Get Your Mortgage Paid Down Faster With These 5 Simple Money Saving Strategies

Get Your Mortgage Paid Down Faster With These 5 Simple Money Saving StrategiesThe monthly mortgage payment can be burdensome for many, but it’s possible you’ve thought of trying to pay it down more quickly. Without getting a new job or working overtime, here are some tips you can use on a daily basis to save additional funds and pay off your mortgage at a swifter rate.

Make Your Lunch

The five or ten dollars spent on lunch might not seem like a lot, but over time this amount adds up to a lot of savings. Instead of hitting the cafe, pick one or two nights each week to prepare a lunch for yourself so you can skip the daily expense.

Take A Coffee To Go

Like lunch, coffee is another thing that can end up costing a lot of money. However, instead of going for the two-dollar cup, make a pot before you leave for the day or opt for the office coffee instead. If you prefer yours on the go, you can always make it a once-a-week treat.

Avoid The Impulse

This might seem like a hard one to stick with, but instead of buying something because you want it, sit on it for a day or two and see if it still appeals to you. In all likelihood, the desire to purchase will pass and you’ll manage to keep more money in the bank.

Read The Flyers

Items like groceries may be a necessity, but that doesn’t mean that you have to buy the first thing you see. From fruits and vegetables to packaged goods, there are plenty of food items that go on sale all the time. By the time the month is out, you’ll be surprised how much you can save just by shopping around.

Skip The Cell Phone Plan

For most people, having a cell phone is a necessity these days; however, there are ways that you can get around the high costs that are often associated with smart phones. Instead of going for the expensive plan you have, settle for a little bit less service and talk to your provider about deals they can offer you.

It may seem like paying a higher monthly amount on your mortgage is impossible, but there are little ways to save each day that can help you pay it down faster.  For more tips on home ownership give me a call – J.P. Cook – 602-320-4253.

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12620 E Troon Vista Drive Scottsdale, AZ 85255

$1,699,995 - 3Br/4Ba -  for Sale in Sereno Canyon Parcel I Lot 204, Scottsdale
Open House
$1,699,995
3 Beds
3.5 Baths
2,580 SqFt
Status Active
MLS # 6663184
Property Type Townhouse
Price Type --
Desert Contemporary style architecture! This open 3bdr/3bth floor plan offers ample space for entertaining. Views of Troon Mountain and close proximity to the Mountain House Lodge Community Amenity. The Caullins' welcoming covered entry and inviting foyer lead to the spacious great room and dining room, with views of the large covered patio beyond. The well-designed kitchen is equipped with a large center island with breakfast bar, plenty of counter and cabinet space, and ample dual pantries. The beautiful primary bedroom suite is highlighted by a huge walk-in closet and deluxe primary bath with dual-sink vanity, large soaking tub, luxe glass-enclosed shower with seat, and private water closet. Designer appointed finishes throughout.

5917 E North Lane Paradise Valley, AZ 85253

$1,699,950
3 Beds
3 Baths
2,250 SqFt
Status Active
MLS # 6706610
Property Type Single Family Residence
Price Type --
Escape to your dream home, where luxury living awaits! From the moment you arrive, you'll be awe-inspired by the designer touches throughout this custom home, which has recently undergone nearly $400,000 worth of renovations. This style embraces the ideals of living with a mix of natural design elements: mixes of wood, metals, and natural stone create true modern simplicity. From the distinctive ambiance of the custom ''Polished Simplicity'' fireplace to the open-concept kitchen with waterfall quartz island that easily seats 6, dual-toned sleek cabinetry, high-end stainless-steel appliances, including a Column fridge, Induction range, Kraus workforce sink with designer two-toned faucet... you are transported into true luxury. The primary bedroom is a haven for relaxation The primary bedroom is a haven for relaxation, boasting exceptional finishes, a double entry door, an extended walk-in closet, an aesthetic designer wall, and an impressive spa-like bathroom suite: a floor-to-ceiling glass-enclosed free-standing soaker tub/a separate shower, a double-sink modern vanity with a private toilet room, and a slatted niche. The backyard is an oasis of peace and tranquility, with complete privacy as it backs a natural area of open space. The yard boasts a pebble-tech pool with a substantial paved patiothe covered patio with a tongue and groove ceiling has a dramatic concrete floor-to-ceiling fireplace. There's even a convenient outdoor bathroom! This home is truly one of a kind! Take advantage of this opportunity to own a slice of paradise..before it's gone!

