A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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25353 N 134th Drive
Peoria, AZ 85383
$600,000
3
Beds
2.5
Baths
2,251
SqFt
Status
Active
MLS #
6780800
Property Type
Single Family Residence
Price Type
--
Stunning 3-Bedroom Home with Upgrades Galore! This newer 3-bedroom, 2.5-bathroom residence boasts an array of builder and owner upgrades, making it a perfect blend of style and functionality. The heart of the home features a large kitchen island, ideal for entertaining, which seamlessly flows into a spacious family room. Enjoy cooking and gathering with family and friends in this bright and inviting space. Retreat to the primary bedroom, thoughtfully separated from the guest rooms for added privacy. It offers a generous walk-in closet and private access to the backyard—perfect for morning coffee or evening relaxation. Need extra space? The additional office or den area provides flexibility for work play area. Step outside to your backyard oasis, complete with a pavered seating area and a new synthetic turf play area, perfect for kids or pets. For pet owners, there's a gated, turfed pet area that provides natural shade and a safe space for your furry friends to play.
10080 E Mountainview Lake Drive Unit 260
Scottsdale, AZ 85258
$600,000
2
Beds
2
Baths
1,298
SqFt
Status
Active Under Contract
MLS #
6695830
Property Type
Apartment
Price Type
--
Introducing an unparalleled opportunity to own a prime lakefront corner unit with breathtaking views of Lake Serena in the prestigious Scottsdale Ranch community. Rarely available, this sunlit sanctuary offers an idyllic retreat with unparalleled vistas. Indulge in leisurely moments on the north-facing balcony, where you can savor refreshments against the backdrop of stunning mountain views framing the serene lake. The recently renovated kitchen boasts brand-new features and high-quality appliances, ensuring both style and functionality. Whether you seek a primary residence, a luxurious vacation getaway, or a lucrative investment, this property is a true gem. Enjoy access to the exclusive amenities of Scottsdale Bay Club, including two pools, two spas, a fitness center, and a tranquil pond. Additionally, residents can partake in the vibrant social scene and amenities of Scottsdale Ranch, further enhancing the lifestyle experience. Stay tuned for professional photos and additional information coming soon! Don't miss your chance to make this extraordinary property yours!
6670 W Pine Cone Trail
Pine, AZ 85544
$600,000
3
Beds
2
Baths
1,845
SqFt
Status
Active Under Contract
MLS #
6722636
Property Type
Single Family Residence
Price Type
--
Gorgeous, newly built (2021) home on a half acre lot, nestled in the cool pines. This spacious home boasts an open floor plan with a large great room, kitchen, two bedrooms and bath downstairs while the primary bedroom and bathroom is upstairs with a private patio. Kitchen has top of the line appliances, granite countertops, beautiful backsplash, upgraded cabinets and a farmers sink. Wood tile planks throughout the home, no carpet. Beautiful sliding doors off the kitchen and great rooms offer amazing views of the lush forest. The home was constructed with James Hardie fiber-induced concrete siding which is fire resistant and has Milgard exterior windows and sliding doors. You won't want to miss seeing the amazing home.
3611 N Tuscany --
Mesa, AZ 85207
$600,000
3
Beds
2.5
Baths
2,150
SqFt
Status
Active Under Contract
MLS #
6779631
Property Type
Single Family Residence
Price Type
--
Beautiful 3-bedroom (plus loft), 2.5-bath residence in Rolling Hills at Las Sendas and EVERYTHING LAS SENDAS HAS TO OFFER! Welcoming living room with soaring vaulted ceilings, half-moon clerestory windows, plantation shutters, and a harmonious blend of soft carpet and tile flooring. Gather in the family room, offering sliding doors that lead to the backyard for seamless indoor-outdoor living. The gourmet kitchen comes with granite counters, custom wood cabinetry with crown moulding, a stone tile backsplash, recessed lighting, SS appliances, a handy pantry, and a peninsula with a breakfast bar. The main bedroom includes plush carpeting, balcony access, an ensuite with double sinks, and a walk-in closet. **1 newer ac in 23' and other 21' ..tankless water heater in 19 and water softener 23'. Enjoy a breath of fresh air on the charming balcony showcasing stunning mountain views. The backyard showcases a covered patio, pristine artificial turf, and a play area for outdoor fun. Make it yours!
