Get Your Mortgage Paid Down Faster With These 5 Simple Money Saving Strategies

Get Your Mortgage Paid Down Faster With These 5 Simple Money Saving StrategiesThe monthly mortgage payment can be burdensome for many, but it’s possible you’ve thought of trying to pay it down more quickly. Without getting a new job or working overtime, here are some tips you can use on a daily basis to save additional funds and pay off your mortgage at a swifter rate.

Make Your Lunch

The five or ten dollars spent on lunch might not seem like a lot, but over time this amount adds up to a lot of savings. Instead of hitting the cafe, pick one or two nights each week to prepare a lunch for yourself so you can skip the daily expense.

Take A Coffee To Go

Like lunch, coffee is another thing that can end up costing a lot of money. However, instead of going for the two-dollar cup, make a pot before you leave for the day or opt for the office coffee instead. If you prefer yours on the go, you can always make it a once-a-week treat.

Avoid The Impulse

This might seem like a hard one to stick with, but instead of buying something because you want it, sit on it for a day or two and see if it still appeals to you. In all likelihood, the desire to purchase will pass and you’ll manage to keep more money in the bank.

Read The Flyers

Items like groceries may be a necessity, but that doesn’t mean that you have to buy the first thing you see. From fruits and vegetables to packaged goods, there are plenty of food items that go on sale all the time. By the time the month is out, you’ll be surprised how much you can save just by shopping around.

Skip The Cell Phone Plan

For most people, having a cell phone is a necessity these days; however, there are ways that you can get around the high costs that are often associated with smart phones. Instead of going for the expensive plan you have, settle for a little bit less service and talk to your provider about deals they can offer you.

It may seem like paying a higher monthly amount on your mortgage is impossible, but there are little ways to save each day that can help you pay it down faster.  For more tips on home ownership give me a call – J.P. Cook – 602-320-4253.

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3903 E Melody Drive Phoenix, AZ 85042

$1,500,000
4 Beds
4 Baths
4,485 SqFt
Status Active
MLS # 6748277
Property Type Single Family Residence
Price Type --
Welcome to your luxurious hillside retreat in the heart of Phoenix, AZ! This 4-bedroom, 4-bathroom masterpiece spans 4,485 square feet and sits on a private, elevated lot, offering panoramic views of downtown Phoenix, Sky Harbor Airport, and the iconic Camelback Mountain. Two Master Suites plus a bedroom and bath on the first level with a huge area that could be transformed to a kitchenette, with a living room, home theater, game room or an additional suite with ground level separate exit. Despite being just minutes from the bustling city and the convenience of the airport, this home provides the feeling of living in the country, as it backs up to the sprawling 1,600-acre South Mountain Park - your very own natural backyard. Imagine waking up to the sight and sounds of amazing wildlife of the desert landscape. With access to miles of scenic trails, this property offers endless opportunities for outdoor exploration, hiking and relaxation, all while enjoying the peaceful privacy that makes this home a true sanctuary. Step inside and be greeted by brand-new luxury vinyl plank floors that flow throughout the home, leading to an expansive great room with a cozy fireplace - the perfect setting for entertaining or relaxing with loved ones. The heart of this home, the kitchen, features White Shaker-style soft-close cabinets, elegant Quartz countertops, and a spacious island, creating the ideal space for culinary creations and family gatherings. This property offers both form and function, with a thoughtful layout that includes formal dining, a bright breakfast nook, and an expansive great room with sweeping views. Tucked away in a small, privately gated neighborhood of custom homes, this property provides exclusivity and tranquility while being just minutes from I-10, downtown Phoenix, and Sky Harbor Airport. Whether you're soaking in the scenic views from the great room, or enjoying the serenity of your natural surroundings, this home is a peaceful, sanctuary-style retreat that offers the best of both worlds - close to the city, but with the tranquility of country living. This property is a rare opportunity to own a slice of Phoenix paradise. Discover the Unexpected in this Architecturally Unique Luxury Home. Step into a world where modern luxury meets bold, unconventional design. This one-of-a-kind property offers a distinctive floor plan that is as functional as it is imaginative, creating an atmosphere of surprise and delight at every turn. With open, flowing spaces and unexpected room layouts, this home invites you to embrace a lifestyle that is anything but ordinary. Each room has been thoughtfully designed to blend style, comfort, and creativity, offering the perfect canvas for those with a flair for the unique. From cozy nooks for intimate gatherings to expansive areas that inspire entertaining, this home offers flexibility and charm unlike anything else on the market. If you value a residence that stands apart, offering character and personality in every corner, this is your chance to own a true architectural masterpiece.

