Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Up-To-Date On Credible Lenders

A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.

Access To Better Rates

There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.

Saving On Fees

In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.

All The Available Options

It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.

Making The Process Run Smooth

An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.

There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.

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2949 W Morrow Drive Phoenix, AZ 85027

$625,000

4 Beds

2 Baths

2,214 SqFt

Status Active Under Contract

MLS # 6752400

Property Type Single Family Residence

Price Type --

Big, Beautiful Block Home with Extra Garage & Workshop - Coveted Ridgewood Acres, North Phoenix This spacious 4-bedroom, 2-bathroom, 2214 square foot block home is located in the highly sought-after Ridgewood Acres community in North Phoenix. Sitting on extra-large 0.4-acre lot, this home offers plenty of space both indoors and out, perfect for families and hobbyists alike. Key Features: •Pavered Circle Driveway & Covered Entry: Welcoming entryway into the family room/den for extra cozy living space. •Wood-Burning Fireplace: Cozy up in the living area with a charming wood-burning fireplace. •Updated Kitchen: Features soft-close cabinets, a pantry, granite countertops, stainless steel appliances, and a breakfast area with a bay window. •Formal Dining Room: Perfect for hosting dinners or family gatherings. *Primary Bedroom: Includes a walk-in closet, separate shower & toilet, and updated vanity. *Updated Bathrooms: Both bathrooms feature updated vanities and countertops for a modern touch. * Attached 2-Car Garage & Laundry Room: Attached garage for easy access and extra storage. Spacious laundry area in garage, includes washer & dryer. *Outdoor Living: Large covered back patio, lush grassy yard with mature shade trees - perfect for relaxing or entertaining. *Plenty of Storage & Workspace: The extended driveway leads to a large 28' x 32' detached garage/ workshop, complete with cabinets, workbenches, and space for all your vehicles, RVs, and toys. *Automatic RV Gate & Large Slab Area: Secure and convenient parking for RVs or extra vehicles. *No HOA: Enjoy the freedom to make this space your own without restrictive HOA regulations. *Prime Location: Located minutes from I-17 and 101 freeways, this home is close to shopping, dining, and entertainment, providing easy access to everything North Phoenix has to offer. Don't miss out on this rare opportunity to own a home in Ridgewood Acres!

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16397 W Roosevelt Street Goodyear, AZ 85338

$625,000

5 Beds

3 Baths

4,166 SqFt

Status Active Under Contract

MLS # 6742317

Property Type Single Family Residence

Price Type --

Welcome your Sanctuary awaits! This 2-story home boasts an open floorplan with 5 bedrooms, 3 bathrooms and sits at 4166 square feet. Upon entrance you are greeted by high ceilings and a stunning spiraled staircase. Beautifully updated with tile flooring and granite countertops. The kitchen has an open layout which is great for entertaining. The upstairs loft creates the perfect space for a home office. Conveniently located near Pebble Creek Golf Resort, as well as shopping centers and entertainment. Assumable FHA loan at 4.75%!!

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6919 E Quince Street Mesa, AZ 85207

$625,000

3 Beds

2.5 Baths

2,039 SqFt

Status Active

MLS # 6756462

Property Type Single Family Residence

Price Type --

Your dream home in Las Sendas is here! This delightful 3-bedroom, 2.5-bath residence features a 3-car garage, an attractive paver driveway, and an eye-catching stone facade. Discover an inviting great room with high ceilings, a soothing palette, recessed lighting, classic plantation shutters, and stylish wood-look flooring. The gourmet kitchen comes with granite counters, abundant white cabinetry with crown moulding, sleek stainless steel appliances, a pantry, and a center island with a breakfast bar for casual dining. The primary bedroom offers soft carpeting, an ensuite with double sinks, and a walk-in closet. Enjoy quiet afternoons in the backyard, complete with a gas firepit stub, a covered patio for al fresco dining and serene panoramic views. Make this gem yours today!

