A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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20121 N 76th Street Unit 2022
Scottsdale, AZ 85255
$620,000
2
Beds
2
Baths
1,854
SqFt
Status
Active
MLS #
6751819
Property Type
Apartment
Price Type
--
Discover this gorgeous 2-bedroom, 2-bathroom condo with a convertible den in the gated Vintage at Grayhawk community. Meticulously maintained, this home offers a perfect blend of modern elegance and comfort. The open-concept floor plan includes a spacious kitchen with stainless steel appliances, a cozy living area, and a private balcony with breathtaking views. Enjoy access to a heated community pool, gym, shopping, and dining. Recent upgrades enhance its appeal: hot water heater (2022), garbage disposal (2022), AC unit (2023), interior paint (2022), new flooring (2023), granite countertops (2023), and ROE tank (2024). This is a rare opportunity to experience Scottsdale's vibrant lifestyle in an exceptional home.
77 E Atole Court
Queen Creek, AZ 85140
$620,000
2
Beds
2
Baths
1,884
SqFt
Status
Active
MLS #
6770642
Property Type
Single Family Residence
Price Type
--
Welcome to your stunning and popular Refresh plan in the beautiful community of Encanterra! This home truly embodies an open feel perfect for entertaining! Every detail of the home is special with upgrades including a central vac, gourmet kitchen and custom window shades! The primary suite offers a private oasis, while your guests can enjoy their own privacy on the opposite side of the home. The 4ft extended 2-car garage will provide you with add'l space and built-in cabinets for plenty of storage. Outside you'll experience Arizona living with your own beautiful custom fire pit, built in BBQ, pergola with a color light remote system ideal for entertaining and relaxation. This incredible home is being offered furnished!
27002 W Oraibi Drive
Buckeye, AZ 85396
$620,000
3
Beds
3
Baths
2,529
SqFt
Status
Active
MLS #
6759792
Property Type
Single Family Residence
Price Type
--
Step into style and comfort through a private courtyard w/a wrought iron gate. This stunning 3+ bed, 2.5 bath home boasts 10-foot ceilings, an elegant kitchen featuring a half-moon island w/seating for 4+,a convenient coffee bar and expansive pantry nearby. The open-concept main living area leads to a walk-out slider. The spacious owner's suite offers an extra-large walk-in closet and a luxurious bathroom with dual sinks and a generous walk-in shower. Additional highlights: a golf cart garage, an expansive covered patio surrounded by greenery and a mister system, large corner lot and automated blinds in the main livingroom. Experience the perfect blend of comfort and sophistication in this meticulously designed and maintained home. sophistication in this meticulously designed and maintained residence. Located in a 55+ community, pools, golf, community centers with a variety of amenities.
5100 E Rancho Paloma Drive Unit 2043
Cave Creek, AZ 85331
$620,000
2
Beds
2
Baths
2,074
SqFt
Status
Active
MLS #
6707699
Property Type
Townhouse
Price Type
--
This beautiful condominium, built in 2022, boasts a spacious and airy open floor plan, designed for modern living. This unit offers privacy with breathtaking mountain views and an attached 2 car garage. This beloved second home, has been lightly lived in, ensuring its great condition. Equipped with smart home technology, allowing you to manage your home remotely with ease. Control lighting, security, and other essential functions from anywhere, ensuring your home is always ready for your arrival. Enjoy ''The Good-Life'' in this wonderful pet-friendly community, with a fitness room, a heated pool and spa. The Office can be converted into a 3rd bedroom if needed. The furniture is negotiable and can be conveyed separately on bill of sale.
