A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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9036 E Halifax Circle
Mesa, AZ 85207
$620,000
4
Beds
2
Baths
1,900
SqFt
Status
Active
MLS #
6765309
Property Type
Single Family Residence
Price Type
--
Here's the home you have been looking for! This move in ready home has been updated throughout the years and features 4 bedrooms, 2 bathrooms, vaulted ceilings, a private heated pool and a 2 car garage. This energy efficient home includes a brand new 19 seer AC unit, New windows throughout, and a new roof with a 10 year warranty. The updated kitchen consists of resurfaced cabinets, SS appliances including induction cooktop, corian countertops, custom tiled backsplash and an island. The kitchen opens to the family room and features a gas fireplace & a work station. The primary bedroom is split from the 3 guest bedrooms and includes french doors that lead to your private heated salt pool. Step out back to enjoy the low maintenance backyard including a built in BBQ, covered patio with extended pavers & walkway, expansive use of turf offering multiple seating areas, citrus trees and more. Additional upgrades include new security doors front & back, neutral paint, shutters, new garage door, new hot water heater and a new salt cell. All of this is conveniently located just off of the 202 freeway and offers easy access to shopping, schools, hospitals, restaurants, multiple lakes and the Salt River. Move this one to the top of the list before it's too late!
4808 N 24th Street Unit 1125
Phoenix, AZ 85016
$620,000
2
Beds
2
Baths
1,361
SqFt
Status
Active
MLS #
6773318
Property Type
Apartment
Price Type
--
VIEWS, VIEWS, VIEWS! Floor to ceiling dual pane windows boast expansive city light and mountain views. Come see this charming 11th floor condo w a spacious 2 bedroom 2 bathroom 1361sq/ft floor plan. All this in the luxurious Optima Biltmore. Condo has been tastefully remodeled with engineered hardwood floors, designer modern pantry w slider glass floor to ceiling doors, new paint, ceiling fans & lighting. . Optima's known for it's amenities including Gym, sauna, community room, concierge, rooftop zero edge pool,spa, BBQ, . Why drive when you can live in the heart of Biltmore & walk to dining galore, shopping, movies, spas & more!
27002 W Oraibi Drive
Buckeye, AZ 85396
$620,000
3
Beds
3
Baths
2,529
SqFt
Status
Active
MLS #
6759792
Property Type
Single Family Residence
Price Type
--
Step into style and comfort through a private courtyard w/a wrought iron gate. This stunning 3+ bed, 2.5 bath home boasts 10-foot ceilings, an elegant kitchen featuring a half-moon island w/seating for 4+,a convenient coffee bar and expansive pantry nearby. The open-concept main living area leads to a walk-out slider. The spacious owner's suite offers an extra-large walk-in closet and a luxurious bathroom with dual sinks and a generous walk-in shower. Additional highlights: a golf cart garage, an expansive covered patio surrounded by greenery and a mister system, large corner lot and automated blinds in the main livingroom. Experience the perfect blend of comfort and sophistication in this meticulously designed and maintained home. sophistication in this meticulously designed and maintained residence. Located in a 55+ community, pools, golf, community centers with a variety of amenities.
4811 W Taro Drive
Glendale, AZ 85308
$620,000
4
Beds
3
Baths
2,136
SqFt
Status
Active Under Contract
MLS #
6770584
Property Type
Single Family Residence
Price Type
--
Magnificent Tri-Level 4 bed 3 bath home. Move in ready! This major remodel includes a full kitchen renovation with shaker cabinets, soft close drawers, custom backsplash, quartz counter tops. Kitchen island boasts waterfall quartz counter and wine fridge. All stainless steel appliances included! Perfect for entertaining! Luxury plank vinyl throughout. No Carpet! Enjoy the upgraded features throughout the home. Unwind in your luxurious primary suite with a spa-like bathroom featuring double sinks, custom walk in shower w/seating, large walk in closet and separate toilet room. 3 bed upstairs and other bedroom with 3/4-bathroom downstairs. Perfect for multi-generational living! Backyard boasts a gorgeous sparkling pool with built in seating, large covered patio w/expansive travertin ravertine deck. Water softener, 3 car garage and and N/S exposure. Inside Laundry Room include Whirlpool Washer (2019) and dryer. 5 ton Trane 14 SEER A/C (2022). New swimming pool and pool equipment 2022. New roof (2023). Easy access to Loop 101. Close to shopping, dining and entertainment. Close to Deer Valley High School , Midwestern University, Honeywell, Honor Health Hospital, and I-17 freeway. Minutes to ASU West and Arrowhead Mall.