1364 W Escarpa Street
Mesa, AZ 85201
$600,000
3
Beds
3
Baths
2,025
SqFt
Status
Active
MLS #
6770017
Property Type
Single Family Residence
Price Type
--
Discover this exceptional 3-bedroom, 3-bathroom home on a nearly 1/2 acre hilltop lot at 1364 West Escarpa Street, Mesa, AZ. Enjoy breathtaking valley views, stunning sunsets, and Camelback Mountain in the distance, all with no backyard neighbors. The split floor plan features two primary suites, a family/living room with vaulted ceilings, and a dining room. The kitchen boasts espresso cabinets, granite countertops, a tile backsplash, stainless steel appliances, a breakfast nook, and a bar. Cozy up by the wood-burning fireplace or step outside to the extended covered patio. The triple-tiered backyard offers artificial turf, a fire pit, and a mini motocross/BMX track. With no HOA and proximity to ASU, Old Towne Scottsdale, and major freeways, this home is perfect for those seeking convenience and adventure.
13050 W Running Deer Trail
Peoria, AZ 85383
$600,000
2
Beds
2
Baths
1,867
SqFt
Status
Active
MLS #
6782144
Property Type
Single Family Residence
Price Type
--
Welcome Home to Luxury & Convenience! Experience the pinnacle of modern living in this beautifully upgraded 'Libertas' model with over $70,000 in recent enhancements! With a stunning stone exterior and extensive updates, this home is truly MOVE-IN READY. Highlights & Features: Owned Solar System (installed 2023) - Eco-friendly and cost-saving! State-of-the-Art TRANE 5-Ton HVAC (2021) - Complete with full-home allergy filtration and surge protection for total comfort. Chef's Kitchen (2022) - Renovated with refinished staggered cabinets with roll-out shelves, premium granite slab countertops, and a massive island. Outfitted with top-of-the-line GE Café stainless steel appliances, including a 6-burner gas stove with griddle, double ovens, French door refrigerator with water dispenser, microwave, and dishwasher. Freshly Painted Interior & Plush New Carpeting in bedrooms (2023) - Every detail is fresh and inviting. Outdoor & Lifestyle Features: North/South exposure with a private backyard featuring a built-in gas BBQ, a covered patio with surround sound, and an ideal setup for gatherings with friends. Low-maintenance landscaping with a PVC drip system & timer (2018). 4-foot extended garage for golf cart storage or extra space! Additional Upgrades: New Maytag washer & dryer with pedestals (2022), reverse osmosis system (2021), water softener, garbage disposal (2022), upgraded LED recessed lighting, and new dimmer switches in key areas. Great room with built-in surround sound speakers for an immersive experience. Community & Location: Nestled in the award-winning, gated Trilogy at Vistancia community for ages 55+, enjoy a world-class lifestyle with 5-star resort amenities at the 35,000 SF Kiva Club, which includes indoor and outdoor pools, a fitness center, spa, cafe, billiards, meeting rooms, library, and courts for tennis, pickleball, and bocce. The Gary Panks-designed golf course winds beautifully through the neighborhood, and additional amenities are available at the Mita Club. With quick access to the 303, enjoy nearby shopping, dining, entertainment, and outdoor recreation at Lake Pleasant and Peoria's Paloma Park. This incredible home is ready to welcome you! Act quicklythis is a rare find in Trilogy!
15223 S 17th Drive
Phoenix, AZ 85045
$600,000
3
Beds
2
Baths
2,008
SqFt
Status
Active
MLS #
6774110
Property Type
Single Family Residence
Price Type
--
Welcome to Your Dream Home in Ahwatukee Foothills! Enjoy breathtaking views of South Mountain Preserve Park in this stunning residence, featuring brand new carpet and fresh paint as of November 2024. The bright, open floor plan connects the kitchen to the family room with a convenient breakfast bar for casual dining and entertaining. With generously sized bedrooms, the third bedroom doubles as a versatile office space. Vaulted ceilings in the formal living and dining areas create a spacious atmosphere. Recent updates include a new roof and HVAC system, ensuring peace of mind. Plus, benefit from direct access to hiking and biking trails! Located minutes from A+ rated Kyrene schools, Desert Vista High School, parks, and quick freeway access. Don't miss this great home!
12231 W Villa Chula Lane
Sun City, AZ 85373
$600,000
5
Beds
2.5
Baths
3,207
SqFt
Status
Active
MLS #
6788612
Property Type
Single Family Residence
Price Type
--
Located in a NON- age restricted area in Sun City. This stunning 5-bedroom, 2.5-bath home seamlessly combines luxury and convenience, nestled next to a tranquil greenbelt. The open kitchen is a true highlight, featuring a large walk-in pantry, sleek granite countertops, and a spacious kitchen island, perfect for both meal prep and entertaining. The main level boasts elegant updated wood-look tile flooring and fresh new carpeting, enhancing the home's modern appeal. The expansive first-floor primary suite is a peaceful retreat, complete with a separate tub and shower, a roomy walk-in closet, and plenty of space to unwind. Upstairs, you'll find a versatile loft area, a large laundry room with built-in storage, and generously sized bedrooms,each with its own walk-in closet for ample storage. This home is equipped with thoughtful features, including prewiring for speakers in the dining room, living room and loft, plus a Ring doorbell and exterior security cameras for peace of mind. Step outside to a low-maintenance backyard with a large covered patio, perfect for outdoor dining or relaxing. And for those with toys, you can park them in style here- this home features a spacious RV garage ready for adventure! The property includes a 2-car garage, PLUS an extended RV garage with an upper room that can be an office for additional storage. The garage has a mini-split AC unit for year-round comfort. The garage also has a washer/dryer hookup, TV, and an RV outlet. One large 12 ft garage door in front and a 8 ft garage door in the rear that opens to the backyard. The home's washer and dryer were recently replaced and will convey with the sale, adding even more convenience to this move-in ready property. The community includes a park with playground, basketball court, volley ball and pickle ball courts. Close proximity to the 303 and local dining and shopping.
