A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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21911 N 97th Glen
Peoria, AZ 85383
$615,000
4
Beds
3
Baths
2,256
SqFt
Status
Active
MLS #
6759518
Property Type
Single Family Residence
Price Type
--
Absolutely stunning home in the highly desirable community of Meadows. Energy efficient home with owned solar panels. Exceptional curb appeal. Situated on a premium, corner lot. You will be in awe when you walk through the front door. Elegant open concept awaits you as you enter the gathering room which features a luxurious kitchen with 42's Espresso Maple Cabinets, large kitchen island, stainless steel appliances, and granite countertops. The spacious primary bedroom features an en-suite with dual vanities, separate tub and shower and large walk-in closet. Enjoy countless Arizona sunsets under your extended rear covered patio. Low maintenance backyard features extended travertine pavers. Plenty of storage with built in cabinets in the 3 car tandem garage.
14132 W Bent Tree Circle
Litchfield Park, AZ 85340
$614,999
2
Beds
2
Baths
1,800
SqFt
Status
Active
MLS #
6747586
Property Type
Single Family Residence
Price Type
--
Welcome to Luxury Living in an Exclusive Gated Community. Come view your fully remodeled dream home in our prestigious gated community, featuring a gorgeous 2-bedroom, 2 -bath residence with a den. This beautifully designed home features modern updates such as Spanish Porcelain flooring, Porcelain countertops, and even walk-in Marble showers with seated areas in both showers! As you step inside, you'll feel the love that was put into this home as it carries a cozy, warm feeling while still upholding a very modern and elegant interior. This home is ideal for both casual dining and entertaining guests with its custom built in dining table & butler's kitchen. This is not all this property features as you'll be able to enjoy your jacuzzi that is amazing for hosting or just giving yourself some personal relaxing time! Living in this gated community ensures privacy and security. The security cameras that are conveying with the home will also give you that reassurance needed as you're able to view your outside premises with one touch of a button! Don't miss out on this amazing opportunity to make this house, your home!
944 S Grand --
Mesa, AZ 85210
$614,999
5
Beds
3.5
Baths
2,711
SqFt
Status
Active
MLS #
6766857
Property Type
Single Family Residence
Price Type
--
This stunning custom-built Mesa home will impress from the moment you enter. With 5-bedrooms with 2 full baths and 2 half baths, this home offers an exceptional living experience. The spacious interior boasts soaring ceilings, a gourmet chef's kitchen, and abundant natural light throughout. The primary suite, conveniently located on the main floor, features an en-suite bathroom with a jacuzzi tub. Upstairs, you'll find four additional guest bedrooms, one of which includes a private powder room and a large balcony that overlooks the beautifully landscaped backyard. Outside you'll discover your own private oasis, complete with a sparkling pool w/ a grotto. The oversized Ramada with a fully-equipped outdoor kitchen sets the stage for unforgettable memories. No HOA, with an RV gate! unforgettable gatherings. With an RV gate and no HOA, this property offers both convenience and freedom.
9311 W Coolidge Street
Phoenix, AZ 85037
$614,999
6
Beds
5.5
Baths
3,949
SqFt
Status
Active
MLS #
6729757
Property Type
Single Family Residence
Price Type
--
$6,000 Monthly Lease Income Included! This stunning 6-bedroom home not only offers exceptional living but also comes with a $6,000 per month lease—providing immediate cash flow! If you're looking to make it your primary residence, the tenant is willing to relocate, giving you complete flexibility. Location, Location, Location! Perfectly situated just off the 101 & Camelback, this home puts you at the heart of it all—minutes from Westgate, Glendale Stadium, and the soon-to-be-built waterpark and hotels in this rapidly growing area. Key Features:
4828 W Stargazer Place
Laveen, AZ 85339
$614,995
3
Beds
2.5
Baths
2,390
SqFt
Status
Active
MLS #
6686946
Property Type
Single Family Residence
Price Type
--
The Deacon plan includes an attached RV garage, plus two car tandem garage! Inside, a well-appointed Gourmet kitchen with a walk-in pantry, Quartz counters Shaker cabinets and stainless-steel appliances is flanked by a great room and a dining room with covered patio access and center meet door. You'll also appreciate an elegant primary suite with a private bathroom featuring Deluxe walk-in shower and ample walk-in closet space. A mudroom, a convenient laundry and a flex room will complete the plan. Select homes will include deluxe options in the primary bathroom and gourmet features in the kitchen.
4738 W Stargazer Place
Laveen, AZ 85339
$614,995
3
Beds
2.5
Baths
2,390
SqFt
Status
Active
MLS #
6693066
Property Type
Single Family Residence
Price Type
--
The Deacon plan includes an attached RV garage, plus two tandem garage bays! Inside, a well-appointed gourmet kitchen with a walk-in pantry is flanked by a great room and a dining room with covered patio access. You'll also appreciate an elegant primary suite with a private bathroom, deluxe bathroom with separate shower and garden tub as well as ample walk-in closet space. A mudroom, a convenient laundry and a flex room will complete the plan.
10429 S 47th Lane
Laveen, AZ 85339
$614,995
4
Beds
2.5
Baths
2,390
SqFt
Status
Active
MLS #
6700668
Property Type
Single Family Residence
Price Type
--
The Deacon plan includes an attached RV garage, plus two tandem garage bays! Inside, a well-appointed gourmet kitchen with a walk-in pantry is flanked by a great room and a dining room with covered patio access with center meet back doors. You'll also appreciate an elegant primary suite with a private bathroom deluxe walk in shower and ample walk-in closet space. A mudroom, a convenient laundry and a fourth bedroom will complete the plan.
