A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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15228 W Elm Street
Goodyear, AZ 85395
$599,000
4
Beds
3
Baths
3,290
SqFt
Status
Active
MLS #
6783932
Property Type
Single Family Residence
Price Type
--
Great opportunity for this clean home in the heart of Palm Valley! NEW A/C unit! Spacious split floorplan. Formal living and dining rooms. Large kitchen open to dining and family room. Master suite features a dual sink vanity & separate shower and garden tub. 2 refrigerators, washer and dryer included. 3 car garage. Private, oversized corner lot. RV gate with large side yard. North /south exposure and much more!
15340 W Black Gold Lane
Sun City West, AZ 85375
$599,000
3
Beds
2.5
Baths
2,564
SqFt
Status
Active
MLS #
6779669
Property Type
Single Family Residence
Price Type
--
Whether you call Sun City West home year-round, or want a winter retreat, this gorgeous home with GOLF COURSE VIEWS is it! Enjoy world-class amenities, including recreation centers with pools, fitness facilities, and golf. This 3-bedroom, 2.5-bathroom home has been freshly painted and offers tile flooring, a fireplace, and ample windows for natural light. The open kitchen boasts granite counters, a gas cooktop, and an island with prep sink, ideal for entertaining. The primary suite features a dual vanity, soaking tub, and shower. Relax on the covered patio overlooking the golf course! Prime location near highways, shopping, dining, & more!
28614 N Sunset Drive
San Tan Valley, AZ 85143
$599,000
4
Beds
3
Baths
2,997
SqFt
Status
Active
MLS #
6780404
Property Type
Single Family Residence
Price Type
--
Your DREAM home is here in Johnson Ranch! This gorgeous 4-bed, 3-bath property sits on a large lot of a cul-de-sac with NO neighbors behind. Its charm starts with a desert landscape, stone accent details, front porch, RV gate, and a 3-car tandem garage w/cabinetry & extended driveway. The inviting interior is filled with natural light, complemented by a neutral palette, archways, and tile & soft carpet in all the right places. With separate living & family rooms, you have versatile spaces for relaxation and gatherings. The impressive eat-in kitchen features SS appliances, quartz counters, travertine tile backsplash, recessed lighting, ample wood cabinets, and a center island. Completing the downstairs, you have 1 bedroom, 1 bathroom, double-door den, & a storage room under the stairs. Head upstairs to find the other well-appointed bedrooms, along with a loft that can be a play/TV area! Enter the owner's suite to find a cozy sitting room and an ensuite with dual sinks & a walk-in closet. But the true highlight is the spacious backyard! Designed for entertaining, showcasing an outdoor kitchen w/sitting bar, putting green, multiple seating areas, artificial turf, and a sparkling pool for year-round enjoyment. The storage shed & garden beds are added perks. What's not to like? Pack your bags and move in!
17572 W Polaris Drive
Goodyear, AZ 85338
$599,000
5
Beds
3
Baths
3,011
SqFt
Status
Active
MLS #
6750396
Property Type
Single Family Residence
Price Type
--
RARE 4 CAR GARAGE. Nestled at the base of the Estrella Mountains is the highly desired community of Estrella Mountain Ranch. This is where you'll find this rare 5 bedroom, 3 bath home with a 4 car garage, and pool. As you enter, you'll love the vaulted ceilings that provide ample natural light that fills the rooms, not to mention the plantations shutters. This will lead into the open concept kitchen - family room that features lovely views to the backyard that boasts a sparking pool, grass areas, large covered patio, tasteful landscaping and, your very own: two 30+ foot palm trees. The kitchen features stainless appliances, Corian counter tops along with 42'' cabinetry. You'll also love that there's a bedroom and adjacent bathroom on the main floor which is perfect for guests: see more Or multi-general living. Upstairs is where you'll find a large loft space along with 3 nice sized bedrooms serviced by a full bathroom with shower and dual sinks. The primary bedroom sports terrific views and a large en suite bathroom featuring separate tub and shower, dual vanities, private toilet room, and a large walk-in closet. You're just a short walk or bike ride to the lakes here in Estrella. This amazing home is just a couple minutes drive to Mountain Ranch Marketplace which is home to Safeway, Starbucks, Subway, medical and dental care and a list of many more services. By the way, you can cancel your gym membership as Estrella offers two residence clubs both with state-of-the-art workout facilities. These clubs also feature swimming pools, banquet facilities, restaurants and more. The community boasts two elementary schools and a highly touted high school. This home is a rare find in a vibrant community, offering the perfect combination of convenience, comfort, and style. Don't miss the opportunity to make this your dream home!
