A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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1898 Kensington Court
Prescott, AZ 86301
$625,000
3
Beds
4
Baths
2,469
SqFt
Status
Active
MLS #
6733682
Property Type
Single Family Residence
Price Type
--
Set within the charming development of Kensington Place, a community of only 12 homes centrally located in Prescott, lies this stunning contemporary main-level living home. Step inside and be greeted by the inviting foyer and open office/den, which can also serve as a formal dining area. The great room concept is sure to impress with its high-volume ceiling & 3-panel glass door that bathes the space in natural light. The dining area and kitchen flow seamlessly into the great room, creating an ideal layout for entertaining. The kitchen is a showstopper, featuring floor-to-ceiling dark stained cabinetry with glass-enclosed display cabinets, quartz counters, and a suite of stainless-steel appliances, including a 5-burner gas range. The spacious master bedroom offers access to the back patio and an ensuite bathroom with a walk-in shower with tile insets, double sink vanity, water closet, and walk-in closet. The main level also includes a powder room, laundry room, storage area, and access to the 2-car garage. Upstairs, the luxurious feel continues with a large bonus/family room, currently used as a game room with a pool table and access to the covered deck via a sliding glass door. Two roomy guest bedrooms share a Jack and Jill bathroom, and there's an additional powder room on this level as well. The backyard is beautifully landscaped and fenced with rock, block, and wrought iron, while beyond the fence lies terraced rock landscaping. The covered paver back patio is the perfect spot to relax with a glass of wine as the sun sets in the west. A side yard gate opens to tasteful low-maintenance landscaping with both front and back yards drip water systems on a timer. Located at the end of the street, this property borders Blooming Hills Estates park/open space directly to the north. Additional highlights include a tile roof, durable porcelain plank tile floors in the main living area, high-end carpet in the bedrooms and game room, and granite counters in the bathrooms. This property offers the style and amenities of a Prescott Lakes home without the high HOA fees. It's conveniently close to hiking trails, including the Peavine Trail and Watson Lake. The HOA, now resident-managed, has reduced dues since the takeover. Come see this exceptional home today.
4284 E Erie Street
Gilbert, AZ 85295
$625,000
4
Beds
4.5
Baths
3,168
SqFt
Status
Active
MLS #
6732241
Property Type
Single Family Residence
Price Type
--
Gorgeous Mediterranean Style 3,168 Sq Ft Home. Built in 2017 in an Upscale Gilbert Community. Low Maintenance Lot Features Artificial Turf, Rock Landscape, & Pavers. The First Floor Features Spacious Open Living Space for a Game Room/Den with a Half Bath, Patio Access, and 2-Car Garage with Included Water Softener. The Mid-Level 2nd Floor Features Very Large Open Floor Plan with Spacious Living Room, Huge Gourmet Kitchen, Breakfast Bar, Dining Area with Double Patio Doors Opening to Large Balcony. The Mid-Level also has a Bedroom, Full Hall Bath & Laundry Room. The Top-Level 3rd Floor Features the Owner's Suite with Large Primary Bedroom, Spa Inspired Bathroom & Walk-In Closet. Top-Level Also has 2 Junior Suites with Private Bathrooms. Enjoy the Community Pool, Park & Basketball Court. Shop & Dine at Cooley Station, Verde and Upscale Santan Village.
