A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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1775 W Green Tree Drive
San Tan Valley, AZ 85144
$624,950
5
Beds
2.5
Baths
3,577
SqFt
Status
Active
MLS #
6763012
Property Type
Single Family Residence
Price Type
--
Welcome home to this spacious 3576 sqft 2 story house with 5 bedrooms and 2.5 bathrooms. Brand new carpet and vinyl floors throughout the house. Separate living room and family room, formal dining. Kitchen with solid wood cabinets, kitchen island, brand new microwave and range. Shutters throughout the house. Huge loft upstairs. It's located next to the community park. Schools nearby. Within 30 minutes from San Tan Mountain Casino and Queen Creek Olive Mill.
16213 N 9th Place
Phoenix, AZ 85022
$624,950
3
Beds
2
Baths
1,910
SqFt
Status
Active Under Contract
MLS #
6745175
Property Type
Single Family Residence
Price Type
--
BUYER COULD NOT PERFORM-BACK ON MARKET!!! Brand new roof!! Welcome to this beautifully remodeled 3-bedroom, 2-bathroom ranch-style home at 16213 N 9th Place! Located in a peaceful cul-de-sac, this 1,910 sq. ft. home features an open concept living space with a split floor plan, hardwood floors, a custom kitchen with a large island, coffee bar, and white cabinets that complement sleek silver appliances. The dual shower bathrooms with elegant double sinks add a touch of luxury. Outside, enjoy the covered patio, oversized backyard, RV parking, and desert landscaping. The community offers a private park, playground, and green belt, and it's just minutes from Lookout Mountain with easy access to the I-17 and 51 freeways. This home has it all!
18354 W Piedmont Road
Goodyear, AZ 85338
$624,925
4
Beds
3
Baths
2,785
SqFt
Status
Active Under Contract
MLS #
6757126
Property Type
Single Family Residence
Price Type
--
Exceptional one-story pool home on a premium corner lot in a fantastic location! Boasting a 3-car garage and easy-to-maintain landscaping, this property is designed for convenience and style. Step into the exquisite great room, where a cozy fireplace, built-in media niche, and stunning backyard views create a welcoming atmosphere. The chef's kitchen is a culinary delight, featuring staggered cabinets, a pantry, SS appliances, tile backsplash, and spacious island w/breakfast bar. The main bedroom is a true retreat, complete w/a private exit to the backyard and a luxurious bathroom that includes double sinks, a soaking tub, a step-in shower w/glass block wall, and a walk-in closet. The backyard is an oasis of relaxation, w/lush greenery, covered patio, soothing spa and pristine heated pool. SELLER-PAID HOME/POOL WARRANTY! NEW CARPET in all bedrooms and great room. Built-in speaker system for great room, primary bedroom, and back porch area! Roof underlayment replaced in 2022. Shower upgraded in 2024. Convection oven, convection microwave, and dishwasher were replaced in 2023. Primary bedroom AC condenser and coil were replaced in 2023. Pool pump and filter were replaced in 2022. Pool Pebble-Tec was resurfaced in 2020. Upgraded custom glass front door. Experience the incredible lifestyle of Estrella's lake community, offering unbeatable value-for-money amenities. This picturesque community features two man-made lakes with scenic walking paths, perfect for enjoying the outdoors. Residents can also enjoy two well-appointed residents' centers, Starpointe and The Presidio, each with its own café or restaurant, fully equipped fitness centers, and swimming pools. For those seeking more active pursuits, Estrella offers a lap pool, a fantastic splash water park, and sports enthusiasts will appreciate the basketball, volleyball, tennis, and pickleball courts. Multiple parks provide ample green space, while boating and fishing opportunities abound on the lakes. Miles of hiking trails and bike paths wind through the community, offering breathtaking views and a chance to stay active outdoors. Estrella is also home to one of the valley's top golf courses, a Jack Nicklaus-designed course managed by Troon, with discounted green fees offered to residents. Don't miss out on this spectacular home in Estrella. Experience the wonderful lifestyle that awaits you!
