A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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25031 S Desert Flower Court
Sun Lakes, AZ 85248
$599,900
2
Beds
2
Baths
1,883
SqFt
Status
Active
MLS #
6750998
Property Type
Single Family Residence
Price Type
--
LOVELY residence in the private, GATED COMMUNITY of Oakwood. FIRST IMPRESSEIONS wrought iron front door greets you as you step into this REMODELED beauty! Gorgeous high-end STONECREEK, soft close, DOVETAIL kitchen cabinets w/GLASS doors, STUNNING QUARTZ countertops, sleek SUBWAY TILE backsplash & PORCELAIN APRON FARM sink. Tons of NATURAL light & PLANTATION SHUTTERS, neutral paint, spacious primary bdrm, lovely walk-in shower w/PEBBLE STONE accents & CUSTOM vanity cabinets. Hall bath also tastefully UPDATED! Huge laundry rm w/tons of storage & countertops. Private backyard w/LUSH landscape & real grass! PAVERED walkway & driveway. NEWER HVAC 2018, newer EXTERIOR paint 2022, newer water heater & patio ROOF 2023. This 40 & over ACTIVE ADULT community has tons of AMENITIES,clubs, events!
10633 S 44th Street
Phoenix, AZ 85044
$599,800
4
Beds
2
Baths
1,849
SqFt
Status
Active
MLS #
6738373
Property Type
Single Family Residence
Price Type
--
Welcome to your dream home in the highly desirable neighborhood of Ahwatukee. This stunning, modernized residence offers a spacious great room floor plan, perfect for both entertaining and comfortable living. With numerous recent upgrades, this home is move-in ready and boasts high-end finishes throughout. Step inside to find luxurious vinyl tile flooring that is not only stylish but also waterproof and scratch-proof, providing worry-free living for families and pet owners alike. The expanded and remodeled kitchen is a chef's delight, featuring custom white cabinetry, sparkling black quartz countertops, and top-of-the-line stainless steel appliances. Enjoy the abundance of natural light that fills the home, thanks to gorgeous Anderson High Performance windows and a sleek sliding glass
7822 E Spanish Oaks Drive
Scottsdale, AZ 85258
$599,750
2
Beds
2
Baths
1,487
SqFt
Status
Active Under Contract
MLS #
6774294
Property Type
Townhouse
Price Type
--
Charming Ground-Level Townhouse in Spanish Oaks Discover this inviting 2-bedroom, 1.75-bathroom townhouse nestled within the prestigious guard-gated community of Spanish Oaks. This home features a spacious master bedroom complete with a newer walk-in shower and direct access to the serene back patio. The second bedroom is versatile, ideal for use as a cozy office or guest space. Enjoy meals in the formal dining room or the eat-in kitchen, both offering a warm, welcoming atmosphere. The living room boasts a wood-burning fireplace, perfect for relaxing evenings. Step outside to the expansive tiled patio, where you can unwind under the shade of a mature grapefruit tree, overlooking a beautifully maintained grassy common area. Existing patio furniture is included. This property combines comfort and style in a tranquil setting, making it the perfect place to be your home, or your second home.
2319 E Earll Drive
Phoenix, AZ 85016
$599,713
3
Beds
2
Baths
1,416
SqFt
Status
Active
MLS #
6747987
Property Type
Single Family Residence
Price Type
--
Welcome to this freshly updated 3-bedroom, 2-bathroom gem close to all of the action of Arcadia and Central Phoenix! Boasting a modern, neutral aesthetic with designer touches throughout, it offers comfort and style at every turn. Enjoy outdoor living with covered patios in the front and back, a charming porch swing, and a generously sized backyard complete with a pool and firepit—perfect for entertaining. Additional features include a storage room off the 1-car carport. Conveniently located near freeways, restaurants, and shopping, Enjoy the freedom and flexibility of homeownership with no HOA restrictions.
8550 E Naranja Avenue
Mesa, AZ 85209
$599,700
4
Beds
3.5
Baths
3,102
SqFt
Status
Active
MLS #
6659310
Property Type
Single Family Residence
Price Type
--
Beautiful turn-key residence situated in Tavera Vista is the one you've been waiting for! Prepare to be impressed by a spacious open layout showcasing neutral tile floor, designer palette, recessed lighting, & sliding glass doors merging the indoor w/the outdoor living. The remarkable chef's kitchen offers espresso cabinets adorned w/crown moulding, SS appliances, a walk-in pantry, speckled granite counters, subway tile backsplash, a wall oven, & an island w/a breakfast bar. Discover endless possibilities in the charming loft! The primary bedroom boasts soft carpet throughout, a private bathroom w/dual vanities, & a walk-in closet. The perfect spot for intimate get-togethers awaits in the quaint backyard featuring a cozy covered patio & manicured landscape! Don't let this home slip by!
