A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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19731 E Arrowhead Trail
Queen Creek, AZ 85142
$599,900
4
Beds
2.5
Baths
2,600
SqFt
Status
Active
MLS #
6710261
Property Type
Single Family Residence
Price Type
--
JUST REDUCED! Prime location, nestled in heart of Queen Creek. This exceptional home offers the perfect blend of luxury, comfort, and convenience. Inside is an open-concept living area with so many upgrades. Gourmet kitchen was just upgraded in 2023 including backsplash, counters, microwave & natural gas conversion. Make sure to check out the custom coffee nook! Luxury flooring throughout, new interior paint & baseboards. Upgraded light fixtures, outlets, water heater is only a year old. Back yard was just completed with desert scape and pavers. One bedroom is on the main floor & large loft with 3 additional bedrooms upstairs. Garage has epoxy flooring and custom storage racks. Sparkling Pool with beautiful open view. Home comes with a one year home warranty.
7602 E Thomas Road
Scottsdale, AZ 85251
$599,900
3
Beds
2
Baths
1,628
SqFt
Status
Active
MLS #
6728718
Property Type
Single Family Residence
Price Type
--
Fully Remodeled, Move in ready, centrally located. Come see this Charming home, New Roofing, New Laminated Flooring, New Light Fixtures, New Texture, New Doors, New Kitchen Cabinets with Granite Counter Tops, New Bathroom Tiled Showers. New Windows. Agents Bring your buyers they will not be disappointed.
7517 N 86th Avenue
Glendale, AZ 85305
$599,900
5
Beds
2
Baths
2,628
SqFt
Status
Active
MLS #
6718483
Property Type
Single Family Residence
Price Type
--
Immaculate Reconstructed Home, Fully Upgraded. Come and see this Beautiful Diamond in the heart of Glendale. About 2.7 miles from Cardinal Stadium. Gorgeous Tiled Bathroom Showers, New Bathroom Vanities with Marble Counter tops, New Tiled Floors in the right places, New carpet in the Bedrooms, 2 8x8 Feet Arcadia Doors, Electric Chimney, New Kitchen Cabinets with New Granite Counter Tops, Two New A/C units. New Trusses, New Tiled Roofing, New Insulation, New Drywall and Texture, New Baseboards, New Doors, New Garage Door. New Stainless Steel Kitchen Appliances. This is a Must see. Agents Bring Your Buyers, they will not be disappointed.
12827 S Hermit Road
Buckeye, AZ 85326
$599,900
4
Beds
2
Baths
2,161
SqFt
Status
Active
MLS #
6729702
Property Type
Single Family Residence
Price Type
--
Welcome into your beautiful spacious horse property with a pool located on just over an acre! The property is fully fenced and has a 2 car garage. You'll love this spacious floor plan, with 4 bedrooms, 2 bathrooms and has tons of natural light throughout with vaulted ceilings. The gorgeous kitchen has custom cabinets, stainless steel appliances and a breakfast bar. The owner's suite features tons of space, with a large master bathroom that has a separate tub and shower and double sinks. Out back you'll find a fenced pool with a large baja step and is surrounded with travertine decking. The extended covered patio makes for great entertaining space. This oversized lot has tons of space to build horse stalls, storage sheds etc. Home is located in a non HOA community. Come out to see it!
4506 W Maggie Drive
San Tan Valley, AZ 85144
$599,900
5
Beds
3.5
Baths
3,254
SqFt
Status
Active
MLS #
6730680
Property Type
Single Family Residence
Price Type
--
You don't want to miss this rare NEXT-GEN home offering a total of 5 bedrooms & 3.5 baths with a newly updated and never lived in CASITA with a separate entrance, separate kitchen, laundry hook up, living area, bathroom and bedroom. 3253 sq ft with the main portion of the home offering separate living/dining, family rooms and upstairs loft. Granite countertops, gas range, stainless appliances, pantry and island with breakfast bar. Sliding doors lead out to the covered patio, HEATED POOL, pergola-covered decking, and additional paver patios, perfect for outdoor entertaining! Loft, bedrooms & laundry are upstairs. Home also features a new upstairs AC unit in 2021 and a new gas water heater in 2023.
