A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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4757 E Amber Sun Drive
Cave Creek, AZ 85331
$629,500
5
Beds
3
Baths
2,248
SqFt
Status
Active
MLS #
6708250
Property Type
Single Family Residence
Price Type
--
Beautiful 5 BR, 3 FULL BATH home features elegant wood-like tile, an inviting family room, vaulted great room, and *NEWLY UPDATED* kitchen with granite countertops, appliances included! The first floor also has a laundry room (with washer/dryer), a bedroom, and a remodeled full bathroom - perfect for guests or multi-generational living. Upstairs includes additional bedrooms, a remodeled bathroom, and primary bedroom with en-suite bathroom and walk-in closet. The private backyard offers a covered patio, extended paver patio, shade trees, and view fencing. Modern amenities include structured media panel, Nest thermostats, Yale Smart Lock, and Ring doorbell. Excellent school district, close to shopping, and within 20 minutes of the I-17 and 101. Don't miss this opportunity in Cave Creek!
220 W Fellars Drive
Phoenix, AZ 85023
$629,500
3
Beds
2
Baths
1,971
SqFt
Status
Active
MLS #
6762329
Property Type
Single Family Residence
Price Type
--
Gorgeous Single-Story Home w/3 Bedrooms Plus Large Den/Office, 2 Bathrooms & Upgrades Galore. Interior Features Diagonal Tile Flooring t/o & Carpet in Bedrooms. Great Room Style with Bright, Open Kitchen w/Large Granite Island, Breakfast Bar, SS Appliances, Chef's Gas Stove, Tons of Cabinets & Walk-In Pantry. Split Bedroom Floorplan with Large Master in Back offering Bathroom w/Step-In Shower, Double Sinks & Walk-In Closet., Exterior offers North facing Backyard w/Low Care Turf & East Side Patio for Shady Afternoons. Front Yard has EZ Care Landscaping w/Paver'd Driveway & Entry Walkway to Gorgeous Wrought Iron Security Door & RING Doorbell. Location is PRIME: Close to Shopping, Dining & Freeway Access! Community is Gated with Children's Playground in Center & in a Great School Boundary
207 S Beaver Street Unit 306
Flagstaff, AZ 86001
$629,000
1
Bed
1
Bath
794
SqFt
Status
Active
MLS #
6773451
Property Type
Apartment
Price Type
--
Never lived in before! One bedroom, one bathroom condo with a walk-in closet, located in the heart of historical downtown Flagstaff. All furnishings seen in the MLS pictures convey at no additional cost! Reserved exterior parking spot, common area roof deck with two BBQ's, chairs and views that go on forever. Unit #306 has a private balcony with views of the mountains to the west and its own storage closet. Prime Flagstaff location, walking distance to everything. Upgraded unit on the third level of this stunning new 32-unit building. Seller will consider a seller carry. Don't miss out on this special condo.
8215 W Gardenia Avenue
Glendale, AZ 85303
$629,000
4
Beds
2
Baths
2,643
SqFt
Status
Active
MLS #
6761936
Property Type
Single Family Residence
Price Type
--
Welcome home!! Perfectly situated to accommodate your lifestyle, this spacious residence boasts a great split floor plan w/ 3 bedrooms, a den & large bonus room!! You'll be greeted by ample parking space for all your vehicles & toys! The expansive 3-car garage provides additional storage & convenience. Step inside to discover a beautifully open floor plan from the kitchen, equipped with top-of-the-line appliances & ample counter space, to the inviting great room & living room bathed in natural light. Outdoors, indulge in the resort-like atmosphere of your own private pool & patio area, perfect for hosting gatherings. The landscaped yard offers both beauty and functionality, creating a serene backdrop for outdoor activities & leisure. Owned Solar!!
