A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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29403 N 31st Lane
Phoenix, AZ 85083
$619,990
4
Beds
3
Baths
2,105
SqFt
Status
Active
MLS #
6771893
Property Type
Single Family Residence
Price Type
--
Special Financing Available! This single-level home showcases Lennar's signature Next Gen® suite, which is comprised of a separate living space, kitchenette, bedroom and bathroom, ideal for multigenerational living. In the main home, the Great Room, kitchen and dining room are arranged among a convenient open floorplan, with sliding glass doors that lead to the covered patio. The owner's suite is situated at the back of the home, while two bedrooms are found off the foyer. Photos are renderings of a model home, not the actual home.
5330 W Walatowa Street
Laveen, AZ 85339
$619,990
5
Beds
4
Baths
2,908
SqFt
Status
Active
MLS #
6674395
Property Type
Single Family Residence
Price Type
--
MLS#6674395 Ready Now! The Pinnacle at Tierra Montana Encore presents a two-story layout with a generously sized primary suite downstairs. This suite boasts an expansive shower with tub, dual sink vanity, and a spacious walk-in closet suitable for all seasons. Additionally, there's a guest bedroom and full bath conveniently located towards the front of the home, ideal for overnight visitors. The open-concept gathering room connects to the dining and kitchen area. Upstairs, you'll find three bedrooms, two bathrooms, and a versatile loft space, perfect for hosting game nights. Structural options include: bedroom 5/bath 4, shower in lieu of tub in two at bath 4, tub and shower at owner's bath, extended walk in closet at owner's suite, paver from porch and gourmet kitchen. 4' garage extension, garage service door, pre-plumb for future
11518 E Utah Avenue
Mesa, AZ 85212
$619,990
4
Beds
3.5
Baths
2,800
SqFt
Status
Active
MLS #
6702345
Property Type
Single Family Residence
Price Type
--
Welcome to this stunning 4 bedroom, 3.5 bathroom home with 2 dens located in the East Valley's newest community, Destination at Gateway! Step into the spacious home with 10-foot ceilings, adorned with elegant 8-foot interior doors and 4 1/4 inch baseboards. The home boasts 6 x 36'' wood look tile throughout, exuding a sense of luxury and warmth. Prepare exquisite meals in the gourmet kitchen, featuring a 36-inch gas cooktop and under-cabinet hood, complemented by beautiful 42-inch charcoal shaker cabinets with cabinet hardware. The kitchen dazzles with quartz countertops, a stylish kitchen backsplash, an Undermount sink, and a sleek stainless steel faucet. The bedrooms offer a peaceful retreat, while the bathrooms showcase upgraded lights and elegant brushed nickel faucets.
20105 W Pinchot Drive
Buckeye, AZ 85396
$619,990
3
Beds
3
Baths
2,835
SqFt
Status
Active
MLS #
6715566
Property Type
Single Family Residence
Price Type
--
Below Market Financing Available!!!!!!!! This single-level home is host to two secondary bedrooms situated off the foyer with a convenient game room in between them, ideal for younger family members. At the back of the home, a generous open floorplan is shared between the Great Room, kitchen and dining room, offering access to a covered patio. The owner's suite and a fourth bedroom can be found in a private wing off the living and dining space. Photos are the actual home along with staged renderings.
5325 W Rainwater Drive
Laveen, AZ 85339
$619,990
5
Beds
4
Baths
2,838
SqFt
Status
Active
MLS #
6717315
Property Type
Single Family Residence
Price Type
--
MLS#6717315 Ready Now! The Pinnacle at Tierra Montana Encore showcases a two-story design featuring a generously sized primary suite on the main floor. This suite includes a spacious shower with a tub, a dual-sink vanity, and a walk-in closet suitable for all seasons. The large gathering room seamlessly connects to the gourmet kitchen and dining area. Completing the first floor, you'll find a laundry room and a guest bedroom with a full bath conveniently located towards the front of the home, perfect for overnight visitors. Upstairs, there are three additional bedrooms, two full baths, and a spacious loft, ideal for your family. Structural options include: bedroom 5 with bath 4 in lieu of den, 10 x 8' sliding glass door, soft water loop, and gas line for future outdoor kitchen.
