A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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3464 E Tulsa Street
Gilbert, AZ 85295
$610,000
4
Beds
2.5
Baths
2,708
SqFt
Status
Active
MLS #
6736007
Property Type
Single Family Residence
Price Type
--
DO NOT REACH OUT TO SELLER! EXECUTED LISTING AGREEMENT INTACT WILL REPORT TO AAR. Welcome Home! This stunning 3-bedroom residence features 2 versatile flex spaces that can serve as an office, additional bedroom, or game room, catering to all your needs. The open-concept layout enhances the sense of space and entertaining.The kitchen has been updated with gorgeous finishes, offering a elegant and functional cooking environment. Impressive Custom closets throughout the home provide ample storage. Enjoy the comfort of brand-new flooring that runs seamlessly through the first floor, adding a touch of elegance and easy maintenance. The upgrades include high and flooring and countertops to add a touch of luxury and sophistication. The flooring is both elegant and durable, which perfectly complement the premium countertops. Custom California closets provide not only asleep in modern look, but also exceptional organization and starch solution. Together these high-quality upgrades, enhance the homes, overall appeal and functionality that truly elevate your home.
4131 N Lomond --
Mesa, AZ 85215
$610,000
4
Beds
2
Baths
2,350
SqFt
Status
Active Under Contract
MLS #
6709414
Property Type
Single Family Residence
Price Type
--
Move-in ready with BRAND NEW HVAC and FRESH PAINT THROUGHOUT! This popular one-level home in Red Mountain Ranch offers a desirable floor plan and is located close to golf, tennis, and parks. The spacious backyard is a private oasis, perfect for relaxation or entertaining, featuring a cocktail pool, built-in propane grill, fire pit, and mature grapefruit, orange, and lemon trees. Electrical updates have been made throughout the home. Inside, the great room showcases a stunning floor-to-ceiling flagstone fireplace. The bedrooms are generously sized, with the primary bedroom offering a separate patio door, plenty of space for king-sized furniture, and a sitting area. The garage provides ample storage and includes an epoxy floor for easy maintenance. For the outdoor enthusiast easy access to ... (Salt River, Saguaro Lake, Lake Roosevelt) is very close by for you to enjoy hiking, biking, boating, fishing, and hunting.
1132 E Newland Drive
Chandler, AZ 85286
$610,000
3
Beds
3.5
Baths
2,239
SqFt
Status
Active Under Contract
MLS #
6745723
Property Type
Single Family Residence
Price Type
--
This is the one you've been waiting for! One of the best floor plans in the Horizon community, located on a corner lot with guest parking just a few steps from your front door. Walk into this bright and open, highly upgraded home. Complete with 3 bedrooms, plus a loft space and 3.5 bathrooms. The luxury will speak for itself as you enjoy this stunning white kitchen, upgraded flooring package with large rooms and high ceilings! The Horizon community offers a stunning pool facility along with built in BBQ area, walking paths, playground and huge green space for those weekend football or soccer games! This gated community allows amazing access to the 202 loop and is close to shopping, dining and theater locations. We can't wait to have you come check it out.
7810 S 220th Lane
Buckeye, AZ 85326
$610,000
4
Beds
2
Baths
1,846
SqFt
Status
Active Under Contract
MLS #
6747763
Property Type
Single Family Residence
Price Type
--
Irrigated Lot! Horse Property on Over One Acre! This stunning home features eye-catching curb appeal, complete with a circular driveway, vibrant lawn, a spacious 3-car garage, and an RV gate for added convenience. Inside, the inviting great room showcases high vaulted ceilings, a neutral color palette, plush carpeting in all the right places, and a cozy fireplace that sets the perfect ambiance. The well-appointed kitchen is a chef's delight, featuring ample cabinetry, generous counter space, a breakfast bar, and a pantry. The luxurious main bedroom includes a private ensuite with dual vanities and a walk-in closet. Step outside to the expansive backyard, which boasts a relaxing covered patio, RV parking, multiple seating areas, and a lush, green lawn.
2427 E Marmora Street
Phoenix, AZ 85032
$610,000
6
Beds
3
Baths
2,249
SqFt
Status
Active
MLS #
6772891
Property Type
Single Family Residence
Price Type
--
Rare opportunity to own a remodeled 6 Bedroom, 3 Bathroom home, Mountain Views in North Phoenix. OWNED SOLAR!! Luxury Vinyl Plank flooring throughout, gorgeous high end kitchen, fireplace, remodeled bathrooms with the latest styles and you read it correctly, 6 Bedrooms! Excellent open concept main living room, spacious primary suite, and your bonus ''Arizona'' room has endless possibilities. Low maintenance backyard featuring turf and a great amount of patio space. 3 Brand new HVAC & Electrical Panel! Just a short walk to schools, mountain preserves, 51 freeway, and a few miles to the new reimagined PV in Phoenix.
15210 S 44th Place
Phoenix, AZ 85044
$610,000
4
Beds
3
Baths
2,315
SqFt
Status
Active Under Contract
MLS #
6725779
Property Type
Single Family Residence
Price Type
--
Must see this gorgeous remodel with new white shaker cabinets, self closing with brushed nickel hardware. Stainless kitchen appliances with Granite counter tops. All downstairs floors done in wood look vinyl planks and upstairs is upgraded neutral carpet. One bedroom and full bath downstairs. Two upstairs bedrooms share a Jack and Jill bath. Huge owner's suite, Bath has step in shower plus tub and large walk in closet. Freshly painted, inside and out. Both AC units new in 2022, Gas water heater new in 2021. Front and back yards have artificial grass in 2024. Fenced play pool and spa. Nice well kept community with no HOA, close to freeways and shopping.
