Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Up-To-Date On Credible Lenders

A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.

Access To Better Rates

There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.

Saving On Fees

In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.

All The Available Options

It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.

Making The Process Run Smooth

An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.

There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.

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1710 W Winchester Way Chandler, AZ 85286

$615,000

3 Beds

2 Baths

1,808 SqFt

Status Active

MLS # 6757286

Property Type Single Family Residence

Price Type --

EXCEPTIONAL SO CHANDLER BEAUTY in the coveted, Master Planned Community of Silverton Ranch! Buy now & move in before the Holidays! This 1-Story Home has been Meticulously Cared for & Upgraded. 3Bed+Den/ Office/ Library ( easy to make this a 4th Bedroom) NEWER Upgrades&Improvements: Wood-look Tile Plank Floors., Cabinets, Appliances, Granite, Ceiling Fans, Baseboards, Door Hardware, Window Treatments, Master&Guest Baths, Interior /Exterior Paint, Water Heater, Video-recording Doorbell. Backyard: Irrigation piping conver. + multi-port emitters, Shade, Pavers, Raised Garden., Vrble Spd Pool Pump. Artif Turf so you can enjoy your yard w/ easy-care Landscape. All this & more makes this your perfect Staycation Home! Conveniently located to many So Chandler great Amenities. See Photos!

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3625 W Buckhorn Trail Phoenix, AZ 85083

$615,000

3 Beds

2 Baths

1,881 SqFt

Status Active

MLS # 6763510

Property Type Single Family Residence

Price Type --

Hidden gem in north Phoenix! Come see this beautiful home in a secluded corner of Phoenix. This prime location in Riordan Ranch offers quiet & serenity in a low traffic area. The home itself boasts 1881 square feet of living space, with 3 bedrooms, 2 full baths + den! It also has a split 3 car garage, newly renovated kitchen & backyard. The backyard is a resort like oasis! Featuring travertine tile, extended patio & louvered pergola, built in outdoor kitchen with barbeque, & all new turf grass! The neighborhood is adjacent to the Phoenix Mountain preserve, allowing for walks, biking & hiking in the desert. Great location, near the Norterra shopping district, restaurants, entertainment, & less than 2 hours to the mountains of northern Arizona. Please see attached list of $100k+ in upgrades

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3221 W Kristal Way Phoenix, AZ 85027

$615,000

4 Beds

2.5 Baths

2,306 SqFt

Status Active

MLS # 6752650

Property Type Single Family Residence

Price Type --

This beautiful home has a North/South orientation on a large corner lot in the all-one-story Country Ridge neighborhood. A delightfully green back yard features a large covered patio and an open patio adjacent to a Pebble Tec play pool. The family room/kitchen/breakfast area is the center for entertaining friends. .A very large granite counter provides lots of serving space for indoor/outdoor parties. The formal living room and dining room give you that special location for holiday fun. You will be comfy cozy on those chilly winter evenings and you will have No Problem with those ''no burn days'', because the fireplace has a gas log set and an owned propane tank. The walk-in pantry has full shelves and is a room of it's own. The kitchen is a gourmet's delight with pull-outs in the base cabinets and loads of luxurious granite counter space. There is a High Definition Broadcast TV Antenna installed and ready to receive local channels for FREE. An extended Three Car Garage has two garage door openers, an epoxy coated floor, painted walls & ceiling shelf & cabinet storage AND Air Conditioning and Heat from a mini split system. The carport provides covered parking for a fourth car. The deep garage gives you lots of shop space and when you combine this with the bonus covered work area that is adjacent to the car port, you have a dream setup for hobbies, gardening, auto maintenance/restoration or whatever your heart desires. There are multiple Charter, Private and Public educational choices for your children within walking distance. The neighbors are great, the street has very little traffic and the freeway is just a few minutes away. Commuting to downtown Phoenix, the Scottsdale Airpark Area or the Taiwan Semi Conductor Campus are all within easy reach. Welcome Home!