36095 N Desert Tea Drive
Queen Creek, AZ 85140
$620,000
4
Beds
3
Baths
1
SqFt
Status
Active
MLS #
6585436
Property Type
Townhouse
Price Type
--
Welcome to this tastefully decorated and designed property located in the highly desired gated community of Encanterra! Downstairs, this home offers the primary room, a guest bedroom, bathroom and laundry. Upstairs, you're greeted with a cosy loft, two bedrooms and third bath. The kitchen is complete with quartz countertops, modern cabinetry, glass tile backsplash and GE Monogram stainless steel appliances with built in refrigerator, dual ovens and warming drawer. You want it furnished, 'lock & leave' status... Sure! Relax and enjoy yourself under the covered back patio with a built-in BBQ looking out to a large grassy area. Welcome home!
7837 N 6th Street
Phoenix, AZ 85020
$620,000
3
Beds
2
Baths
1,839
SqFt
Status
Active
MLS #
6730822
Property Type
Single Family Residence
Price Type
--
Welcome to this delightful 3-bedroom, 2-bath gem in north central Phoenix! With its spacious layout, convenient location, and abundant outdoor space, this home offers the perfect blend of comfort and convenience. Three generously sized bedrooms provide ample space for relaxation and rest. Whether you're looking for a cozy retreat or a home office, these rooms offer versatility and comfort. Two well-appointed bathrooms ensure convenience for your daily routines. The bright and airy eat-in kitchen is perfect for casual meals. Imagine sipping your morning coffee by the window overlooking the lush backyard and diving pool. For special occasions or intimate gatherings, the formal dining room awaits. Relax in the formal living room or head to the family /entertainment room The spacious family room provides a cozy spot for movie nights or simply unwinding after a long day. Natural light floods the room, creating a warm and inviting atmosphere. Centrally located, this home offers easy access to shopping, dining, entertainment, and more. You'll love being part of this vibrant community. The laundry room doubles as a workshop, providing space for DIY projects, crafts, or storage. Lace-up your sneakers and explore the nearby walking and biking trails. Plus, the Piestewa Freeway is just minutes away, making your commute a breeze. Conveniently park your vehicles or use the garage for additional storage. Don't miss out on this fantastic opportunity to own a piece of Phoenix paradise. Make this house your home!
5100 E Rancho Paloma Drive Unit 2043
Cave Creek, AZ 85331
$620,000
2
Beds
2
Baths
2,074
SqFt
Status
Active
MLS #
6707699
Property Type
Townhouse
Price Type
--
This beautiful condominium, built in 2022, boasts a spacious and airy open floor plan, designed for modern living. Enjoy breathtaking mountain views and attached 2 car garage. This beloved second home, has been lightly lived in, ensuring its great condition. Equipped with smart home technology, allowing you to manage your home remotely with ease. Control lighting, security, and other essential functions from anywhere, ensuring your home is always ready for your arrival. Enjoy ''The Good-Life'' in this wonderful pet-friendly community, with a fitness room, a heated pool and spa. The Office can be converted into a 3rd bedroom if needed. The furniture is negotiable and will be conveyed separately on bill of sale.
1506 N Diane Street
Mesa, AZ 85203
$620,000
3
Beds
2
Baths
3,028
SqFt
Status
Active
MLS #
6712863
Property Type
Single Family Residence
Price Type
--
BASEMENT HOME, WITH A POOL, GREAT LOCATION!! Welcome to this uniquely beautiful home offering granite countertops in the kitchen, newer flooring throughout, vaulted ceilings, and new microwave/oven/dishwasher in the kitchen. The spacious basement includes a wet bar and is perfect for entertaining friends and family with movie nights, or all out game time with billiards, ping pong, or poker night. Dive into the refreshing pool, and enjoy basking in the sun in your private oasis while sipping your favorite drink. Bathrooms boast new quartz countertops, and the large laundry room comes with a sink. The primary bedroom offers a spacious walk-in closet and a luxurious bathroom with dual sinks, a separate tub, and shower. This home is a must-see!