2055 W Edgemont Avenue
Phoenix, AZ 85009
$624,900
3
Beds
2
Baths
2,061
SqFt
Status
Active
MLS #
6764540
Property Type
Single Family Residence
Price Type
--
Exquisitely updated 3 bedroom 2 bathroom private gated backyard and garage access corner lot. beautiful timeless finishes and well maintained property., no maintenance backyard with artificial turn and putting green
6750 W Via Montoya Drive
Glendale, AZ 85310
$624,900
4
Beds
2.5
Baths
2,539
SqFt
Status
Active
MLS #
6756139
Property Type
Single Family Residence
Price Type
--
Spacious 4-bedroom, 2.5-bath home with over 2,500 sqft of living space! This inviting property boasts a generous floor plan featuring tile and wood flooring in high-traffic areas. The chef's kitchen is a culinary enthusiast's dream, offering abundant cabinet space, a large island with pendant lighting, high ceilings, and stainless steel appliances. The primary bedroom provides ample room with an en suite featuring dual sinks, a separate stand-in shower, and a walk-in closet. Vaulted ceilings and a great room add to the home's open, airy feel. Step outside to a covered patio, ample backyard space with cozy seating areas, and an outdoor fireplace perfect for entertaining. Plus, enjoy the convenience of a 3-car garage. Don't miss out on this gem!
9023 S Dean Road
Buckeye, AZ 85326
$624,900
4
Beds
2
Baths
2,148
SqFt
Status
Active
MLS #
6762884
Property Type
Single Family Residence
Price Type
--
This Stunning, Custom 4BD/2BA plus office/den Home features 2,148 sq ft of Gorgeous, living space situated on a Huge lot! Enjoy the breakfast bar, ample, custom cabinetry w/lots of counter space in this Amazing, chef's kitchen, w/custom stone backsplash & under-mount cabinet lighting. Luxurious LED fixtures enhance the home's ambiance, while the Luxury, Spa-like bathroom features custom tile, a rain shower head, & water jets! Eco-friendly w/paid-off solar panels! & a sediment filtration system! this home is stylish & sustainable. The wood-like, tile flooring throughout and with no HOA, you have freedom & flexibility. Spacious 3-car, side-entry garage & dedicated, fenced-in dog run, complete this perfect modern oasis in the desert! You have to see this one to believe it!
20933 N 70th Drive
Glendale, AZ 85308
$624,900
2
Beds
2.5
Baths
1,731
SqFt
Status
Active
MLS #
6765349
Property Type
Single Family Residence
Price Type
--
This meticulously maintained property in the gated community of Palomino in Arrowhead Ranch features 2 spacious bedrooms, both ensuite + a versatile office space, large kitchen and great room with a cozy gas fireplace. Relax year-round in your private heated spool (spa+pool) and enjoy the serene atmosphere of the Arizona sunsets. In addition to its prime location, this community boasts stunning lakes, offering a peaceful and scenic environment perfect for evening strolls. Conveniently located near restaurants, shopping, and major freeways, this home provides easy access to all the amenities you need, including hiking & biking trails for outdoor enthusiasts. Experience the best of Arizona living in this highly sought-after lake community in this perfect lock & leave or full time residence.
27187 W Mohawk Lane
Buckeye, AZ 85396
$624,900
3
Beds
3
Baths
2,452
SqFt
Status
Active
MLS #
6773872
Property Type
Single Family Residence
Price Type
--
A STUNNING VERANDA Model offering an abundance of upgrades on an oversized 9,656 sq ft Walled PRIVATE lot!! This Artistically Appointed 2,452 sq ft home has a split 3-Bdrm Floorplan, 2.5 Bath, Den and Large Gathering Room! Designer Features include a Gourmet Kitchen w/ Upgraded Staggered Cabinets, Gleaming 'Indian Parana' Granite, Custom Backsplash, Center Island, Eating Bar, and newer S/S Appliances! Upgraded Kohler Light fixtures, Custom Paint and Window Coverings grace the home. Gathering Room includes Entertainment Center with Samsung 65'' TV. French Doors from guest bdrm to the patio! The 3-Car Garage includes custom built-in Cabinets & Work Bench. 2010 EZ-GO GOLF CART IS INCLUDED! Newer 5-Ton A/C and PAID SOLAR! Enjoy entertaining in this IMPRESSIVE PRIVATE Backyard with Pergola Covered Extended Patio, BUILT-IN Heaters, Magnificent Water Feature and ELEVATED Seating Area with Natural Gas Firepit! Too amenities to list!! This floorplan is no longer offered. If you are looking for something EXCEPTIONAL, this is the home for you!