25219 S 194th Street Queen Creek, AZ 85142

$1,699,900
5 Beds
3.5 Baths
4,032 SqFt
Status Active
MLS # 6777980
Property Type Single Family Residence
Price Type --
Wow! If you're searching for a new, custom-dream home, look no further! This outstanding masterpiece is the one! Nestled on a desirable corner lot, it displays a 3-car side garage, pool, built-in bbq & lounge are, RV gate, mature landscape, & a spacious front porch. Discover a sophisticated, contemporary interior boasting high-end finishes & meticulous attention to detail. Engineered hardwood floors, HUGE open floor plan adorned w/exposed ceiling beams is ready for entertaining! Magazine-cover kitchen is a chef's paradise, fully equipped w/a plethora of elegant cabinets & cupboards, recessed lighting, top-of-the-line built-in appliances, a walk-in pantry, quartz counters & backsplash, & a waterfall island w/a breakfast bar. Office and game room finishes out this remarkable home. Double doors reveal the owner's retreat, complete w/direct outdoor access & a modern ensuite comprised of dual sinks, garden tub, large enclosed glass shower, & a walk-in closet. PLUS! Versatile den offers space for an office, extra bedroom, or gym. You'll LOVE the oversized backyard, showcasing a covered patio, built-in BBQ, grassy area, & a crystal-clear pool. This gem has it all!

1624 Gettysvue Way Prescott, AZ 86301

$1,699,900 - 4Br/3Ba -  for Sale in Dells At Prescott Lakes, Prescott
Open House
$1,699,900
4 Beds
2.5 Baths
5,232 SqFt
Status Active
MLS # 6760907
Property Type Single Family Residence
Price Type --
Elegant 5232sf home in The Dells at Prescott Lakes! Grand entry foyer, open great room w/ gas fireplace, huge kitchen with double island, formal dining room and private breakfast nook. Wraparound entry porch, expansive rear deck with outdoor fireplace and built-in barbecue, and a private courtyard patio with a koi pond and water feature--and the list goes on. The entire 2nd floor is a majestic master suite! Enter from a loft/sitting area with sweeping views of the granite dells to a large parlor, grand bedroom, enormous walk-in closet, and luxurious master bathroom w/ walk-in steam shower/sauna, PLUS a den w/ wet bar and fireplace; 2 separate private decks, 2 staircases and an elevator! Large, landscaped lot, 3 car garage and more! Chandeliers in nook and dining room do not convey.

2223 E Tonto Place Chandler, AZ 85249

$1,699,200
7 Beds
5.5 Baths
4,809 SqFt
Status Active
MLS # 6730103
Property Type Single Family Residence
Price Type --
WOW! Stunning South Chandler single-level home with a 2023-new Guest House/Casita! Highest-quality construction and finishes throughout with almost 5,000 sq.ft. total, and a total of 7 bedrooms and 5.5 baths. Enormous gourmet kitchen with two islands, quartzite countertops, dual wall ovens, gas cooktop, and built-in refrigerator. Main house has a spacious primary bedroom, an en-suite mini-master, and a Jack-and-Jill bathroom; guest house has 2 bedrooms/2 baths. Resort-style background with huge sparkling pool, outdoor kitchen, and firepit for entertaining. 2023 Guest House has the finest and newest finishes and upgrades; must be seen to appreciate! Few opportunities like this with a Guest House come on the market in this extremely popular location in Chandler; simply a must-see property!