3785 N 150th Lane
Goodyear, AZ 85395
$620,000
2
Beds
2
Baths
1,641
SqFt
Status
Active
MLS #
6714594
Property Type
Single Family Residence
Price Type
--
Gorgeous Home on a Golf Course Lot in the Active Adult Community of PebbleCreek with Resort Style Living. Highly upgraded split floor plan with 2 Bedrooms, 2 Baths plus a Den. Beautiful upgraded 42'' Kitchen Cabinets with Quartz/Leather finish Countertops, Island with Breakfast Bar, Built-in Wine Cooler, Sub Zero Fridge, Gas Stove La Cornue En France with Hood, overlooking Formal Dining Room. Elegant Family Room with Large windows and views with Mountains and Golf Course. Spacious Laundry Room with lots of Cabinets, laundry sink and Upgraded Washer/Dryer. Master Bedroom with walk-out to a Covered Patio. Remodeled Master Bathroom with oversized walk-in Shower, Double Sinks and Walk-in Closet. Peaceful, Covered Patio with Built-in BBQ and lots of room to Entertain. **Dream Home**
4236 N 27th Street Unit 36
Phoenix, AZ 85016
$620,000
3
Beds
4
Baths
1,816
SqFt
Status
Active
MLS #
6709304
Property Type
Townhouse
Price Type
--
Welcome to Biltmore Living Townhomes, where luxury meets convenience in a beautiful gated community. This stunning townhome features 3 bedrooms plus a den, spread across three spacious levels. On the first floor, you'll find a versatile den perfect for a home office, a convenient powder room, and a spacious laundry room. The second floor boasts a stunning kitchen with light finishes, granite countertops, stainless steel appliances, and a large pantry. The open and inviting dining area and family room are perfect for entertaining, with an additional half bathroom off the dining room. The third floor features the primary bedroom with a private balcony (one of three balconies in the home), a gorgeous bathroom with double sinks, fine finishes, a large shower, and an oversized walk-in closet. This home also includes a large 2-car garage with plenty of storage, a rare find in this desirable area. The community offers amenities such as a relaxing swimming pool, spa, and BBQ area, all within a fully gated, friendly environment. Located in a prime spot, you're just minutes away from the Biltmore area, offering the best restaurants and shopping in the valley, with easy access to the 51, I-10, 202, Paradise Valley, and Scottsdale. Experience the best of Biltmore Living. Schedule a tour today and make this dream townhome your reality!
18138 W Robin Lane
Surprise, AZ 85387
$620,000
5
Beds
3
Baths
3,021
SqFt
Status
Active
MLS #
6656137
Property Type
Single Family Residence
Price Type
--
Nestled in a tranquil neighborhood, this captivating two-story pool home offers plenty of space for relaxation and entertainment. With 5 bedrooms and 3 bathrooms, there's an abundance of space for both personal retreats and gatherings. This residence is not only designed for luxury living but also for practicality. The NextGen suite, with its private entrance, refrigerator, and bathroom offers flexibility for guests, in-laws, or the opportunity for rental income. A bonus den downstairs provides a versatile space for a home office, playroom, or guest room. Upstairs, a massive loft creates the perfect canvas for a home theater, game room, or additional living space tailored to your lifestyle and the convenience of an upstairs laundry room adds to the overall functionality of the home... The kitchen is adorned with stainless steel appliances and centered around a generous island. Whether you're hosting a dinner party or enjoying a quiet family meal, this kitchen is equipped to meet your needs. The property features extra space for side parking behind an RV Gate that includes a 50 AMP RV plug, but what truly sets this property apart is its unparalleled privacy, backing up to a serene wash that ensures peace and seclusion. Step outside onto your massive patio (or deck if you are on the second floor) where a pebble-finished pool finished with travertine deck and a putting green awaits, providing both entertainment and relaxation in your own backyard. Motivated sellers open to all offers.
1506 N Diane Street
Mesa, AZ 85203
$620,000
3
Beds
2
Baths
3,028
SqFt
Status
Active
MLS #
6712863
Property Type
Single Family Residence
Price Type
--
BASEMENT HOME, WITH A POOL, GREAT LOCATION!! Welcome to this uniquely beautiful home offering granite countertops in the kitchen, newer flooring throughout, vaulted ceilings, and new microwave/oven/dishwasher in the kitchen. The spacious basement includes a wet bar and is perfect for entertaining friends and family with movie nights, or all out game time with billiards, ping pong, or poker night. Dive into the refreshing pool, and enjoy basking in the sun in your private oasis while sipping your favorite drink. Bathrooms boast new quartz countertops, and the large laundry room comes with a sink. The primary bedroom offers a spacious walk-in closet and a luxurious bathroom with dual sinks, a separate tub, and shower. This home is a must-see!
