A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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4020 N Scottsdale Road Unit 2010
Scottsdale, AZ 85251
$619,999
1
Bed
1
Bath
937
SqFt
Status
Active
MLS #
6679065
Property Type
Apartment
Price Type
--
Boutique building right in the heart of Old Town Scottsdale. This contemporary loft style studio has stainless steel appliances, concrete countertops, floor to ceiling windows, tastefully updated bathroom and with views of Camelback mountain from the patio. The location of this 21 unit building offers endless options of fine dinning, shopping and recreational activities. Its not often units come for sale here at 4020 Lofts, so act now!
5133 E Juana Court
Cave Creek, AZ 85331
$619,999
3
Beds
2.5
Baths
1,944
SqFt
Status
Active Under Contract
MLS #
6751611
Property Type
Single Family Residence
Price Type
--
Pride of ownership with this property. Home improvements are as follows: New Trane AC system & Nest Thermostat in 2022. New carpet and interior paint in 2022. New LVP in upstairs Living space and both baths in 2022. New dishwasher and disposal in 2023. New Samsung Washer & Dryer in 2023. All cabinets refinished in 2022. All commodes replaced in 2023. New garage door and opener in 2023. Private Cul-De-Sac location with real hardwood floors in Living room, Family room & Dining room. Tile in kitchen & entry. Stainless appliances. Spacious master suite with dual sinks & separate tub and shower. Large Loft. Water softener. Privacy in backyard. This home shows well.
7102 W Windrose Drive
Peoria, AZ 85381
$619,999
5
Beds
3
Baths
3,532
SqFt
Status
Active
MLS #
6721103
Property Type
Single Family Residence
Price Type
--
PRICE REDUCED! Welcome to this modern 3532 sq ft home nestled on a large corner lot with an RV GATE offering 5 bedrooms & 3 full-sized bathrooms, including a secondary owner's suite in the basement. The main level features 3 bedrooms, including the master bedroom upstairs with spacious walk-in closets. REMODELED bathrooms and convenient laundry chute enhance the comfort, versatility, & functionality of the home. Natural light shines through plantation shutters, creating a bright atmosphere in every room. The basement adds 2 additional bedrooms, a WET BAR, & a full-sized bathroom to be used as a guest room or for entertaining extended family members. Outside, the backyard is a serene retreat with mature greenery providing privacy & a perfect backdrop for relaxation or outdoor activities!
2825 N 42nd Street Unit 8
Phoenix, AZ 85008
$619,999
3
Beds
3.5
Baths
2,229
SqFt
Status
Active
MLS #
6749989
Property Type
Single Family Residence
Price Type
--
Welcome to Edgemont 12! A perfectly located urban oasis for the on the go Phoenician! This delightful 3-level residence offers modern style, luxury, and convenience! You'll be delighted by the open floor plan on all levels. Featuring a soothing custom color palette, recessed lighting, blinds for privacy, and elegant wood-look flooring. The gourmet kitchen features granite counters, abundant white shaker cabinetry, contemporary track lighting, and sleek SS appliances. Upstairs, the main bedroom includes plush carpeting, an ensuite with dual sinks, and a walk-in closet. The third floor has a sizeable loft, perfect for an office, media room, or additional living space. Venture out onto the balcony to enjoy fresh air and serene views of Camelback Mountain. Park your vehicles and toys in the large two stall attached garage. The community features a pool for those hot summer days and a small dog park for your fury friends. Located within walking distance to some of the best dining in town and minutes to Sky Harbor airport, downtown Phoenix, hiking, biking, golfing and all the other amazing things Phoenix/Scottsdale has to offer. Don't miss this one!
11613 S 218th Avenue
Buckeye, AZ 85326
$619,999
4
Beds
3.5
Baths
2,313
SqFt
Status
Active
MLS #
6741705
Property Type
Single Family Residence
Price Type
--
Single-story home with a 3-car garage and no HOA! This stunning 4-bedroom, 3.5-bath residence sits on a generous 1-acre lot—perfect for your RV or boat. The charming exterior boasts brick accents and breathtaking mountain views. Inside, the great room captivates with vaulted ceilings, a neutral color palette, recessed lighting, and wood-look flooring. The chef's kitchen shines with quartz countertops, ample cabinetry, tile backsplash, stainless steel appliances, pantry, and a peninsula with a breakfast bar. The main suite is a true retreat, featuring dual sinks, a soaking tub, raindrop shower, and a walk-in closet. The sprawling backyard offers limitless possibilities: build your dream oasis, equestrian facilities, or park all your toys. This home is ready for your vision!
1212 E Indianola Avenue
Phoenix, AZ 85014
$619,999
4
Beds
2
Baths
1,738
SqFt
Status
Active
MLS #
6675839
Property Type
Single Family Residence
Price Type
--
Welcome to this well-built 1950s mid-century modern with a total 2023 remodel from top to bottom. Upgrades include a new roof, new electrical panel, dual pane windows, energy efficient HVAC, all new flooring, fully upgraded kitchen with huge island and quartz countertops, all new appliances, newly renovated bathrooms, paver patio, sidewalk and driveway, tankless water heater, irrigation system. On suite bathroom in the master bedroom with a walk-in closet, 3 additional large bedrooms, as well as a bonus room/home office. Step out into privacy in your fully fenced backyard with a beautiful patio to enjoy the Arizona sunshine! Located in the heart of Central Phoenix minutes from downtown, Arcadia/Biltmore and highway 51. This is truly the perfect location!