4378 S Soboba Street
Gilbert, AZ 85297
$610,000
5
Beds
3
Baths
2,312
SqFt
Status
Active Under Contract
MLS #
6741015
Property Type
Single Family Residence
Price Type
--
Welcome to your next home in the Power Ranch community! This gem is not just move-in ready—it's upgraded everywhere. Nestled on a premium corner lot with oversized driveway featuring 5 spacious bedrooms and 3 full bathrooms, including a convenient bedroom and bathroom on the first floor. Step into your newly remodeled kitchen, where quartz counters, an island and new cabinetry are ready to inspire your inner chef. Complete with pull out drawers in the kitchen cabinets and an air fryer feature on the oven. But wait, there's more! The backyard is a personal oasis with a sparkling, 2-year-old saltwater pool that's perfect for cooling off and making a splash. Inside, you'll find the upstairs AC was refreshed in 2018 and the downstairs AC in 2019—so you'll stay cool no matter the weather. Extras like an extended driveway, garage cabinets, and brand-new lighting and fans add the finishing touches to this already fabulous home. Don't let this opportunity slip through your fingers. Come see it today and make it yours! Additional features include: ceiling fans with remotes, master bath jetted tub, kitchen cabinets have pull out drawers, whole house termite treatment, whole house scorpion treatment, wine fridge in the kitchen, upgraded baseboards downstairs, water filtration system under the kitchen sink, all kitchen appliances are 2 years old, shed and pool deck box, epoxy flooring in the garage, new toilets and new vanities in the bathrooms, kitchen oven includes an air fryer features and upstairs AC has a brand new motor.
19618 N 19th Place
Phoenix, AZ 85024
$610,000
4
Beds
2.5
Baths
2,005
SqFt
Status
Active
MLS #
6717356
Property Type
Single Family Residence
Price Type
--
New Roof, recently updated AC, Beautiful family home in a tranquil community located on a premium oversized cul-de-sac lot that backs up to a mountain preserve. Property boasts views from the front and the back decks of the valley lights and night stars; 4 bedrooms all upstairs, fireplace downstairs. Beautiful granite countertops and wood cabinets; RV gate with large concrete pad for RV or boat storage or future pool; backyard is an oasis for relaxing, fire pits, desert plants and several fruit trees and private view of the mountain preserve. Close to shopping and 101 access.
14214 N 38th Street
Phoenix, AZ 85032
$610,000
4
Beds
2
Baths
1,808
SqFt
Status
Active
MLS #
6769316
Property Type
Single Family Residence
Price Type
--
Fully Remodeled Gem in North Phoenix! This stunning home blends modern luxury with comfort, offering an open-concept layout, sleek finishes, and designer touches throughout. Every detail has been meticulously updated - from the brand-new kitchen with stainless steel appliances to the spa-like bathrooms with custom tile work. Fresh flooring, new windows, and upgraded lighting, this home is move-in ready and perfect for entertaining. Located in a desirable North Phoenix neighborhood, close to top schools, New Paradise Valley Mall minutes away, and outdoor recreation. Don't miss your chance to own this beautifully transformed home!
304 W Roosevelt Street Unit 102
Phoenix, AZ 85003
$610,000
1
Bed
1.5
Baths
1,402
SqFt
Status
Active
MLS #
6675710
Property Type
Apartment
Price Type
--
Welcome to this unique Downtown Phoenix loft, blending historic charm with modern urban living. Set in a restored 1924 building, this industrial-style space features 10-foot wood ceilings, exposed brick, steel trusses, and concrete/wood floors. The open floor plan is perfect for entertaining, with seamless indoor-outdoor flow to a private patio and balcony. A private cellar, gated garage, and covered parking add convenience. Located steps from top restaurants, galleries, and parks, with easy access to transit, this loft offers the perfect mix of vibrant city living and a private retreat.
688 W Ebony Way
Chandler, AZ 85248
$610,000
3
Beds
2
Baths
2,157
SqFt
Status
Active Under Contract
MLS #
6716664
Property Type
Single Family Residence
Price Type
--
PRICE REDUCED!!! and sellers giving$5000 towards closing costs as well! LOCATION! LOCATION! **NEW GRANITE COUNTERS in the KITCHEN and BATHROOMS!! *** All the CABINETS have been freshly painted! This beautiful home has 3 bdrms/2 bths with DEN can convert to extra bdrm. A spacious 3-CAR garage. The floor plan features a cozy family room, formal dining area, and formal living room. 5 Blink cameras and an alarm system that coveys with the home. Other recent upgrades-NEW A/C, with all new duct system in 2021, a NEW GAS HOT WATER HEATER 2023, and fresh paint both inside and out, including inside the garage! The backyard is a beautifully landscaped oasis with a stunning pool, perfect for relaxation and entertaining. This move-in-ready home is just waiting for you to make it YOUR own!
10181 E Petroglyph Place
Gold Canyon, AZ 85118
$610,000
3
Beds
2
Baths
1,887
SqFt
Status
Active Under Contract
MLS #
6675312
Property Type
Single Family Residence
Price Type
--
MOTIVATED SELLERS JUST REDUCED THE PRICE for this well maintained home. 3 bedroom, spacious main bedroom with upgraded ensuite . 2nd bedroom is oversized with an Enormous walk in closet. 3rd bedroom is great for guests or office space. Formal living/Dining/Family room floor plan. Beautiful tile flooring throughout,. The backyard has what dreams are made of. Complete with built in Chef style BBQ /BAR, Pool and Hot Tub,. There are views of the Superstition & Dinosaur mountains from the front and back on a culd a sac lot. Refrigerator, Washer /Dryer included.