A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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478 N Jackson Street
Gilbert, AZ 85233
$619,900
5
Beds
3
Baths
2,732
SqFt
Status
Active
MLS #
6774181
Property Type
Single Family Residence
Price Type
--
Wow !!! What a wonderful chance of buying a great home on the Golf Course with a Gorgeous Swimming Pool. Exterior was Just Painted this year, Great Floor Plan with 4 Bedrooms Up & 1 Down with it's own Bath. Perfect for Guest. Priced to sell. This home will need some updating but the seller has spent over $ 60,000 to repair the house foundation which comes with a Life Time Warranty from Ram Jack of Arizona. Gorgeous Spindle Staircase. North/South Exposure.
4131 E Cathedral Rock Drive
Phoenix, AZ 85044
$619,900
4
Beds
2.5
Baths
2,450
SqFt
Status
Active Under Contract
MLS #
6750221
Property Type
Single Family Residence
Price Type
--
Back on market after full-price cash buyer had to walk! Welcome to your dream home! This stunning 4-bed, 2.5-bath home boasts 2,450 square feet of beautifully updated living space. Situated on an oversized corner lot, the property offers both privacy and ample space for outdoor living. Inside, you'll find tasteful updates throughout, including new flooring, light fixtures and faucets (and interior/exterior paint from 2019). Major updates (roof, both AC units, water softener, extra attic insulation) have also been done in the last 5 years providing peace of mind. Enjoy the community's top-notch amenities with access to pools, parks, and tennis courts plus great schools and shopping nearby. This home is the perfect blend of comfort, style, and convenience you will love!
9405 W Salter Drive
Peoria, AZ 85382
$619,900
4
Beds
2
Baths
2,230
SqFt
Status
Active Under Contract
MLS #
6763492
Property Type
Single Family Residence
Price Type
--
This exquisite 4 bedroom, 2 bathroom home with an office/den is nestled in a spacious cul de sac offering both privacy and tranquility. Spacious kitchen and living area make this home perfect for quiet family gatherings or large parties. Step outside to your own private paradise. Enjoy a sparkling pool complete with a beautiful water feature that creates a serene atmosphere. The expansive patio with pergola is ideal for sunbathing or hosting summer barbecues. Generous 3 car garage with built in cabinets and overhead storage gives you plenty of space for vehicles and hobbies. Located in a desirable neighborhood, this home is close to schools, parks, shopping and restaurants making it the perfect place to settle down. TWO BRAND NEW AC UNITS AS WELL.
2310 W Kachina Trail
Phoenix, AZ 85041
$619,900
3
Beds
2.5
Baths
2,406
SqFt
Status
Active
MLS #
6769338
Property Type
Single Family Residence
Price Type
--
Beautiful Home in the popular Southern Highland gated community with spectacular mountain views. This home is move in ready with all appliances including fridge , washer & dryer and 1 newer AC unit. Featuring 3 Large Bedrooms, 2.5 Bathrooms, an Office or Den and a 3 car split garage. Spacious rear yard with artificial turf, newer pool built in 2018 with custom tile and stone finishes, additional cool decking, spa, fabulous water feature with remote app control. This home has large diagonal set tile in all the living areas, walkways and kitchen with very nice Hunter Douglas window shades throughout. Gourmet Kitchen is nicely done with Upgraded Cabinets, Lots of Granite Countertops, a Walk-in Pantry, Gas Stove, Stainless Steel Appliances, Water filter system + RO drinking water and a Large Island. The Kitchen is open to the Family Room so that you can be part of the entertainment. The Master Bedroom is large and split from the other bedrooms. In addition, there are dual Walk-in Closets, an On-Suite with Dual Sinks, a Separate Shower and Tub, and lots of Counter Space. All the other bedrooms are good sized with large closets. Venture outdoors steps away from South Mountain Park and Preserve and enjoy the great Arizona weather. This home does not have any neighbors across the back providing an open private space to enjoy.