43 E 14th Street Tempe, AZ 85281

$1,500,000
4 Beds
4 Baths
3,410 SqFt
Status Active
MLS # 6758777
Property Type Single Family Residence
Price Type --
One of the most desired locations in all of Tempe!! Mid-century stunner in coveted University Park. Walk to ASU campus! 4 bedrooms plus and office and 4 full bathrooms Grand luxury mid-century resort style heated pool. Designer landscaping, newly added over-sized 2.5 car garage (Man Cave) with separate AC / vaulted ceiling, epoxy, full bath, tankless hot water heater NEW AC, large outdoor stainless steel sink. Originally renovated in the 1960's by renowned architect and Frank Lloyd Wright enthusiast, Bennie Gonzalez. Homes like this rarely hit the market, what an opportunity to own a piece of history in the heart of Tempe.

5101 N Casa Blanca Drive Unit 206 Paradise Valley, AZ 85253

$1,500,000
3 Beds
2 Baths
1,663 SqFt
Status Active
MLS # 6761842
Property Type Single Family Residence
Price Type --
Rare and charming single story end unit townhouse, w/ view of Camelback Mountain & lush east-facing patio bordering the community cactus garden in the iconic in the coveted Casa Blanca community in Paradise Valley. Wood floors, soaring wood-beamed ceiling & fireplace in the great room, updated kitchen w/ high end appliances, desirable floorplan w/ true 3rd bedroom, updated baths & abundant use of wood throughout for a warm & inviting atmosphere. This community, previously a resort from the 1940's, offers acres of lush landscape w/ rose & cactus gardens, pathways, 3 pools, 2 tennis/pickleball courts & friendly guards within a mile to golf, Camelback Mountain trail head, shopping & Old Town Scottsdale. Don't miss this wonderful home!

11150 S Jefferson Street Mayer, AZ 86333

$1,500,000
4 Beds
3 Baths
2,926 SqFt
Status Active
MLS # 6764808
Property Type Single Family Residence
Price Type --
Welcome to your dream ranch! This sprawling 98-acre property features a spacious 2,926 sq. ft. home with 4 bedrooms, 2.5 baths, and stunning panoramic views. The updated kitchen boasts brand-new cabinets and countertops, perfect for entertaining. The master suite includes an updated bathroom and access to a private deck with breathtaking views. Relax in the hot tub or cozy up by the wood stove on cool evenings. The large unfinished basement offers ample storage, and the 3-car garage provides plenty of room for vehicles or a workshop. The entire property is fully fenced, ideal for ranching, farming, or recreational activities. Enjoy the best of both worlds with the peace and privacy of rural living, just 40 minutes from Prescott and an hour from Phoenix. This unique property is a rare find

541 S Dunivin Lane Dewey, AZ 86327

$1,500,000
4 Beds
3 Baths
1,826 SqFt
Status Active
MLS # 6766145
Property Type Single Family Residence
Price Type --
Welcome to your dream horse property! Nestled on 8 acres of pristine land, this fully functioning equestrian estate offers the perfect blend of country charm and modern amenities. The charming home boasts two spacious master bedrooms, ideal for hosting guests or providing extra comfort for family members. Step outside and immerse yourself in the horse lover's paradise. The property features multiple horse stalls, pens, and ample grazing areas, making it a haven for your equine companions. Whether you're a seasoned rider or just starting out, the roping arena is perfect for practicing your skills or hosting events. With scenic views, plenty of space for expansion, and everything you need to live the ultimate country lifestyle, this property is truly a rare find!

