Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Up-To-Date On Credible Lenders

A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.

Access To Better Rates

There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.

Saving On Fees

In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.

All The Available Options

It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.

Making The Process Run Smooth

An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.

There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.

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Sort by: Select Price, Low to High Price, High to Low Newer Listings First Older Listings First Open House Date

12004 W Parkway Lane Avondale, AZ 85323

$555,995

4 Beds

3 Baths

2,570 SqFt

Status Active

MLS # 6741423

Property Type Single Family Residence

Price Type --

Explore this stunning Celeste home, ready for quick move-in on a homesite boasting driveway pavers and front yard landscaping. Included features: an inviting covered entry with a tray ceiling; a quiet study; a gourmet kitchen offering 42'' cabinets, quartz countertops, stainless-steel appliances, a double oven, a walk-in pantry and a center island; an open dining area; a spacious great room boasting center-meet doors leading onto a relaxing covered patio; a lavish primary suite showcasing a generous walk-in closet and a private bath with cultured marble countertops; a convenient laundry; a mudroom and a 3-car garage. This home also offers stone tile flooring, additional windows and ceiling fan prewiring in select rooms as well as airy 10' ceilings throughout.

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3842 E Fiesta Flower Lane San Tan Valley, AZ 85140

$555,988

4 Beds

3 Baths

2,741 SqFt

Status Active

MLS # 6700081

Property Type Single Family Residence

Price Type --

MLS#6700081 December Completion! The Revere plan at Combs Ranch-Landmark is a 4 bedroom, 2-story home designed to accommodate the ultimate living experience. With a main level guest room, gorgeous island kitchen, casual dining area and great room opening up to the outdoor living space this home is thoughtfully laid out at every turn. Upstairs, the luxe owner's suite has a large WIC, spa-like bath, and is separate from 2 bedrooms and loft. Design upgrades feature flooring cabinetry and stainless-steel appliances.

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4405 N 203rd Avenue Buckeye, AZ 85396

$555,784

3 Beds

2 Baths

1,416 SqFt

Status Active

MLS # 6786223

Property Type Single Family Residence

Price Type --

Nestled in the coveted Victory at Verrado Active Adult community, this stunning Clyde plan home blends farmhouse charm with modern elegance. Relax on the cozy front porch while soaking in breathtaking views of the White Tank Mountains and Roma Park. The chef's kitchen shines with a large island, quartz countertops, subway tile backsplash, and GE Profile stainless steel appliances. The great room, highlighted by a coffered ceiling, is perfect for entertaining. A serene home office offers space for hobbies or reading. The Primary Suite boasts a spa-like bath and spacious walk-in closet. Extras include pendant lighting, ceiling fans, blinds, and owned solar panels. ***Short/long term interest rate buydowns available when choosing our preferred Lender. Additional eligibility and limited time restrictions apply.

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20931 E Via Del Sol Street Queen Creek, AZ 85142

$555,541

3 Beds

2 Baths

1,638 SqFt

Status Active

MLS # 6754262

Property Type Single Family Residence

Price Type --

SELLER CONSESSION AVAILABLE ON THIS QUICK MOVE-IN NEW CONSTRUCTION HOME! Located Close to Queen Creek Marketplace Shopping, Dining & Entertainment, this Community has Parks, Tot Lots, BBQ's, Basketball Courts, Soccer Field and is just steps to the 8-Mile Walking Trail. This Beautiful Home is located in the Cul-de-sac and has the upgrades your clients are looking for: All Appliances Including Stainless Refrigerator, White Washer & Dryer, Stainless Gas Cooktop with Double Wall Ovens, Beautiful Cabinetry w/Hardware, Plank Tile Flooring, Quartz Kitchen Countertops, Front yard landscaping and so much more! Backyard is large enough for a future pool. We are in Close-Out with a limited number of homes remaining. Don't Wait, Come See This Home Today!

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2469 W Sioux Lane Happy Jack, AZ 86024

$555,500

3 Beds

2 Baths

1,478 SqFt

Status Active

MLS # 6757412

Property Type Single Family Residence

Price Type --

Experience the charm of this delightful residential property in the Starlight Pines HOA, where maintained roads ensure easy access year-round. Nestled in the scenic beauty of Rim Country, this 3-bedroom, 2-bathroom home is designed for comfort and convenience. As you enter, you'll be captivated by the beautiful tongue and groove ceilings that add a touch of rustic elegance to the living spaces. Each of the three bedrooms is thoughtfully designed with ample storage, ensuring that all your belongings have their place. The highlight of this property is the extra-large garage, measuring 30x32, with an additional 30x10 loft above, providing extensive storage or workspace options. Custom screen doors add a unique charm and functionality to the home, allowing fresh air to flow through while keeping insects at bay. Step outside onto the beautiful deck, the perfect spot to relax and enjoy the peaceful surroundings. Here, you can witness the majestic elk that frequently visit, offering a unique connection to nature. With its blend of rustic charm and modern amenities, this home in Starlight Pines HOA offers an ideal retreat for those seeking a tranquil lifestyle in the heart of Rim Country. Don't miss out on this opportunityrequest a time today and experience this wonderful property for yourself.

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3650 E Quenton Drive Unit 6 Mesa, AZ 85215

$555,000

3 Beds

2 Baths

1,900 SqFt

Status Active

MLS # 6784952

Property Type Single Family Residence

Price Type --

Amazing Views !!!! Located in Val Vista estates, community pool, large common area, rv/boat parking, 3 bed 2 ½ bath, third can also serve as office. be can also Large back porch, new roof & hot water heater in 21, new A/C in 2000, new fridge & dishwasher in 23.