14667 N Love Court
Fountain Hills, AZ 85268
$599,000
2
Beds
2
Baths
1,307
SqFt
Status
Active
MLS #
6762853
Property Type
Single Family Residence
Price Type
--
Priced to sell ! Ready to move- Wow! $100,000 plus of on trend updates since last owner. Don't let this house built in the 80s fool you. Located in quiet cul-de-sac lot with no homes behind you. This Single level great room floor plan with 2 split primary bedrooms with a bonus flex space, 2 well appointed remodeled bathrooms, 2 car garage with 32' lap/diving pool with outside shower, and newer Hollywood hedges and pool deck. Updates include LVP flooring through out, New kitchen, built in desk and beverage bar with quartz countertops, Murphy secret walk in closet, stack rock fireplace, A/C is under warranty with Parker and Sons completely updated roof just to name a few. Interior/Exterior has been painted in a neutral color palette, creating a warm and inviting atmosphere. The primary bedroom has chevron feature wall with a spacious walk-in closet with room for fitness equipment and provides direct access to the patio area, perfect for enjoying your morning coffee and evening cocktails. Updated primary bathroom offers a spa like Zen experience which includes new vanity and makeup vanity dressing area. Spa like shower with large rain head shower, lighted shower shelving/cubbies, and faux succulent cactus wall with low maintenance tile. Completely remodeled kitchen with new cabinets, Island on wheels that gives flexibility in position, with new stainless appliance package. Pantry with pull outs, pull out garbage, large one basin sink and island that is on wheels, that can be turned. Trash is a pull out cabinet, and sink looks out to pool. There is a beautiful backsplash with quartz counters and new hardware on all the cabinets. Step into your flex space with built in desk with quartz counter and walk up beverage bar. Endless possibilities for this flex space for more dining, office, work out, or more entertaining or work from home situation. Laundry is conveniently located near the primary bedroom with folding bar and shelving to organize household items. Guest room is split from primary bedroom and has a well appointed remodeled bathroom with title and lighting, and privacy for owners. All in the beautiful community of Fountain Hills near shopping restaurants, and the Fountain.
19028 N 88th Drive
Peoria, AZ 85382
$599,000
3
Beds
2.5
Baths
2,307
SqFt
Status
Active
MLS #
6778807
Property Type
Single Family Residence
Price Type
--
You will not want to miss this opportunity to enjoy this one of a kind Malibu model with panoramic Golf views! This home features 3 bedrooms and 2.5 bath! Front bedroom is perfect for your at home office or crafts room. Soaring vaulted ceilings throughout. Formal living and dining room or open it up to make your perfect great room. Living room looks out to your patio, pond and golf views. Kitchen with eat-in kitchen area is great for your smaller gatherings. Head to the back patio with large covered area, pond and those views! New roof underlayment done in 2020 and HVAC in 2023. Westbrook Village features 2 18-hole championship golf courses, 2 heated swimming pools, workout facility, pickleball, tennis, crafts, card clubs and so much more
22864 E Roundup Way
Queen Creek, AZ 85142
$598,990
4
Beds
3
Baths
2,264
SqFt
Status
Active
MLS #
6779182
Property Type
Single Family Residence
Price Type
--
''Featuring the beautiful Sunflower floor plan with 2,264 sqft, this home offers 4 bedrooms, 3 bathrooms, with a guest retreat and a spacious backyard, providing ample space for relaxation and entertainment. The kitchen showcases the Milan palette, featuring 42'''' grey shaker cabinets with satin nickel hardware, white quartz countertops, and a brickwork pattern backsplash. The stainless steel appliances, including a gas range, microwave, dishwasher, and refrigerator, complete the kitchen, along with a white washer and dryer. The indoor and outdoor living areas are seamlessly connected with a 4-panel slider from the greatroom leading to a covered patio, where you can unwind and appreciate the backyard. The home is further enhanced with 8' doors throughout and finished with 2'''' faux wood blinds, offering a blend of modern design and comfort. The bedrooms feature plush carpeting, adding to the home's coziness. This thoughtfully designed floor plan provides both style and comfort, making it the perfect place to make a home.