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4328 W Chama Drive Glendale, AZ 85310

$615,000

4 Beds

2.5 Baths

2,668 SqFt

Status Active Under Contract

MLS # 6722042

Property Type Single Family Residence

Price Type --

Stunning residence featuring a 3-car garage, 4 bedrooms, 2.5 bathrooms and NO HOA! Showcasing tile and wood-like flooring throughout. This home offers exquisite natural lighting and high ceilings. The charming kitchen offers plenty of counterspace, large pantry, and a breakfast nook. With granite countertops and stainless steel appliances, the kitchen accentuates the home's neutral pallet. The spacious primary room boasts an immaculate ensuite with dual sinks, a roomy walk-in closet, and a soaking tub. Backyard is an entertainer's dream adorned with a covered patio, manicured landscape, outdoor kitchen, sparkling swimming pool and RV gate with room for toys. Home is north/south facing. Located near the I 17, Loop 101, Shops at Norterra, Hurricane Harbor, golfing, hiking and more!

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6614 E Portia Street Mesa, AZ 85215

$615,000

4 Beds

3 Baths

2,222 SqFt

Status Active

MLS # 6767410

Property Type Single Family Residence

Price Type --

Escape to Your Own Private Oasis in NE Mesa! This stunning 4-bedroom, 3-bathroom, 3-car garage home situated on a large lot offers the perfect blend of space, comfort, and outdoor living. Enjoy the privacy of a large, fenced-in front courtyard complete with a backyard oasis featuring a refreshing heated pool and spa with a large cover patio. No HOA: Enjoy the freedom and flexibility of owning a home without the restrictions of a homeowners' association.,room to park your toys / RV The well-maintained home features a spacious kitchen, perfect for entertaining. Key Features: Assumable FHA loan: (subject to lender approval) 4 bedrooms, 3 bathrooms, 3-car garage, Private front courtyard, Heated pool and spa, Large, well-maintained kitchen, and Great schools nearby

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12518 W Skylark Drive Sun City West, AZ 85375

$615,000

3 Beds

2 Baths

2,694 SqFt

Status Active

MLS # 6754723

Property Type Single Family Residence

Price Type --

: Stunning Remodeled Home Backing to the 18th Hole of Stardust Golf Course Welcome to this meticulously crafted gem nestled in the heart of Sun City West. With nearly 2700 square feet of living space, this home offers a harmonious blend of elegance, comfort, and modern sophistication. Every detail of this home has been thoughtfully addressed, resulting in a seamless fusion of style and functionality. The heart of the home, the kitchen, features a waterfall granite island, perfect for entertaining or enjoying family meals. Top-of-the-line LG appliances elevate your culinary experience. The spacious layout seamlessly connects living, dining, and kitchen areas, creating an inviting atmosphere for gatherings. Don't miss this opportunity to own a slice of paradise in Sun City West

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16981 S 175th Avenue Goodyear, AZ 85338

$615,000

2 Beds

2.5 Baths

2,363 SqFt

Status Active

MLS # 6735144

Property Type Single Family Residence

Price Type --

Gorgeous AV Home in Canta Mia 55+ gated community resort like living at its best. The Tremolo model 2 bedroom 2.5 baths, den and casita will not disappoint. Walk into courtyard with entrance to the casita and main home that welcomes you to warm foyer overlooking the beautiful back courtyard and pool. Kitchen with quartz countertops, loads of storage, pull out shelving, double wall ovens, newer gas cooktop, built-in microwave, large kitchen island, under/over cabinet lighting. Primary bedroom has bay window, sliding glass door takes you to covered patio/pool area. Primary bathroom walk-in tiles shower. bathrooms updated quartz countertop. Ceiling fans throughout. Backyard entertainers dream .Garage 240V, Casita 20amp. Additional insulation

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2123 E Torrey Pines Place Chandler, AZ 85249

$615,000

3 Beds

2 Baths

2,159 SqFt

Status Active

MLS # 6765321

Property Type Single Family Residence

Price Type --

Come and explore this beautiful single-level home in Cooper Commons! You'll be captivated by its inviting charm, featuring wood-look floors & an open-concept living/dining area. Complete with built-in surround sound, this home is perfect for entertaining. The bright family room is ideal for creating lasting memories, while the cozy den offers a quiet space for an office. The kitchen is a chef's delight, complete with stainless steel appliances, quartz counters & a center island. Retreat to the main bedroom, which boasts a private bath with dual vanities, a soaking tub, and a walk-in closet. The backyard oasis includes a covered patio, a rejuvenating spa, & a sparkling heated pool, perfect for relaxation. You'll love everything about this home so check it out before it's gone!

