Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Up-To-Date On Credible Lenders

A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.

Access To Better Rates

There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.

Saving On Fees

In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.

All The Available Options

It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.

Making The Process Run Smooth

An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.

There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.

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17751 W Bloomfield Road Surprise, AZ 85388

$586,500

4 Beds

3 Baths

3,110 SqFt

Status Active

MLS # 6719168

Property Type Single Family Residence

Price Type --

A beautiful 4 bed, 3 bath residence in Sarah Ann Ranch is now on the market! Nestled on a premium corner lot & featuring great curb appeal, a low-care landscape, and 4 car tandem garage! Discover spacious dining & living areas w/soaring ceilings, elegant wood-look flooring, soft carpet in all the right places, modern light fixtures, and custom palette throughout. The gorgeous kitchen is equipped w/everything you'll need for home cooking, white cabinetry w/crown moulding, a pantry, stainless steel appliances, and an island complete w/a breakfast bar. The primary bedroom boasts a walk-in closet and a full ensuite w/dual sinks for added comfort. You'll also find a cozy den ideal for an office or reading nook. Finally, the wonderful backyard includes a covered patio, attached pergola, extended paver seating area, fire pit, artificial turf, and a sparkling blue pool perfect for the warm summer days! What are you waiting for? Act now!

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12737 W Auburn Drive Peoria, AZ 85383

$586,500

2 Beds

2 Baths

1,798 SqFt

Status Active

MLS # 6729974

Property Type Single Family Residence

Price Type --

Beautiful gently lived in 2-bedroom plus den property. Check out & fall in love with the large great room featuring tile flooring and plantation shutters. Spotless kitchen displays mosaic tile backsplash, recessed & pendant lighting, staggered cabinets & cupboards with crown molding ,stainless steel appliances, granite counters, and equipped with a roomy breakfast bar. Generous laundry room with plenty of cabinets and desk area .Make the sizable den a reading nook or bar area. In the bright primary bedroom, you will find plush carpet, a private bathroom with dual sinks, an enclosed glass shower, and a walk-in closet. Entertainers delight in the spacious backyard provides a covered patio, fire pit, and a built-in BBQ and hot tub. Shea Xero 20 year pre paid solar. Energy savings!!

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1750 W Dion Drive Phoenix, AZ 85086

$585,900

2 Beds

2 Baths

2,080 SqFt

Status Active

MLS # 6750657

Property Type Single Family Residence

Price Type --

Sharp 2 bedroom with a den, You will love the Beautiful airy feel of this home. The interior and exterior where painted in 2021 and new upgraded porcelain tile throughout. Hunter Douglas blinds. Spacious kitchen offers a ton of counter space for entertaining. Primary suite is Huge with beautiful appointments in the bathroom. Den offers double french doors for privacy and still an open feel. Culligan soft water system and R/O stay with the home. Come enjoy the Beautiful back yard that over looks the golf course and Mountain views. Built in BBQ and fire pit perfect for the fall evenings

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16836 E Mirage Crossing Court Fountain Hills, AZ 85268

$585,900

2 Beds

2 Baths

1,076 SqFt

Status Active

MLS # 6696664

Property Type Twin Home

Price Type --

: Exceptional Renovated 2-bedroom, 2- bathroom twin home in Fountain Hills, AZ, with its modern allure. The sunlit Arizona room seamlessly connects to a spacious covered patio, complete with a built-in-BBQ, perfect for entertaining, Your private outdoor oasis features a spool and putting green, adding an element of relaxation with meticulous attention to details, this residence offers an ideal winter retreat or Airbnb. Experience Fountain Hills and Arizona Sunsets!!

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3149 W Golden Lane Chandler, AZ 85226

$585,900

4 Beds

2.5 Baths

2,231 SqFt

Status Active

MLS # 6740031

Property Type Single Family Residence

Price Type --

This beautifully updated 4-bedroom, 2.5-bath home offers modern amenities and spacious living. The primary bedroom is conveniently located on the main floor, providing ease and privacy. The kitchen is a chef's dream, featuring a large island, stainless steel appliances, including a microwave, range, and dishwasher, and seamlessly opens up to a generous living space, perfect for entertaining. The fully finished basement expands the living area with a large bonus room, an additional kitchen with refrigerator, and three more bedrooms, making it ideal for guests, extended family, or potential rental income. Washer/dryer combo units for main level and basement. This home combines comfort, functionality, and style in every detail.

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4499 E Jones Street Gilbert, AZ 85295

$585,900

3 Beds

2 Baths

1,962 SqFt

Status Active

MLS # 6779168

Property Type Single Family Residence

Price Type --

Stunning model- like home on the Market in Cooley Station! The paver walkway leads you up to the Cobblestone front and travertine covered porch entry. What an inviting space to sip your morning coffee. Three spacious bedrooms and a den complete this floorplan. This home is loaded with upgrades everywhere. Owners suite is spacious and you will appreciate the jetted spa tub in the owners en-suite. The gourmet kitchen is spectacular offering a farmhouse sink, shaker cabinets, SS appliances, large custom island for dining and elegant hardware and lighting. Spacious family room for gatherings and custom built in shelving and storage. Speaking of storage- this home has a lot of it! Large pantry off the kitchen and dedicated storage and sink in the laundry room as well. You will enjoy the added design touches of plantation shutters all throughout the home and custom farmhouse valiances in the living area. Secondary bathroom has double sinks and separate door to the tub shower area. Custom batten board in the 2nd bedroom and designer paint work in the 3rd bedroom. Both of these bedrooms have large walk in closets as well. You will love the outdoor patio area with travertine and low maintenance turf with a beautiful water feature with custom lighting and gorgeous stone work surround. There is a dedicated space for a grill, shed or whatever you want near the back of the lot. Large two car garage with additional storage space near the back. Water softener, R/O system, epoxy in the garage and since this home is newer (2017) so is the roof and AC unit. Cooley Station is a unique place to live and offers 2 community pools, community events, tot lot areas, lots of green space, basketball courts, many walking/biking paths and the Legacy Traditional School within. High end restaurants and shopping are nearby at Verde and the new Fry's is just around the corner. Put this home on your list and check it out today!