23013 E Domingo Road
Queen Creek, AZ 85142
$599,700
4
Beds
3.5
Baths
2,438
SqFt
Status
Active
MLS #
6751518
Property Type
Single Family Residence
Price Type
--
Welcome to your dream home!This beautiful 2022-built is a corner lot with convenient access to the 24 Freeway and nearby shopping.The home offers 4 bedrooms,loft,flex room and 3.5 luxurious bathrooms.There is wood look tile flooring throughout the downstairs living areas.The kitchen offers recessed lighting, granite countertops and 42'' cabinetry.The master suite features a large walk-in shower, two walk in closets and executive height vanity with double sink.Additionally,there is a downstairs suite with full bath and walk-in closet.Solar panels, demand manager and sealed HVAC ducts ensure energy efficiency throughout the Arizona summers.With its contemporary design and thoughtful layout.A covered patio with expanded pavers leads out to turfed Back yd citrus trees built in garden beds
2547 E Corrine Drive
Phoenix, AZ 85032
$599,600
4
Beds
2
Baths
1,700
SqFt
Status
Active
MLS #
6765202
Property Type
Single Family Residence
Price Type
--
This is not the layout you're expecting! Floorplan has been opened up and feels like a modern great room layout inside mixed with the charm and uniqueness of a non HOA neighborhood close to the 51, mountain preserve and more. The remodel was done in 2020 with new flooring and layout changes. Kitchen boasts Stainless steel appliances, recessed lighting, granite countertops 4 bedrooms give you options for either a guest room or office. Out back there is a covered patio, relaxing pool, real grass, and the RV gate access via the side of the lot. The 2 car garage and paver slab parking add to the appeal if you have lots of cars or other toys. 30 amp car charger/RV plug for charging EV's. Located close to the 51, phoenix mountain preserve, and minutes from shopping and nightlife.
20637 W Rancho Drive
Buckeye, AZ 85396
$599,590
2
Beds
2
Baths
1,528
SqFt
Status
Active
MLS #
6753670
Property Type
Single Family Residence
Price Type
--
Ready for move in by end of year!! Experience the epitome of Mountainside living with our Turnberry design. A welcoming open courtyard offers stunning views of the White Tank Mountains and year-round sunsets. Welcome to your new oasis! This 1,528 sq. ft. single-story stunner features 2 bedrooms and 2 bathrooms of pure luxury. Experience top-tier comfort with spray foam insulation, while recessed LED lighting casts a modern glow throughout. The impressive 12' sliding glass wall effortlessly merges indoor and outdoor living, and 8' doors paired with 10' ceilings create an open, airy atmosphere. Complete with a paver driveway and walkway, this home combines sleek design with sophisticated functionality. Your perfect blend of elegance and practicality awaits!
807 Co Rd 3144 --
Vernon, AZ 85940
$599,500
3
Beds
2
Baths
2,300
SqFt
Status
Active
MLS #
6699527
Property Type
Single Family Residence
Price Type
--
This beautiful horse property offers breathtaking views and a range of amenities for horse enthusiasts. This property is less than a mile off the main hwy with paved access all the way. The property includes a well-maintained barn with two horse stalls, a tack room, storage room and an arena for training and riding. The spacious two-acre parcel is fully fenced and crossed fenced, providing a safe and secure environment for the horses and any other pets. Access to the property is through a gated entrance with a charming, treed circle driveway. The main residence is a spacious three-bedroom, two-bathroom home, featuring a wood burning stove, and a large master suite with two additional rooms off the master that can be used as a nursery, home gym, or office. The home boasts a large dining room and a back covered porch, both of which offer stunning views of the surrounding landscape. Whether you are a horse enthusiast or simply appreciate the beauty of nature, this property is sure to impress. Schedule your showing today.
5265 S Dante Road
Mesa, AZ 85212
$599,500
3
Beds
2
Baths
2,020
SqFt
Status
Active
MLS #
6766105
Property Type
Single Family Residence
Price Type
--
Don't miss this upgraded 3-bedroom, 2-bathroom home with a den/office in the desirable Bella Villa neighborhood of East Mesa. Situated on a secluded lot with mountain views and only one neighbor, this home is move-in ready! The exterior features a custom brick paver walkway, beautiful landscaping, and a private backyard oasis. Inside, the open floor plan offers high ceilings, tile floors, new carpet in the bedrooms & ample natural light. The kitchen is a chef's dream with rich mahogany cabinets, granite countertops, a breakfast island, RO water system, walk-in pantry, and stainless-steel appliances. Great room is perfect for entertaining, w/built-in theater wall, pre-wired surround sound, recessed lighting, and plantation shutters. Low rate VA assumable loan available to non veterans The master suite includes a bay window, walk-in closet, and private bath. The backyard is a retreat with an extended paver patio, solar-lit walkway, lush grass, and stunning mountain views. Bella Villa offers walking trails, playgrounds, and a dog park. Come experience the perfect blend of modern living and natural beautythis home won't last long!
1110 E Phoenix Street
Payson, AZ 85541
$599,500
4
Beds
3
Baths
2,044
SqFt
Status
Active
MLS #
6711716
Property Type
Single Family Residence
Price Type
--
Beautiful one of a kind custom built 4 bedroom home in the highly desirable Rim View Heights Estates. Perfect for full time living or for a family getaway - there is plenty of room for everyone! It has a Great Room concept with vaulted ceilings, there is a family room as well as a formal living room. One bathroom has a walk in tub with jacuzzi jets. The home boasts 2 en-suite bedrooms with bathrooms. There is a large deck and patio to sit and enjoy the cool mountain evenings. Tall pine trees on the lot and wonderful views. Come see the brand new flooring throughout the entire house! The roof is only 5 years old. This is a lot of house for the money!
156 E Leverenz Avenue
San Tan Valley, AZ 85140
$599,500
2
Beds
2
Baths
1,770
SqFt
Status
Active
MLS #
6734411
Property Type
Single Family Residence
Price Type
--
This two-bedroom, two-bath home, plus DEN, offers everything you could want in a gated community. The community provides incredible amenities, including TWO resort clubs, pools, restaurants, golfing, and a variety of activities, athletics, and classes. The kitchen boasts ample space with granite countertops, perfect for cooking and entertaining. Adjacent to the kitchen, the utility room includes a washer and dryer, with additional space that can be used as a workroom or for extra storage. The garage also features built-in cabinets for even more storage options. The large, covered patio provides plenty of space to relax or barbecue while enjoying beautiful Arizona sunsets. Experience comfort and convenience in this wonderful home and the vibrant community. *One year warranty included.