883 E Gemini Place
Chandler, AZ 85249
$620,000
4
Beds
2
Baths
1,913
SqFt
Status
Active
MLS #
6727074
Property Type
Single Family Residence
Price Type
--
Beautiful Home in the Gated community of Paseo Crossings. Great location for your family to enjoy many community events. 4 bedroom 2 bath with an open floor plan. 3 car split Garage with direct home access to both! Large back yard with pool and plenty of decking and patio areas. Large eat in kitchen with extended cabinets. AC has been updated, Windows and bathrooms updated. Granite counters Stainless steel appliances. The upgraded Kitchen cabinets, backsplash and lighting make this a perfect home to gather enjoy family.
10511 E Portobello Avenue
Mesa, AZ 85212
$620,000
3
Beds
2.5
Baths
2,584
SqFt
Status
Active
MLS #
6733154
Property Type
Single Family Residence
Price Type
--
Fantastic Single Story with everything you want, 3 Car Garage, In-ground Play Pool w/waterfall, N/S exposure, 3 BR's + a Den! 2-1/2 Baths, Split floor plan, Upgraded very nicely! Kitchen offers Granite Counters w/large Breakfast Bar, Stainless Appliances, Raised panel light maple cabinets & tile floors & it's connected to Large Family Room. There's also a Living Room & separate Dining Room as you enter the home. The Master BR is a wonderful size along with the updated Master Bath, offering separate tub & shower with nice tile surrounds including glass inserts + dual sinks & private water closet & large closet! Wow, you're going to love the yard, California, pebble tech play pool w/waterfall & BI BBQ & plenty of add'l room for pets & kids to Romp . Also has Double gate for easy access
18182 W Young Street
Surprise, AZ 85388
$620,000
5
Beds
3.5
Baths
3,636
SqFt
Status
Active
MLS #
6739794
Property Type
Single Family Residence
Price Type
--
MOTIVATED SELLERS!! Home Sweet Home! This exquisite 5-bedroom, 3.5-bathroom residence features a 2-car garage, elegant stone accents, and a welcoming front patio. Inside, the living/dining room boasts a cool palette, plantation shutters, and attractive wood-look flooring. The great room features double French doors that open to the backyard for seamless indoor-outdoor living. The impeccable kitchen comes with granite counters, wood cabinetry with crown moulding, recessed lighting, SS appliances, a pantry, and an island with a breakfast bar. The versatile bonus room is perfect an office or study. The cozy loft upstairs provides a peaceful retreat. Discover a sizeable main bedroom offering plush carpeting, a quaint sitting nook, an ensuite with dual sinks, and a walk-in closet. Outside, the backyard oasis showcases a covered patio, stylish pavers, a ramada, a firepit for evenings under the stars, and a sparkling pool. Make this gem yours!
886 S Pleasant Drive
Chandler, AZ 85225
$620,000
4
Beds
2.5
Baths
2,137
SqFt
Status
Active
MLS #
6743825
Property Type
Single Family Residence
Price Type
--
Welcome to your dream home in beautiful Chandler, Arizona! This stunning 4-bedroom, 2.5-bathroom residence offers the perfect blend of comfort and elegance. Step inside and be greeted by an inviting floor plan with abundant natural light creating a warm and welcoming atmosphere. The luxurious master suite is a serene retreat, complete with a generous walk-in closet and a spa-like en-suite bathroom featuring dual vanities, a soaking tub, and a separate shower. Three additional well-sized bedrooms provide plenty of space for family, guests, or a home office. Step outside to your private oasis—a beautifully landscaped backyard with a sparkling pool that promises endless hours of relaxation and fun. Whether you're hosting summer barbecues, enjoying a quiet evening under the stars... or simply taking a refreshing dip, this backyard is perfect for both entertaining and unwinding. Additional features of this exceptional home include a 3-car garage, solar panels, new AC units and proximity to top-rated schools, parks, and shopping. Don't miss this opportunity to own a slice of paradise in Chandler. Schedule your showing today and experience the perfect combination of luxury and comfort!