A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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28250 N 134th Avenue
Peoria, AZ 85383
$621,469
4
Beds
3
Baths
2,318
SqFt
Status
Active
MLS #
6788574
Property Type
Single Family Residence
Price Type
--
A soon to be complete single-story Harbor with a Ranch exterior elevation style. This 4-bedroom home plus a flex room offers 3 and a half baths and a 3 car tandem garage. The kitchen features stainless steel appliances and stylish Mocha colored cabinetry and beautiful white quartz countertops. Throughout the home, find upgraded baseboards and wood-like tile. The home and community are at the base of a mountain and are near Vistancia. Home warranty included.
7313 E Fillmore Street
Scottsdale, AZ 85257
$621,000
4
Beds
2
Baths
1,841
SqFt
Status
Active
MLS #
6762777
Property Type
Single Family Residence
Price Type
--
Well maintained single story home with great South Scottsdale location. Close to ASU and Old Town. The appealing interior boasts updated flooring, neutral paint, a welcoming living room, large eat-in kitchen with sliding glass door leading to back patio. Kitchen equipped with updated stainless steel appliances including new D/W, granite counters, ample cabinet space, a peninsula with breakfast bar. French doors of master leads to a spacious yard. Approximately 224 sqft Casita offers exercise room/ office. Large workshop shed only steps from RV Gate. Large side yard to store all your toys. New electrical house panel and cast in 2021. Insulation updated 2021. New Hot water heater 2023. Great Investment opportunity!
3946 W Antelope Way
San Tan Valley, AZ 85144
$620,995
4
Beds
3
Baths
2,908
SqFt
Status
Active
MLS #
6784619
Property Type
Single Family Residence
Price Type
--
*Home is still Under Construction* Check out this beautifully crafted home with well-appointed interior finishes. A large center island in the kitchen overlooks the casual dining area. The open-concept great room is the perfect atmosphere for entertaining, with connectivity to the dining area and expansive views of the outdoor living space. A large loft space on the second floor creates an abundance of living options that are perfect for the way you live. The resort-style amenities in this community will make your family feel they're on vacation year-round. Experience the luxury you've always wanted by touring today.
3836 W Antelope Way
San Tan Valley, AZ 85144
$620,995
6
Beds
4.5
Baths
3,164
SqFt
Status
Active
MLS #
6779216
Property Type
Single Family Residence
Price Type
--
Check out this beautifully crafted home with well-appointed interior finishes. The pronounced front entry opens to a two-story foyer with a grand staircase. Premium finishes in the kitchen include name-brand appliances, upgraded cabinets, and tile floors. The open-concept great room is the perfect atmosphere for entertaining, with connectivity to the dining area and expansive views of the outdoor living space. A large loft space on the second floor creates an abundance of living options that are perfect for the way you live. Come experience your dream home today!
15531 W Piccadilly Road
Goodyear, AZ 85395
$620,900
2
Beds
2
Baths
2,154
SqFt
Status
Active
MLS #
6778730
Property Type
Single Family Residence
Price Type
--
South facing beautiful golf course home with front courtyard entry. Enchating outdoor living area with outdoor pergola, outdoor kitchen, outdoor bar, Misting system, Personal size Shasta Pool and heater if you want. Great landscaping for your privacy. Owner Solar with new solar converter, and if you have a green thumb a potting station, new heating and air, water softener system located in garage that as extra space for golf cart plus a hand wash sink in garage, front and back yard water system in him RO water system under sink. Sunburst shutters in Bedrooms and custom home office with built in custom cabinetry, Bedrooms both have walk-in closets. Both bathrooms updated. This home impresses with its high ceilings custom designed ET wall with lighting and built-in surround sound system with amplifier with builtin speakers. Great room with gas fireplace, 60in TV and windows have Hunter Douglas custom window treatments. bump out windows in kitchen nook second bedroom, ceiling fans, Stunning granite counters and klithen is upgrades and has under cabinet lighting, Spacious Utility Room. Also garage has storage cabinets. carpet free home, fence backyard. Seller is providing a home warranty.
Glendale
AZ 85305
$620,000
4
Beds
3
Baths
2,700
SqFt
Status
Active
MLS #
6725528
Property Type
Single Family Residence
Price Type
--
Up to 3% of total purchase price towards closing costs incentive offer. Brand New Move In Ready Home on prem. lot in highly sought-after Stonehaven Community* This Adelaide floorplan is stunning 4 bed/3 bath/3 car garage single-story gem!! Home has open floor plan. Gourmet Chef's kitchen featuring upgraded 42'' cabinets, large kitchen island, quartz countertops, WI pantry, SS appliances. Owner's retreat is spacious w/dual sinks, walk in shower & large walk-in closet. Other bedrooms are spacious. Tile in all the high traffic areas. Private CASITA w/ ensuite bathroom & sitting room. Low maintenance ft & bkyard. Community features community pool, walking/biking paths, parks, playgrounds, etc. Great Location: minutes to Westgate Entertainment Center, Cardinals Stadium, & restaurants, etc.