6312 W Villa Linda Drive
Glendale, AZ 85310
$600,000
4
Beds
2.5
Baths
2,516
SqFt
Status
Active
MLS #
6784492
Property Type
Single Family Residence
Price Type
--
Welcome home to this gorgeous move-in ready home with recent updates and breathtaking mountain views! This spacious 4 bedroom, 2.5 baths includes a convenient downstairs bedroom ideal for guests or multigenerational living. The master suite is a true retreat featuring an attached office or den with its own closet. A private balcony for enjoying the mountain views and ample space to unwind. An upstairs loft and open vaulted ceilings add to the home's airy feel, while north/south exposures offer scenic views from nearly every room. Enter your dream kitchen beautifully designed with white cabinets and quartz countertops. The island offers plenty of space for meal prep or family gatherings. There's a separate dining room as well as a breakfast nook to enjoy your morning coffee. Tile and LVP flooring throughout the downstairs area is ideal for kids and pets for easy cleaning. The extended garage provides plenty of storage space with custom cabinets perfect for your tools while offering space for parking your vehicles or recreational toys. Private cul-de-sac for you tranquility. Hiking trails and Life Time Fitness nearby for your active lifestyle. Don't miss this opportunity to make this your new home where comfort and style come together in a prime location!
27181 W Potter Drive
Buckeye, AZ 85396
$600,000
3
Beds
3
Baths
2,332
SqFt
Status
Active
MLS #
6778768
Property Type
Single Family Residence
Price Type
--
Your Dream Awaits on a Premium Golf Course Lot with Private Casita! Enter through a tranquil front courtyard to discover a thoughtfully designed split floor plan. The spacious main living area is perfect for gatherings, with plenty of room for dining and entertaining. A gourmet kitchen shines with a large center island, granite countertops, tile backsplash, and natural gas cooking. The owner's suite offers a bay window with scenic views, a luxurious bath with double sinks and separate tub/shower, and a roomy walk-in closet. Guests enjoy privacy with a separate guest room, den, and bath, plus a private Casita that doubles as a retreat, office, or hobby space. Enjoy the stunning sunset views over the golf course and White Tank Mountains as you sit on the back covered patio. A rare find!
846 E Tyson Court
Gilbert, AZ 85295
$600,000
3
Beds
2
Baths
1,910
SqFt
Status
Active
MLS #
6717024
Property Type
Single Family Residence
Price Type
--
Seller may consider buyer concessions if made in an offer. Welcome to this lovely home, where you'll find comfort at every turn. As you enter, notice the new flooring and modern paint. The kitchen stands out with its sleek backsplash and stainless steel appliances. The primary bedroom features a large walk-in closet for all your storage needs. The primary bathroom boasts a luxurious double sink setup. Outside, enjoy the covered patio and fenced backyard for added security and privacy. A fresh paint job completes this beautiful home. Don't miss out on making it yours!
28643 N 46th Way
Cave Creek, AZ 85331
$600,000
3
Beds
2
Baths
1,832
SqFt
Status
Active
MLS #
6781933
Property Type
Single Family Residence
Price Type
--
***FREE 1% RATE BUYDOWN FOR THE FIRST 12MONTHS** A message from our sellers'' For the past decade, this home has been more than just a structure—it's been a place where cherished memories were created, inside and out. Situated in a friendly neighborhood where connections go beyond the typical wave across the street, you'll find a true sense of community here'' Discover the charm of this single-story home in the highly sought-after Cave Creek! Inside, you'll find custom wood-paneled walls that add warmth and character, paired with an updated kitchen featuring sleek quartz counters and a custom-built breakfast bench perfect for morning coffee. Fresh carpet in the bedrooms makes every space feel inviting and comfortable. Step outside to your private oasis, complete with a sparkling fenced pool, low-maintenance artificial grass, and mature landscaping that creates the perfect backdrop for relaxation or entertaining. Nestled in a coveted location with tons of ''must-see'' features, this home combines style, comfort, and the Cave Creek lifestyle you've been dreaming of.