Get Your Mortgage Paid Down Faster With These 5 Simple Money Saving Strategies

Get Your Mortgage Paid Down Faster With These 5 Simple Money Saving StrategiesThe monthly mortgage payment can be burdensome for many, but it’s possible you’ve thought of trying to pay it down more quickly. Without getting a new job or working overtime, here are some tips you can use on a daily basis to save additional funds and pay off your mortgage at a swifter rate.

Make Your Lunch

The five or ten dollars spent on lunch might not seem like a lot, but over time this amount adds up to a lot of savings. Instead of hitting the cafe, pick one or two nights each week to prepare a lunch for yourself so you can skip the daily expense.

Take A Coffee To Go

Like lunch, coffee is another thing that can end up costing a lot of money. However, instead of going for the two-dollar cup, make a pot before you leave for the day or opt for the office coffee instead. If you prefer yours on the go, you can always make it a once-a-week treat.

Avoid The Impulse

This might seem like a hard one to stick with, but instead of buying something because you want it, sit on it for a day or two and see if it still appeals to you. In all likelihood, the desire to purchase will pass and you’ll manage to keep more money in the bank.

Read The Flyers

Items like groceries may be a necessity, but that doesn’t mean that you have to buy the first thing you see. From fruits and vegetables to packaged goods, there are plenty of food items that go on sale all the time. By the time the month is out, you’ll be surprised how much you can save just by shopping around.

Skip The Cell Phone Plan

For most people, having a cell phone is a necessity these days; however, there are ways that you can get around the high costs that are often associated with smart phones. Instead of going for the expensive plan you have, settle for a little bit less service and talk to your provider about deals they can offer you.

It may seem like paying a higher monthly amount on your mortgage is impossible, but there are little ways to save each day that can help you pay it down faster.  For more tips on home ownership give me a call – J.P. Cook – 602-320-4253.

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9908 E Cavalry Drive Scottsdale, AZ 85262

$1,750,000
4 Beds
3.5 Baths
3,655 SqFt
Status Active
MLS # 6746544
Property Type Single Family Residence
Price Type --
Located in the highly desirable gated community of Legend Vista Estates at Legend Trail. Imagine stepping into this bright and airy home, where every corner invites the beauty of the outdoors inside. The multiple oversized picture windows frame stunning garden, sunset and mountain views, transforming each glance into a captivating piece of live art on the private oversized lot. This property is perfect for entertaining with high ceilings, an open floor plan, and chef's kitchen with Wolf & Subzero appliances. The home is move-in ready with desirable finishes & updated systems maintained by meticulous owners. The resort backyard boasts expansive undercover with a pool, water feature, built-in BBQ, updated landscaping, & professionally designed landscape lighting. 3 car garage has storage Legend Trail features a public golf course and community center with pool, spa, fitness, tennis, and pickleball located close to hiking, biking, restaurants and shopping. This is Arizona living at its best!!!

10801 E Happy Valley Road Unit 45 Scottsdale, AZ 85255

$1,750,000
3 Beds
3.5 Baths
3,251 SqFt
Status Active
MLS # 6777607
Property Type Single Family Residence
Price Type --
Breathtaking views of Pinnacle Peak, the valley, and city lights set the stage for this stunning home, nestled on just over an acre of mature desert landscape. Freshly painted throughout with all new switches and cover plates, this three bedroom plus office and three and a half bathroom home is a blank canvas ready for its new owner. The main house spans 2,791 square feet of single-level living, featuring two bedrooms, plus an office that could serve as a fourth bedroom, and two-and-a-half bathrooms. The thoughtful split floor plan provides privacy, while the detached 460 square foot guest house, with its own private entry, offers a bedroom, full bath, classic kiva fireplace, sitting area, and kitchenette. The main home welcomes you with an open great room, where an oversized sliding glass door fills the space with natural light and offers seamless views of the backyard. A modern fireplace with a custom wood surround and display shelving adds warmth to the room. Extending from the home is a spacious travertine patio, offering plenty of room for outdoor dining and lounging, all while overlooking the pool, spa, and barbecue areaperfect for entertaining. The kitchen is a contemporary chef's dream, with flat-panel European cabinetry, matching paneled refrigerator and freezer, stainless steel appliances, gas cooktop, and a center island topped with black granite. A hidden walk-in pantry, accessible from both the kitchen and garage, provides extra storage and convenience. Adjacent to the kitchen is a full wet bar with matching finishes, a beverage fridge, and an open flow to the great room and wine room, which features built-in wine storage and an arched steel and glass display door. The primary suite is a tranquil retreat with exterior access and a cozy fireplace. The ensuite bathroom features dual vanities, a separate shower and soaking tub, a private water closet, and a large walk-in closet. Additional highlights of the home include timeless travertine flooring throughout, a media closet off the entry, an oversized steel and glass double entry door, and a side-entry three-car garage with built-in cabinets. The spacious laundry room includes a sink, ample cabinetry, and direct access from the garage. With classic Southwest styling, including smooth stucco and a red tile roof, this home blends charm with modern comforts, all set against the backdrop of the serene desert landscape.