4061 E Carriage Way
Gilbert, AZ 85297
$619,999
4
Beds
2.5
Baths
2,902
SqFt
Status
Active Under Contract
MLS #
6728060
Property Type
Single Family Residence
Price Type
--
Welcome to Power Ranch, one of the most desirable communities in Gilbert, Arizona! In the community of Power Ranch, you'll enjoy access to incredible community amenities, including 13 parks, walking trails, 2 fishing lakes, 2 pools, splash pads, playgrounds, tennis, softball, soccer fields, basketball & more! This location is ideal sitting in between Queen Creek Marketplace & The San Tan Mall. You're just minutes away from shopping, dining, & top-rated schools, making this the perfect place to call home. This exquisite 4 bedroom home, complete with an upstairs loft is full of natural light that accentuates the open floor plan & high ceilings. The home features two distinct living areas, providing plenty of room for everyone to relax & entertain. The kitchen has a gas stovetop, an island, upgraded countertops & matte black appliances. The spacious owner's suite is located downstairs & has views of the mountains out the window. The bathroom has a separate shower & soaking tub, double vanities, & a spacious walk in closet with a washer & dryer. Upstairs you'll discover 3 additional bedrooms, a full bathroom & a huge loft that has views of the golf course & mountains. Don't miss out on the opportunity to own an incredible house like this in Gilbert, Arizona. Welcome home!
21711 E Roundup Way
Queen Creek, AZ 85142
$619,995
3
Beds
2.5
Baths
2,510
SqFt
Status
Active
MLS #
6702803
Property Type
Single Family Residence
Price Type
--
Welcome to Light Sky Ranch and the Dominic plan. This single level, 2510 square foot home boasts an open, inviting layout for entertaining. At the heart of the home is a spacious great room that flows into a sunny kitchen with a center island, dual walk-in pantries and an inviting breakfast nook, opening to the covered patio. A luxurious primary suite features an immense walk-in closet and attached bath with double sinks, and a luxurious separate tub and shower. With two additional bedrooms and a teen room, two and a half baths, and a dedicated study, the home offer plenty of space for privacy as well. Outside, a single-car garage and a 2-car garage offer ample storage for vehicles, outdoor gear, and more. With amenities such as a tankless water heater for efficiency and a charming paver driveway, this home seamlessly blends convenience with sophistication.
21724 E Roundup Way
Queen Creek, AZ 85142
$619,995
3
Beds
2.5
Baths
2,510
SqFt
Status
Active
MLS #
6708033
Property Type
Single Family Residence
Price Type
--
Step into Light Sky Ranch and experience the allure of the Dominic plan. This single-level residence spans 2510 square feet and presents an inviting layout ideal for entertaining. The focal point of the home is its expansive great room, seamlessly connected to a sunlit kitchen featuring a central island, dual walk-in pantries, and a welcoming breakfast nook that extends to the covered patio. Retreat to the luxurious primary suite boasting a generous walk-in closet and an attached bath with double sinks and an elegant shower. With two additional bedrooms, a teen room, two and a half baths, and a dedicated study, this home offers ample space for privacy and relaxation. Outside, a single-car garage and a 2-car garage provide abundant storage for vehicles and outdoor equipment. Enhanced with amenities such as a tankless water heater for efficiency and a charming paver driveway, this residence effortlessly blends convenience with sophistication.
21881 E Saddle Court
Queen Creek, AZ 85142
$619,995
3
Beds
2.5
Baths
2,500
SqFt
Status
Active
MLS #
6731553
Property Type
Single Family Residence
Price Type
--
The single-story Cassandra plan showcases an open layout with a great room with a multi-sliding glass door, a breakfast nook, a large gourmet kitchen and a 2-car garage. The primary suite is adjacent, and boasts a generous walk-in closet and an attached bath with a large walk-in shower. Two additional bedrooms flank a full bath, and the nearby study.
21970 E Stirrup Court
Queen Creek, AZ 85142
$619,995
3
Beds
2.5
Baths
2,500
SqFt
Status
Active
MLS #
6709030
Property Type
Single Family Residence
Price Type
--
The single-story Cassandra plan showcases an open layout with a multi-sliding glass door in the great room, cozy breakfast nook, a large gourmet kitchen and a 2-car garage. The primary suite is adjacent, and boasts a generous walk-in closet and an attached bath with a large walk-in shower. Two additional bedrooms flank a full bath, and the nearby study.
21816 E Saddle Court
Queen Creek, AZ 85142
$619,995
3
Beds
2.5
Baths
2,500
SqFt
Status
Active
MLS #
6708893
Property Type
Single Family Residence
Price Type
--
The single-story Cassandra plan showcases an open layout with a multi-sliding glass door in the great room, cozy breakfast nook, a large gourmet kitchen and a 2-car garage. The primary suite is adjacent, and boasts a generous walk-in closet and an attached bath with a large walk-in shower. Two additional bedrooms flank a full bath, and the nearby study.