Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Up-To-Date On Credible Lenders

A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.

Access To Better Rates

There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.

Saving On Fees

In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.

All The Available Options

It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.

Making The Process Run Smooth

An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.

There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.

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15646 S 43rd Way Phoenix, AZ 85048

$595,000

4 Beds

2.5 Baths

1,947 SqFt

Status Active

MLS # 6781941

Property Type Single Family Residence

Price Type --

This 4 bed 2.5 bath home offers ample yet cozy space. As you step in you will notice the cathedral ceilings and the pillar off of the foyer. The kitchen has the space for entertaining and cooking as it flows directly into the family room and you will find all the bedtooms upstairs. The backyard features a pool and even more room to entertain or just relax on a sunny day. The home is located close to shopping dinning and is minutes away from major freeways.

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2105 W Yucca Drive Wickenburg, AZ 85390

$595,000

3 Beds

2 Baths

1,846 SqFt

Status Active

MLS # 6783979

Property Type Single Family Residence

Price Type --

Welcome to this bright and airy home, where every room feels welcoming and filled with light. The large great room, complete with a cozy fireplace, is perfect for gatherings or quiet nights in, offering plenty of space for everyone to relax. Each bedroom is generously sized, giving you room to stretch out and create your own sanctuary. The layout flows beautifully, with natural light enhancing every corner and making the entire space feel open and inviting. Experience the ease of owned solar as you enjoy living in this fantastic home! Outside, this home continues to impress. Set on a larger lot, the property includes a fully fenced yard that offers both privacy and space to enjoy. The backyard is a true retreat, featuring a private pool for warm Arizona days and a lush grassy area ideal for greenery, adding character and charm to the outdoor space. Covered front and back porches extend your living area, perfect for morning coffee, evening unwinding, or hosting friends and family. For those with projects or hobbies, the property includes a 31' X 14' RV garage with 12' doors that includes electricity;a versatile space ready to meet any need. With room to breathe, beautiful views, and thoughtful details throughout, this home offers comfort and functionality, creating a welcoming retreat inside and out.

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7122 W Spur Drive Peoria, AZ 85383

$595,000

3 Beds

2 Baths

1,737 SqFt

Status Active

MLS # 6785445

Property Type Single Family Residence

Price Type --

Don't wait for a new build—you have it all in this 2020 built Pulte Sagebrush model! This stunning 3-bedroom, 2-bathroom home is perfectly situated on a desirable corner lot in the sought-after Aloravita neighborhood, featuring multiple playgrounds and beautiful green spaces for gathering with friends and family. The home boasts a thoughtfully designed floor plan with a stunning color palette throughout, a large covered patio for outdoor living, and a beautifully landscaped backyard with room for entertaining and children's play. Inside, you'll find a modern kitchen with quartz countertops and premium finishes, a spacious primary suite extended 2 feet in the bedroom and luxurious en-suite bathroom. The separate laundry room is complete with cabinets and a laundry sink. Additional upgrades include a tankless water heater and water softener. An ideal location near shopping, top-rated schools, and within a popular school district. This home offers comfort, style, and conveniencedon't miss this opportunity!

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22033 N Golf Club Drive Sun City West, AZ 85375

$595,000

2 Beds

2.5 Baths

2,656 SqFt

Status Active

MLS # 6766525

Property Type Single Family Residence

Price Type --

Welcome to your dream home in the vibrant, active adult community of Sun City West! Perfectly located near the Palm Ridge Recreation Center and surrounded by multiple golf courses, this beautifully updated home offers the ideal blend of modern comfort and resort-style living. In 2024, the home received significant updates, including sleek granite countertops, most new appliances, and upgraded light and plumbing fixtures throughout. The majority of the home features elegant tile flooring, with plush carpet in the Den and master bedroom for added comfort. The updates also include taller baseboards and fresh interior paint, giving the entire space a crisp, modern feel. As you step inside, you're greeted by a grand entrance, soaring ceilings, and a spacious open floor plan filled with natural light. This clean, bright home offers plenty of room for both entertaining and relaxation. The 2.5-car garage provides ample space for parking and storage, making it ideal for your vehicles and hobbies. The home is situated on a quiet street with minimal traffic, offering peace and privacy. Outside, the fenced lot features an array of mature citrus trees, creating your own private oasis. With its close proximity to the Palm Ridge Recreation Center and numerous nearby golf courses, this home is perfectly positioned for an active, enjoyable lifestyle. Don't miss your chance to own this stunning, move-in-ready home!