6711 E Camelback Road Unit 61 Scottsdale, AZ 85251

$1,750,000
3 Beds
2 Baths
2,236 SqFt
Status Active
MLS # 6752393
Property Type Townhouse
Price Type --
Discover the epitome of luxury living in this beautifully appointed home located in the exclusive Pavoreal gated community in Scottsdale. Featuring modern finishes and soaring high ceilings, this residence offers a perfect blend of elegance and comfort. The backyard boasts brand-new landscaping, providing an ideal space for outdoor entertaining or simply relaxing in privacy. Situated within walking distance to Scottsdale's premier shopping and dining destinations, this home offers the convenience of urban living while maintaining a tranquil, private atmosphere. Don't miss this opportunity to experience this exceptional property in one of Scottsdale's most sought-after communities.

2386 E Redfield Road Gilbert, AZ 85234

$1,750,000
5 Beds
4.5 Baths
3,994 SqFt
Status Active
MLS # 6760289
Property Type Single Family Residence
Price Type --
Looking for the perfect ACRE home, look no further this home has it all! Beautifully upgraded 5 bd, 4.5 baths. 3 bedrooms are ensuite with private baths perfect for guests or teens. Alexa smart home. Huge owner's suite with soaking tub, dual vanities and walk in closet. Remodeled kitchen with white cabinetry, stainless steel appliances, custom backsplash and breakfast bar. New tile floor in all the right places, freshly painted, new low E double pane windows, all new electrical, raised 8 ft ceilings and the list goes on. Permitted 1440 sq ft custom RV garage with Clopay RV garage door and 15 ft glass accordion sliding door. Beautiful remodeled pool with custom rock waterfall with built in slide. Just minutes to downtown Gilbert, shopping, dining and freeway for easy access.

10275 E Winter Sun Drive Scottsdale, AZ 85262

$1,750,000
4 Beds
4 Baths
3,952 SqFt
Status Active
MLS # 6766921
Property Type Single Family Residence
Price Type --
Beautiful corner lot with a very peaceful magical garden. where you can enjoy the AZ sunsets. Highly upgraded home built around a huge courtyard. Very private setting with several outdoor living areas. Courtyard has a large ramada, and firepit. The 4,000 sq ft home features 4 bedrooms, 3 1/2 bathrooms, including a mastersuite with fireplace and his and hers closets. Wonderful kitchen with beautiful granite SS appliances, gas cooktop, warming drawer. Open to the oversized greatroom. The livingroom features a fireplace and wetbar off the diningroom. There is also a bonus/gameroom with sliders out to the courtyard. The backyard was created for entertaining and relaxing. In addition to the pool with a water feature, BBQ, fireplace, and pergola.

7137 E Rancho Vista Drive Unit 5011 Scottsdale, AZ 85251

$1,750,000
3 Beds
2 Baths
1,716 SqFt
Status Active
MLS # 6776733
Property Type Apartment
Price Type --
Welcome to this absolutely breathtaking Optima Camelview 3 Bedroom, 2 Bath, 1716 SF luxury remodel. Located on the 5th floor, this corner unit property boasts an amazing floor-plan, two gorgeous private patio's and one of the most private locations in the community filled with natural light and fantastic views. This magnificent property underwent a complete head to toe remodel featuring gorgeous ''polar express'' quartzite countertops, custom cabinetry, Sub-Zero / Wolf appliances, premium plumbing fixtures/lighting and so much more (see documents tab for full list). The master suite is very spacious with lovely views of your own garden oasis private patio. This unit also features 3 HVAC units with wi-fi connected thermostats, two side by side parking spaces and a storage unit. All found within the luxurious Optima Camelview Village, with it's unbeatable location & state of the art architecture/amenities. Amenities include: Two Outdoor Zen Pools, Spas & Bbqs One on each side of the community (heated year round). 24,000 sq. ft. Fitness Center (Recently Remodeled). Mens & Womens Locker Rooms w/ Steam Rooms, Showers and Private Lockers. Indoor Lap Pool & 2 Spas (Heated year round), On-site concierge, Putting green, Hybrid Basketball / Pickle-ball Court, Racquet ball court, On-site restaurant (metropolis), conference room, 24/7 Security, Reservable party room and multi-purpose fitness/yoga room.