4116 E Wagoner Road
Phoenix, AZ 85032
$625,000
5
Beds
2
Baths
2,240
SqFt
Status
Active
MLS #
6741473
Property Type
Single Family Residence
Price Type
--
Fantastic opportunity on this beautiful property! Recently appraised twice, first at $660,000 and second at $650,000. Discover this beautifully remodeled home, where modern elegance meets unparalleled functionality. This property features 5 spacious bedrooms and 2 spa-like bathrooms, offering a blend of style and comfort. The brand-new kitchen shines with quartz countertops and the latest appliances, complemented by a generous laundry room for added convenience. Wooden floors throughout and meticulous tile work in the bathrooms and laundry area accentuate the home's appeal. New windows, interior doors, and elegant pavers in the front, back, and pool areas elevate the property's aesthetic and utility. Unique to this home is an entertainment area with a bar near the pool, designed for memorable parties and gatherings. The expansive backyard serves as a private retreat for relaxation or entertainment,
6518 W Bent Tree Drive
Phoenix, AZ 85083
$625,000
4
Beds
3
Baths
3,152
SqFt
Status
Active
MLS #
6743569
Property Type
Single Family Residence
Price Type
--
Picture-perfect sunsets from your new home! This large 4 bed/3 bath plus loft is located in a quiet neighborhood w/picturesque views. Lovely curb appeal w/stone accents & front porch. Spacious living areas excellent for hosting & entertaining guests. Upgrades include new interior paint, a gas fireplace, new lighting throughout, & a new water heater. The gourmet kitchen is equipped with an electric cooktop, a wall oven, granite counters, rich wood cabinetry, & an island w/a breakfast bar. Main suite upstairs has a full ensuite, a walk-in closet, & a private balcony w/mountain views. Don't miss the spacious 3-car garage! The vast backyard provides a covered patio & a firepit. Hiking trails right down the street. Backyard ready for your dream pool design! See rendering photos for inspiration
8537 E Jackrabbit Road
Scottsdale, AZ 85250
$625,000
3
Beds
2
Baths
1,520
SqFt
Status
Active
MLS #
6751481
Property Type
Single Family Residence
Price Type
--
This desirably located 3 bedroom, 2 bath home in the heart of Scottsdale is close to everything - Chaparral Park, Old Town Scottsdale, Fashion Square, Spring training facilities, Talking Stick Resort, Arizona Boardwalk and more. AC replaced in 2023, this home features an open floorpan, dual pane windows, and white wood shutters throughout. Kitchen is large enough to entertain and living room features a welcoming fireplace. The spacious backyard is large enough for a pool or bbq! It currently features a RV gate, enclosed Arizona room and storage shed.
44025 N 44th Lane
New River, AZ 85087
$625,000
4
Beds
3
Baths
2,823
SqFt
Status
Active
MLS #
6753711
Property Type
Single Family Residence
Price Type
--
SOLAR to be PAID OFF at COE, and already accruing credits! This exceptional 4 BR, 3 BA single-level home in a cul-de-sac corner lot with 2 Master Suites, each with en-suite baths, walk-in closets, and outside access. Features include a large kitchen with breakfast bar, nook, island, desk, and stainless appliances. Enjoy high ceilings, a split floor plan, and a private backyard with a covered patio, sitting area with gas fire pit, and new turf play area. Built with efficient 2x6 construction, low-E windows, 2 newer AC units and Solar Panels to keep your electric bill even lower.. Recent updates include a new water heater, dishwasher, disposal, RO system, and garage door. Close to I-17, shopping, restaurants, and Anthem Community Center with fitness, pool, tennis, and waterpark amenities.
7030 N 12th Street
Phoenix, AZ 85020
$625,000
4
Beds
2
Baths
1,688
SqFt
Status
Active
MLS #
6753596
Property Type
Single Family Residence
Price Type
--
Welcome home! This charming 4-bed, 2-bath residence offers a gated carport for secure parking, a convenient RV gate, ample driveway space, and an inviting front porch. Discover a welcoming living room with vaulted ceilings, a soothing palette, blinds, and stylish wood-look flooring. Enjoy cozy evenings in the family room, which is perfect for relaxing with loved ones. The delightful kitchen comes with granite counters, abundant white cabinetry, a mosaic tile backsplash, pendant/recessed lighting, stainless steel appliances, a pantry, and an island with a breakfast bar. The main bedroom offers a private bathroom for added comfort. Venture outside to a backyard, complete with a covered patio, storage sheds, well-laid pavers, and a warn firepit for gatherings under the stars. Make it yours!
1743 W Butler Drive
Phoenix, AZ 85021
$625,000
4
Beds
2
Baths
2,373
SqFt
Status
Active Under Contract
MLS #
6596025
Property Type
Single Family Residence
Price Type
--
Nestled in the highly sought-after school district and Royal Palms neighborhood- this property boasts immense potential,. The lot provides plenty of room for outdoor activities with the possibility of expanding the living space in the future.There is an Electric RV gate at the front of the property. The surrounding community offers quick access to downtown , phoenix eateries and entertainment. This property has an expansive lot, inviting pool, and potential to craft the home of your dreams.
