Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Up-To-Date On Credible Lenders

A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.

Access To Better Rates

There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.

Saving On Fees

In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.

All The Available Options

It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.

Making The Process Run Smooth

An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.

There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.

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1530 W Saragosa Street Chandler, AZ 85224

New

$599,999

4 Beds

2 Baths

1,954 SqFt

Status Active Under Contract

MLS # 6774987

Property Type Single Family Residence

Price Type --

Welcome to this beautiful 4-bedroom, 2-bathroom home nestled in the heart of Chandler. Designed as a model home, it exudes style and comfort, offering a blend of elegant finishes and practical features. Step inside and be greeted by a spacious great room, perfect for both entertaining guests and spending cozy evenings with family. The chef's kitchen is a standout, equipped with custom designer cabinets and a gas stove. The real highlight of this property, is the backyard private retreat complete with a sparkling pool that's just right for enjoying Arizona's warm, sunny days. Whether you're cooling off during the summer or hosting a poolside gathering, this outdoor space is sure to impress. The home also includes a 3-car garage with new epoxy flooring, providing a sleek and durable space for vehicles and storage. Located in a prime spot, this property offers the best of Chandler living. It's just minutes away from vibrant shopping centers, a variety of dining options, and convenient access to freeway. Here, you'll find everything you need to live comfortably and entertain with ease.

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1659 W San Remo Street Gilbert, AZ 85233

$599,999

3 Beds

2.5 Baths

2,041 SqFt

Status Active Under Contract

MLS # 6759957

Property Type Single Family Residence

Price Type --

GREAT LOCATION! Premium Golf View Lot! Remodeled home with 3 bedrooms plus a loft office with built-ins. 2.5 baths including private Owner's Bathroom with separate soaking tub and shower. Owner's Bedroom features walk-in closet and balcony overlooking backyard and golf course. Premium home-site with large open backyard overlooking a lush green fairway at Kokopelli Golf Club. Updated self-cleaning pebble surface pool with expanded cool decking. Great yard for entertaining! Beautifully remodeled kitchen with granite counter-tops and stainless steel appliances. All appliances included. Cozy woodburning fireplace in Family Room. Newer roof & A/C. Great central location in north Gilbert. The popular El Dorado Lakes Golf Community features playground, parks, basketball, tennis and more!

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1177 E Chapman Drive Chandler, AZ 85286

$599,999

3 Beds

3.5 Baths

2,239 SqFt

Status Active

MLS # 6775945

Property Type Single Family Residence

Price Type --

5 year old home in south Chandler with very nice flooring upgrade package. Not just a corner lot home, but also immediately across from the large community pool/spa and spacious greenbelt. Beautiful views of the park instead of garages. Large kitchen island with quartz countertops open to the living room, ample storage, under stair storage, and custom overhead hanging storage in garage. Garage has an additional 10 ft carrport overhang providing some shade for driveway. Upstairs is a large bonus room/loft and 3 spacious bedrooms each with their own bathroom. Home is a ''smart home''. Back patio area upgraded with pavers. Front yard is maintained by HOA. Community is located approx .35 miles to 202 Fwy.

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1724 W Thomas Road Phoenix, AZ 85015

$599,999

4 Beds

3 Baths

2,593 SqFt

Status Active

MLS # 6720472

Property Type Single Family Residence

Price Type --

Motivated sellers!! The home features a modern open kitchen that flows seamlessly into a spacious family room with a cozy fireplace. The casita offers a comfortable and independent living space for guests or potential rental income.

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1410 W Flintlock Way Chandler, AZ 85286

$599,999

3 Beds

2 Baths

2,132 SqFt

Status Active

MLS # 6742529

Property Type Single Family Residence

Price Type --

Excellent location! This 3 bed, 2 bath + office/den home boasts of 2 spacious living areas, open kitchen concept with a large island and new SS appliances (2024). The oasis backyard includes a heated pool and spa, and backs to a greenbelt. This home also features a 3-car AC'd garage that includes a 220V, 27 ton hydraulic system. With a New roof (2023), New HVAC (2022), New Tankless Water Heater (2022) and water filtration throughout the home, this place has it all. The property is centrally located near the 202 freeway, Chandler Fashion Center, Hospitals, A+ Chandler Schools, Restaurants, and Much, Much More, putting you in the heart of everything Chandler has to offer.

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7741 E Portobello Avenue Mesa, AZ 85212

$599,999

5 Beds

3 Baths

2,676 SqFt

Status Active

MLS # 6744520

Property Type Single Family Residence

Price Type --

Check out this fantastic 5 bed, 3 bath residence now for sale! A beautiful facade w/stone accents, a manicured landscape, and 3 garage spaces are just the beginning. Inside you will find a spacious dining & living area w/graceful archways, soft carpet in all the right places, and plantation shutters. The cozy family room boasts a fireplace to keep you warm. The luxurious kitchen is equipped w/ample wood cabinetry, granite counters, a pantry, track lighting, SS appliances, and an island w/a breakfast bar. The primary bedroom showcases vaulted ceilings, a walk-in closet, and a full ensuite w/dual sinks. Don't forget about the large bonus room w/custom palette. Also including an expansive backyard w/a covered patio, this home is a true gem! What are you waiting for? Act now!

