Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Up-To-Date On Credible Lenders

A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.

Access To Better Rates

There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.

Saving On Fees

In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.

All The Available Options

It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.

Making The Process Run Smooth

An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.

There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.

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Sort by: Select Price, Low to High Price, High to Low Newer Listings First Older Listings First Open House Date

24041 N 171st Lane Surprise, AZ 85387

$609,995

4 Beds

3 Baths

2,890 SqFt

Status Active

MLS # 6684177

Property Type Single Family Residence

Price Type --

Come see this Julia dream home! Included features: an inviting covered entry; a convenient laundry; an elegant dining room leading onto a covered side porch; a spacious great room; a gourmet kitchen offering 42'' cabinets, quartz countertops, an extended center island, a butler's pantry and a walk-in pantry; a roomy nook with large center meet doors; an extended covered patio; a versatile flex room; an impressive primary suite showcasing extra storage in the bath and a generous walk-in closet; a study in lieu of a storage area; a 2-car garage and a single-car garage. This home also offers front yard landscaping and driveway pavers as well as ceiling fan prewiring, wood laminate and stone tile flooring and additional windows in select rooms. This is a must see!

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17225 W Calle Lejos -- Surprise, AZ 85387

$609,995

3 Beds

3 Baths

2,630 SqFt

Status Active

MLS # 6731947

Property Type Single Family Residence

Price Type --

Experience luxury in The Pomona, located on a prime corner lot with stunning mountain views. This home features a guest suite, a three-car garage, and a gourmet kitchen featuring Quartz countertops -end appliances. Enjoy 10-foot ceilings, a deluxe primary bathroom with a massive super shower, 3 car garage, paver driveway, RV Gate and 15-foot Center meet doors that open to an oversized 8,750 sq ft lot.

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1865 S 231st Lane Buckeye, AZ 85326

$609,995

5 Beds

3 Baths

3,112 SqFt

Status Active Under Contract

MLS # 6773421

Property Type Single Family Residence

Price Type --

Spectacular and spacious 2-story home in Sundance of Buckeye. Homes sits on one of the largest lots in the neighborhood. Completely remodeled with tons of upgrades. OWNED 42-panel solar system that saves $$$ on electric bills. The home offers ultimate privacy with no rear neighbors due to the common area behind the lot. With low property taxes and HOA fees, this luxurious home is also cost-effective. See the list of upgrades in the docs tab...TOO MANY to list here. Don't miss out on this extraordinary property that blends luxury, modern amenities, and functionality in a peaceful, private setting. Don't miss this one!

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37735 W Padilla Street Maricopa, AZ 85138

$609,990

4 Beds

3 Baths

2,756 SqFt

Status Active

MLS # 6762778

Property Type Single Family Residence

Price Type --

Move in FAST to this completed home! Say hello to luxury, Maricopa! This beautiful Jerome floorplan features an expansive great room with 10ft ceiling and a 15ft multi slider allowing for indoor outdoor living. The stunning kitchen is appointed with stacked cabinetry, matte black hardware, gas stove top, and double ovens! Relax in your Primary with Ultra Spa Shower and large walk-in closet. Your FIVE CAR GARAGE is perfect to store everything! With 8,750 sq ft homesites, come see why K. Hovnanian is the First Name in Lasting Value! ^^Up to 6% of Base Price can be applied towards closing cost and/or short-long term interest rate buydowns when choosing our preferred Lender. Additional eligibility and limited time restrictions apply.

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11465 E Utopia Avenue Mesa, AZ 85212

New

$609,990

3 Beds

2.5 Baths

2,506 SqFt

Status Active

MLS # 6776944

Property Type Single Family Residence

Price Type --

''Stunning 3 bedroom home with seperate Den and 2.5 Baths, located in the East Valley's newest community, Destination at Gateway. Discover this inviting home featuring a 4 Panel Center siding glass door off the great room, seamlessly connecting indoor and outdoor living. The kitchen boasts stainless steel appliances, including a 36-inch gas cooktop, built-in wall oven and microwave, along with gray shaker cabinets adorned with stainless steel hardware and a convenient trash pull-out. The quartz countertops and stunning kitchen backsplash add a touch of elegance to the space. Throughout the home, 8-foot interior doors with upgraded satin nickel door hardware create a modern, cohesive feel. The main areas are adorned with 6x 36'' wood-look tile and 4 1/4-inch baseboards, providing a stylish foundation for the home. Bathrooms feature upgraded vanity lights and brushed nickel bath faucets, while the primary bathroom offers an enlarged shower and a separate soaking tub for relaxation. With 10-foot ceilings, an oversized laundry room, a separate valet area at the garage entrance, and a paver driveway, this home is designed to offer both luxury and practicality, providing a comfortable and stylish living space for you and your family.

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16355 W Desert Mirage Drive Surprise, AZ 85388

$609,990

4 Beds

3 Baths

2,623 SqFt

Status Active

MLS # 6710584

Property Type Single Family Residence

Price Type --

QUICK MOVE-IN... It's the Topaz - with 4 bedrooms + study and 3 full baths. Multi slide door that leads out to the extended covered patio. Pavers at drive, walk and entry. stainless steel gas appliance with 30'' built in cooktop and wall oven. Tahoe Maple Boulder cabinets with 42'' kitchen uppers and a pull out trash drawer. AZT Hana Sky quartz countertops in kitchen with stainless steel under mount single bowl sink. 8' tall interior doors. Upgrade flooring includes DT Broxburn Gray 6x24 plank tile in all areas of the home except bedrooms and closets. 5'' base boards and 3 1/4'' door casings throughout. 8' tall garage door for those high profile vehicles with garage door opener and much more.