280 Goodrow Lane Sedona, AZ 86336

$1,699,000
4 Beds
4 Baths
3,257 SqFt
Status Active
MLS # 6757325
Property Type Single Family Residence
Price Type --
Centrally Located West Sedona GEM with NO HOA. Amazing Investment Opportunity or Primary Residence. TWO SPACIOUS Primary Bedrooms PLUS Two Spacious Guest Bedrooms PLUS Home Theater (or 5th bedroom) PLUS Bonus Room. Quality throughout this Custom-Built Cavanaugh Classic on a .74 acre lot in Goodrow Estates. TONS of Space in Front and Back Yards with Endless Possibilities to Build your heart's desires - LARGE RV Garage, Casita, Hot Tub, Putting Green.Great Room boasts beautiful and bright hardwood floors, high ceilings, louvered shutters. Adjacent dining room seats 18-20 comfortably with a gorgeous view of the lush green backyard. Chef's Kitchen boasts granite counters w/ prep island, large walk-in pantry, Stainless Steel Appliances including 5-burner gas cooktop, Dacor double stacked ovens w/warming drawer & microwave, stainless steel sink and plenty of custom storage cabinets. Perfect for casual dining at the elevated bar in the kitchen and easy transition from kitchen to dining room. North Primary Bedroom has large walk-in closet, dual vanities and walk in shower. Easy access to Bonus Room currently used as an exercise room with a pet door and dog run for smaller furry loved ones. South Primary Bedroom has a large walk-in closet, jetted tub, walk-in shower and separate dual vanities. Views of the Park-Like backyard from both. Movie and Popcorn Anyone?? Enjoy tiered seating in the AWESOME Home Theater with Eight Comfy Recliners w/beverage holders, Granite Counter Beverage Station with dual sink and extra storage. All theater furniture, appliances, fixtures, equipment and supplies (fountain soda machine, Pop Corn Maker, blender, nostalgic items) are available. This space can easily be converted to a 5th Bedroom. Resort style back yard features 30' Round Dough Boy Above Ground Pool, Volleyball Court, Tether Ball, BBQ Station with Blackstone and Jenn Air Grills, Fire Pit, Raised Flower Beds, Artificial Turf Area, Elevated Decks and Patios with views of the Mogollon Rim, and several private areas to find your Zen Self! All surrounded by mature native trees and plants, providing privacy and tranquility. Also the perfect Party Venue for large and small gatherings. Truly amazing setting when all lit up at night. Be awed by the native wildlife that cohabitate in this special enclave of Sedona. Two-car garage w/separate bays with climate control. Protective coating on floors. Extra Custom features in garage include wet bar with upgraded counters and soft-close cabinetry, electric fireplace, microwave, mini fridge, dual compartment utility sink, quarter bath. Additional features include 2 Carrier WeatherMaker 8000VS Furnaces w humidifiers providing ultimate comfort year-round. Pre-Wired for generator, central vac, recirculating hot water pump, electric sprinkler system for plants, Sale Includes Two LG washers and Two Dryers, Four Exterior Storage Sheds, Blackstone and Jenn Air Grills, 2-Person Sauna, Outdoor Yard and Patio Furniture, Exterior String Lights, Extra Fridge, Electric Fireplace, Gym Equipment, All Home Theater Furnishings, Bunk Beds.

3310 S Horizon Place Chandler, AZ 85248

$1,699,000
5 Beds
4 Baths
4,039 SqFt
Status Active
MLS # 6736199
Property Type Single Family Residence
Price Type --
Welcome to your dream home in the prestigious, gated golf and lake community of The Vistas at Ocotillo. This breathtaking 5-bedroom, 4-bathroom residence offers an unparalleled living experience with stunning waterfront views and luxurious amenities. As you step into this gorgeous home, you'll immediately be struck by the expansive, open-concept design and soaring ceilings that create a sense of grandeur and space. The heart of the home is a chef's delight, featuring a spacious kitchen with ample cabinet space, a massive island, and high-end finishes. The kitchen seamlessly flows into the large family room, where oversized windows frame picturesque views of the serene lake. Step outside to your own personal oasis, where the covered patio and built-in BBQ invite you to enjoy al fresco dining. The heated, negative edge pool with its stunning boulder waterfall is a focal point, offering a luxurious retreat right in your backyard. The home also boasts a 3-car garage with an epoxied floor and built-in cabinets, providing ample storage and organization. The owner's suite, conveniently located on the first floor, offers a private sanctuary with direct access to the picturesque outdoor space. Additionally, the first-floor also features a 5th bedroom that can be used as an office, providing flexibility for your needs. Experience the ultimate in luxury living with this exquisite home, where every detail has been thoughtfully designed for your comfort and enjoyment. Don't miss the opportunity to make this spectacular property yours.

11166 E Prospect Point Drive Scottsdale, AZ 85262

$1,699,000
3 Beds
3 Baths
2,392 SqFt
Status Active
MLS # 6768907
Property Type Single Family Residence
Price Type --
Welcome to Apache Cottage 60! This stunning home offers the perfect blend of comfort, style, and convenience. Beautiful mountain views and backing to the golf course driving range of Apache golf course, this split floor plan 3 bedroom/3 bath has it all! The split floor plan provides both privacy and spacious living. Some of the many features include updated/upgraded kitchen cabinets, granite, appliances, laundry area, HVAC, water heater and water softener. A mix of Travertine, carpet, and wood flooring throughout. A spacious back patio with refurbished built-in BBQ and spa, perfect for relaxing or entertaining. Oversized two car garage with storage cabinets and storage closet provides ample space for your toys and outdoor adventure gear! Whether you're seeking a year-round residence or a lock-and-leave retreat, this abode provides the ultimate backdrop for the sublime Arizona lifestyle. Plus, with access to Desert Mountain's array of amenities including 7 golf courses, 7 clubhouses, and 20 miles of private hiking trails, every day promises a new adventure in casual luxury. Experience the epitome of desert living in this exceptional Desert Mountain retreat. No membership to The Desert Mountain Club is included with this property.