3218 S Jackrabbit Trail Buckeye, AZ 85326

$1,500,000
4 Beds
2 Baths
2,136 SqFt
Status Active
MLS # 6767926
Property Type Single Family Residence
Price Type --
YOU WILL LOVE THIS AMAZING HORSE PROPERTY. THIS PROPERTY WAS DESIGNED WITH A TEAM ROPER IN MIND. FOR THOSE WARM SUMMER NIGHS THERE IS A LIGHTED ROPING ARENA WITH SAND AND LED LIGHTS. PLENTY OF ROOM FOR ALL YOUR TOYS WITH A LARGE 40'x45' GARAGE/WORKSHOP. ON THE SIDE OF THE SHOP THERE IS A COVERED RV SPOT OR IT CAN BE USED FOR A HAY BARN. RECENTLY NEW CARPET WAS INSTALLED, THE INTERIOR/EXTERIOR PAINTED, AND BATHROOM SHOWERS UPDATED WITH TILE AND NEW GLASS DOORS. THE ENTIRE PROPERTY IS FENCED WITH ALMOST 3 ACRES OF PASTURE. SELLERS JUST HAD THE INTERIOR PROFESSIONALLY CLEANED SO IT'S MOVE IN READY. THE RANGE/OVEN AND DISHWASHER WILL BE REPLACED WITH STAINLESS STEEL APPLIANCES TO MATCH THE MICRO AND FRIDGE BEFORE COE.

2625 N 24th Street Unit 36 Mesa, AZ 85213

$1,500,000
3 Beds
4 Baths
3,309 SqFt
Status Active
MLS # 6772722
Property Type Single Family Residence
Price Type --
This absolutely stunning remodel was inspired and professionally designed by MARA Interior Design. As you step inside, you're welcomed into an elegant formal living room with a breathtaking view of the pool, spa and glass fire pit through expansive glass windows. The fully remodeled chef's kitchen is a perfect blend of design and functionality, featuring timeless luxury finishes and high-end appliances i.e. Wolf and Subzero. Don't miss the large walk-in-pantry! The kitchen expands into a cozy and warm family room with a built-in fireplace and desk workstation. This 3309 square foot gem has 3 en-suite bedrooms and there's an additional giant bonus room that could serve as an office, gym, or even divide it in two for a 4th bedroom. The outdoor area is perfectly manicured and designed... for entertaining - with a huge covered patio, a built-in BBQ, sunlit pergola and lush mature landscaping that's sure to impress. A heated play pool with a baja shelf, a large heated spa and a waterfall feature that lights up the backyard beautifully. The 3 car garage has new epoxy floors, and there is plenty of parking at the RV gate slab. Inside and out, this home in the beautiful community of Estates at Northridge is absolutely stunning! Don't wait to see it or you will miss the chance to own it.

2317 W Dobbins Road Phoenix, AZ 85041

$1,500,000
3 Beds
2.5 Baths
2,675 SqFt
Status Active
MLS # 6778180
Property Type Single Family Residence
Price Type --
Enter this private oasis via security gate, with no view of the property from the street. Industrial design with exposed rafters, concrete flooring throughout, concrete countertops. Two red brick wood fireplaces with concrete face and steel trim. Pella Reserve Contemporary Windows with black wood trim. 12ft multi-slide patio door in living room and 9ft multi-slide in main suite. Saltwater heated diving pool with mountain views. Free standing yoga studio with infrared panels. Garden paradise with mature trees, fruit orchard, and rose garden. Options for pond and greenhouse.

1710 E La Vieve Lane Tempe, AZ 85284

$1,500,000
4 Beds
2.5 Baths
3,984 SqFt
Status Active
MLS # 6774956
Property Type Single Family Residence
Price Type --
Welcome to the Casa La Vieve project! This stunning modern Spanish single family home in 85284 spans nearly 4,000 sq ft and has been completely transformed. As you arrive, you'll be greeted by a spacious horseshoe driveway, a deep three-car garage, and an RV gateperfect for all your toys. The exterior features custom tile work and an inviting porch, creating a warm welcome. Inside, you'll find high ceilings, an open floor plan, and custom archways that bathe the space in natural light. The family room boasts a beautiful custom fireplace, complemented by two additional fireplaces in the kitchen and primary bedroom, merging modern design with cozy charm. The open kitchen is an entertainer's dream, featuring oak cabinetry, honed ogee-edge counters, Bosch appliances, an Italian range, and a wine fridge. Enjoy morning coffee in the breakfast nook with views of the expansive green backyard. This home includes four spacious bedrooms and 2.5 baths, with a private primary suite featuring another custom fireplace and room for an office or reading nook. The luxurious primary bath showcases custom tile work, shower archways, oak cabinetry, and quartz finishes. The outdoor space is truly exceptional, set on over 17,000 sq ft with no neighbors to the right. The newly installed low-maintenance turf leads to a beautiful pool and an additional area that can accommodate a gym, office, or sports court. Limitless possibilities await. Corona del sol estates is known for custom homes filled with character, community, large lots, and no hoa! Located by top schools, amazing restaurants (walk to postinos!) and conveniently by major freeways. With its flawless design and generous lot size, this single-level home in the desirable 85284 area is a rare find at this price point, square footage, and lot size. It won't last long! Bring your toothbrush and Move right on in.