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22325 N 78th Drive Peoria, AZ 85383

$599,999

4 Beds

2 Baths

2,136 SqFt

Status Active

MLS # 6757376

Property Type Single Family Residence

Price Type --

NEWLY UPDATED 4-BEDROOM HOME IN THE FLETCHER HEIGHTS COMMUNITY! This home features updated flooring throughout. Quartz countertops in kitchen and bathrooms updating the home with a bright and airy atmosphere. Fresh paint throughout. The eat-in kitchen features ample cabinet space with a large island with breakfast bar seating. The primary bedroom features dual sinks, separate tub and shower, and walk-in closet. The other bedrooms are located away from the primary bedroom allowing privacy. The large back yard features a hot tub and ample space to create a beautiful low maintenance backyard oasis. A MUST SEE TO MAKE THIS YOUR HOME!

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18805 W Oregon Avenue Litchfield Park, AZ 85340

$599,999

6 Beds

4 Baths

3,159 SqFt

Status Active

MLS # 6730177

Property Type Single Family Residence

Price Type --

This home 6 bed/4 Bath home is a true gem, featuring advanced solar panels and storage banks for exceptional energy efficiency and substantial savings on utility bills. Enjoy a healthier, chemical-free swimming experience in the ozone pool. Check out the contemporary kitchen and open-plan living areas, perfect for modern living. The primary and guest bedrooms are conveniently located downstairs. Why buy a new build when everything is already done for you to enjoy right away! Seller offering concession for rate buy down too!

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1236 E Campus Drive Tempe, AZ 85282

$599,999

4 Beds

2 Baths

1,756 SqFt

Status Active Under Contract

MLS # 6750684

Property Type Single Family Residence

Price Type --

A stunning single-family home located in the heart of Tempe has 4-bed, 2-bath with 1756 sqft, 2 car garage, and covered patio. Brand new windows. You will be greeted by a bright & airy floor plan that's perfect for entertaining. The spacious living room features soaring ceilings, large windows that let in plenty of light, a cozy fireplace with beautifully decorative tile from floor to ceiling that's perfect for chilly nights. The kitchen comes with stainless steel appliances, quartz countertops & brand-new shaker cabinets. Brand new vinyl wood & carpet flooring throughout the home. Enjoy the fully upgraded, spa like bathrooms with high end shower system, framed mirrors, shower niche, & custom vanities. No HOA. Walking distance to parks and bike paths. Don't miss out!

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4337 E Vaughn Avenue Gilbert, AZ 85234

$599,999

5 Beds

3 Baths

2,556 SqFt

Status Active

MLS # 6722059

Property Type Single Family Residence

Price Type --

You'll LOVE this remarkable 5-bed, 3-bath home in the desirable Morrison Ranch neighborhood! Gorgeous lake community with tree-lined streets, large green belts and parks. Fabulous interior showcases designer paint, layered crown molding and tons of natural light. Perfect for gatherings, you have a welcoming living/dining room combo and a large family room w/additional eating area! The impressive kitchen boasts sleek SS appliances, granite counters, a pantry and center island. Modern bathroom updates, water softener and whole home water system. One bedroom downstairs and four bedrooms upstairs along w/flexible loft upstairs! Sizable main bedroom has an ensuite with dual sinks, separate tub/shower, & a walk-in closet. Discover the backyard, ideal for relaxing ! A covered patio, well-laid pavers, synthetic lawn, & gazebo make this a must see!

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3981 N Hudson Drive Florence, AZ 85132

$599,999

2 Beds

2.5 Baths

2,554 SqFt

Status Active

MLS # 6741528

Property Type Single Family Residence

Price Type --

Wake up to stunning golf course views in this beautiful home within the 55+ Merrill Ranch community. Enjoy a gourmet Kitchen, a luxurious Master Suite with an $80,000 remodel, and a private courtyard, backyard outdoor BBQ. Relax in your library, work from your custom office, and benefit from energy-efficient features like solar panels and a tankless water heater. With a 2-car garage and a golf cart garage, this home offers Luxury and Comfort in every detail. Don't miss out on making it yours!!!

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122 W Foothill Street Apache Junction, AZ 85120

$599,999

2 Beds

2 Baths

1,645 SqFt

Status Active

MLS # 6771553

Property Type Single Family Residence

Price Type --

This beautiful 1645 SQ. FT. slump block constructed home has been remodeled and refinished with all new and updated finishes. New roof & fascia boards, new exterior stucco & paint, new ac unit & hot water heater, all new dual pane windows, all new lighting inside & out, all new interior doors & baseboards, the kitchen has new white shaker style cabinets w/soft close drawers, new beautiful quartz countertops, new SS dishwasher & refrigerator, new barn style doors on walk-in pantry & laundry room. All interior floors are plank style tile. Both bathrooms have been remodeled and updated with the right touches. This open floor plan flows gracefully together and creates a wonderful place to entertain family & friends in. The property is 1.25 acres and is completely ..... fenced in with all new gas pipe fencing which also includes a large RV gate. No HOA to contend with here. Large enclosed chicken coop to convey and you can even have the chickens & the ducks. All new granite minus has been installed. The full length covered patio faces north and provides wonderful mountain scenery to soak up and enjoy. Cargo container located on property can be purchased on a separate bill of sale out side the COE and offers a great space for storing side by sides or what ever you might have. The land is very flat & buildable for any future additional buildouts that one might need and the owner has plans available and they are uploaded into the document section. The new plans are for an addition to make this a 4 bedroom & 3 bathroom home. Apache Junction is a hidden gem amongst our growing city population. Come see the beauty that surrounds this property from the Superstition Mountains up to the Tonto National Forrest. You won't be disappointed. Also, roof still has a 9 year warranty. 4 ton ac unit with a 16 seer rating.

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