9445 E Quail Trail Carefree, AZ 85377

$1,750,000
3 Beds
2.5 Baths
3,977 SqFt
Status Active
MLS # 6772648
Property Type Single Family Residence
Price Type --
Welcome to Quail Trail Haven: Where nature meets serenity! Escape to your private desert oasis. This stunning single-level home offers the perfect blend of luxury & tranquility. With 3 bedrooms, 2.5 baths, & an open-concept floor plan, Quail Trail Haven is ideal for entertaining or star gazing. Enjoy the newly remodeled kitchen, sparkling saltwater pool, hot tub & multiple fireplaces while soaking in the serene desert views. The expansive primary suite is a true retreat, complete with a sitting room, fireplace, & spa-like bath. Additional features include NEW Anderson windows, a flex room(perfect for a workshop/3rd car garage),& breathtaking desert landscaping. Whether you want to relax in your backyard or explore nearby hiking trails and trendy restaurants. Quail Trail Haven is living!

39032 N 101st Way Scottsdale, AZ 85262

$1,750,000
2 Beds
2.5 Baths
2,234 SqFt
Status Active
MLS # 6769860
Property Type Single Family Residence
Price Type --
Desert Mountain GOLF MEMBERSHIP available from Seller with Club approval. Welcome to this stunning Sonoran Ridge home, where breathtaking sunset and city light views await you. Offering 2 split primary suites, each with its own unique charm and personality. This private expanded wrap-around patio is accessible from both suites, providing the perfect place to relax and take in the stunning desert vistas which enhances its tranquil and serene atmosphere. Both suites offer plenty of closet space, as well as spa-like en suite bathrooms with double vanities, a walk-in shower, and luxurious soaking tubs. Close proximity to the Sonoran Clubhouse adds to this coveted location within Desert Mountain.

8 Biltmore Estate Unit 301 Phoenix, AZ 85016

$1,750,000
3 Beds
2.5 Baths
3,080 SqFt
Status Active
MLS # 6777233
Property Type Apartment
Price Type --
Luxury third-floor penthouse at Fairway Lodge on the Adobe Golf Course at the historic Arizona Biltmore Resort! The open great room flows into a gourmet kitchen with SubZero and Wolf appliances, wine fridge, and custom cabinetry. The spacious master retreat offers floor-to-ceiling windows and a luxurious bathroom with dual vanities, his-and-hers closets, a stone-finish soaking tub, and a large walk-in shower. Bedroom #2 has a walk-in closet and ensuite bath, plus a den off the kitchen. The unit features one of Fairway Lodge's largest patios with views of the Biltmore Hotel and Piestewa Peak, and includes access to luxury amenities like the clubhouse, pool, spa, and gym.

4302 E Mountain View Road Phoenix, AZ 85028

$1,750,000
4 Beds
2.5 Baths
3,296 SqFt
Status Active Under Contract
MLS # 6750177
Property Type Single Family Residence
Price Type --
This luxury home is nestled in the quiet neighborhood of Rancho Alta Vida with breathtaking views of Phoenix Mountain Preserve from every angle! Your new home sits on a private cul de sac corner lot, and steps away from the community pickleball and tennis courts. The custom wood gate leading to the secluded courtyard offers a peaceful area to enjoy the beautiful sunsets. Upon entering the home through double wooden doors, you are presented with a spacious foyer that gives you views and an exit to your outdoor oasis, along with site lines to both the living room and family room. Stepping into the chef's kitchen you will find an abundant offering of cabinets, pantry storage, granite counters, built in microwave and wall oven, a cook top with hood, breakfast bar, wine fridge and more amazing views of your outdoor oasis, including a built in BBQ for that indoor/outdoor entertaining that Arizona weather offers us. Plenty of room for formal dining and a cozy family room with a wood-burning fireplace. The primary suite has a private sitting room with private exit to your oasis, large walk in closet, with built-ins, spacious ensuite bathroom with walk in shower, double vanities, and a bidet. The 3 other bedrooms are spacious and down the hall, along with the second full bath and additional half bath. Your backyard has plenty of entertaining space, with 3 separate patio and lounging areas, built in BBQ, and all to enjoy the astounding custom 60 foot, pebble tec lap pool. The property is adorned with grapefruit and lemon trees, lush private landscaping and picturesque mountain views.The oversized 3-car garage has built in cabinets, and a cedar-lined storage room. Close proximity to excellent private and public schools, shopping, entertaining, yet secluded from the hustle and bustle of downtown living. Enjoy the Paradise Valley area with an 85028 affordability.