3116 W Vista Bonita Drive
Phoenix, AZ 85027
$624,900
3
Beds
2
Baths
1,961
SqFt
Status
Active Under Contract
MLS #
6771054
Property Type
Single Family Residence
Price Type
--
This beautiful 3-bedroom, 2-bathroom home has OWNED SOLAR and sits on a spacious lot with stunning mountain views! The home features vaulted ceilings, large dual-pane windows, tile flooring, and plush carpet throughout, creating a bright and welcoming atmosphere. The family room features a cozy gas fireplace. The kitchen boasts granite countertops, a pantry, formal dining area, and an island with a breakfast bar. The primary suite includes a walk-in closet and a full ensuite bathroom. Outside, enjoy a covered patio that overlooks a beautifully landscaped backyard with lush grass, vibrant flowering plants, and trees, plus a private play pool with a water feature. The 2-car garage and RV gate complete this fantastic home!
936 N Roadrunner Road
Apache Junction, AZ 85119
$624,900
3
Beds
2
Baths
1,592
SqFt
Status
Active
MLS #
6778347
Property Type
Single Family Residence
Price Type
--
Discover this beautifully updated and meticulously maintained home on a spacious 1.25-acre lot, featuring breathtaking views of the Superstition Mountains! As you enter, you'll be welcomed by soaring wood-beamed ceilings, creating a grand sense of space. The bright Great Room, complete with a cozy wood-burning fireplace, seamlessly flows into an open-concept kitchen - perfect for gatherings and relaxation. The kitchen is a showstopper with stunning quartz countertops, designer cabinetry, and sleek stainless steel appliances. Unwind on the serene covered patio, designed for ultimate comfort and enjoyment. Additional upgrades include smart shades, a smart thermostat, a CCTV security system, and a separate mini-split heating and cooling unit for the back room. Ideal for RV enthusiasts, the property also features a large covered parking structure. This home is truly a rare find!
1609 E Montecito Avenue
Phoenix, AZ 85016
$624,900
3
Beds
2
Baths
2,362
SqFt
Status
Active
MLS #
6759860
Property Type
Single Family Residence
Price Type
--
This stunning property is nestled in the desirable Biltmore/Camelback corridor and is surrounded by an array of shopping options, and some of the city's finest restaurants. This beautifully designed two-story residence features three spacious bedrooms and two bathrooms, providing ample space for relaxation and privacy. The master bedroom is conveniently located on the first floor. The property boasts modern finishes and an open floor plan that enhances its inviting atmosphere, with a stylish kitchen, bright living spaces, and a lovely outdoor space, perfect for family gatherings or the addition of a pool. Large laundry with ample storage. Two car carport with a Tesla charging station. Easy access to highways and public transpiration. Do not miss this one!
6738 E Coronado Road
Scottsdale, AZ 85257
$624,900
3
Beds
2
Baths
1,619
SqFt
Status
Active
MLS #
6707155
Property Type
Single Family Residence
Price Type
--
Brand new neutral LVP flooring throughout! Warm, welcoming home in Historic Village Grove, with no HOA! Plantation shutters & high ceilings. Family room offers easy access to the backyard, perfect for entertaining. Charming kitchen featuring oak wood cabinets, stainless steel appliances, a breakfast bar, and granite countertops. Main bedroom is open and bright. Fresh paint inside and out! Perfectly sized backyard with relaxing covered patio and refreshing diving pool. Mature shade trees out front, in desired neighborhood. Many nearby attractions: Desert Botanical Gardens, Papago Mountain, Phoenix Zoo, Spring Training, Fashion Square Mall, incredible golf courses, 5-star restaurants, parks, walking paths, hiking trails, and only 2.5 miles from Old Town Scottsdale's nightlife! Must see!