1350 E Gail Court
Gilbert, AZ 85296
$629,000
4
Beds
3
Baths
2,237
SqFt
Status
Active
MLS #
6775994
Property Type
Single Family Residence
Price Type
--
Move-in ready with countless upgrades including new AC, windows and can lighting! This modern single-family home boasts an open floor plan perfect for gatherings. The chef's kitchen showcases quartz countertops, shaker cabinets, and new appliances that brings both charm and modern appeal. Upstairs, a split floor plan separates the spacious secondary rooms from the primary suite. All bathrooms are upgraded with quartz countertops and chic laminate flooring. The backyard is an entertainer's dream, complete with a gazebo strung with lights, turf, and river rock. Every detail has been updated within two years! This home is ready to meet all your needs. Don't miss this opportunity to experience a truly exceptional property — it's a must-see!
201 S 6th Place
Show Low, AZ 85901
$629,000
6
Beds
4
Baths
4,301
SqFt
Status
Active
MLS #
6770835
Property Type
Single Family Residence
Price Type
--
Make this spacious home your own. The basement has a full kitchen,laundry, bedroom and garage access. Located in the heart of Show Low with many amenities nearby! Enjoy shopping, dining, City Parks, movie theater, BMX, skateboard park and city pickle ball courts just to name a few. This beautiful home would be a great year round home or vacation rental. This home is priced to sell and is Sold As Is. Home is currently used as VRBO. A new metal roof in 2018. 2019 - Re-routing main plumbing lines to accommodate larger groups. (An RV drain can easily be added to this new line) lighting fixtures, HVAC for main floor. In 2021 a new sump pump was installed in basement for kitchen sink. There are 2 water heaters in the home, in 2022 a new one was installed on the main floor. A new metal roof in 2018. 2019 - Re-routing main plumbing lines to accommodate larger groups. (An RV drain can easily be added to this new line) lighting fixtures, HVAC for main floor. In 2021 a new sump pump was installed in basement for kitchen sink. There are 2 water heaters in the home, in 2022 a new one was installed on the main floor.
1371 N Alison Way
Chandler, AZ 85226
$629,000
3
Beds
3
Baths
2,037
SqFt
Status
Active Under Contract
MLS #
6754121
Property Type
Single Family Residence
Price Type
--
* CHANDLER STUNNER * PREMIUM CORNER LOT * FORMER MODEL * ACROSS FROM COMMUNITY POOL * LIKE LIVING IN A RESORT * LOFT-STYLE HOME * QUARTZ COUNTERS * STAINLESS APPLIANCES * UPGRADED CABINETS * OVERSIZED SLIDER * WRAPAROUND BALCONY * UPGRADED RAILINGS * LOFT WITH VIEWS * MASTER SHOWER WITH TILE SURROUNDS * CASITA WITH HALF BATH * VIEWS OF SOUTH MOUNTAIN * GET IT BEFORE ITS GONE! *
2638 S Holbrook Lane
Tempe, AZ 85282
$629,000
5
Beds
3
Baths
2,340
SqFt
Status
Active Under Contract
MLS #
6757352
Property Type
Single Family Residence
Price Type
--
Location, location! This charming home is a 7-minute drive to ASU and Tempe Town Marketplace, and less than 10 minutes to Tempe Town Lake and Mill Avenue. A 3 minute walk to McClintock High School adds convenience. Inside, enjoy a spacious, open-concept living area filled with natural light. The contemporary kitchen boasts sleek quartz countertops and ample cabinetry. The dining area, living room, and Arizona room are perfect for gatherings and entertaining. The home features two luxurious en-suites with elegant bathrooms and walk-in showers. Three additional bedrooms offer space for family or a home office. Outside, relax by the gated pool in your private oasis. Don't miss this ideally located and thoughtfully designed home!