791 W Rock Needle Trail
Apache Junction, AZ 85120
$619,990
3
Beds
2.5
Baths
2,473
SqFt
Status
Active
MLS #
6730540
Property Type
Single Family Residence
Price Type
--
Up to 3% of base price or total purchase price, whichever is less, is available through preferred lender plus additional 3% of base price or total purchase price, whichever is less, is available to be used toward closing costs, pre-paids, rate buy downs, and/or price adjustments. This exquisite Parklane model, priced for a quick sale and set for August completion, offers 3 bedrooms, 2.5 baths, and a versatile den. The chef's kitchen with a 36'' gas cooktop, wall oven, and pearl white quartz countertops is perfect for entertaining. Additional features include a 2' garage extension, 3-car tandem garage, and a luxury shower with dual shower heads in the owner's bath.
16430 W Desert Mirage Drive
Surprise, AZ 85388
$619,990
4
Beds
3
Baths
2,623
SqFt
Status
Active
MLS #
6754292
Property Type
Single Family Residence
Price Type
--
It's the stunning Topaz - 4 bedrooms with walk in closets + study and 3 full baths. Plenty of counter space and large walk in pantry. Pavers at drive, walk and entry. Large extended covered patio. Beautiful kitchen includes gas appliance package with stainless steel 30'' cooktop, wall oven and hood. Sonoma maple ''Linen-off white) cabinets with 42'' kitchen uppers with pull out trash drawer. AZT Tawny quartz countertops at kitchen. Black single bowl under mount sink. Upgrade flooring includes Beaumont Olmo 7x24 plank tile with 5'' baseboards and 3 1/4'' door casings throughout. Two tone interior ''Great Gray'' paint throughout. 8' tall garage doors and so much more. Estimated completion December.
6765 W Molly Lane
Peoria, AZ 85383
$619,990
3
Beds
2.5
Baths
2,051
SqFt
Status
Active
MLS #
6773969
Property Type
Single Family Residence
Price Type
--
North/South Exposure with scenic views! Experience the charm of Aloravita, nestled within the scenic mountains of Peoria. This community boasts breathtaking views and is conveniently located minutes away from shopping, dining, hiking trails and more! Our popular 'El Dorado' floorplan features 3 full bedrooms, 2.5 bathrooms, 2 Car-Garage and a private yard with views! Designer selected finish includes White Cabinetry, Quartz Kitchen Countertops, Wood Like Tile Throughout, and Plush Carpet in all the bedrooms. This beautiful home will have it all including 9' ceilings, Gourmet Gas Kitchen, Smudge Proof Stainless Steel Appliances, Blinds, Pre-Plumb for Soft Water, Desert Backyard Landscaping and Smart Home Technology. Home is now complete and ready to call home, photos of actual home!