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40937 N Majesty Way Anthem, AZ 85086

$595,000

4 Beds

2.5 Baths

2,469 SqFt

Status Active Under Contract

MLS # 6750370

Property Type Single Family Residence

Price Type --

*VA ASSUMABLE LOAN AT 3%. LEASED SOLAR PAID OFF.* Location is everything! This home is settled in a quiet neighborhood with a trail entrance right next door connecting you to 13 miles of lush desert trails, 2 parks within a 5-minute trail walk, and the K-8 elementary school is just blocks away. Not to mention the one-of-a-kind comraderie and sense of community this neighborhood offers. This spacious ''Tradition'' floor plan is coveted for it's vaulted ceilings throughout the living space, and fluid layout perfect for hosting and family-time. The large kitchen island, pantry, and wall of cabinets creates the ultimate culinary experience. Conveniently located on the main floor, the extra large primary suite has private backyard access and a large walk in closet. Maintaining privacy, the 3 additional bedrooms and full bathroom are located upstairs. With the 3-car garage, overhead garage storage, multiple walk in closets, custom built-in bookcases, storage under the stairs, and an RV-gate, this property provides all the storage a family could need! This property is on a premium lot where you can enjoy the beautifully designed and low-maintenance backyard with synthetic grass, pavers, a large extended covered patio, and a view fence showing off stunning desert scenery and colorful sunsets!

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7701 E Palm Lane Scottsdale, AZ 85257

$595,000

3 Beds

2 Baths

1,575 SqFt

Status Active Under Contract

MLS # 6767591

Property Type Single Family Residence

Price Type --

Well cared for, a 3 bedroom home with 2baths ,2 car garage ,that is move in ready or ready for you to update to your liking! New AC and water heater in last 24 months, seller even had the sewer pipes sleeved as a preventative measure in the last year. Ample living space inside the home and a beautiful flagstone patio with built in grill and all around new patio covering . Wonderful opportunity in a highly desired Scottsdale subdivision brought to you at a bargain price. You cannot find a better price for a home in this condition with a wood burning fireplace to boot. Shopping within walking distance, and very near Old Town Scottsdale. Walk your dog, ride your bike, or play sports at El Dorado Park across the street. Owner occupied only. See lister for more details

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656 W Minton Drive Tempe, AZ 85282

$595,000

3 Beds

2.5 Baths

2,187 SqFt

Status Active Under Contract

MLS # 6768583

Property Type Single Family Residence

Price Type --

Move in ready super clean two-story home. Cheery and bright throughout with no carpet! This home has been freshly painted, and updated with new granite countertops, new kitchen sink, new light fixtures and faucets replaced. Great 3 bed 2.5 bath open spacious light & bright floorplan. Family room open to kitchen separate Formal living and dining. Ample storage space, Upstairs loft area with built in desk and shelving. Well laid out backyard with mature landscaping, pool and spa. RV gate and extra concrete slab on side of home. Home has a whole home water filtration system to be able to drink from any faucet. Must see home in a fabulous Tempe location near ASU, the I-10, the 60, the airport, and just minutes from Downtown, convenience is at your doorstep.

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7674 E Whispering Mesquite Lane Gold Canyon, AZ 85118

$595,000

2 Beds

2 Baths

1,922 SqFt

Status Active Under Contract

MLS # 6774751

Property Type Single Family Residence

Price Type --

Located in the desirable Mountainbrook Village community, this home offers stunning golf course and mountain views. This beautifully updated home features two primary bedrooms, vaulted ceilings, massive windows, and a spacious layout with high-end finishes like granite countertops and plantation shutters. Enjoy outdoor living with a tiled courtyard, covered patio, and air-conditioned garage with a separate workshop. With a central vacuum system, soft water, and RO systems, this home blends comfort and convenience, perfect for enjoying the best of Gold Canyon living. Mountainbrook Village is a scenic golf course community set against the stunning Superstition Mountains. It offers beautifully designed homes and resort-style amenities, including a golf course, fitness facilities, and social clubs. With a relaxed yet active lifestyle, it's perfect for those seeking a peaceful desert setting with plenty of recreational opportunities.