3386 W Hemingway Lane
Phoenix, AZ 85086
$620,000
5
Beds
3
Baths
2,700
SqFt
Status
Active
MLS #
6725354
Property Type
Single Family Residence
Price Type
--
Welcome to your dream home in Anthem! This stunning 5-bedroom, 3-bath beauty is not just a house; it's where your best life begins. From the charming front porch to the spacious 2-car garage and RV gate, this place has it all. Step inside to find gorgeous Spanish tile, elegant plantation shutters that make you feel right at home. Natural light floods the cozy living room and the great room, which seamlessly opens to the backyard through sliding glass doors. Now, let's talk kitchen: walk-in pantry, stainless steel appliances, and granite countertops that practically scream, ''Cook here!'' Plus, there's a breakfast bar for casual bites or quick chats. Upstairs, you'll find a versatile loft or a bonus room that could be a study, playroom, or whatever your heart desires. The main retreat is a peaceful escape, featuring double doors, an ensuite with dual sinks, and a walk-in closet that would make any fashionista swoon. But the real star? Your backyard oasis, complete with a covered patio, built-in BBQ, outdoor fireplace, and a sparkling pool with a rock waterfall - perfect for entertaining or just unwinding after a long day. And let's not forget about those solar panels keeping your energy bills in check! Living in Anthem means endless amenities: gyms, sports courts, water parks, and community events that keep the fun rolling year-round. This home is stylish, spacious, and ready for you to soak up the Arizona sunshine. Are you ready to make it yours?
632 N 72nd Place
Scottsdale, AZ 85257
$620,000
4
Beds
2
Baths
1,990
SqFt
Status
Active
MLS #
6727478
Property Type
Single Family Residence
Price Type
--
Fresh paint, new flooring, new kitchen features waterfall counter top, new restrooms. Homes has been remodeled and is ready for its new owner. Dual pane windows through the home. Shopping retail, entertainment, and restaurants very close.
886 S Pleasant Drive
Chandler, AZ 85225
$620,000
4
Beds
2.5
Baths
2,137
SqFt
Status
Active
MLS #
6743825
Property Type
Single Family Residence
Price Type
--
Welcome to your dream home in beautiful Chandler, Arizona! This stunning 4-bedroom, 2.5-bathroom residence offers the perfect blend of comfort and elegance. Step inside and be greeted by an inviting floor plan with abundant natural light creating a warm and welcoming atmosphere. The luxurious master suite is a serene retreat, complete with a generous walk-in closet and a spa-like en-suite bathroom featuring dual vanities, a soaking tub, and a separate shower. Three additional well-sized bedrooms provide plenty of space for family, guests, or a home office. Step outside to your private oasis—a beautifully landscaped backyard with a sparkling pool that promises endless hours of relaxation and fun. Whether you're hosting summer barbecues, enjoying a quiet evening under the stars... or simply taking a refreshing dip, this backyard is perfect for both entertaining and unwinding. Additional features of this exceptional home include a 3-car garage, solar panels, new AC units and proximity to top-rated schools, parks, and shopping. Don't miss this opportunity to own a slice of paradise in Chandler. Schedule your showing today and experience the perfect combination of luxury and comfort!
3649 E Cody Avenue
Gilbert, AZ 85234
$620,000
4
Beds
2
Baths
1,884
SqFt
Status
Active
MLS #
6753565
Property Type
Single Family Residence
Price Type
--
Your beautifully REMODELED 4 bedroom home w/ a POOL in Carol Rae Ranch is now for sale! Inside you will find spacious dining & living areas, luxury vinyl flooring, graceful archways, and neutral palette throughout. The fabulous kitchen is comprised of ample cabinetry w/ample counter space, a pantry, stainless steel appliances, and an island complete w/a breakfast bar. Double doors open up to the primary bedroom, boasting a walk-in closet and a private ensuite w/dual sinks. This home also features a water softener! Finally, the lovely backyard includes a covered patio and a fenced pool perfect for the warm summer days! THIS IS HOME, make it your first stop!