A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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4817 W Stargazer Place
Laveen, AZ 85339
$599,995
3
Beds
3
Baths
2,510
SqFt
Status
Active
MLS #
6684076
Property Type
Single Family Residence
Price Type
--
The single-story Dominic plan offers an open, inviting layout and ample living space. At the heart of the home is a spacious great room that flows into an impressive gourmet kitchen with a center island, quartz counter tops, dual pantries and a generous breakfast nook. A luxurious primary suite showcases an immense walk-in closet and a private bath with Deluxe walk-in shower, a covered patio invites relaxation, a study and a teen room, and a third side turn garage bay.
4832 W Stargazer Place
Laveen, AZ 85339
$599,995
4
Beds
2.5
Baths
2,024
SqFt
Status
Active
MLS #
6683740
Property Type
Single Family Residence
Price Type
--
The single-story Dominic plan offers an open, inviting layout and ample living space. At the heart of the home is a spacious great room that flows into an impressive gourmet kitchen with a center island, quartz counter tops, dual pantries and a generous breakfast nook. A luxurious primary suite showcases an immense walk-in closet and a private bath with Deluxe walk-in shower, a covered patio invites relaxation, a study and a teen room, and a third side turn garage bay.
4816 W Stargazer Place
Laveen, AZ 85339
$599,995
4
Beds
3
Baths
2,630
SqFt
Status
Active
MLS #
6691847
Property Type
Single Family Residence
Price Type
--
An inviting covered porch welcomes guests to the charming Pomona plan. A spacious great room is at the heart of the open layout, adjacent to a roomy nook and an impressive gourmet kitchen with a walk-in pantry and center island. This home offers a study.. The lavish primary suite offers a generous walk-in closet and a private bath with double sinks and deluxe tub and shower. A convenient laundry and covered patio are also included.
10430 S 48th Glen
Laveen, AZ 85339
$599,995
3
Beds
2.5
Baths
2,390
SqFt
Status
Active
MLS #
6704814
Property Type
Single Family Residence
Price Type
--
The Deacon plan includes an attached RV garage, plus two tandem garage bays! Inside, a well-appointed gourmet kitchen with a walk-in pantry, quartz counters, and Shaker cabinets is flanked by a great room and a dining room with covered patio access. You'll also appreciate an elegant primary suite with a private deluxe bathroom with seperate drop in tub bathroom and ample walk-in closet space. A mudroom, a convenient laundry and a flex room will complete the plan.
10434 S 48th Glen
Laveen, AZ 85339
$599,995
4
Beds
3
Baths
2,630
SqFt
Status
Active
MLS #
6719435
Property Type
Single Family Residence
Price Type
--
An inviting covered porch welcomes guests to the charming Pomona plan. A spacious great room is at the heart of the open layout, adjacent to a roomy nook and an impressive Gourmet Kitchen with 42'' white cabinets, quartz counters, matte black fixtures throughout, a walk-in pantry, center island, and 10' ceilings. There is stone tile throughout, with carpeted bedrooms. This home will be built with a study. The lavish primary suite offers a generous walk-in closet, private bath #2 w/double sinks, deluxe walk-in shower with rain. A convenient laundry room, tankless water heater, covered patio, and 8' garage doors, are also included.
4829 W Stargazer Place
Laveen, AZ 85339
$599,995
3
Beds
2.5
Baths
2,390
SqFt
Status
Active
MLS #
6720292
Property Type
Single Family Residence
Price Type
--
The Deacon plan includes an attached RV garage, plus two tandem garage bays! Inside, a well-appointed gourmet kitchen with a walk-in pantry, quartz counters and shaker style cabinets is flanked by a great room and a dining room with covered patio access including a center meet door. You'll also appreciate an elegant primary suite with a private deluxe bathroom with oversized walk-in shower and ample walk-in closet space. A mudroom, a convenient laundry and a flex room will complete the plan.
21889 E Saddle Court
Queen Creek, AZ 85142
$599,995
3
Beds
2.5
Baths
2,260
SqFt
Status
Active
MLS #
6731563
Property Type
Single Family Residence
Price Type
--
Explore this eye-catching Townsend home, ready for quick move-in! This plan boasts 3 bedrooms, 2.5 baths, formal dining room, 3-car garage, and a welcoming covered porch. There is a private study off the foyer with an open-concept great room with a multi-sliding glass door. The breakfast nook flows into a gourmet kitchen boasting white cabinets, quartz countertops, a center island and a walk-in pantry; The primary suite showcases a generous walk-in closet.
