A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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2449 E Inglewood Street
Mesa, AZ 85213
$609,000
3
Beds
2
Baths
2,038
SqFt
Status
Active
MLS #
6767409
Property Type
Single Family Residence
Price Type
--
Fully professionally/beautifully updated 3 bed/2 bath in one of the cutest neighborhoods in Mesa. No HOA!! Huge 10,633 sqft private lot with substantial RV parking/gate, swimming pool, covered patio and cozy outdoor settings to relax in the evenings. Attention to detail on the design in the home will make anyone feel like they are on vacation. Open concept floorplan, spacious master bedroom with en-suite bath and much more. All new flooring/lighting/quartz counters/custom backsplash, stainless appliances/custom 5'' baseboards/new paint inside and out. Minutes to the 202 with great entertainment and shopping nearby. Close to Mesa and PHX airports. This one is a must see!
1609 E Montecito Avenue
Phoenix, AZ 85016
$609,000
3
Beds
2
Baths
2,362
SqFt
Status
Active
MLS #
6759860
Property Type
Single Family Residence
Price Type
--
This stunning property is nestled in the desirable Biltmore/Camelback corridor and is surrounded by an array of shopping options, and some of the city's finest restaurants. This beautifully designed two-story residence features three spacious bedrooms and two bathrooms, providing ample space for relaxation and privacy. The master bedroom is conveniently located on the first floor. The property boasts modern finishes and an open floor plan that enhances its inviting atmosphere, with a stylish kitchen, bright living spaces, and a lovely outdoor space, perfect for family gatherings or the addition of a pool. Large laundry with ample storage. Two car carport with a Tesla charging station. Easy access to highways and public transpiration. Do not miss this one!
35508 N Tin Court
San Tan Valley, AZ 85144
$608,995
4
Beds
2.5
Baths
2,433
SqFt
Status
Active
MLS #
6784991
Property Type
Single Family Residence
Price Type
--
*Home is still Under Construction* This beautiful home was crafted for the way you live. The foyer welcomes you with stunning views of the main living space and rear yard. The open-concept kitchen provides connectivity to the great room area with prime access to the outdoor patio. The backyard retreat is perfect for activities, complete with a stacking door system. The resort-style amenities in this community will make your family feel they're on vacation year-round. Come experience your dream home today!
1204 W Fever Tree Avenue
San Tan Valley, AZ 85140
$608,900
4
Beds
2.5
Baths
2,716
SqFt
Status
Active
MLS #
6727454
Property Type
Single Family Residence
Price Type
--
New incentive- With purchase price of $620K, sellers will pay off the solar lease! Giving buyers 10 yrs of ultra low utility billls! Sellers had $0 utility bills in summer!! Fall/spring were approx $20, winter btwn $20-$50. Come see this beautiful, highly upgraded 4 bed+ office, 2.5 bath, 3 car garage . Gourmet kitchen includes granite counters, oversized island, stainless appliances, gas cooktop, convection oven, & huge walk-in pantry. Primary bedroom features dual vanities, soaking tub, large shower & walk-in closet. Split floor plan with large secondary rooms and walk-in closets. Extra cabinets in laundry & garage. Grass, extended paved patio, and garden beds. Enjoy 2 community pools, splash pads, club house, playgrounds, pickle ball, basketball, sand volleyball, & frisbee golf course
7816 E Quartet Avenue
Mesa, AZ 85212
$608,633
4
Beds
3
Baths
2,132
SqFt
Status
Active
MLS #
6787457
Property Type
Single Family Residence
Price Type
--
MLS#6787457 February Completion! The Sapphire is a thoughtfully designed single-story home featuring 1,970 sq. ft. of living space with 4 bedrooms, 3 bathrooms, and a 2-car garage. The foyer leads directly to an open dining area, kitchen, and great room, seamlessly connecting to the outdoor living space—perfect for entertaining. Whether you're cooking your favorite meals in the kitchen, relaxing in the great room with a book and coffee, or hosting friends and family, this home is made for creating lasting memories. The spacious primary suite offers a private retreat with a bathroom featuring double sinks and a walk-in closet. Welcome home! Structural options include: bedroom in place of tandem garage, study with doors in place of bedroom.