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11516 E Utopia Avenue Mesa, AZ 85212

$609,990

4 Beds

3 Baths

2,474 SqFt

Status Active

MLS # 6717805

Property Type Single Family Residence

Price Type --

''Welcome to ''''The Pearl,'''' a stunning four-bedroom, three-bathroom farmhouse-style home featuring a guest retreat. With 10-foot ceilings and 8-foot doors, this home boasts an open, airy feel. The great room opens to a covered patio through a 4-panel center slider, perfect for indoor-outdoor living. The gourmet kitchen includes a 36-inch gas cooktop, gray shaker cabinets with hardware, a tile backsplash, and quartz countertops. Upgrades abound, including 6''''x36'''' wood-look tile in the main areas, and upgraded bathroom lighting, faucets, and fixtures. Experience luxurious living in this beautifully designed home. ''

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16405 W Desert Mirage Drive Surprise, AZ 85388

$609,990

4 Beds

3 Baths

2,623 SqFt

Status Active

MLS # 6754285

Property Type Single Family Residence

Price Type --

START PACKING!!!! Topaz - with 4 bedrooms + study and 3 full baths. Multi slide door off the great room that leads out to the extended covered patio. Stainless steel gas appliance package with 30'' cooktop, wall oven, micro, and hood. Barnett Maple ''Boulder-(Gray) cabinets with 42'' kitchen uppers, pull out trash drawer with two bins. AZT Hana Sky quartz countertops in kitchen and at the enhanced kitchen tops. Stainless steel under mount single bowl sink in the kitchen. DT Broxburn Gray 6x24 plank floor with 5'' baseboards and 3 1/4'' door casings. 8' garage door with two remotes and so much more.

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20911 S 231st Street Queen Creek, AZ 85142

$609,990

4 Beds

3 Baths

2,524 SqFt

Status Active

MLS # 6776293

Property Type Single Family Residence

Price Type --

Brand new phase!. Our beautiful Revolution plan features it's own guest suite and is conveniently located to all that Queen Creek has to offer. Minutes from the brand new Costco, Schnepf Farms, Queen Creek Market Place and the Queen Creek Olive Mill.

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7615 W Saddlehorn Road Peoria, AZ 85383

$609,990

3 Beds

2.5 Baths

1,953 SqFt

Status Active

MLS # 6763668

Property Type Single Family Residence

Price Type --

Brand new community in North Peoria! This stunning single story home offers 1,953 sq ft of functional living space. It features 3 bedrooms, 2.5 bathrooms, den, and a 2 car garage. The open concept kitchen is perfect for entertaining and features an Island, a walk-in pantry and stainless steel appliances. It also offers our Harmony Palette which includes gray painted 42'' Cabinets, silver falls granite kitchen countertops, 4x4 kitchen backsplash, and 6x36 wood looking plank tile in all the common areas, soft water loop, and interior blinds. The great room offers a 4-panel center sliding glass door so you can step out into your covered patio to enjoy indoor/outdoor living in your backyard with friends and family. The primary suite has a spacious walk-in closet, double sinks, walk-in shower, and an additional linen closet for extra storage. Great location close to dining, freeways, parks, and entertainment!

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11255 E Utah Avenue Mesa, AZ 85212

$609,990

4 Beds

3.5 Baths

2,623 SqFt

Status Active

MLS # 6712922

Property Type Single Family Residence

Price Type --

Don't miss this quick move-in home. Stunning 4 bedroom home with Den and 3.5 baths. Occupied less than 6 months, but not by choice. Includes appliances, window treatments, cabinet hardware, RO water. Gourmet kitchen includes quartz countertops, 42'' white shaker cabinets and stainless steel appliances with gas cooktop, hood, wall oven and built in microwave. Spa like master bath with separate tub and shower. Tile floors in all the main areas, carpet only in bedrooms. 10' Ceilings with 8' interior doors. 4 1/4' baseboards, paver drive, walkway, and patio. Energy star home for comfort and energy efficiency. Quick move-in and seller willing to offer concessions to assist with closing fees and or buy down rates with reasonable offer. Seller says bring all reasonable offers!

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4549 S Venus -- Mesa, AZ 85212

$609,990

4 Beds

3 Baths

2,668 SqFt

Status Active

MLS # 6750123

Property Type Single Family Residence

Price Type --

Welcome to this stunning Verbena floorplan that is a four-bedroom, three-bathroom oasis, nestled on an expansive lot with no neighbors behind! This modern desert gem boasts an upgraded exterior that exudes sleek sophistication, perfectly complementing the surrounding landscape, and features 8ft doors throughout that add a touch of grandeur. Inside, you'll be greeted by the warmth of stunning wood-like tile flooring, perfectly paired with crisp white cabinets, creating a contemporary chic atmosphere. With 2,668 square feet of living space, this beautiful home offers ample room for relaxation, entertainment, and everyday living. Plus, it comes fully equipped with a washer, dryer, fridge, and blinds, making it move-in ready! The expansive lot provides a serene backdrop for outdoor living, perfect for soaking up the sun or enjoying a peaceful evening under the stars, all while reveling in the tranquility and privacy this incredible property gives. The home is nestled in the heart of Eastmark, one of Arizona's most high sought-after community! You won't want to miss this one.

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