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7838 E Buena Terra Way Scottsdale, AZ 85250

$595,000

2 Beds

2.5 Baths

1,485 SqFt

Status Active Under Contract

MLS # 6775629

Property Type Townhouse

Price Type --

This gorgeous single level, move-in ready townhome has a split floor plan with two oversized bedrooms both ensuite, a gorgeous shady patio, 2 car attached garage, excellent curb appeal with a gated private front patio. Home is located directly next to the heated community pool and spa. Newer water heater (2020) roof has been completely resealed (2020), New A/C (2020) The updated eat-in kitchen offers upgraded cabinetry, quartz counters, tile backsplash, chrome hardware, and newer appliances and hood. The open great room has a vaulted ceiling with painted beams, fireplace, and wet bar with upgraded cabinetry and quartz counters. Other features include hexagon tile flooring, luxury vinyl flooring, upgraded porcelain tile bathroom flooring. No carpet throughout. Gorgeous lush patios.

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8874 S Grandview Drive Tempe, AZ 85284

$595,000

3 Beds

2 Baths

1,794 SqFt

Status Active

MLS # 6781939

Property Type Single Family Residence

Price Type --

Welcome home to this beautifully remodeled single-story property in Warner Ranch, designed with style and comfort in mind! This 3-bed, 2-bath, 1,794 sq ft residence highlights modern upgrades and an inviting layout with vaulted ceilings, a decorative stone fireplace, and spacious bedrooms. The NEW ROOF and NEWER HVAC unit provide invaluable peace of mind and energy efficiency, ensuring comfort for years to come. Additional improvements most recently completed encompass fresh paint, new quartz countertops in the kitchen and baths, elegant tile backsplashes, updated tiled tubs and showers, new flooring, and stylish plumbing and lighting fixtures. The private backyard is perfect for relaxation, while the HOA maintains a lush front yard. Located in the highly regarded Kyrene School District, this home is part of a quaint community with beautiful walking trails, a pool, and easy freeway access to I-10, 101, and 202, offering a seamless commute. Experience the perfect blend of convenience, charm, and modern design in this Warner Ranch gem!

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41961 W Lucera Lane Maricopa, AZ 85138

$595,000

4 Beds

3.5 Baths

4,283 SqFt

Status Active

MLS # 6769687

Property Type Single Family Residence

Price Type --

Stunning home with Pool, Workshop, and 4-Car Garage in Glennwilde. PRE PAID SOLAR.. enjoy the benefits of solar without a payment! Welcome to this expansive 4-bedroom home, plus a den and a loft, located in the desirable Glennwilde community of Maricopa. This home offers a spacious layout perfect for any lifestyle. Downstairs, you'll find a formal dining room, a breakfast nook, and a large kitchen featuring rich cherry cabinets, dark granite countertops, and plenty of cabinet space. There's also a bedroom and a full bathroom on the first floor for added convenience as well as an office that could easily be converted into a 5th bedroom. Upstairs, the oversized loft provides flexible space for a home office, playroom, or anything your heart desires. The built-in desk in the hallway adds a practical touch. The oversized master bedroom include a separate sitting area, ideal for an office or additional lounging space. The master bathroom boasts a large soaking tub, separate vanities, and a massive walk-in closet. Sitting on over a quarter-acre, the backyard is one of the largest in Maricopa. It features a large pool with a seating bench and water feature, a serene rock waterfall pond, a gazebo with a cozy sitting area, a workshop, and a covered patio with pull-down shade screens. There's plenty of room to create your dream outdoor oasis. A rare 4-car garage provides ample space for vehicles, storage, and toys. Located in Glennwilde, the community offers 2 sparkling pools, walking paths, and is within walking distance of Pacana Park. Don't miss this rare find in one of Maricopa's most sought-after neighborhoods!

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7610 W Orangewood Avenue Glendale, AZ 85303

$595,000

3 Beds

2 Baths

2,105 SqFt

Status Active

MLS # 6782224

Property Type Single Family Residence

Price Type --

Huge lot Ranch and horse property in the middle of the West Vally. More than half an acre for your RV, boat and toys. Two way fireplace from master bedroom to living room. HOME CONVEYS AS-IS AND VERIFY ALL IMPORTANT INFORMATION NECESSARY at BUYER'S EXPENSE. HOME INSPECTION ENCOURAGED. SELLER WILL NOT DO REPAIRS OR CLEANING. NO SIGN ON PROPERTY. With some updating & proper cleanup this property will be a lot more than the asking price. Compare the price on the active listing on the same street.

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