A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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2652 S Cottonwood Drive
Tempe, AZ 85282
$599,000
3
Beds
2
Baths
1,560
SqFt
Status
Active
MLS #
6767874
Property Type
Single Family Residence
Price Type
--
Minutes from ASU with NO HOA fees and STUNNING POOL! Welcome to this beautiful single-family home featuring 3 bedrooms 2 baths on a large lot. Amazing floorplan with architectural beams and over height ceilings. Remodelled kitchen features granite countertop, stainless steel appliances, Frigidaire gallery 25.5-cu ft Side-by-Side fridge, Frigidaire Gallery Smooth Surface 5-Element 5.4-cu ft Self-Cleaning Convection, Freestanding Electric Range, Frigidaire Gallery 1.7-cu ft Over-the-Range Microwave, Built-in Dishwasher. Durable and easy to clean tile flooring, exterior paint in 2021, new roof in 2022 & new AC in 2021. Update to Pex water line throughout the house. BACKYARD OASIS with covered patio, sparkling pool and tons of room to entertain or play with the whole family. Boasting a Double Car Garage and RV gate with cement pad. This home is centrally located near schools and freeways to be anywhere in a short distance.
7680 N Coyote Springs Road
Prescott Valley, AZ 86315
$599,000
2
Beds
2
Baths
1,356
SqFt
Status
Active
MLS #
6765625
Property Type
Single Family Residence
Price Type
--
Ranch Home on 9.68 acres located in Coyote Springs. This horse property features a spilt floor plan, 2 bedroom, 2 bath home, additional room for office or hobbies, 2 car garage. Primary Bedroom Suite has two closets, faux marble top with sink and make up area. Property is fenced and cross fenced for your horses and farm animals. Barn and Covered Shelters for your horses and farm equipment. Enjoy the expansive views of the surrounding mountain ranges. Wide open space that offers privacy and tranquility yet conveniently located to all the amenities of Prescott Valley. Enjoy the outdoors and recreational activities with horseback riding from your home, ATV driving, hiking and more in the nearby Mingus Mountain range area. Perfect area for that balanced lifestyle of country living.
1272 W Swan Court
Chandler, AZ 85286
$599,000
4
Beds
3
Baths
2,053
SqFt
Status
Active
MLS #
6765964
Property Type
Single Family Residence
Price Type
--
Great location! Nestled on a quiet cul-de-sac in Clemente Ranch, this well cared for home is close to Intel, parks, Chandler Mall, Wells Fargo, Price Corridor, golf, dining and freeways. Located in Chandler's A+ school district and within walking distance to Tarwater Elementary and Bogle Jr High it's the perfect location for your new home! Inside boasts a formal living/dining area plus a family room/eat-in kitchen space. One bedroom downstairs with the primary and 2 more bedrooms upstairs provides plenty of room for everyone! The backyard is large with a fenced pool, perfect for family get togethers or entertaining! This low maintenance home has a new AC, 2023, New water heater, 2024, New pool pump, 2023, New stove & microwave, 2022, New carpet, 2022 & New partial roof, 2020 Come see this one today and start your new adventure in the heart of Chandler
2300 E Campbell Avenue Unit 129
Phoenix, AZ 85016
$599,000
2
Beds
2.5
Baths
1,462
SqFt
Status
Active
MLS #
6771475
Property Type
Apartment
Price Type
--
Experience the perfect blend of style and convenience in this sophisticated 2-bedroom, 2.5-bathroom condo with huge RARE private outdoor patio in prime Biltmore area. Designed with modern elegance, the condo features a gourmet kitchen with top-of-the-line stainless steel appliances, ideal for entertaining. The open-concept living area flows onto a spacious inside/out living areas, perfect for relaxing or hosting friends. Enjoy two primary suites with private baths, hardwood floors, custom walk-in closets, and power shades. The building boasts exceptional amenities, including a heated pool, two-story gym, rooftop patio with Camelback Mountain views, dog wash area, secure bike storage, and a chic club room. Additional conveniences include a separate storage unit and electric car charger With 24-hour surveillance and secure entry, this home offers peace of mind for frequent travelers. Located just blocks from shopping, dining, Trader Joe's, Whole Foods, and the Biltmore, this condo is an ideal retreat for the on-the-go professional.
2440 E Fairmount Avenue
Phoenix, AZ 85016
$599,000
3
Beds
2
Baths
2,054
SqFt
Status
Active
MLS #
6768328
Property Type
Single Family Residence
Price Type
--
Welcome to this unique home with tons of charm and character in the highly desirable area of Earl Heights. This urban oasis provides a perfect opportunity to enjoy lush vegetation, Koi Pond, custom rockwork and NO HOA. The large 450 sq. ft. studio space can be utilized for a workshop, office or easily converted into an income-generating guest house. Inside awaits an open concept kitchen, living and dining area. The original cement floor adds interest. The kitchen contains modern amenities that will make cooking and entertaining a joy. The large primary bedroom and en suite include a separate large, jetted tub, shower and large walk-in closet. French doors lead out to the serene backyard. Darling screened in front patio adds additional living space to the home. There is plenty of parking and storage. Come and view this gem of a property. It will not last long.
