A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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3884 E Dublin Street
Gilbert, AZ 85295
$625,000
3
Beds
2.5
Baths
1,837
SqFt
Status
Active
MLS #
6767467
Property Type
Single Family Residence
Price Type
--
EXCELLENT OPPORTUNITY to own a Shea home with north/south exposure and a popular split floor plan, excellent backyard living, and LOCATED close to EVERYTHING: access to Loop 202, The Epicenter at Agritopia, Verde at Cooley Station, popular dining, hangout spots, amenities, grocery stores, schools, and so much more. Immaculate 3 bedroom/2.5 bath WITH a DEN! Recker Pointe offers a community pool, bocce ball courts, basketball court, playgrounds, and walking paths. This home has tons of upgrades, fresh paint, interior gas cooktop, custom interior door to den, built-in backyard bar-b-que, all tile home with no carpet, huge primary walk-in closet, extended length shower, and desert landscaping. Prewired for surround sound. Ten minutes from Mesa-Gateway airport, ASU polytechnic, and EVIT
19640 S 193rd Street
Queen Creek, AZ 85142
$625,000
4
Beds
2.5
Baths
2,752
SqFt
Status
Active Under Contract
MLS #
6737823
Property Type
Single Family Residence
Price Type
--
Beautiful home with 4 bedroom, 2.5 bath, 3 car garage, family room, living room, dining room, large kitchen, and MANY MORE! Almost ¼ acre Premium Lot backing to a Park. Extended length 70 ft driveway, plenty of room for a 5th wheel and truck to load and unload. RV Gate for added low profile storage. Great location close to shopping, restaurants and entertainment. Don't let this home pass you by!
22743 E Avenida Del Valle --
Queen Creek, AZ 85142
$625,000
3
Beds
2.5
Baths
2,899
SqFt
Status
Active
MLS #
6764641
Property Type
Single Family Residence
Price Type
--
You know when you walk into the perfect house and get that feeling that THIS IS THE ONE? Be ready to experience that! This home has all the bells and whistles buyers are looking for! AMAZING floor plan! HUGE great room w/ 15 ft sliding ''wall of glass'' & a kitchen to die for! Massive island w/upgraded granite, gas cooking! TONS of storage too! Split primary w/luxury primary bath! Epic laundry room too! Secondary bedrms are generous sized! Yards are low maintenance w/back having turf & tons of privacy! 3 car garage w/epoxy floor, security system, the list just goes on! Close to great shopping, restaurants and entertainment! And did I mention paid solar! Community pool, walk paths & great neighbors too!
3040 N Saffron --
Mesa, AZ 85215
$625,000
4
Beds
2.5
Baths
2,365
SqFt
Status
Active
MLS #
6776002
Property Type
Single Family Residence
Price Type
--
This beautiful 4-bedroom, 2.5-bathroom, 2-story home sits on a sprawling 11,239 sqft lot with no HOA! Offering 2,365 sqft of interior living space, the home features a cozy fireplace in the family room, high ceilings, and large dual-pane sunscreen windows for plenty of natural light. Plush carpet and tile flooring run throughout. The upstairs primary bedroom includes a full ensuite bathroom and walk-in closet. The kitchen showcases granite countertops, elegant cabinetry, a walk-in pantry, and a breakfast bar. The backyard is as beautiful as the interior, featuring a covered patio, balcony, and a low-maintenance yard with grass, gravel, and trees. Enjoy the private heated pool and spa! Additional exterior storage, RV parking, and a 2-car garage add to the home's appeal!