5604 S 225th Avenue Buckeye, AZ 85326

$1,500,000
4 Beds
3.5 Baths
3,417 SqFt
Status Active
MLS # 6777965
Property Type Single Family Residence
Price Type --
Wow, exceptional 4-bedroom property in Roosevelt Citrus at Buckeye! This Ranch-style beauty sits on a massive 3.1-acre lot, offering tons of space for livestock & endless potential to get creative. Fully fenced-in, 4-car garage, fun basketball slab, and a low-care desert landscape are features that can't be left unsaid. The interior boasts clean lines that favor a western & functional design completed with plantation shutters, wood-look plank tile flooring, recessed lighting, and a soft grey palette. The formal living room has a dry bar, making it easy to entertain. The large family room boasts an exposed beam ceiling, pre-wired surround sound, and wide sliding glass doors connecting your home inside & out. The bright dining room is attached to the kitchen for ease in serving wonderful

10338 E San Salvador Drive Scottsdale, AZ 85258

$1,500,000 - 5Br/4Ba -  for Sale in Tierra Vista, Scottsdale
New
$1,500,000
5 Beds
3.5 Baths
3,107 SqFt
Status Active
MLS # 6779285
Property Type Single Family Residence
Price Type --
Sometimes it just feels like Home! Fully Remodeled in Scottsdale Ranch, this 5 Bed 3.5 Bath Cul-De-Sac property checks all the right boxes! (Dual Master Suites) The Primary Master is on the 1st floor and has a brand new shower & claw-foot tub enclosure with a garden view. Plus direct outdoor access to a large private hot tub oasis. The entire 2nd floor has been made into an additional private Master Suite/Guest Retreat/Bonusroom with it's own AC unit. There is brand new soft carpet, exposed wood beams and a full ensuite w/dual sinks, private toilet and a walk-in closet! The living spaces all have huge vaulted ceilings and the familyroom has a convenient wet bar & sink. Plus, both the family and living rooms have large wood burning fireplaces that will keep you warm & cozy when cold calls. The Elegant Wood-Look flooring is a Stone Plastic Composite (SPC) and completely waterproof! The brand new kitchen is equipped w/everything an aspiring chef needs, new Bosch appliances, white cabinetry w/quartz counters, generous storage, plenty of counter space, a walk-in pantry, tile backsplash, a center island and a peninsula complete with a breakfast bar. Lastly, the fantastic backyard boasts all new turf, a large covered patio, extended paver seating area with a built-in grill with a sink and a sparkling blue pebble tec diving pool with a waterslide! This home is perfectly designed and welcoming for entertaining and having those memorable family gatherings all year long!

3923 W Fox Road Laveen, AZ 85339

$1,500,000 - 4Br/4Ba -  for Sale in Sunset Cove, Laveen
New
$1,500,000
4 Beds
3.5 Baths
3,462 SqFt
Status Active
MLS # 6779405
Property Type Single Family Residence
Price Type --
Nestled at the base of South Mountain, this custom-built estate epitomizes luxury living with 4 spacious bedrooms and 3.5 elegantly designed bathrooms. Be captivated by 14-foot ceilings transitioning to 10-foot ceilings in the bedrooms, creating an open, airy ambiance. Every bedroom features a walk-in closet, with a thoughtfully designed Jack and Jill bathroom enhancing convenience. The open floor plan is perfect for seamless living and entertaining, highlighted by a 15-foot large window slider showcasing breathtaking mountain views. The split master suite offers a private retreat, while a grand iron front door makes an impressive entry. Experience unmatched comfort, elegance, and spectacular views in this exceptional property.

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