26851 N 67th Drive
Peoria, AZ 85383
$619,990
3
Beds
2.5
Baths
2,051
SqFt
Status
Active
MLS #
6711432
Property Type
Single Family Residence
Price Type
--
READY NOW-turn key! Experience the charm of Aloravita, nestled within the scenic mountains of Peoria. This community boasts breathtaking views and is conveniently located minutes away from shopping, dining, hiking trails and more! Our popular 'El Dorado' floorplan features 3 full bedrooms, 2.5 bathrooms, 2 Car-Garage and a private yard with views! Designer selected finish includes Burlap Cabinetry, Quartz Kitchen Countertops, Wood Like Tile Throughout, and Plush Carpet in all the bedrooms. This beautiful home will have it all including 9' ceilings, Gourmet Gas Kitchen, Smudge Proof Stainless Steel Appliances, Blinds, Pre-Plumb for Soft Water, and Smart Home Technology. Photos and virtual tour of similar spec home, options may vary**
9849 E Radioactive Drive
Mesa, AZ 85212
$619,990
4
Beds
3
Baths
2,137
SqFt
Status
Active
MLS #
6766186
Property Type
Single Family Residence
Price Type
--
FUNCTIONAL 4 BED + 3 FULLBATH. GREAT GILBERT SCHOOL DISTRICT. FAST GROWING EASTMARK, GREAT APPRECIATION OF PROPERTY VALUE! FULLY LANDSCAPED FRONT & BACKYARD, COVERED PATIO, PAVERS, BUILT-IN BBQ GALORE, DRYBAR, & FIRE PIT. PAVER DRIVEWAY TO ENTRY TOO! MANY UPGRADES INCLUDE: WOOD-LIKE TILE FLOORING, SHUTTERS, ELEGANT TRIPPLE-PANEL SLIDING GLASS DOOR, 8 FOOT INTERIOR DOORS, NEW LAMINATE WOOD FLOOR IN MASTERBED, LARGE SHOWER IN MASTERBATH, UPGRADED PLUMBING & LIGHTING FIXTURES & CEILING FANS THROUGHOUT, UPGRADED BASEBOARDS, APPLE KIT COMPATIBLE SMART HOME, WATER SOFTENER SYSTEM, EPOXY GARAGE FLOOR. KITCHEN FEATURES: 42'' CABINETS WITH HARDWARE, GRANITE COUNTERTOPS WITH UNDERMOUNT SINK, R/O SYSTEM, & SLATE APPLIANCES. FRIDGE/WASHER/DRYER TOO! A NEWER BUILT WITH N/S EXPOSURE = ENERGY SAVERS!
19611 W Marshall Avenue
Litchfield Park, AZ 85340
$619,990
4
Beds
3.5
Baths
2,640
SqFt
Status
Active
MLS #
6769605
Property Type
Single Family Residence
Price Type
--
Looking for a new home that is move in ready? You've found it! This beautiful 4 bed, 3.5 bath residence in Canyon Views boasts over 165K in upgrades, it has great curb appeal, paid off Solar, Gourmet Kitchen, 2nd ensuite, Surround Sound, Pool, Large Lot, EV Charging station & Double Gates. Discover a spacious open floor plan w/elegant wood-look tile flooring and neutral palette throughout. The gourmet kitchen is comprised of upgraded cabinetry w/quartz counters, a pantry, tile backsplash, stainless steel appliances, pendant lighting, and an island complete w/a breakfast bar. You'll love the primary bedroom, showcasing soft carpet, a walk-in closet, and a pristine ensuite w/dual sinks. You'll also find a large den ideal for an office or reading nook! Lastly, the spacious backyard includes a covered patio with built in BBQ Grill, exterior double fridge, artificial turf and a refreshing pool with water feature.
309 S Charleston Court
Casa Grande, AZ 85194
$619,900
4
Beds
2.5
Baths
2,374
SqFt
Status
Active Under Contract
MLS #
6762631
Property Type
Single Family Residence
Price Type
--
Introducing your dream home, custom-built modern farmhouse nestled on a generous 1.25-acre lot with irrigation rights. This house offers not just a home but a lifestyle. With 4 spacious bedrooms, including a luxurious primary bedroom and 2.5 well-appointed bathrooms, comfort is at your fingertips. Step inside and savor the charm of wood-like tile flooring throughout this open-plan sanctuary. Cooking enthusiasts will fall in love with the chic custom cabinets and sleek quartz countertops in the kitchen. Energy efficient features dual-pane windows and spray foam insulation. Let's not forget the practical perks: a sizable 3-car garage ensures that your vehicles and toys are safely tucked away. Nestled in a serene neighborhood in Casa Grande, This home is waiting for you.