3371 E Elgin Street
Gilbert, AZ 85295
$625,000
4
Beds
3
Baths
2,278
SqFt
Status
Active
MLS #
6773803
Property Type
Single Family Residence
Price Type
--
Beautifully remodeled home in an incredible Gilbert neighborhood rich with walking paths, parks and near shopping, dining, schools and the 202 freeway. Featuring elegant new plantation shutters and updated flooring and lighting throughout. The stunning kitchen is equipped with quartz countertops, stainless steel appliances, a walk-in pantry and plenty of cabinets for storage. Enjoy the extended driveway with an over height RV gate, and benefit from the 2-year old AC units. The property is designed for entertaining, boasting a seven-speaker sound system, a charming pergola, pavers, gorgeous pool and an outdoor gas kitchen. This layout is ideal, with a sizable upstairs loft and an added bedroom/bathroom on the main floor, great for multi-generational living!The master closet features custom cabinetry adding a touch of luxury. Master bathroom features a updated frameless shower door. Relax by the fire-pit and fireplace, both included with the home. Enjoy the privacy of a view fence backing to a wash, and don't miss the 2.5 car garage complete with an exit door and windows for added light. 7 minutes to San Tan Mall, shopping and entertainment.
23116 N 70th Lane
Glendale, AZ 85310
$625,000
4
Beds
2
Baths
1,962
SqFt
Status
Active
MLS #
6777898
Property Type
Single Family Residence
Price Type
--
Incredible home in a desirable Patrick Ranch Community. Pride of ownership w/ meticulous front yard, stone elevation, 3 car garage, expanded driveway & 19 ft wide RV gate! HOA allows RV parking, very rare! Open floorplan w/ spacious living room & inviting family room w/ travertine flooring. Soaring vaulted ceiling! Gourmet kitchen w/ granite counters, abundant cabinetry, SS appliances, double ovens, huge island & bay window in dining area. NEW AC, WH & pool pump! Primary retreat w/ double door entry, custom barn door, plantation shutters & updated primary bath! 11,000sq ft lot! Backyard oasis w/ sparkling pool, large grass area, extended covered patio & outdoor grill island. Walking distance to A+ schools & hiking trails. Close to shopping, restaurants, golfing & the 101! Welcome Home!
822 N John Way
Chandler, AZ 85225
$625,000
4
Beds
2.5
Baths
2,288
SqFt
Status
Active
MLS #
6757212
Property Type
Single Family Residence
Price Type
--
Don't miss this updated two-story home on an ideal corner lot in Chandler! This stunning 4-bedroom, 2.5-bath home is nestled in a park-filled neighborhood. As you enter, you'll be welcomed by a generous living room that flows into a separate family room and open-concept kitchen - great for gatherings & everyday life. Upstairs, the primary bedroom is a true retreat, featuring a beautifully remodeled bathroom w/ unique wood countertops. Additional bedrooms are generously sized, providing plenty of room for everyone. Enjoy the abundance of storage, w/ large closets, ample cabinetry, & a convenient walk-in pantry. Outside, the large corner lot boasts established trees and a fabulous pool, offering a perfect oasis with no neighbors behind. HVAC replaced in 2019, tankless water heater in 2021 Wall unit installed in garage for comfort when working along with double gates and extra concrete pad on the side yard to get things done! The community boasts a top rated Chandler Elementary School with equal distance to downtown Chandler eateries, SanTan Village shopping and the popular nightlife of downtown Gilbert.
6930 S Nash Way
Chandler, AZ 85249
$625,000
3
Beds
2
Baths
2,147
SqFt
Status
Active
MLS #
6761006
Property Type
Single Family Residence
Price Type
--
Come take a look at this inviting 3 Bedroom PLUS den, 2 bath home nestled on a spacious lot! Recently updated with new floors, this residence features a welcoming great room and a practical split floor plan, complemented by a convenient 3 car garage. Situated within walking distance to Hull Elementary School, parks, and green belts, it offers both convenience and community charm. The large master bedroom boasts a separate shower, garden tub, and a roomy walk-in closet, ensuring ample space and comfort. Outdoor enthusiasts will delight in the expansive outdoor living area, complete with a sparkling pool, inviting fire pit and a convenient BBQ setup, perfect for entertaining friends and family year-round.