4735 W Stargazer Place
Laveen, AZ 85339
$614,995
3
Beds
2.5
Baths
2,630
SqFt
Status
Active
MLS #
6707290
Property Type
Single Family Residence
Price Type
--
An inviting covered porch welcomes guests to the charming Pomona plan. A spacious great room is at the heart of the open layout, adjacent to a roomy breakfast nook and an impressive kitchen with a walk-in pantry and center island. This home will be built with either a study and interior guest quarters. The lavish primary suite offers a generous walk-in closet and a private bath with double sinks. A convenient laundry and covered patio are also included as well as a 3 car garage.
20266 W Hollyhock Street
Buckeye, AZ 85396
$614,995
3
Beds
2.5
Baths
2,390
SqFt
Status
Active
MLS #
6717191
Property Type
Single Family Residence
Price Type
--
8760 sqft lot- Gourmet kitchen, quartz countertops, full tile backsplash, white cabinets w/extension at nook, pendant lights at island, stainless steel appliances w/pyramid hood & gas cooktop - Multi-slide door at great room - Drop-in tub at primary bath - Pre-plumb locations at laundry room, soft water loop, gas to patio - 9 x 35 tile floors throughout except for carpet in bedrooms - Satin nickel fixtures throughout - Ceiling fan pre-wires at bedrooms, patio and great room - 10-foot ceilings - Two-tone paint - Garage service door
10519 S 47th Lane
Laveen, AZ 85339
$614,995
3
Beds
2.5
Baths
2,390
SqFt
Status
Active
MLS #
6720455
Property Type
Single Family Residence
Price Type
--
This Deacon plan includes an attached RV garage, plus two tandem garage bays! Inside, a well-appointed gourmet kitchen with 42'' white cabinets, quartz counters, black matte fixtures, and a walk-in pantry. The kitchen is flanked by a great room and a dining room with center meet doors opening to the covered patio. This home is finished with stone tile and carpeted bedrooms. You'll also appreciate an elegant primary suite with a private deluxe bathroom with large walk-in shower, dual sinks, and ample walk-in closet space. A mudroom, a convenient laundry and a flex room complete the plan.
20223 W Hollyhock Street
Buckeye, AZ 85396
$614,995
3
Beds
2.5
Baths
2,390
SqFt
Status
Active
MLS #
6698304
Property Type
Single Family Residence
Price Type
--
Welcome Home to the Estates at Arroyo Seco, our newest Buckeye Community. This Deacon floorplan includes an attached RV garage, plus a tandem two car garage that includes a 220 V 50AMP, pre-plumb for utility sink, soft water loop, garage service door and an RV cleanout. Inside a well-appointed gourmet kitchen with 42'' upper white cabinets, brushed nickel cabinet pulls, quartz countertops, tile backsplash and GE Plus Stainless-steel appliances with a chimney hood and 36'' gas cooktop, includes a walk-in pantry and is flanked by a great room and a dining room with center meet sliding doors leading out to a covered patio. You'll also appreciate the versatile flex-room, two secondary bedrooms with shared access to a full bath with dual vanities, and a primary suite with a private bathroom featuring a deluxe tiled shower with rain shower, dual vanities and ample walk-in closet space. A mudroom and walk-in laundry room round out the interior of the home. This home also includes two-tone paint, 9 x 35 tile flooring throughout and carpet in the bedrooms only. Ceiling fan prewires at all bedrooms, great room, flex room and covered patio; a gas stub at the patio; pre-plumb for a sink at the laundry room; pendant lighting at the kitchen island; exterior coach lights; paver driveway and walkway and front yard landscaping complete the home. This home is situated on an 8760 square foot North facing lot with a double side gate.
20218 W Hollyhock Street
Buckeye, AZ 85396
$614,995
4
Beds
3
Baths
2,630
SqFt
Status
Active
MLS #
6698296
Property Type
Single Family Residence
Price Type
--
Ease and Elegant design blend beautifully in this ranch-style Pomona plan at our Estates at Arroyo Seco in Buckeye. An inviting great room is at the heart of the open layout, adjacent to a dining nook and a gourmet kitchen showcasing 42'' white shaker cabinets with brushed nickel pulls, quartz countertops, full tile backsplash, GE Plus stainless-steel appliances w/pyramid hood and 36'' gas cooktop, center island with an undermount stainless-steel sink. The impressive primary suite offers a walk-in closet and a private bath that includes dual vanities and a tiled deluxe walk-in shower with rain shower. Three additional bedrooms and two additional bathrooms, a central study and a laundry round out the floor plan, which includes a multi-slide door leading out to a covered patio, a 2-car garage, a 1-car side turn garage, paver driveway and walkway and front yard landscaping. This home also includes 10' ceilings, Two-Tone paint package, Pendant lighting at the kitchen island, 9 x 35 tile flooring throughout with carpet only in the bedrooms, ceiling fan pre-wires at all bedrooms, study, great room and patio, exterior coach lights, pre-plumb sink at the laundry room, garage service door at 2-car garage, gas stub at the patio and soft water loop pre-plumbed in the garage. Located on an 8760 square foot corner lot.