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16143 W Charlotte Drive Surprise, AZ 85387

$555,000

3 Beds

3 Baths

2,160 SqFt

Status Active

MLS # 6752054

Property Type Single Family Residence

Price Type --

his brand new Fulton home, known for its quality and stunning designs, is ready for move-in! Featuring over $75K in premium upgrades, this bright and spacious great room plan includes 3 bedrooms, a den, and 3 bathrooms. Enjoy 9' ceilings, a gourmet kitchen with upgraded cabinets, granite countertops, and a custom backsplash. The split floor plan includes a large primary bedroom with a luxurious spa super shower in the primary bath, and elegant wood-look tile flooring throughout. Additional features include 2'' white blinds, ceiling fans, fully landscaped front and backyards, and a 3-car tandem garage. Situated in front of the park with a paver entry. his Energy Star certified home with Indoor airPLUS certification is conveniently close to the community pool, picnic area, tot lots, basketball and pickleball courts, and more. See Document for all upgrades.

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20712 W Medlock Drive Buckeye, AZ 85396

$555,000

2 Beds

2 Baths

1,882 SqFt

Status Active

MLS # 6770305

Property Type Single Family Residence

Price Type --

Beautiful David Weekley contemporary home in the only GATED community in Victory, Mountainside. This unique Pathfinder floorplan showcases this open-concept floorplan and this particular elevation has 12' ceiling in the great room, emphasized by more windows! You'll love the gorgeous & functional kitchen featuring a huge island, granite counters, plenty of cabinets. Stunning First Impressions entry door, neutral tile THROUGHOUT, immaculate condition. Generous master bedroom with spa-like ensuite bath & walk-in closet. Guest bedroom and separate den with French Doors and guest bath at front of house. This location in Mountainside is ideal - one side neighbor, facing green space & adjacent to guest parking. Mountainside has private pool & social area for residents. A great place to live!

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1205 W Indian School Road Phoenix, AZ 85013

$555,000

3 Beds

1 Bath

1,143 SqFt

Status Active

MLS # 6770320

Property Type Single Family Residence

Price Type --

Welcome to Melrose! Completely remodeled by owner, this centrally located gem in Melrose district is walking distance to some of the top restaurants in Phoenix. Everything in this home has been meticulously thought out and upgraded by current owner. Beautiful tile through the entire home, large kitchen island and upgraded appliances including tankless water heater. Gated parking for multiple vehicles and rear rv gate for alley entry. Plenty of room in back yard for detached garage or ADU to be built. Bathroom has been completely re-done and boasts beautiful tile shower/tub and contemporary look. Covered back patio for entertaining and self watering landscaping. Owner will provide detailed list of upgrades. Great starter home or potential airbnb!

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2308 E Loyola Drive Tempe, AZ 85282

$555,000

3 Beds

2 Baths

1,631 SqFt

Status Active

MLS # 6781434

Property Type Single Family Residence

Price Type --

Welcome to this beautifully updated 3-bedroom, 2-bathroom split floor plan home featuring a versatile office/den, wood and tile flooring, and a 2-car garage. Entertain effortlessly with a dedicated coffee/bar area complete with a mini fridge, wine rack, and wine fridge. The kitchen boasts a gas stove and recent updates include a new AC unit, newer water heater, and recently replaced main sewer/water line. Outdoors you can relax on the patio with a mount waiting for your TV and a charming planter area. Enjoy a private pool with a safety fence, and a shed for extra storage. Close proximity to ASU, shopping, and restaurants with quick access to the 101, it makes getting around so easy. Come take a look, this home has it all!

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1 E Lexington Avenue Unit 410 Phoenix, AZ 85012

$555,000

2 Beds

2 Baths

1,169 SqFt

Status Active

MLS # 6783887

Property Type Apartment

Price Type --

Low Down Payment Seller Financing! Premier mid-town urban living! This corner unit enjoys spectacular panoramic views of the mountains and city center. Spacious floorplan boasts a well equipped kitchen with stainless steel appliances, sleek soft close cabinetry, Quartz counters, stylish back splash & convenient pantry. Espresso plank wood floors with neutral tile in kitchen & baths, and plush carpet in the bedrooms. Beautifully appointed primary suite w/shower, soaking tub, dual sinks and a large walk-in closet. Split bedrooms for convenience. Washer/Dryer in the unit. Shades for privacy throughout. 2 covered parking spaces plus storage. Desirable community with gym & pool, several common spaces and rec room. Ideal location near light rail, Downtown, Midtown and Uptown businesses, activities, restaurants, cultural events, public transportation just outside your door. Available with Seller carry financing ONLY. 10% down 6.5% rate on 30 year amortization with 5 year balloon payment Credit qualified within verifiable adequate income and 650+ credit score

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1859 N Morris -- Mesa, AZ 85201

$555,000

4 Beds

2 Baths

2,627 SqFt

Status Active

MLS # 6783437

Property Type Single Family Residence

Price Type --

Welcome to your new home! This exceptional home has two large, professionally built additions and recent, high-quality updates throughout. The upgraded kitchen includes top-of-the-line appliances, like a steam/convection oven, white shaker cabinets, and granite countertops. The backyard is an entertainer's dream, featuring artificial turf surrounding a propane-heated pool, an outdoor shower, 4-6 person hot tub, and ample seating areas. The primary suite offers a spacious walk-in shower with a dedicated drying area, double granite-topped sinks, a separate toilet, and a bidet. Both bathrooms include additional bidet upgrades. Elegant imported Italian tile throughout the home complements its modern style. Situated on a large, 1/4-acre+ cul-de-sac corner lot, this property features an RV gate, 30-amp breaker for RVs or equipment, gravel covering on the north side, and an outdoor two-hole putting green. Perfect for relaxing, entertaining, or accommodating an RV lifestyle!

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