13333 W Chapala Court
Sun City West, AZ 85375
$619,900
3
Beds
2
Baths
2,143
SqFt
Status
Active
MLS #
6764055
Property Type
Single Family Residence
Price Type
--
Popular Encanto Model with foyer and large great room. Beautiful granite and stainless steel kitchen. 3'' wood shutters throughout. Extended den with closet and door. Oversized fully landscaped and irrigated lot. Corte Bella offers a relaxed, luxury feel including newly renovated restaurant, complete athletic facility including day spa and huge community pool. Come live the Corte Bella lifestyle!
8014 E Plata --
Mesa, AZ 85212
$619,900
4
Beds
2
Baths
2,532
SqFt
Status
Active
MLS #
6732961
Property Type
Single Family Residence
Price Type
--
Single story home on a corner lot that offers a split floor plan, with large open kitchen which features stunning soft glide cabinets, top of the line stainless appliances with built-in oven and microwave, large island, pendent lighting. The spacious master suite overlooks the backyard with a walk-Âin closet that is truly larger than most bedrooms. RV Gate. Solar swimming pool panel owned. Located across the street from the park & walking trails & just minutes from the 60 & 202 fr-ways and San Tan Village.
3019 E Marilyn Road
Phoenix, AZ 85032
$619,900
3
Beds
2
Baths
1,832
SqFt
Status
Active
MLS #
6733523
Property Type
Single Family Residence
Price Type
--
Nestled in the highly sought-after neighborhood of Cimarron Ridge, this wonderful entertainment home offers the perfect blend of comfort and luxury. Enjoy the serene ambiance of a quiet cul-de-sac, complemented by a spacious yard. The property features a stunning Pebble Tec pool and spa, ideal for relaxation and entertaining. Don't miss the opportunity to own this gem in a prime central location!
23095 S 230th Street
Queen Creek, AZ 85142
$619,900
4
Beds
3
Baths
2,799
SqFt
Status
Active
MLS #
6741650
Property Type
Single Family Residence
Price Type
--
Perfect home to get into just before the holidays!! Such a welcoming home, that feels cozy from the moment you walk up to the front door. The updates are stunning! Upon entering, you will notice the beautiful entryway, 10 foot high ceilings, 8ft interior doors throughout, staggered tile throughout in all main walkway areas, and breathtaking huge kitchen. The GOURMET kitchen features a large island with double the cabinet space on both sides, 42in upper cabinets, QUARTZ counters, TILED backsplash, DUAL ovens, HUGE walk-in pantry, updated NEW chandelier over dining table, & stainless steel appliances. (MORE...) The split floor-plan is the perfect set-up with a GAME/BONUS room on one side as well! Master bedroom features 2 WALK-IN CLOSETS, a huge full bathroom with an elegant stand alone tub, & large shower. Recessed lighting in every room! The large laundry room is to die for and it includes a built-in sink and much cabinet space for storage. The huge garage is a 3 car-tandem with epoxy coated floors, and can fit all your toys and full size pick-up truck. R/O and Soft Water System is owned and included with the sale too! Both the front and back of home have added walkway pavers, including a new gazebo with pavers out back and synthetic grass. Back patio has pre-wired ethernet & coax cables with 2 outlets and TV mount for your backyard entertainment! Did I mention the very private backyard that backs up to your neighborhood greenbelt and only single level homes on sides? Other updates include all new interior carpets installed in 2021, new interior paint, new front and back exterior paint, rain gutters, and fiber optic internet available to box. This home does not dissapoint!!