4380 E Prairie Lane
Cottonwood, AZ 86326
$620,000
3
Beds
2
Baths
1,855
SqFt
Status
Active
MLS #
6740171
Property Type
Single Family Residence
Price Type
--
This stunning, newly built property is perched atop a scenic hill, offering breathtaking mountain views from every angle. The modern design of the home seamlessly integrates with the natural landscape, featuring a split floor plan. Inside, the open-concept layout is highlighted by high ceilings, sleek finishes, and an abundance of natural light. The expansive outdoor patios provides the perfect spot for enjoying the serene surroundings and picturesque sunsets.
2774 Airpark Drive
Overgaard, AZ 85933
$620,000
3
Beds
2.5
Baths
1,664
SqFt
Status
Active
MLS #
6751278
Property Type
Single Family Residence
Price Type
--
Pilots and aviation enthusiasts, a beautiful 3BR/2.5 BA Mogollon Airpark home. A 5 min walk to aircraft tie downs, lodge, BBQ, ramadas, pickleball, tennis, & basketball courts! Well cared for immaculate move in ready home, with most furniture included! Spectacular knotty pine vaulted ceilings, soaring stone gas fireplace, open concept living room with an impressive wall of windows. Massive wrap around deck with plenty of room for outdoor entertaining or relaxing. Large screened-in all season room adds more living space. Enjoy the heavily treed, private 0.83 acre partially fenced lot and the wild life that abound. Attached 2 car garage. We are an active social, EAA Chapter 1044 and aviation community, come join the fun!
3039 E Nance Street
Mesa, AZ 85213
$620,000
4
Beds
2
Baths
2,331
SqFt
Status
Active
MLS #
6763881
Property Type
Single Family Residence
Price Type
--
Four bedrooms, with the 4th utilized as an office with built-in shelves, but no closet. Original owner of this well-maintained and upgraded home, which sits upon an interior north facing lot. Plantation shutters, skylights, fireplace, wood, tile and carpet flooring, kitchen island, granite kitchen countertops, vaulted ceilings, 2 X 6 construction, double glazed windows, large 3 car garage with workspace and cabinets. Elementary and Junior High School nearby. Front and backyard low maintenance. Tour this home. You'll not be disappointed. Oh, and no HOA in this beautiful community.
16116 W Alameda Road
Surprise, AZ 85387
$620,000
3
Beds
3
Baths
2,290
SqFt
Status
Active
MLS #
6768724
Property Type
Single Family Residence
Price Type
--
This Lovely Home features 3 Bedrooms, 3 Baths, 2 Bonus Rooms, Gourmet Kitchen with Sparkling Blue POOL nestled against an Open Area. This Nearly New Home boasts Artistic Custom Wall Features, Soft Eyebrow Arches, Gentle Color Palette, Wood Plank Vinyl Flooring, Full Wall Double Glass Sliding Doors, Upgraded Fans and Lighting, Travertine Decking and Artificial Turf. A Generous Entry leads to the Open Concept Living area complete with a multi use Bonus Room with Quartz Ledges. Gourmet Kitchen boasts 5 Burner Gas Cooktop, Stainless Steel Appliances, Wall Ovens, Tile Backsplash, Large Walk In Pantry, Island, Quartz Counters, Granite Sink, RO system, Pale Grey Cabinetry and under Cabinet Lighting. Primary Ensuite includes a Spa Shower, Double Sinks and Walk In Closet. Near Shopping and the 303
18737 N Celosia Lane
Surprise, AZ 85387
$620,000
3
Beds
2
Baths
2,312
SqFt
Status
Active
MLS #
6773515
Property Type
Single Family Residence
Price Type
--
Wonderful Stonecrest with golf course views from the large patio, breathtaking fairway and distant mountain views. A patio fountain is a plus on the back patio. ***NEW ROOF SEPT 2024*** HVAC system recently updated. 2.5 extended garage, with room for golf cart and 2 cars. Gourmet kitchen, with wall oven and cooktop, surrounded by beautiful granite counters and cherry cabinets. Don't pass by this beautiful Cimarron home.
18788 E Blue Sky Drive
Rio Verde, AZ 85263
$620,000
2
Beds
2
Baths
1,380
SqFt
Status
Active
MLS #
6769353
Property Type
Single Family Residence
Price Type
--
Great Lock & Leave - move in ready, with access to the luxury amenities of the prestigious Tonto Verde Community! As you step into the home, you are greeted by an abundance of natural light that floods through the open floor plan. The strategically designed layout accentuates the seamless flow between living spaces, providing an ideal setting for both relaxation & entertaining. The modern kitchen features quartz countertops that perfectly complement the cabinetry. Beautiful tile flooring graces the entire home, adding a touch of elegance & easy maintenance. The master suite boasts a spacious layout & an enormous shower. Yard is fully fenced w/privacy wall. Mountain Views! Easy access to walking path which lead to Tonto Verde Community.