2006 Camino Rancho --
Sierra Vista, AZ 85635
$599,900
6
Beds
3
Baths
3,115
SqFt
Status
Active
MLS #
6732433
Property Type
Single Family Residence
Price Type
--
Country Living in the Heart of Town! Experience the perfect blend of rural charm and urban convenience with this stunning property in Sierra Vista. This beautiful estate features a private-powered gate onto the property. The Main House is a 4-bedroom, 2-bathroom, and 2 ½ Car Garage, and the Guest House features 2 bedrooms and 1 Full Bath bath. The Main House Features a large formal entryway leading to the open great room, complete with a cozy fireplace, which seamlessly flows into the spacious kitchen, which boasts a large island ideal for cooking and entertaining and has a Large Dining Area. The expansive air-conditioned Arizona room is beautifully tiled and perfect for various uses. Enjoy a split floor plan with a large primary suite, including a spacious walk-in closet, dual sinks, and a walk-in shower in the primary bath. The oversized two-and-a-half-car garage includes a workshop area with built-in cabinets. The Backyard is Park-like with Beautiful Grass and Mountain Views. The Guest House offers 2 bedrooms, 1 bathroom, a living room, and a full kitchen. It also includes a washer and dryer, providing full independence for guests or tenants. This property is Nestled in a county enclave and offers beautiful views and a sense of tranquility while still being close to town amenities. This unique property is a must-see for anyone looking for a serene living space with modern conveniences. Don't miss out on this incredible opportunity!
721 E State Avenue
Phoenix, AZ 85020
$599,900
3
Beds
2
Baths
1,490
SqFt
Status
Active
MLS #
6734998
Property Type
Single Family Residence
Price Type
--
Adorable updated North Central Charmer in the highly desirable Northwood neighborhood. Cute as a button, lovingly restored and refreshed. HUGE green irrigated lot with abundant room for pool, hardscape or addition for more square footage. Updates include new windows, new electrical panel and outlets, full kitchen and baths, interior and exterior paint, new laminate wood flooring. Please see supplement in document tap for full list. Highly desired Madison School district, within walking distance to Madison Simis. Conveniently located in the North Central corridor~ a quick walk or bike ride to Lucy's at the Orchard, Murphy Bridal Path, Uptown Farmers Market and many new restaurants. Minutes from downtown and easy access to freeways. A true move in ready gem ready for you to call hom New interior and exterior paint New flooring throughout New windows (except front grid window) New baseboards Fully remodeled kitchen cabinets, countertops, plumbing, appliances Fully remodeled bathrooms including plumbing Updated cabinet hardware throughout Added laundry room storage cabinets New exterior primary bedroom door New closet racks and shelving New ceiling fans + light fixtures Updated electrical panel New electrical at outlets Front exterior planter Updated irrigation leveling New exterior patio paint New patio fan, electrical outlets New exterior lighting
4638 W Hayward Avenue
Glendale, AZ 85301
$599,900
5
Beds
3
Baths
2,483
SqFt
Status
Active
MLS #
6735480
Property Type
Single Family Residence
Price Type
--
Stunning FIVE-bedroom remodeled home in Golden Palm Estates! Perfectly situated in almost half acre lot, this home boasts THREE fully remodeled bathrooms, white kitchen cabinetry, granite counters, stainless steel appliances, just painted interior, washer/dryer, gas fireplace, separate living & family room, updated tile flooring, fresh exterior paint, room for two RV gates, and a Sparkling POOL that is perfect for the Arizona summers and outdoor entertaining! At over 19,000 sq ft you will have plenty room for outdoor activities, gardening, or enjoying the fresh air. Don't miss out on this incredible opportunity to own a piece of Arizona paradise! Make your appointment today & make this house your dream home! This HOME QUALIFIES FOR A FIRST-TIME HOMEBUYER Grant and Down Payment Assistance!