14627 W Larkspur Drive
Surprise, AZ 85379
$619,900
3
Beds
2.5
Baths
2,506
SqFt
Status
Active Under Contract
MLS #
6737365
Property Type
Single Family Residence
Price Type
--
MASSIVE PRICE REDUCTION. Let's make a deal! fully custom upgraded. 3 bedroom, 2.5 bathroom with attractive curb appeal and 3 car garage in desirable Marley Park! Discover an inviting interior with plenty of natural light, beautiful wood-look floors t/o, trending palette, modern fireplace, & upgraded lighting/ceiling fans. Prepare your favorite meals in the stunning chef's kitchen with ample white cabinets, quartz counters/backsplash, SS appliances, walk-in pantry, large waterfall island with breakfast bar, and a dining area with plantation shutters. Shows like a ''Model'' home! The spacious master bedroom boasts a private ensuite with quartz counters, dual sinks, custom walk-in shower with tile and marble and sizable walk-in closet. The Jack & Jill bathroom also has quartz counters. ...and custom tiled shower. All bathrooms have upgraded tile flooring, toilets and mirrors. Relax in the backyard with a covered paver patio and easy-care landscape with artificial turf. Conveniently located just a few minutes from shopping, dining, parks, and more!
2734 W Montgomery Drive
Chandler, AZ 85224
$619,900
4
Beds
2
Baths
2,009
SqFt
Status
Active Under Contract
MLS #
6756991
Property Type
Single Family Residence
Price Type
--
Come and see this freshly remodeled stunning home in Chandler. This 4 bed 2 bath 2 Car Garage home is move in ready!! Located just off the 101 and Warner you are just minutes away from the Chandler Mall with all the shopping and great restaurants. Home is located in the A rated Chandler School District. As you pull up to this stunning gem you will notice the freshly painted exterior and low maintenance front yard. Though the front door your welcomed by brand new luxury vinyl plank flooring in the main living areas and plush patterned carpet in the bedrooms. The soaring ceilings continue around the corner off the front room and into your brand new stunning kitchen. This fully remodeled kitchen boasts new white shaker cabinets, white quartz countertops, brand new stainless steel appliances and upgraded lighting. Just off the kitchen is the massive pantry / laundry room with custom shelves, mud room bench, white cabinets and butcher block top. Split floor plan has the Master suite off of the front room and it is GORGEOUS. Vaulted ceilings, dual vanity sink, large walk in closet and brand new custom tiled shower. Brand new windows and window coverings throughout the home. New water heater. New ceiling fans, door hardware, light and plumbing fixtures give this home a modern feel. Out back there is plenty of room to entertain with a freshly laid rolled sod yard with paver border, new sprinkler system and a large gazebo with fire pit that conveys. Don't miss out on this gem. Come and see it today!!
669 N Madison Street
Wickenburg, AZ 85390
$619,900
3
Beds
2
Baths
2,530
SqFt
Status
Active
MLS #
6765573
Property Type
Single Family Residence
Price Type
--
This beautiful home offers majestic views and a host of modern updates. Step inside to find fresh interior paint, laminate floors, and an open floor plan with split living areas. The formal living room and sunken family room provide spacious entertainment options. The kitchen boasts a butcher block island, new appliances, and a huge pantry for ample storage. Additional features include a two-car garage, carport, tri-zone air system, and newer windows throughout. The master suite is a wonderful retreat with a walk-in shower. Vaulted ceilings create a sense of openness, and the home is surrounded by charming courtyards. Perfect for and style, this home combines practicality and elegance.
5100 E Rancho Paloma Drive Unit 2085
Cave Creek, AZ 85331
$619,500
2
Beds
2
Baths
2,074
SqFt
Status
Active
MLS #
6739610
Property Type
Townhouse
Price Type
--
Luxurious almost new townhome in a gated community where you can kick back and relax in a stylish space. Furniture available on a separate bill of sale. All cabinets have handles installed. Ceiling fans in all rooms. Kitchen has reverse osmosis drinking water. Laundry has an added shelf. Walk in shower in primary. Fiber gigabit internet so working from home and online streaming is easy and enjoyable. Tesla universal EV charger wall mounted in garage. Great mountain views. Large balcony. Home is pet and smoke free. Community pool, spa, gym, barbecue and lots more. This community is about 5 minutes from Sprouts, Walmart and Frys stores. Cave Creek Recreational are is 10 minutes away and perfect for hiking, biking and horseback riding. Home has friendly neighbors.