A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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20419 W Mountain Sage Drive
Buckeye, AZ 85326
$605,000
4
Beds
2
Baths
2,302
SqFt
Status
Active
MLS #
6519611
Property Type
Single Family Residence
Price Type
--
2023 BRAND NEW HOME! This beautiful 4 bedroom / 2 bath is on 1.2 acres of land with NO HOA! The home features an open floorplan stainless-steel appliance, large pantry, a split double vanity in the primary master with additional closet space. Large, covered patio to enjoy the mountain views with plenty of space for your RV and toys on 1.2 acres! This lot provides endless opportunities for your own landscape/design. Please contact with any questions!
20411 W Mountain Sage Drive
Buckeye, AZ 85326
$605,000
4
Beds
2
Baths
2,302
SqFt
Status
Active
MLS #
6519609
Property Type
Single Family Residence
Price Type
--
New 4-bedroom, 2-bathroom Ranch home on 1.21 acres with beautiful mountain views, open kitchen, granite countertops, and stainless-steel appliances. The home features 9-foot ceilings and a split floor plan. Horses are allowed, and there is no HOA. The property has access to a shared well.
302 W Oak Avenue Unit 2
Flagstaff, AZ 86001
$605,000
2
Beds
2.5
Baths
1,098
SqFt
Status
Active
MLS #
6733260
Property Type
Single Family Residence
Price Type
--
TO BE BUILT...Welcome to modern living in the heart of Flagstaff - a collection of contemporary detached homes that redefine luxury and convenience. Nestled against the backdrop of the stunning mountains, step into a world where architectural brilliance meets nature's beauty. The community boasts a sleek and contemporary design that seamlessly integrates with the natural surroundings. Plentiful glass allows ample natural light to flood the interiors, creating a harmonious blend of indoor and outdoor living. Clean lines, high ceilings, and thoughtfully designed spaces provide an open and airy atmosphere making each home a sanctuary of modern sophistication. Wake up to the awe-inspiring sight of the mountains right outside your window (Select Lots Only).
31642 N 169th Avenue
Surprise, AZ 85387
$605,000
3
Beds
2.5
Baths
2,041
SqFt
Status
Active
MLS #
6755049
Property Type
Single Family Residence
Price Type
--
Welcome to 31642 N 169th Ave, a beautifully maintained 3-bedroom, 2.5-bathroom home nestled on a spacious 1.13-acre lot. This 2,050 square foot residence offers a perfect blend of rural tranquility and modern convenience. Step inside to find a bright and open floor plan, featuring a large living area, a well-appointed kitchen with ample counter space, and a cozy dining area perfect for family gatherings. The primary suite is a true retreat with an ensuite bathroom, while the two additional bedrooms offer plenty of space for guests or an added home office. Outside, the expansive lot provides endless opportunities for outdoor living, whether you dream of creating a garden oasis, adding a pool, or simply enjoying the Arizona sunsets from your patio. The The property also offers ample room for parking RVs, boats, or other recreational vehicles. Located just minutes from local attractions like Willow Winery, where you can enjoy tastings and scenic vineyard views, and a short drive to shopping, dining, and entertainment options in Surprise, this home is perfectly situated for those seeking a peaceful lifestyle without sacrificing convenience. Don't miss the opportunity to make this charming property your own!
20021 W Pasadena Avenue
Litchfield Park, AZ 85340
$605,000
3
Beds
2
Baths
1,987
SqFt
Status
Active
MLS #
6753893
Property Type
Single Family Residence
Price Type
--
This is your chance to own a fantastic 3-bed, 2-bath horse property sits on an oversized lot! Its charm starts with a cozy front porch, 2 RV gates, & a 2-car garage w/extended driveway. Inviting interior features abundant natural light, high ceilings, a two-tone palette, and tile flooring w/soft carpet in bedrooms. You'll love the spacious open floor plan paired with French doors to the back! The impressive kitchen boasts SS appliances, granite counters, ample wood cabinetry, a pantry, recessed lighting, and an island w/breakfast bar. All bedrooms with walk-in closets! Main bedroom also has outdoor access and an ensuite with dual sinks & a separate tub/shower. HUGE! Unlimited potential can be explored in the backyard with a covered patio to relax. Enjoy beautiful mountain views! Just WOW!
10433 S 46th Way
Phoenix, AZ 85044
$605,000
3
Beds
2
Baths
1,795
SqFt
Status
Active
MLS #
6775375
Property Type
Single Family Residence
Price Type
--
Welcome to your dream home in the highly sought-after Spanish Mountain Estates of Ahwatukee, Phoenix! This charming residence offers the perfect blend of comfort and convenience, all without the constraints of an HOA.Step into a spacious great room featuring a cozy, working fireplace—the ideal setting for family gatherings or quiet evenings at home. The all-block construction ensures energy efficiency and low utility costs, keeping your home comfortable year-round.Work from home in the dedicated office space, boasting a large window that frames the breathtaking views of the South Mountain range. The generous lot provides ample outdoor space for entertaining, gardening, or simply soaking up the Arizona sun. Kitchen includes newer (2021) high end appliances including a Miele dishwasher, Bosch refrigerator, full size upright frost free freezer, and induction cook top with air fryer oven.Nestled in a friendly and pleasant neighborhood, this home is a short distance to one of Phoenix's best parks, offering endless recreational opportunities. With easy access to shopping, dining, entertainment, and other amenities, you'll enjoy the best of both worldsserenity and convenience.Don't miss out on this opportunity to make this inviting and homey residence your own.
