A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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32000 N 117th Avenue
Peoria, AZ 85383
$604,990
3
Beds
2
Baths
1,921
SqFt
Status
Active
MLS #
6754803
Property Type
Single Family Residence
Price Type
--
It's the Clover with 3 bedrooms + flex space to use as you wish, 2 baths. This home has a large walk-in shower at owner's bath with tile surrounds. Multi slide door that leads out to the covered patio. Pavers at drive, walk and entry. Stainless steel gas appliance package with 36'' cooktop, wall oven and glass canopy hood. Maple linen-off white cabinets with 42'' uppers in kitchen with pull out trash drawers. AZT Steel gray granite in kitchen and much more. Amenity Rich Mystic includes a Resort Style community pool, Rec center with year-round events, Hiking paths & community parks. The perfect location- close to shopping, restaurants, golf, Lake pleasant and the loop 3. Estimated completion April. PHOTOS IN THIS LISTING ARE OF THE CLOVER MODEL HOME.
11458 E Utah Avenue
Mesa, AZ 85212
$604,990
4
Beds
3
Baths
2,474
SqFt
Status
Active
MLS #
6731502
Property Type
Single Family Residence
Price Type
--
Welcome to ''''The Pearl,'''' a stunning four-bedroom, three-bathroom farmhouse-style home featuring a guest retreat. With 10-foot ceilings and 8-foot doors, this home boasts an open, airy feel. The great room opens to a covered patio through a 4-panel center slider, perfect for indoor-outdoor living. The gourmet kitchen includes a 36-inch gas cooktop, charcoal shaker cabinets with hardware, a tile backsplash, and quartz countertops. Upgrades abound, including 6''''x36'''' wood-look tile in the main areas, and upgraded bathroom lighting, faucets, and fixtures. Experience luxurious living in this beautifully designed home.
262 S 164th Drive
Goodyear, AZ 85338
$604,990
4
Beds
3
Baths
2,510
SqFt
Status
Active
MLS #
6754928
Property Type
Single Family Residence
Price Type
--
It's the stunning Jade floor plan with 4 bedrooms all with walk in closets. 3 full baths. Everything is large in this home. Lot large enough for an 8' gate. Large owner's entry (mud area) as you walk in from the 3 car garage. Multi slide door off the spacious great room. Owner's bath has a large walk in shower with tile surrounds and floor. Pavers at drive, walk and entry. Stainless steel gas appliance package with 30'' cooktop, wall oven, microwave, canopy hood. Barnett painted Boulder cabinets. AZT Hana Sky quartz countertops at kitchen and expanded kitchen island. Dual sinks at bath 3. DT Broxburn gray 6x24 plank tile in all areas of the home except closets and bedrooms. 5'' base boards with 3 1/4'' door casings throughout. Dual sinks at bath 3. November completion.
4611 S Boulder Court
Gilbert, AZ 85297
$604,900
3
Beds
2.5
Baths
2,350
SqFt
Status
Active
MLS #
6748381
Property Type
Single Family Residence
Price Type
--
This beautiful 3-bedroom, 1-loft, 2.5-bath house is located in the highly desirable Vista Del Oro subdivision. The spacious floor plan features a large living room, dining area, family room, and a fabulous eat-in kitchen. The master bedroom includes a master bath and a walk-in closet, and there is also a convenient laundry room. The open-concept kitchen and family room feature high ceilings, enhancing the home's spacious feel. The large backyard is perfect for creating your dream outdoor space and has room to build a pool and more. The house also includes a 2-car garage. It is close to the freeway, shopping, entertainment, and schools. This home offers both comfort and accessibility. Additionally, the exterior is freshly painted.
2438 E Claire Drive
Phoenix, AZ 85032
$604,900
3
Beds
2
Baths
2,227
SqFt
Status
Active
MLS #
6738609
Property Type
Single Family Residence
Price Type
--
NEW PRICE! This home is ready for you! Roof, AC, Pool and sewer lines all replaced/updated in the past six years. Remodeled with generous living and entertainment spaces. Landscape displays native desert plants perfect for water conservation. Recent upgrades include quartz countertops, tile flooring, lighting, interior paint and new plumbing throughout. The almost new pool filter/pump will keep your private water escape crystal clear and ready for entertaining friends and family. The pool was resurfaced with pebble tec and new cool deck in 2018. Roof and AC both replaced in 2018. Sewer and plumbing replaced in 2023. Easy access to central Phoenix, SR 51 and Loop 101.
4311 Sawbuck Way
Wickenburg, AZ 85390
$604,561
2
Beds
2
Baths
1,538
SqFt
Status
Active
MLS #
6770321
Property Type
Single Family Residence
Price Type
--
Welcome to the Thrive floor plan featuring 1,507 sq ft, 2 beds & 2 baths, located in the desirable Homestead neighborhood. This Shea Designer Home includes a built-in induction cooktop, quartz countertops in the kitchen & baths, custom mosaic tile, & soft-close drawers with generous cabinet pullouts & recycling. Enjoy a heavy glass enclosure in the primary shower, satin nickel hardware, a 15ft sliding glass wall in the living room, extended patio, $20k in upgraded tile flooring, a 4-ft extended garage, & custom landscaping front & back. Additional features include under-cabinet lighting, audio/video wall sleeve, & Blanco under-mount sink at the kitchen island. Discover current incentives at Shea sales office.