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12806 W Maya Way Peoria, AZ 85383

$625,000

2 Beds

2.5 Baths

2,454 SqFt

Status Active

MLS # 6707399

Property Type Single Family Residence

Price Type --

Motivated Seller, Recent updates include full roof replacement and new A/C Units in 2020. Welcome home to Trilogy at Vistancia. This Active Adult community has is it all, a wide variety of recreational activities, pristine pools, state of the art fitness centers and championship golf course. Relax and enjoy the spacious Accredo model that boasts 2450 square feet with 2 bed, 2.5 bath and 2 separate office, den, man cave/home theater flex rooms. Includes water softener and reverse osmosis system. 3 car garage with 3rd being a golf cart garage. Low maintenance front and back yard on auto irrigation timers. Fenced in backyard. This immaculate home has it all. Experience paradise in this beautiful home nestled within an amazing community.

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176 N Honeysuckle Lane Gilbert, AZ 85234

$625,000

4 Beds

2 Baths

2,109 SqFt

Status Active

MLS # 6753160

Property Type Single Family Residence

Price Type --

Rare find! Located in beautiful Park Grove Estates. Minutes from downtown Gilbert. This 4 bedroom 2 bath home features a large entry area thats open to formal dining room, open kitchen/family room concept, vaulted ceilings-lots of natural light throughout home. Ready for you to make it your own! Huge corner lot, (over 13,000sqft). Mature trees and an RV gate! Large pool with a built in spa, mature trees... +Newer roof, newer windows and A/C as well as exterior paint+ Lots to see!

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3884 E Dublin Street Gilbert, AZ 85295

$625,000

3 Beds

2.5 Baths

1,837 SqFt

Status Active

MLS # 6767467

Property Type Single Family Residence

Price Type --

EXCELLENT OPPORTUNITY to own a Shea home with north/south exposure and a popular split floor plan, excellent backyard living, and LOCATED close to EVERYTHING: access to Loop 202, The Epicenter at Agritopia, Verde at Cooley Station, popular dining, hangout spots, amenities, grocery stores, schools, and so much more. Immaculate 3 bedroom/2.5 bath WITH a DEN! Recker Pointe offers a community pool, bocce ball courts, basketball court, playgrounds, and walking paths. This home has tons of upgrades, fresh paint, interior gas cooktop, custom interior door to den, built-in backyard bar-b-que, all tile home with no carpet, huge primary walk-in closet, extended length shower, and desert landscaping. Prewired for surround sound. Ten minutes from Mesa-Gateway airport, ASU polytechnic, and EVIT

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6326 E Kelton Lane Scottsdale, AZ 85254

$625,000

2 Beds

2.5 Baths

2,037 SqFt

Status Active

MLS # 6715530

Property Type Single Family Residence

Price Type --

Amazing home with 2 huge primary suites. From the moment you enter this sweet home, you will fall in love with the open floorplan, vaulted ceilings and plenty of light. The family room leads directly to the north facing patio that runs the length of the home. Plenty of space for indoor/outdoor entertaining. This home has a bright kitchen with a morning breakfast nook with bay window overlooking the greenbelt. Updated silestone counters, microwave, dishwaher and lots of cabinets for storage. Formal dining area with a beautiful arched window and shutters. The den has built-in bookshelves, a half bath and perfect for an office or room for guests. The primary suite has a spacious sitting/dressing area with three mirrored closets and plenty of storage. The bath area has a newer shower, skylight, dual sink vanity, a separate cedar linen closet and a private toilet. This incredible suite also has a door that open to the inviting covered patio overlooking the lush green belt. The secondary suite is just as fabulous with a spacious bedroom and bathroom. The garage has built-ins, a work bench and epoxy floor. This home is in excellent condition and has been very well maintained. A perfect community with a solar heated pool and spa, great location with easy access to loop 101 and Hwy 51, and the best dining and shopping Scottsdale has to offer at Kierland, The Scottsdale Quarter, Desert Ridge and the Scottsdale Promenade. What a great opportunity to enjoy a relaxed lifestyle in a great location.