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2124 E Nighthawk Way Phoenix, AZ 85048

$585,750

4 Beds

2.5 Baths

2,134 SqFt

Status Active

MLS # 6754360

Property Type Single Family Residence

Price Type --

Charming Ahwatukee Foothills home that offers the best of everything. The spacious 4-bedroom home was just updated with new carpet, paint, landscaping and some new lighting. The unique floorplan includes a downstairs bedroom, a large loft and a balcony off the oversized master overlooking the mountains and your resort style backyard with heated pool and spa. All of this in an ideal location only blocks away from the lower 202 for an easy commute to anywhere in the valley. Restaurants, shopping, high end golf courses and a resort casino are all minutes away. The quiet, safe, stable neighborhood has an elite school district and a shocking low HOA of $218 Annually!! This house checks all of the boxes you are looking for.

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4098 S Lois Lane Sierra Vista, AZ 85650

$585,000

4 Beds

2.5 Baths

2,380 SqFt

Status Active

MLS # 6787249

Property Type Single Family Residence

Price Type --

Stunning brand new build in the highly desired Sierra Reserve subdivision. This property has majestic views outside. Along with a perfectly positioned covered patio to enjoy them. Constructed with every detail carefully thought out. High end metal roof atop this 4 bedroom and 2 and a half bathroom home. Primary bedroom has its private bath with a stand alone soaking tub and separate shower along with a large walk in closet. Open concept living room to kitchen with vaulted ceilings makes the entry exceptionally grand. Finishes to this home are equally stunning to the counter tops and cabinets to the floors and fixtures. Who doesn't want a new home for Christmas? View this one today and be the first to call this home.

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11590 N 170th Lane Surprise, AZ 85388

$585,000

3 Beds

2.5 Baths

2,467 SqFt

Status Active

MLS # 6633496

Property Type Single Family Residence

Price Type --

MLS#6633496 Ready Now! The Appaloosa at Paradisi Venture is a single-story floor plan that boasts 2,467 sq. ft., 3 beds, 2.5 baths, a 2.5-car garage, and a study. A captivating paver courtyard, enclosed by the home, offers privacy for relaxation or entertaining. The foyer leads you to secondary bedrooms, study and into the living area. The open layout of the gathering room, kitchen, and dining area forms the heart of the home. The gourmet kitchen features upgraded 42'' maple cabinets with undermounted lighting, white quartz countertops, & gas cooktop with double oven. The owner suite features walk-in closet, double sinks and countless design upgra Structural options include: pavers at courtyard, garage service door, gourmet kitchen, and gas line for future outdoor kitchen.

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7084 W Jasper Drive Chandler, AZ 85226

$585,000

3 Beds

3.5 Baths

2,015 SqFt

Status Active

MLS # 6755604

Property Type Single Family Residence

Price Type --

Ignore DOM. The property was off-market, while the seller had the first-floor den converted into a full bedroom, adding double doors and a closet. Take advantage of this beautifully upgraded home in the community of Rhythm. This privately gated community features a beautiful central amenity complete with a large resort-style swimming pool, kids pool, spa, shade structures, TVs, firepits, sports courts, a dog park, and a workout facility. You will feel right at home as you enter this pristine 3-story loft-style home with 3 bedrooms and 3.5 baths. The kitchen features honed quartz countertops, upgraded stainless steel appliances including a gas range, white cabinetry with crown molding, a large island for family gatherings, and extra prep space. Enjoy outdoor living with a private patio.. plus large balconies off the great room and primary bedroom. Your primary suite offers dual vanities, a large walk-in shower and loads of natural light. This home is centrally located with easy access to the I-10 and 202 Freeways, just a stone's throw away from Casa Paloma shopping center, numerous restaurants, schools, and a short drive to Chandler Fashion Center. See the floor plan in the document tab.

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10902 E Silver Mine Road Gold Canyon, AZ 85118

$585,000

2 Beds

2 Baths

1,838 SqFt

Status Active

MLS # 6724593

Property Type Single Family Residence

Price Type --

!! ASUMMABLE 4.5% Mortgage!!! Come take a look at this Immaculate home with breathtaking views of the Superstition Mountains on a cul-de-sac. This 2 bedroom home with den, and bonus room, with 2 bathrooms features tile flooring, large kitchen with granite countertops, stainless steel appliances, and breakfast bar, updated bathrooms as well as extended garage with built in cabinets. Whether it's morning coffee or an evening glass of wine. Your very own backyard oasis will not disappoint with heated pool and spa, putting green, BBQ, and AMAZING mountain views. All this in the gated community of Peralta Trail where you are close to amazing golf, hiking trails, mountain biking trails, off roading trails and much more. Come take a look. You'll be glad you did!!

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14450 N Thompson Peak Parkway Unit 216 Scottsdale, AZ 85260

$585,000

2 Beds

2 Baths

1,421 SqFt

Status Active

MLS # 6727148

Property Type Townhouse

Price Type --

Stunning 26 foot ceilings in this modern and elegant townhouse. Conveniently located off the 101 and Raintree with access to great shopping and all that Scottsdale has to offer. Two bedrooms and two bathrooms with updated kitchen, appliances, and bathrooms. 1 car attached garage with extra storage. Spacious loft perfect for a home office. Beautiful community pool and heated spa. Very private and quiet.

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