769 W Citrus Way
Chandler, AZ 85248
$599,900
3
Beds
2
Baths
1,979
SqFt
Status
Active
MLS #
6738698
Property Type
Single Family Residence
Price Type
--
This fabulous residence nestled in the Fox Crossing Community is the one you've been looking for! Make yourself at home in the inviting interior showcasing a designer color palette, neutral tile flooring, and soft carpet in all the right places. The well-appointed kitchen boasts wood cabinetry adorned with crown moulding, sleek granite counters, matching built-in appliances, pendant lighting, a stylish mosaic backsplash, and a center island equipped with a breakfast bar. The serene main bedroom features private outdoor access, an immaculate ensuite with dual sinks, separate tub/shower, and a walk-in closet. Spend relaxing afternoons along with your loved ones in the charming backyard, offering a covered patio and an easy-care landscape! Don't let this home slip by!
4055 N Smithsonian Drive
Florence, AZ 85132
$599,900
2
Beds
2.5
Baths
2,385
SqFt
Status
Active
MLS #
6765379
Property Type
Single Family Residence
Price Type
--
AMAZING LOT, AMAZING HOME! Enjoy the affordable luxury and RESORT STYLE LIVING with this remarkable ''Journey'' model. Located on a spectacular PREMIUM WASH LOT with an abundance of outdoor entertaining space that offers an extended paver patio, gas fire-pit, built-in BBQ, hot tub, pergola and BEAUTIFUL DESERT VIEWS. Every detail has been masterfully added for your consideration starting with the chefs kitchen cabinet layout w/granite counter tops, roll-out trays, soft close drawers, stainless appliances w/ newer Bosch dishwasher and fridge, RO system and water softener. Enjoy the butlers pantry w/beverage cooler, entertainment/media center, surround sound, custom closet in primary, gorgeous wood flooring, golf cart garage, A/C in garage w/additional outlets and a 4ft garage extension. You can't build this home on this LOT, with all these UPGRADES and OPTIONS at this PRICE. STUNNING HOME THAT NEEDS TO BE SEEN TO APPRECIATE! Merrill Ranch also offers the Anthem Grille, The Poston Butte Golf Club, a learning center and all the festivities, activities and amenities a Sun City community has to offer. Remember you are buying a lifestyle that goes beyond the homes property lines.
3714 E Vaughn Avenue
Gilbert, AZ 85234
$599,900
4
Beds
2
Baths
2,417
SqFt
Status
Active
MLS #
6738932
Property Type
Single Family Residence
Price Type
--
Escape to your own retreat in Gilbert, Arizona, where a backyard haven offers a blend of luxury and tranquility. The split ranch floor plan offers an ideal layout for privacy and open living, perfect for families and entertaining. The kitchen features high-end stainless steel appliances, granite countertops, and a central island, seamlessly connecting to the spacious living and dining areas. The master suite is a private retreat with a walk-in closet and an ensuite bathroom featuring dual sinks, a soaking tub, and a separate shower. Three additional bedrooms share a well-appointed bathroom. Step outside to enjoy the backyard oasis, complete with a sparkling pool, heated spa, and a view fence overlooking a peaceful wash. The property also includes an RV gate, providing convenient storage.
24422 N 162nd Lane
Surprise, AZ 85387
$599,900
5
Beds
3
Baths
2,395
SqFt
Status
Active
MLS #
6743920
Property Type
Single Family Residence
Price Type
--
ANOTHER Huge Price Correction!! Very motivated seller!! New home ready for immediate occupancy! This single level 2395 SF single level 5 BR, 3 full bath home is located on an oversize 9,372 S.F. home site. Exciting included features upgraded cabinets w/42'' uppers, upgraded Quartz Kitchen tops, tile Kitchen backsplash, plank tile on the floors, 10' ceilings, 8' interior doors, 3.5 front load garage, with 8' drive (RV) side gate, gourmet kitchen, garage service door, tank less water heater, front yard landscape credit, and so much more. Neighborhood also includes, tree lined streets, Certified Energy Star and Indoor Air Plus for more energy savings. More... 5 Star Resort Style Amenities include, hiking trails, Aquatic Center, 8 select parks, Picnic Ramada's, Basketball, 3 Pickle Ball courts, bocce ball courts, 18 hole disc golf course, and a Zip Line for the kiddos! This home is Energy Star and Indoor Air Plus qualified. Includes full Builder Warranties plus so much More..