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17751 W Wood Drive Surprise, AZ 85388

Open House

New

$615,000

5 Beds

2.5 Baths

3,215 SqFt

Status Active

MLS # 6764772

Property Type Single Family Residence

Price Type --

Discover the perfect blend of modern upgrades and suburban charm in this stunning 2-story home. Featuring 5 spacious bedrooms and 2.5 stylish bathrooms, this home has been thoughtfully updated with brand-new floors, sleek kitchen countertops, and refreshed sinks, all complemented by fresh paint throughout. The luxurious master bedroom opens to a private balcony—perfect for morning coffee or unwinding after a long day. Outside, dive into your own pool, ideal for relaxing or hosting guests. With a 3-car garage and located in a thriving suburb, this move-in-ready home offers space, style, and convenience all in one! Close to grocery stores, schools, neighborhood parks and more! Check out the home before its gone!

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4046 E Pinto Lane Phoenix, AZ 85050

Open House

New

$615,000

3 Beds

2 Baths

1,849 SqFt

Status Active

MLS # 6778057

Property Type Single Family Residence

Price Type --

Easy living, single-story home on a corner lot in the quiet and conveniently located Tatum Highlands Community. This home offers a great floor plan, with two living spaces, a backyard with private pool and spa, covered patio for relaxing and entertaining. Bright and spacious family room, kitchen, living, and dining room areas. The kitchen has granite counters, stainless steel appliances, tile floors, a large pantry, and skylights. The primary bedroom is your retreat with a walk-in closet, ceiling fan, ensuite bathroom with double sinks and bathtub. Plantation shutters throughout the home. New heat pump and AC, painted inside and out. Near John W. Teets Park and Desert Ridge shops and restaurants.

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2435 E Jensen Street Mesa, AZ 85213

Open House

New

$615,000

3 Beds

2 Baths

1,991 SqFt

Status Active

MLS # 6772031

Property Type Single Family Residence

Price Type --

Welcome to this impeccably remodeled 3-bedroom, 2-bathroom home spanning 1,990 sqft of elegant, modern living. Home includes newer windows, roof, flooring, paint, and more! The spacious primary suite is a true retreat with a remodeled en-suite bathroom and a large walk-in closet. A secondary bedroom also features its own walk-in closet, providing ample storage. The gourmet kitchen impresses with a deep walk-in pantry, sleek countertops, and beautiful cabinetry. Outside, enjoy a private backyard space ideal for entertaining or unwinding under mature trees. This home seamlessly blends style and functionmove-in ready with every detail thoughtfully updated!

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1605 N Spencer -- Mesa, AZ 85203

Open House

$615,000

4 Beds

2 Baths

1,968 SqFt

Status Active

MLS # 6750778

Property Type Single Family Residence

Price Type --

If you're looking for a home that has it all, this is the one for you! This gorgeously remodeled home, situated on just over a 1/4 of an acre with no HOA, has a brand new A/C, fresh paint, LVP flooring throughout, new kitchen cabinets and updated bathrooms. When you enter you will be greeted by an cozy sitting room with gas fireplace and formal dining space. As you continue on you'll find a spacious kitchen-great room open concept that wastes no space and connects the spaces brilliantly for comfort, conversation and dining. The bedrooms offer a chic and modern feel. As you step outside you will find an outdoor oasis with an expansive covered patio, sparkling pool and SO much space to grill and chill. Let's not forget the added bonus of RV parking and your gated front patio perfect for sipping morning coffee or watching the stunning Arizona sunsets!!

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