10044 E Tiburon Avenue
Mesa, AZ 85212
$608,500
5
Beds
3
Baths
2,547
SqFt
Status
Active
MLS #
6751296
Property Type
Single Family Residence
Price Type
--
TURN KEY READY!! Nearly-new 5-bedroom, 3-bath home in Mesa's Cadence at Gateway community. Fully Furnished! Built in 2022 by Tri Pointe Homes and stayed in just a handful of times! This spacious residence features a gourmet kitchen with stainless steel appliances, granite countertops, and a large island. Bright, open living areas flow seamlessly into a backyard oasis with custom BBQ and designer turf. The primary suite offers a spa-like bath with dual vanities, and walk-in shower. One of the biggest selling points is access to resort-style amenities, including one of the best community pools in the state, many parks, and trails.
960 E Mulberry Place --
Chandler, AZ 85286
$607,000
3
Beds
2
Baths
1,324
SqFt
Status
Active
MLS #
6638691
Property Type
Single Family Residence
Price Type
--
Charming 3 bedroom and 2 bath home in new Chandler community. Hamilton Landing includes 36 single level homes each with their own front porch, private driveway for 2 vehicles and a single car garage and a small, pet friendly rear yard. Each home has 10' flat ceilings, white cabinets, luxury vinyl plank flooring in every room, two tone paint, beautiful wood trim around windows and doors and granite/quartz countertops in the kitchen and baths. The community includes a dog park with a covered ramada. These homes will be ready for occupancy between March and June of 2024. All photos are of a similar home completed in a previous community.
20911 S 231st Street
Queen Creek, AZ 85142
$606,490
4
Beds
3
Baths
2,524
SqFt
Status
Active
MLS #
6776293
Property Type
Single Family Residence
Price Type
--
Brand new phase!. Our beautiful Revolution plan features it's own guest suite and is conveniently located to all that Queen Creek has to offer. Minutes from the brand new Costco, Schnepf Farms, Queen Creek Market Place and the Queen Creek Olive Mill. A public report is available on the Arizona Department of Real Estate website.
4832 W Stargazer Place
Laveen, AZ 85339
$605,995
4
Beds
2.5
Baths
2,024
SqFt
Status
Active
MLS #
6683740
Property Type
Single Family Residence
Price Type
--
The single-story Dominic plan offers an open, inviting layout and ample living space. At the heart of the home is a spacious great room that flows into an impressive gourmet kitchen with a center island, quartz counter tops, dual pantries and a generous breakfast nook. A luxurious primary suite showcases an immense walk-in closet and a private bath with Deluxe walk-in shower, a covered patio invites relaxation, a study and a teen room, and a third side turn garage bay.
20435 W Mountain Sage Drive
Buckeye, AZ 85326
$605,000
4
Beds
2
Baths
2,302
SqFt
Status
Active
MLS #
6468712
Property Type
Single Family Residence
Price Type
--
Lovely Ranch home located on 1.21 acres and surrounded by beautiful Mountain Views. 4 bedroom and 2-bathroom, Split floorplan. Open kitchen, Granite counter tops, and stainless-steel appliances in kitchen . Enjoy Mountain Views and wide-open spaces from you kitchen table. 9 foot ceilings . Horses privileges. There is a shared well. NO HOA! Bring all the toys and horses.
20427 W Mountain Sage Drive
Buckeye, AZ 85326
$605,000
4
Beds
2
Baths
2,302
SqFt
Status
Active
MLS #
6468752
Property Type
Single Family Residence
Price Type
--
Lovely Ranch home located on 1.21 acres and surrounded by beautiful Mountain Views. 4 bedroom and 2-bathroom, Split floorplan. Open kitchen, Granite counter tops, and stainless-steel appliances in kitchen . Enjoy Mountain Views and wide-open spaces from you kitchen table. 9 foot ceilings . Horses privileges. There is a shared well. NO HOA! Bring all the toys and horses.
20419 W Mountain Sage Drive
Buckeye, AZ 85326
$605,000
4
Beds
2
Baths
2,302
SqFt
Status
Active
MLS #
6519611
Property Type
Single Family Residence
Price Type
--
2023 BRAND NEW HOME! This beautiful 4 bedroom / 2 bath is on 1.2 acres of land with NO HOA! The home features an open floorplan stainless-steel appliance, large pantry, a split double vanity in the primary master with additional closet space. Large, covered patio to enjoy the mountain views with plenty of space for your RV and toys on 1.2 acres! This lot provides endless opportunities for your own landscape/design. Please contact with any questions!