17417 E Monument Court Rio Verde, AZ 85263

$1,699,000
4 Beds
3.5 Baths
3,090 SqFt
Status Active
MLS # 6751165
Property Type Single Family Residence
Price Type --
Incredible New Construction home on the largest lot of this wonderful Trilogy at Verde River community. Located just one house away from the multi-million dollar clubhouse with fine dining, swimming pools, championship golf course, pickleball courts, and lots of planned activities like live music and painting. You'll need to see to believe! Step inside your beautiful new home from the protected private courtyard to the oversized great room with stunning fireplace, inviting kitchen and dining rooms, and engaging views to your private backyard paradise. This upgraded kitchen will delight the pickiest of chefs. Enjoy the oversized patios with artificial turf, low-maintenance landscape and view of the Tonto National Forest OR add pools and activities to delight your family.

29048 N 53rd Street Cave Creek, AZ 85331

$1,699,000
4 Beds
3 Baths
2,392 SqFt
Status Active
MLS # 6755729
Property Type Single Family Residence
Price Type --
The ideal Arizona Ranch, This property features a beautiful single level home with 3 bedrooms 2 bathrooms a sparkling pool and private yard plus a new roof. The ranch area features a brand new 24 stall barn, large new arena 80x120 and property has room to add a round pen or more turnouts. The separate casita has a full kitchen studio style living space and full bath. This ranch is located at the end of 53rd street a very private, very equestrian friendly neighborhood and the best part...This property has CITY WATER and PAVED ROADS TOO!

26348 N 104th Way Scottsdale, AZ 85255

$1,699,000
3 Beds
3 Baths
3,249 SqFt
Status Active
MLS # 6758962
Property Type Single Family Residence
Price Type --
LOCATION LOCATION LOCATION. OVER HALF AN ACRE CORNER LOT IN THE HIGHLY DESIRABLE TROON FAIRWAYS EUROPEAN THIS HOME FEATURES AMAZING VIEWS OF PINNACLE PEAK AND TROON MOUNTAIN. SPACIOUS 3 BEDROOM AND 2.5 BATHROOM FLOOR PLAN AND FEATURES A GOURMET KITCHEN WITH WALK IN PANTRY LIGHT AND BRIGHT BREAKFAST ROOM. ENJOY AND ELEGANT FORMAL DINING ROOM WITH ACCESS TO A LOVELY COURTYARD AND A HUGE GREAT ROOM WITH 20 FOOT CEILINGS AND A GREAT ENTERTAINING BAR. NOT A COOKIE CUTTER SOUTHWEST HOME. THIS HOME IS ELEGANT AND PROVIDES EASY AZ LIVING WITH A SPARKLING POOL. VIEWS VIEWS VIEWS!! LOADS OF GREEN ARTIFICIAL TURF EASY LOW MAINTENANCE YARD PLUS A 3 CAR GARAGE. YOU DON'T WANT TO MISS THIS ONE.

7627 E Turquoise Avenue Scottsdale, AZ 85258

$1,699,000
3 Beds
3 Baths
2,373 SqFt
Status Active
MLS # 6764461
Property Type Single Family Residence
Price Type --
Nestled in tranquil cul-de-sac, this fully renovated gem by Surround Interiors seamlessly blends modern luxury with the timeless charm of McCormick Ranch. No expense spared with this rare 3-car garage home including new electrical, roofing, paint, stucco, windows, flooring, doors & landscape. Step through the grand courtyard, complete with outdoor fireplace and be welcomed by a spacious open floor plan. The living area boasts soaring vaulted ceilings and a multi-slider that bathes the space in natural light. The bright, chef-inspired kitchen is perfect for cooking and entertaining. The primary bedroom features a stunning ensuite with large shower, freestanding tub, double vanity and walk-in closet. Outside, enjoy your private bkyd oasis with pool, covered patio, BBQ island & mature trees.

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