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19640 S 193rd Street Queen Creek, AZ 85142

$625,000

4 Beds

2.5 Baths

2,752 SqFt

Status Active

MLS # 6737823

Property Type Single Family Residence

Price Type --

Beautiful home with 4 bedroom, 2.5 bath, 3 car garage, family room, living room, dining room, large kitchen, and MANY MORE! Almost ¼ acre Premium Lot backing to a Park. Extended length 70 ft driveway, plenty of room for a 5th wheel and truck to load and unload. RV Gate for added low profile storage. Great location close to shopping, restaurants and entertainment. Don't let this home pass you by!

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22743 E Avenida Del Valle -- Queen Creek, AZ 85142

Open House

$625,000

3 Beds

2.5 Baths

2,899 SqFt

Status Active

MLS # 6764641

Property Type Single Family Residence

Price Type --

You know when you walk into the perfect house and get that feeling that THIS IS THE ONE? Be ready to experience that! This home has all the bells and whistles buyers are looking for! AMAZING floor plan! HUGE great room w/ 15 ft sliding ''wall of glass'' & a kitchen to die for! Massive island w/upgraded granite, gas cooking! TONS of storage too! Split primary w/luxury primary bath! Epic laundry room too! Secondary bedrms are generous sized! Yards are low maintenance w/back having turf & tons of privacy! 3 car garage w/epoxy floor, security system, the list just goes on! Close to great shopping, restaurants and entertainment! And did I mention paid solar! Community pool, walk paths & great neighbors too!

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3118 N 15th Avenue Phoenix, AZ 85015

Open House

$625,000

3 Beds

2 Baths

1,392 SqFt

Status Active

MLS # 6771036

Property Type Single Family Residence

Price Type --

The search is over! Fall in love with the appealing open layout featuring a soothing palette, a modern feature wall, recessed lighting, and attractive wood-like flooring. The delightful kitchen comes with quartz counters, grey shaker cabinets with crown moulding, a stylish tile backsplash, stainless steel appliances, a handy pantry, and a center island with a breakfast bar for casual dining. The primary bedroom includes an ensuite with double sinks, a lavish raindrop shower, and a convenient and large walk-in closet. Outdoors, you'll find an open patio, pristine artificial turf, and a shed for additional storage. HVAC System was replaced 20024. Don't miss out on this fantastic opportunity!

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3953 W Salter Drive Glendale, AZ 85308

Open House

New

$625,000

5 Beds

5.5 Baths

3,863 SqFt

Status Active

MLS # 6777770

Property Type Single Family Residence

Price Type --

Welcome to this gorgeous 5-bed, 5.5-bath home with an above ground SWIMMING POOL, convenient BASEMENT, GUEST QUARTERS, NEW AC units and thoughtful design throughout! Inviting ambiance in the spacious great room, where plush carpet, upscale ceiling fans, recessed lighting, and thick baseboards create an elegant and cozy feel. The kitchen is a chef's dream, comes complete with abundant cabinetry topped with crown moulding, granite counters, a breakfast bar, stainless steel appliances, and a center island. Romantic primary retreat boasts outdoor access, double door entry, and an ensuite comprised of two vanities, soaking tub, and a walk-in closet. HUGE family room in the basement is perfect for entertaining, movie nights, or a game room. Serene backyard provides a covered patio, pavers, and a storage shed. This beauty will sell fast!

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2509 E Darrel Road Phoenix, AZ 85042

Open House

$625,000

3 Beds

2.5 Baths

2,835 SqFt

Status Active

MLS # 6765409

Property Type Single Family Residence

Price Type --

Welcome to this stunning 3-bedroom, 2.5-bath, 3-car garage home located in the coveted gated community of Fairways at the Legacy. Nestled right on the golf course, this home offers course views and wonderful views of South Mountain with no rear neighbors! The spacious floor plan includes an inviting living area, sky-high ceilings, an open kitchen, and a large entertainment bonus room perfect for hosting family and friends. The master bedroom is conveniently located downstairs, offering privacy and ease of access, while the backyard features direct views of the mountains and golf course, perfect for enjoying Arizona's spectacular sunsets!

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