10051 E Pampa Avenue
Mesa, AZ 85212
$625,000
4
Beds
2
Baths
2,458
SqFt
Status
Active
MLS #
6747970
Property Type
Single Family Residence
Price Type
--
Wow! 3 walk-in closets! Immaculate single-level 4-bedroom, 2-bath home with an open floor plan and split bedroom design. The spacious living areas feature vaulted ceilings and neutral colors, with new carpet in the family room for added comfort. The eat-in kitchen, complete with a breakfast bar, flows seamlessly into the living room, creating an inviting space for gatherings. Relax in your primary suite, complete with an updated ensuite bathroom and a large walk-in closet. The additional three bedrooms are generously sized, 2 with walk-in closets, providing ample space for family, guests, or a home office. Step outside to your backyard oasis, featuring a sparkling heated pool, a large covered patio area—perfect for entertaining and relaxation. Close freeway access and shopping!
15550 N Frank Lloyd Wright Boulevard Unit 1009
Scottsdale, AZ 85260
$625,000
3
Beds
2.5
Baths
1,656
SqFt
Status
Active
MLS #
6726509
Property Type
Single Family Residence
Price Type
--
One of the kind with tons of upgrades done just recently. Brand new flooring with water proof laminate, brand new kitchen with quartz countertops, LG appliances, newer AC unit only 3 years old, brand new windows in entire house just installed, one year old water heater, newer water softener and water osmosis, equipment. Not to mention prime Scottsdale location just east of Loop 101 on Frank Lloyd Blvd . Phoenix Open, Barret Jackson and TONS of shopping/dining at Kierland Commons/Scottsdale Quarter just down the street. Don't miss this opportunity this place offer to you.
21771 E Roundup Way
Queen Creek, AZ 85142
$624,995
3
Beds
2.5
Baths
2,390
SqFt
Status
Active
MLS #
6702179
Property Type
Single Family Residence
Price Type
--
Welcome to Light Sky Ranch and the Pinecrest plan! This home is 2390 square feet of meticulously crafted living space. With three bedrooms, two and a half baths, and a dedicated study, every corner of this home is designed with purpose. The gourmet kitchen stands as the heart of the home, boasting quartz countertops, upgraded shaker cabinets, and a central island that doubles as a culinary hub and gathering place. The owner's suite is a serene haven, featuring dual closets, a lavish soaking tub, and the added convenience of a private door leading to the covered patio. Outside, both a single-car garage & a 2-car garage offer ample storage for vehicles, outdoor gear, and more, ensuring both convenience and practicality. With amenities like a tankless water heater for efficiency and a charming paver driveway, this home harmoniously blends convenience and sophistication.
20254 W Hollyhock Street
Buckeye, AZ 85396
$624,995
3
Beds
2.5
Baths
2,390
SqFt
Status
Active
MLS #
6718219
Property Type
Single Family Residence
Price Type
--
Welcome Home to the Estates at Arroyo Seco, our newest Buckeye Community. This Deacon floorplan includes an attached RV garage, plus a tandem two car garage, a 220 V 50AMP, pre-plumb for utility sink, soft water loop, garage service door and an RV cleanout. Inside a well-appointed gourmet kitchen with 42'' upper white cabinets, brushed nickel cabinet pulls, quartz countertops, tile backsplash and GE Plus Stainless-steel appliances with a chimney hood and 36'' gas cooktop, also includes a walk-in pantry and is flanked by a great room and a dining room with center meet sliding doors leading out to a covered patio. You'll also appreciate the versatile flex-room, two secondary bedrooms with shared access to a full bath with dual vanities, and a primary suite with a private bathroom featuring a deluxe tiled shower with rain shower, dual vanities and ample walk-in closet space. A mudroom and walk-in laundry room round out the interior of the home. This home also includes two-tone paint, 9 x 35 tile flooring throughout and carpet in the bedrooms only. Ceiling fan prewires at all bedrooms, great room, flex room and covered patio; a gas stub at the patio; pre-plumb for a sink at the laundry room; pendant lighting at the kitchen island; exterior coach lights; paver driveway and walkway and front yard landscaping complete the home. This home is situated on an 8760 square foot South facing lot with a double side gate.