15040 E Scarlet Sky Lane Unit 7
Fountain Hills, AZ 85268
$629,000
3
Beds
2.5
Baths
2,439
SqFt
Status
Active Under Contract
MLS #
6757635
Property Type
Townhouse
Price Type
--
Fabulous townhouse located within desirable guard gated, Eagle Mountain golf community in the La Loma neighborhood. This move-in ready home features 3 bedrooms plus a loft, 2 1/2 bathrooms, 2 car garage, private yard, views and community pool and spa. Spacious and light filled rooms with over 2400 square feet provides plenty of space to entertain, as well as ample private outdoor living. Walk to the driving range and course, have lunch at the Grille while enjoying spectacular views. Conveniently located to grocery store, restaurants and shopping all within walking distance. Short drive to downtown area of Fountain Hills, hiking/biking/events/community garden/dark sky/world famous fountain, and an easy ride to the airport.
4432 Ute Circle
Happy Jack, AZ 86024
$629,000
3
Beds
2
Baths
1,650
SqFt
Status
Active
MLS #
6698505
Property Type
Single Family Residence
Price Type
--
Welcome home to this charming single-family log cabin home in Happy Jack. With 3 bedrooms, 2 bathrooms, and a loft space, this home offers plenty of room for you and your family. Step inside and be greeted by the warm and inviting atmosphere of this log home. The large windows throughout flood the home with natural sunlight, creating a bright and airy feel. The living room features vaulted Tongue & Groove wood ceilings and dual pane windows, providing stunning views of the surrounding scenery. The kitchen is an open floor plan with its kitchen island, ample counter space, and a pantry for all your storage needs. Recessed lighting and ceiling fans are installed throughout the home, ensuring comfort and convenience. With one bedroom upstairs and the two additional bedrooms downstairs they are perfect for guests or a home office with some privacy. The loft space offers endless possibilities, whether it be a game room or a quiet reading nook. Outside, you'll find a detached log garage and mature trees on the generous corner lot, providing privacy and a beautiful backdrop. The two-car garage ensures plenty of space for parking and storage. As for the neighborhood, Starlight Pines offers a serene and close-knit community. Nearby, you'll find a variety of outdoor activities such as hiking trails, reservoir and lakes, perfect for those who love to explore nature. Don't miss out on the opportunity to make this beautiful log cabin your forever home. Call now to secure your slice of paradise.
4120 S Butte Lane
Gilbert, AZ 85297
$629,000
5
Beds
3
Baths
2,771
SqFt
Status
Active
MLS #
6710159
Property Type
Single Family Residence
Price Type
--
This stunning Gilbert home offers luxurious upgrades: new AC, 120-gallon Solar Water Heater, and OWNED solar panels with net metering. Inside, enjoy the new flooring, fans, and granite countertops in the kitchen and bathrooms, plus executive height counters. Upstairs loft adds flexibility. Outdoors, enjoy the hot tub with overflow, surrounded by palm trees, and take a refreshing swim in the custom-designed pool featuring a water slide, table with seating, waterfall, and grotto with seating. Use the extended covered patio for entertaining. Additional amenities include a soft water system, RO system, and prewired surround sound, enhancing the home's modern appeal. For safety, flood lights are installed, and the interior and exterior have been newly painted, adding to the contemporary charm.
6614 E Juniper Avenue
Scottsdale, AZ 85254
$629,000
2
Beds
2
Baths
1,428
SqFt
Status
Active
MLS #
6719401
Property Type
Single Family Residence
Price Type
--
Amazing Scottsdale Location! Fully remodeled home on a large lot in a quiet neighborhood with a full spa, a cozy fireplace, & a wet bar. The kitchen features granite tile counters & stainless steel appliances. Enjoy Large master suite offering Large soaker tub and walk in shower. Soak in the AZ weather in your beautiful backyard with multiple covered patios, and a full size spa, beautiful desert landscaping with a pair of love birds nesting in the saguaro cactus, Also featured, a 2-car garage with epoxy flooring. Conveniently located off Bell Rd, equal distance to all the fun at Scottsdale Quarter, Kierland Commons, & Desert Ridge Marketplace with endless options for shopping, dining, & entertainment!