5862 E Julep Street
Mesa, AZ 85205
$604,000
4
Beds
2
Baths
2,123
SqFt
Status
Active
MLS #
6774298
Property Type
Single Family Residence
Price Type
--
Well cared for 4 bedroom in desired Alta Mesa Community: walking distance to Elementary/ Junior High schools. Minutes to 202/60; Mesa Community College; multiple golf courses. Optional office in addition to bedrooms. Open entryway, tile floors, wood floors in formal dining and living area, vaulted ceilings; shutters throughout. Spacious living rm; updated kitchen welcomes you with quartz countertops, large island with seating, farmhouse sink, stainless appliances, walk in pantry; breakfast nook. Large master bedroom: with sitting area, private entrance to covered patio; pool. Remodeled master bathroom: granite, custom cabinets, freestanding tub, frameless shower; barn door to walk in closet. Inviting backyard features: swimming pool with waterfall; artificial grass. New Roof 2017; Solar Panels 2022, owned, warranty transfers. Dishwasher; microwave; pool robot replaced 2024
8124 E Prairie Avenue
Mesa, AZ 85212
$603,490
5
Beds
3
Baths
2,679
SqFt
Status
Active
MLS #
6758988
Property Type
Single Family Residence
Price Type
--
A collection of brand-new single-family homes located in the master-planned community in Mesa, AZ. The community feeds into the highly rated Gilbert Public School District, making this an ideal place for growing households. There are many onsite amenities at the masterplan everyone will enjoy, including a swimming pool, basketball court, pickleball court, playground and picnic area. Commuters have easy access to Loop 202 and Phoenix-Mesa Gateway Airport for travel accommodations. This beautiful home features our platinum package including Sonoma Maple Linen cabinets and quartz countertops. Super Luxury 8 x 36 tile flooring.
3213 W San Cristobal Road
Queen Creek, AZ 85144
$603,401
4
Beds
3
Baths
2,357
SqFt
Status
Active
MLS #
6672892
Property Type
Single Family Residence
Price Type
--
Beautifully Landscaped Master Planned Community by Fulton Homes. Located within minutes of major shopping, restaurants, and freeways. Promenade is at the base of the San Tan Mountains. There are Six Parks throughout the community, one of which is an Aquatic Center with a 7,400 square foot pool. Full basketball and sand volley ball courts. Bocce ball court, pickle ball court, and corn hole are available. Ramada's, Tot Lots, BBQ's, an entry waterfall, and acres of landscaped and grass areas make Promenade your Oasis in the Desert. We look forward to meeting you soon.
1941 E Ellis Drive
Tempe, AZ 85282
$603,000
4
Beds
2
Baths
2,456
SqFt
Status
Active
MLS #
6753630
Property Type
Single Family Residence
Price Type
--
Welcome to your dream home! This beautifully updated property features 4 spacious bedrooms and 2 modern bathrooms, offering a perfect blend of style and comfort. Key Features: New Kitchen: Enjoy cooking in a sleek kitchen with soft-closing white shaker cabinets, elegant quartz countertops, and a chic white backsplash. Elegant Finishes: The home boasts new LVP flooring, 5-inch modern baseboards, and contemporary light fixtures throughout. Luxurious Bathrooms: Both bathrooms have been newly tiled and feature stylish vanities. Master Suite: Relax in the master bedroom with a spacious walk-in closet. Cozy Living Spaces: The family room is complete with a charming fireplace, perfect for cozy gatherings. Additional Amenities: The garage comes equipped with plenty of cabinets for Location: Conveniently situated between the 101, 60, and 10 freeways, this home is close to shopping, dining, and entertainment options, offering both comfort and accessibility. Don't miss out on this move-in-ready gem!
9935 S Centennial Road
Apache Junction, AZ 85120
$602,990
4
Beds
2
Baths
2,432
SqFt
Status
Active
MLS #
6750764
Property Type
Single Family Residence
Price Type
--
Up to 3% of base price or total purchase price, whichever is less, is available through preferred lender plus additional 3% of base price or total purchase price, whichever is less, is available to be used toward closing costs, pre-paids, rate buy downs, and/or price adjustments. The Avelino floor plan offers a refined single-story design with four bedrooms, including an AllGen suite, and a spacious flex area ideal for an office, TV room, or study. Featuring front yard landscaping, this home will be ready for occupancy in October or November. Conveniently situated near community parks, grocery stores, and dining options.
16109 W Mohave Street
Goodyear, AZ 85338
$602,500
4
Beds
3.5
Baths
2,959
SqFt
Status
Active
MLS #
6703414
Property Type
Single Family Residence
Price Type
--
Enjoy this HOT summer swimming with friends and family! This Beautiful 4 bedroom, 3.5 bath, 3 car garage, RV Gate home is a steel! Don't miss out on this 12,916 Sqft Lot!