. The pool has been acid washed, refilled with fresh water, and fitted with new filters—ready for you to dive in! This home is loaded with all the essentials and then some!

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6733 E Palm Street Mesa, AZ 85215

$629,000

4 Beds

2.5 Baths

2,219 SqFt

Status Active Under Contract

MLS # 6763483

Property Type Single Family Residence

Price Type --

**PRICE TO SELL** WOW! Absolutely gorgeous home with an open floor plan. This stunning 4 bedroom, 2 ½ baths home boasts a perfect blend of comfort and Arizona living. The home has an open floor plan w/ master bedroom, bathroom ensuite, two vanities & a walk- in closet on the 1st floor. Nestled in a quiet family friendly neighborhood with no HOA. 3 ¼ car garage with room for three cars on the outside of it. RV gate for your toys. The home is just minutes away from top rated schools, parks and shopping & metro two blocks away. 10 mins drive to Tonto National Forest. 25-min drive to Saguaro Lake & 20 mins to Phoenix Sky Harbor airport. Key features: Spacious living area w/cathedral ceilings & abundant natural light. Enjoy open concept layout for family gatherings. Family room w/cathedral ceilings & a stone fireplace Gourmet kitchen: Well-appointed features ss appliances, granite counters, ample cabinet space w/a walk-in pantry & a sliding glass door going into your yard. Outdoor Oasis-step outside to a beautiful, landscaped back yard with irrigation, complete w/ covered patio area, HUGE pool & a large stone BBQ w/refrigerator for outdoor fun.

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