310 S 4th Street Unit 806
Phoenix, AZ 85004
$599,995
2
Beds
2.5
Baths
1,426
SqFt
Status
Active
MLS #
6761931
Property Type
Apartment
Price Type
--
Sold out pre-construction because of its desired NE corner lot location with 180° views from City lights to NE Valley Mtn and ballpark! Splitmaster layout featuring floor to ceiling aluminum frame windows, powder rm, laundry rm and 230/ft wrap around balcony. Other features; engineered wood floors, granite kitchen w/bar overhang, Viking appliances. Freshly painted top to bottom and new carpets in bedrooms. HOA includes Cox Internet, water, sewer, trash, storage with other amenity conveniences such as, 24-hr desk/guard, 24 hr fitness center w/dry spa, locker rm, rooftop terrace clubhouse w/fire pit, heated 5th floor pool/hot tub and much more.. 806 comes with two full size side-by-side parking located steps from elevator door!
9839 E Sunburst Drive
Sun Lakes, AZ 85248
$599,995
2
Beds
2
Baths
2,023
SqFt
Status
Active Under Contract
MLS #
6776456
Property Type
Single Family Residence
Price Type
--
Exceptional home in Sun Lakes Oakwood community. This completely remodeled 2 BR, 2BA plus den is ready for your enjoyment. Spacious open floorplan, vaulted ceilings, upgraded flooring, and large windows overlooking the beautiful backyard. Impeccable kitchen is a cook's delight, fully equipped w/SS appliances, quartz counters, an island, ample cabinets, tile backsplash, recessed & pendant lighting, and breakfast bar. Large main retreat with access to backyard features an ensuite w/dual sinks, walk in shower and spacious classy closet. 2 Car garage with lots of storage plus golf cart garage. Great backyard perfect for entertaining with large covered patio, small pool and easy care landscape. Great location, close to the clubhouse and golf course. Don't miss this great home.
23942 N 171st Drive
Surprise, AZ 85387
$599,995
4
Beds
3
Baths
2,630
SqFt
Status
Active
MLS #
6645243
Property Type
Single Family Residence
Price Type
--
Welcome to Estates at Asante , a beautiful community with surrounding views. Look no further as this community offers only single-story homes. Step inside and you'll be greeted by the popular spacious Pomona floor plan. Very airy, open and bright. Perfect for entertaining with he multi slide off the great room and outdoor patio to bring outdoor living inside .Kitchen island awaits the family chef to enjoy the amazing kitchen island and abundance of cabinets. Set up 4 bedrooms, 3 bath, study and 3 car garage. Your dream home is here.
21962 E Stirrup Court
Queen Creek, AZ 85142
$599,995
4
Beds
3
Baths
2,570
SqFt
Status
Active
MLS #
6706489
Property Type
Single Family Residence
Price Type
--
This Celeste plan boasts an open layout with a great room, a breakfast nook and a kitchen with a walk-in pantry and a center island. The primary suite is adjacent, and showcases a generous walk-in closet and an attached bath. This home features 4 beds, 3 baths with a private study, wood-look tile throughout, quartz countertops in the kitchen, brushed nickel fixtures, gourmet kitchen and more!
23988 N 171st Lane
Surprise, AZ 85387
$599,995
3
Beds
2.5
Baths
2,730
SqFt
Status
Active
MLS #
6709402
Property Type
Single Family Residence
Price Type
--
Welcome to Estates at Asante, a beautiful community with surrounding views to enjoy! This community offers single story homes with floor plans you will love, like our beautiful Julia plan! Once you walk inside the Julia, the extended entry leads to an expansive gourmet kitchen with an extended Quartz center island and 42'' cabinets; a large Butlers Pantry with a wetbar, breakfast nook and great room with multi-slide doors for indoor and outdoor entertaining. In addition, there is a formal dining room with adjacent covered courtyard off to the side of the home accessible by the center meet doors! This home is set up with 3 bedrooms, 2 and half bathrooms, 3 car garage with additional storage. Welcome to the home of your dreams!