2283 E Aris Drive Gilbert, AZ 85298

$1,750,000
5 Beds
7 Baths
4,749 SqFt
Status Active
MLS # 6649212
Property Type Single Family Residence
Price Type --
Welcome to the prestigious Legacy at Freeman Farms and this highly upgraded residence. This home welcomes you through a private gated courtyard to a beautiful upgraded wrought iron entry door. The exterior offers a spacious insulated 4 car garage with an additional 1 car garage all with direct access to the home. The backyard oasis is a must see. The interior of the home boasts over 4700 square feet of absolute luxury. The split floor plan with 5 en suites all with walk in closets, including a guest quarters with it's own kitchen, sitting room, and attached garage bay, makes this home convenient to meet everyone's needs. The gorgeous master and master bath offer a sitting area, a built in bath tub, separate sinks, and an oversized quartz shower with a huge master closet. Relax in the enormous great room with soaring ceilings and a cozy gas fireplace. The Kiitchen is a chef's dream from custom cabinets, a huge center island with breakfast bar, stainless steel appliances, a Thermador 5 burner gas cook top, built in oven with microwave, a 48 Ge Monogram built in fridge, a walk-in pantry, granite counter tops and a beautiful tiled backsplash. The backyard features, a covered patio, built in barbecue and fire pit, a massive gazebo that has a built in mist system, can lights, a tv outlet, ceiling fan, and a sunshade. The oversized heated swimming pool with a gorgeous rock water fall and a relaxing spa are perfect for entertaining. From the Baja step, built in table with a bench, bar stools, waterfalls, and plenty of sitting area for lounging around the pool on the travertine tiled deck. The Vivint Security System, security cameras, and glass break sensors are an extra bonus!! You can own this home today! Don't miss out on this opportunity!!

6213 W Saguaro Park Lane Glendale, AZ 85310

$1,750,000
4 Beds
5 Baths
5,984 SqFt
Status Active
MLS # 6642897
Property Type Single Family Residence
Price Type --
Welcome to the prestigious gated community of Tuscany Hills, where luxury living meets panoramic perfection. This meticulously remodeled custom home offers a refined retreat in the scenic foothills, commanding awe-inspiring views of both the majestic mountains and the glittering city below. Step through the custom door into the grandeur of the great room, adorned with intricate column details and featuring a bespoke wine room that sets the tone for sophisticated entertaining. The gourmet kitchen is a culinary masterpiece, boasting high-end quartz countertops, a tasteful tile backsplash, and state-of-the-art Wolf appliances. Dual kitchen islands, a spacious pantry, and a charming breakfast nook add both functionality and style. In the dining room, an oversized custom window captures the essence of the breathtaking views, creating an enchanting backdrop for your dining experience. The master retreat is a haven of indulgence, complete with an attached exercise room, a two-way fireplace, and a spa-like ensuite featuring a custom large step-in shower and a luxurious slipper tub. The walk-in closet is a fashionista's dream, equipped with secondary laundry facilities and a private covered deck space. This residence offers three additional en suite bedrooms, each designed for comfort and privacy, along with a dedicated office space featuring elegant ceiling details. The lower level is an entertainment haven, boasting a vast game room and bar for memorable gatherings. Convenience is elevated with the inclusion of an elevator, newer wood flooring, plantation shutters, and two distinct laundry areas. The three-car garage is not only impeccably finished with epoxy flooring and ample storage but also houses newer A/C units and a roof. High-end upgraded lighting throughout the home adds a touch of sophistication. Experience the allure of the outdoors on the extensive decks enveloping the home, providing the perfect vantage point for enjoying the captivating mountain and city views. With meticulous attention to detail, this one-of-a-kind luxury estate epitomizes the epitome of upscale living in the heart of Tuscany Hills. This residence is a rare gem that seamlessly combines opulence, functionality, and breathtaking surroundings. Welcome to your new home, where every detail exudes elegance and every moment is immersed in the beauty of Tuscany Hills living.

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