2910 S Miller Drive
Chandler, AZ 85286
$598,900
4
Beds
3
Baths
2,298
SqFt
Status
Active
MLS #
6719371
Property Type
Single Family Residence
Price Type
--
Beautiful 3-bedroom home with a versatile downstairs den that can easily serve as a fourth bedroom with a bathroom for guest quarters or generational living. Located just 1 mile from Chandler Crossroads and the 202 freeway, this home offers both convenience and accessibility, all while sitting on a huge lot that backs onto a greenbelt. BRAND NEW exterior paint, garage floor epoxy, and cool deck refinishing all completed 10/1/2024. Inside, you'll find tall 9 ft+ ceilings and elegant wood floors. The home also features a water softener, new a/c units in 2020, and a garage storage rack system. With an optimal floorplan including a formal living and dining room, family room, a den, and a full bathroom on the main floor and three bedrooms including the master suite with soaking tub and walk-in closet upstairs. The kitchen features granite countertops, a large walk-in pantry, stainless steel appliances, and a breakfast bar. With a fully landscaped front and back yard, tons of greenery and privacy, private pebble-tec pool, extended concrete decking, and a spacious lawn perfect for kids to play on, a covered patio, and an added storage shed to store your lawn and pool supplies. This one is a must see!
302 W Oak Avenue Unit 3
Flagstaff, AZ 86001
$598,000
2
Beds
2.5
Baths
1,085
SqFt
Status
Active
MLS #
6733268
Property Type
Single Family Residence
Price Type
--
TO BE BUILT...Welcome to modern living in the heart of Flagstaff - a collection of contemporary detached homes that redefine luxury and convenience. Nestled against the backdrop of the stunning mountains, step into a world where architectural brilliance meets nature's beauty. The community boasts a sleek and contemporary design that seamlessly integrates with the natural surroundings. Plentiful glass allows ample natural light to flood the interiors, creating a harmonious blend of indoor and outdoor living. Clean lines, high ceilings, and thoughtfully designed spaces provide an open and airy atmosphere making each home a sanctuary of modern sophistication. Wake up to the awe-inspiring sight of the mountains right outside your window (Select Lots Only).
2805 W Wayne Lane
Anthem, AZ 85086
$598,000
4
Beds
2.5
Baths
2,560
SqFt
Status
Active
MLS #
6767232
Property Type
Single Family Residence
Price Type
--
This delightful home boasts a spacious living and dining room adorned with vaulted ceilings, charming light fixtures, and engineered wood plank flooring. Step into the bright great room, flooded with natural light, creating an inviting and warm atmosphere. The new quartz counters and subway tile backsplash in the kitchen look incredible! Two pantries and an island with a breakfast bar add functionality and style. The generous den/hobby room is perfect for a home office or creative studio. Upstairs you will find 4 bedrooms and 2 baths plus a walk out balcony to enjoy the beautiful nights in Anthem Arizona! You will love this home! Upstairs, retreat to the primary suite, complete with a double-door entry, plush carpeting, a full ensuite, and a mirrored walk-in closet. Enjoy breathtaking mountain views from the private balcony, or relax under the covered patio in the large desert-landscaped backyard. Don't miss it!
17863 E Paria Canyon Drive
Rio Verde, AZ 85263
$598,000
2
Beds
2
Baths
1,543
SqFt
Status
Active
MLS #
6778318
Property Type
Single Family Residence
Price Type
--
Move in ready home located at Trilogy! Be welcome by the delightful curb appeal showcasing a paver driveway, enclosed front patio, & a 2-car garage w/a 4ft extension for golf cars & service door. Inside, discover the stunning high ceilings, tile flooring, & soothing palette. The great room features bountiful natural light, an inviting brick fireplace, & backyard access. The eat-in kitchen provides hardwood cabinets w/crown moldings, SS appliances, granite counters, a walk-in pantry, & a center island w/breakfast bar. The main bedroom boasts soft plush carpet & an ensuite with w/dual sinks, sit-down shower, & a walk-in closet. Enjoy the relaxing covered patio in the sizable backyard & host fun gatherings... Take advantage of all the wonderful sights and amenities that this community offers, like the Sports courts, recreational room, Community pool, walking distance to dog parks and lakes & so much more! Don't miss it!
12744 N 146th Lane
Surprise, AZ 85379
$598,000
4
Beds
3.5
Baths
2,470
SqFt
Status
Active Under Contract
MLS #
6777807
Property Type
Single Family Residence
Price Type
--
Pride of ownership is shown in this beautiful 4-bedroom home that has been tastefully renewed! Meticulously designed interior features carpet & wood-look tile flooring, fresh neutral palette, and an inviting living room. Wide sliding glass doors in the HUGE great room connect you to the back patio, improving your indoor-outdoor living experience. Upscale kitchen comes complete w/recessed & pendant lighting, granite counters, a prep island w/a breakfast bar, ample white cabinetry topped w/crown moulding, stainless steel appliances, a walk-in pantry, and subway tile backsplash. Surely to impress w/the primary retreat, boasting a trendy barn door to the ensuite comprised of two vanities, a large enclosed glass shower, and a walk-in closet. This gem includes a 2nd main bedroom w/a bathroom! You'll definitely love the wonderful backyard w/a covered patio and sparkling pool. Don't miss!