1819 E Vinedo Lane
Tempe, AZ 85284
$599,000
3
Beds
2.5
Baths
1,738
SqFt
Status
Active
MLS #
6772736
Property Type
Townhouse
Price Type
--
*** All furnishings now CONVEY with sale*** Introducing this Perfectly Located Stunning FULLY FURNISHED South Tempe Home - Fully Renovated in 2023 with high quality on-trend finishes that truly make this house feel like a HOME. Step into luxury with porcelain plank tile, executive height bathroom vanities, eye-catching lighting with dimmers throughout, modern smooth interior wall/ceiling texture, Fantasy Zebra marble countertops, and a reconfigured floor plan for maximum functionality. In addition to the beautiful updates of the cosmetic features, there was no lack of attention of the foundational items of the home which include new HVAC ductwork, interior plumbing & electrical, water main replacement, added water softener/whole home water filtration system, tankless water heater, exterior paint & lastly a newer roof and AC unit.
2301 E Binner Drive
Chandler, AZ 85225
$599,000
4
Beds
2
Baths
2,049
SqFt
Status
Active
MLS #
6774320
Property Type
Single Family Residence
Price Type
--
Absolutely gorgeous 4 bedroom home with a 3-car garage in Dobson Place! Highly upgraded carpet in the living room, and LVP floors everywhere else! 4th bedroom has a closet and double French doors--makes the perfect home office! Lovely island kitchen with oversized cabinets, pendant lighting, stainless appliances! EXTENDED 3-car garage with 220! Private, grassy backyard. Terrific neighborhood with large grass park nearby--great schools (BASIS is right down the street), shopping close by, near the 202! Hurry to this one!
10696 S 297th Avenue
Palo Verde, AZ 85343
$599,000
4
Beds
3.5
Baths
2,317
SqFt
Status
Active
MLS #
6771316
Property Type
Single Family Residence
Price Type
--
Welcome to your dream home in Buckeye, AZ! This luxury residence sits on a one-acre lot with an efficient irrigation system, ensuring a lush green landscape year-round. Inside, enjoy a grand foyer leading to an open-concept living area, featuring four spacious bedrooms and three and a half elegant bathrooms with high-end finishes.The gourmet kitchen boasts top-of-the-line stainless steel appliances and a large island, flowing into the dining area and inviting great room, where large windows frame breathtaking mountain views. Step outside to a private patio, perfect for outdoor dining, overlooking the expansive yard. Surrounded by other luxury ranch homes, this peaceful neighborhood offers the ideal blend of tranquility and exclusivity. Experience the best of Arizona living in this home!
4507 W Charlie Drive
San Tan Valley, AZ 85144
$599,000
4
Beds
3
Baths
2,446
SqFt
Status
Active
MLS #
6771964
Property Type
Single Family Residence
Price Type
--
A new construction home WITH a pool?? You have to see this one! Nestled at the base of San Tan Mountain Preserve - wait until you see the view in the backyard! But first - from the moment you walk through the front door, this home looks, and smells like a model home! This popular Sienna floor plan has been highly upgraded. Upgraded flooring package. Updated lighting and fixtures throughout. Upgraded to additional bedroom and full bathroom downstairs & additional den (currently used as office) downstairs. You'll love the open living space from kitchen to dining to living room. Head upstairs to the secondary living area - the loft - and two more secondary bedrooms and of course the primary suite with large shower and even larger closet! There is too much to list - come see this home today!
4628 E Monte Vista Road
Phoenix, AZ 85008
$599,000
4
Beds
2
Baths
1,569
SqFt
Status
Active
MLS #
6775224
Property Type
Single Family Residence
Price Type
--
Wow! COMPLETELY REMODELED 1 year ago. NEW EVERYTHING! Bright, Open Floorplan ARCADIA! New Kitchen w/ quartz counters! backsplash! New cabinets! w/ handles! New S/S appliances! Big island w/ bfast bar! Pendant lighting! Recessed lighting everywhere! New Vinyl/Dual Pane windows everywhere! New doors! New handles/hinges! New fans! New bathrooms! Quartz! Vanities! Shower/tub surrounds! New roof! New plank flooring everywhere! New baseboards everywhere! new Interior/Exterior Paint. HUGE BACKYARD! New landscaping in front and back yard! Big cov'd patio w/ firepit! Big Laundry w/ Workshop/Storage area! Do NOT Disturb OCCUPANTS! (appt only) Seconds away from Pierce Park w/ Lighted courts & fields for basketball, PICKLEBALL! / tennis, softball, volleyball, plus a playground, restrooms and POOL!
6345 E Red Oak Circle
Hereford, AZ 85615
$599,000
3
Beds
2
Baths
2,384
SqFt
Status
Active Under Contract
MLS #
6730192
Property Type
Single Family Residence
Price Type
--
Discover this stunning 2,384 sqft custom home on nearly 3 acres in the prestigious King's Ranch community. Meticulously maintained and only two years old, this home spares no detail. An oversized front porch welcomes you to an open floor plan that showcases a chef's kitchen featuring custom maple cabinetry, quartz countertops, a dual fuel slide-in gas range, a spacious single bowl composite sink, tile backsplash, RO system, and under-cabinet lighting. Custom light fixtures and window coverings enhance the home, complemented by wood-look tile and upgraded carpet throughout. The master suite offers a luxurious retreat with a large custom walk-in shower, ample countertop space, and two linen closets. The exquisite landscaping in both the front and back complete this exceptional property.