2078 E Donner Drive
Tempe, AZ 85282
$625,000
4
Beds
2
Baths
2,005
SqFt
Status
Active
MLS #
6755620
Property Type
Single Family Residence
Price Type
--
Welcome to this beautifully renovated 4-bedroom, 2-bath home, upgraded from top to bottom. Nestled on a spacious lot with an RV gate, this home boasts a brand-new air conditioner (installed in October 2024) and an energy-efficient foam roof, which lasts longer than traditional shingles and helps lower energy bills. The backyard features fresh landscaping with a new irrigation system and updated plumbing for the pool. Step inside to discover a fully remodeled living area with soaring 9-foot ceilings and an open-concept floor plan. The kitchen and living room have been completely transformed, featuring brand-new appliances, stylish vanities, luxury vinyl plank flooring, and modern countertops. With a 2-car garage and no HOA, this home is the perfect blend of comfort and convenience. The newer foam roof lasts longer and provides excellent insulation. Best of all, there's no HOA! Located just minutes from ASU, major freeways, and an array of restaurants and shopping. Make this well-designed gem yours now!
1161 N Cole Drive
Gilbert, AZ 85234
$625,000
4
Beds
2
Baths
2,074
SqFt
Status
Active
MLS #
6758696
Property Type
Single Family Residence
Price Type
--
Welcome to this stunning 4-bedroom home in the highly desirable Carol Rae Ranch Community! With fantastic curb appeal, a NEW ROOF and NEW HVAC this home is sure to impress from the moment you arrive. Inside, you'll find a spacious, open layout featuring new wood-look tile flooring throughout, new plush carpet in all the right places, and new paint. The kitchen is a chef's delight with granite countertops and plenty of space for entertaining. Enjoy comfort for the entire family with a split floor plan and generous sized rooms. The outdoor space is a true retreat, featuring a lush green yard perfect for relaxing or hosting gatherings. Plus, with only one neighboring home on the side, you'll enjoy extra privacy! Located in a community with parks, walking trails, and more, this home is the perfect blend of comfort, convenience, and charm. Don't miss your chance to call this treasure your own!
5002 N 86th Place
Scottsdale, AZ 85250
$625,000
3
Beds
2
Baths
1,832
SqFt
Status
Active
MLS #
6762719
Property Type
Single Family Residence
Price Type
--
Beautifully kept 3 bed 2 bath home in the desirable Park Scottsdale neighborhood. This 1832 sq ft home features an open concept floor plan with a modern kitchen and updated flooring. The primary suite offers an en-suite bath and walk-in shower. Enjoy a private backyard with a covered patio, perfect for outdoor living. Move-in ready with fresh paint, newer roof, newer HVAC system and located near the Greenbelt. Minutes from Old Town Scottsdale, parks, shopping, dining, and easy freeway access. This charming home is turnkey and perfect as a primary residence, vacation home, or investment property. Don't miss out on this rare opportunity to own a stunning home in one of Scottsdale's most desirable neighborhoods!
3611 E Phelps Street
Gilbert, AZ 85295
$625,000
4
Beds
2.5
Baths
2,997
SqFt
Status
Active Under Contract
MLS #
6738794
Property Type
Single Family Residence
Price Type
--
PRICED TO SELL!! Discover your dream home in Cooley Station in the heart of Gilbert, AZ! This stunning 4 Bed /2.5 Bath property is must-see. Priced at just $625,000, it won't last long. With granite countertops, a gorgeous sitting and family room, oversized island with tons of kitchen storage, a walk-in pantry,3 car tandem garage with epoxy floors and custom cabinets for storage and more. The primary bedroom suite features a walk-in shower, separate tub, his and her vanity and a spacious W/I closet. The supersized game room can also be used as a 5th bedroom if needed. Relax in your huge pavered backyard with built-in grill area and substantial seating. Minutes from great schools, shopping, restaurants, parks and the freeway. Act fast and make it yours before it's gone!!