22450 E Duncan Street
Queen Creek, AZ 85142
$605,000
4
Beds
2
Baths
2,588
SqFt
Status
Active
MLS #
6734137
Property Type
Single Family Residence
Price Type
--
Experience the perfect blend of comfort, style, and convenience in your new home where your next chapter begins! This stunning residence offers over 2,550 sq ft of luxurious living space. The heart of this home is the contemporary kitchen, boasting an extended granite countertop and island, providing ample space for cooking and entertaining. Storage is plentiful, ensuring that everything you need is within easy reach. Experience seamless indoor-outdoor living with the impressive 3-panel sliding glass doors, allowing you to entertain. The thoughtfully designed community area is perfect for social gatherings and creating lasting memories.
3831 W Lanham Drive
New River, AZ 85087
$605,000
4
Beds
2.5
Baths
2,356
SqFt
Status
Active
MLS #
6761751
Property Type
Single Family Residence
Price Type
--
NEW A/C AND CARPET This immaculate home boasts a host of desirable features, including a brand new A/C system and fresh carpeting. With 4 bedrooms, 2.5 baths, a separate dining area, and a den/office, this residence offers ample space for comfortable living and entertaining. As you walk up to the home, you're greeted by charming stone accents and a private courtyard, setting the tone for the inviting atmosphere within. The heart of the home is the stunning kitchen, designed with entertainers in mind. Granite counters, a spacious island with breakfast bar, and stylish tile backsplash complement the stainless steel appliances and wall oven. Plus, the kitchen is equipped with a large walk-in pantry and convenient sliding pullouts, ensuring storage and organization are effortless.French doors lead you to the beautifully landscaped backyard, featuring artificial turf for easy maintenance and additional space for outdoor enjoyment. The master bedroom is a serene retreat, boasting a bay window perfect for a cozy reading nook and a sizable walk-in closet. With its thoughtful design, modern amenities, and prime location near Great Hearts Academy, this home offers the perfect blend of comfort and sophistication. Don't miss your chance to make this dream home yours! CARPET INSTALLED AFTER PICS TAKEN. *Most bedrooms have new carpet and it all matches.
5120 S Camellia Drive
Chandler, AZ 85248
$605,000
3
Beds
2
Baths
1,983
SqFt
Status
Active
MLS #
6746984
Property Type
Single Family Residence
Price Type
--
COME SEE this spacious 3 bedroom 2 bathroom home in Chandler! It's beautifully remodeled and has many upgrades throughout. Enjoy the large open living room. The kitchen features many upgrades. The gourmet kitchen offers a custom cabinet and a lot of counter space with stainless steel appliances included. This home has a large den which can also be used as a game room. The washer & dryer is included. The backyard has a large screened-in patio for your enjoyment.
8700 E Mountain View Road Unit 1077
Scottsdale, AZ 85258
$605,000
3
Beds
2
Baths
1,564
SqFt
Status
Active Under Contract
MLS #
6755641
Property Type
Single Family Residence
Price Type
--
What a rare opportunity, a Patio Home Style unit w/attached 2 car garage in the sought after community of Sun Canyon on McCormick Ranch! This 3 bdrm, 2 bath detached home offers a great rm floorplan w/eat in kitchen, wet bar and split bdrms. The 3rd bdrm has double doors so can easily function as a den or office. Situated in the furthest Northern part of community this home has the utmost privacy yet easy access. Fully appointed kitchen w/large amt of storage and stainless appliances (newer refrigerator conveys). Inside laundry that offers clothes washer & dryer that also convey. Sun Canyon HOA offers htd community pool, spa, clubhouse & lush common areas. The HOA also includes front yd maintenance, roof repair & ext. maintenance of units. Come see this amazing Patio Home ASAP!
3780 S Ashley Place
Chandler, AZ 85286
$605,000
4
Beds
2
Baths
2,188
SqFt
Status
Active
MLS #
6743456
Property Type
Single Family Residence
Price Type
--
Home, sweet home! This beautiful 4 bed, 2 bath residence now on the market is for you! Great curb appeal, a low-maintance front yard, and a 2 car garage & Brand New AC System! Discover spacious dining & living areas w/vaulted ceilings, soft carpet in all the right places, and custom palette throughout. The kitchen is equipped w/ample cabinet & counter space, a pantry, built-in appliances, recessed lighting, a prep island, a breakfast nook w/a lovely bay window, and a peninsula w/a breakfast bar. End your busy day in the primary bedroom, boasting a walk-in closet and a full ensuite w/dual sinks. Finally, the wonderful backyard includes a covered patio, extended seating area, artificial turf, and a sparkling blue pool perfect for the warm summer days! What are you waiting for? Act now
4386 E Selena Drive
Phoenix, AZ 85050
$605,000
3
Beds
2.5
Baths
2,171
SqFt
Status
Active
MLS #
6758795
Property Type
Single Family Residence
Price Type
--
This beautiful 3-bedroom, 2.5-bathroom home boasts a bright, open layout. As you enter, you're greeted by a spacious living area that flows seamlessly into the dining and kitchen spaces perfect for entertaining. Upstairs, you'll find three generously sized bedrooms, along with a large flex room—perfect for a home office, playroom, or additional living space. The primary suite is split and offers a private retreat with an ensuite bath and walk-in closet. Located on a picturesque, tree-lined street, the curb appeal is undeniable. The patio is a private oasis, ideal for outdoor dining or simply enjoying the Arizona sunshine. Easy access to local schools, parks, and shopping, don't miss out on this North Phoenix Gem!