Get Your Mortgage Paid Down Faster With These 5 Simple Money Saving Strategies

Get Your Mortgage Paid Down Faster With These 5 Simple Money Saving StrategiesThe monthly mortgage payment can be burdensome for many, but it’s possible you’ve thought of trying to pay it down more quickly. Without getting a new job or working overtime, here are some tips you can use on a daily basis to save additional funds and pay off your mortgage at a swifter rate.

Make Your Lunch

The five or ten dollars spent on lunch might not seem like a lot, but over time this amount adds up to a lot of savings. Instead of hitting the cafe, pick one or two nights each week to prepare a lunch for yourself so you can skip the daily expense.

Take A Coffee To Go

Like lunch, coffee is another thing that can end up costing a lot of money. However, instead of going for the two-dollar cup, make a pot before you leave for the day or opt for the office coffee instead. If you prefer yours on the go, you can always make it a once-a-week treat.

Avoid The Impulse

This might seem like a hard one to stick with, but instead of buying something because you want it, sit on it for a day or two and see if it still appeals to you. In all likelihood, the desire to purchase will pass and you’ll manage to keep more money in the bank.

Read The Flyers

Items like groceries may be a necessity, but that doesn’t mean that you have to buy the first thing you see. From fruits and vegetables to packaged goods, there are plenty of food items that go on sale all the time. By the time the month is out, you’ll be surprised how much you can save just by shopping around.

Skip The Cell Phone Plan

For most people, having a cell phone is a necessity these days; however, there are ways that you can get around the high costs that are often associated with smart phones. Instead of going for the expensive plan you have, settle for a little bit less service and talk to your provider about deals they can offer you.

It may seem like paying a higher monthly amount on your mortgage is impossible, but there are little ways to save each day that can help you pay it down faster.  For more tips on home ownership give me a call – J.P. Cook – 602-320-4253.

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28448 N 95th Place Scottsdale, AZ 85262

$1,498,000 - 3Br/3Ba -  for Sale in Fairways At Troon North, Scottsdale
Open House
$1,498,000
3 Beds
2.5 Baths
2,667 SqFt
Status Active
MLS # 6653166
Property Type Single Family Residence
Price Type --
Troon North masterpiece of modern luxury! This stunning property boasts a top to bottom extensive remodel, showcasing a crisp, clean, and contemporary style that shines from every angle. The rooftop patio, offers breathtaking 365-degree views of Pinnacle Peak Mountain and the Phoenix valley's evening city lights. Step inside and be impressed by the flawless attention to detail, evoking the feel of a model home. Luxury finishes abound, from the striking multiway fireplace to the elegant entry and lighting. Upgrades include a new roof and walking deck, and Thermador Chef's kitchen appliances, complemented by beautiful Pergo flooring throughout. Unwind in the remodeled Spool area, complete with new equipment, or adventure up the spiral staircase and be in awe of the sonoran desert all around

17892 E Colt Drive Queen Creek, AZ 85142

$1,496,000
4 Beds
3.5 Baths
4,007 SqFt
Status Active
MLS # 6718123
Property Type Single Family Residence
Price Type --
Sellers now offering a 2/1 buy down with full price offer with preferred lender. Welcome to your dream home in the exclusive Dorada Estates, a gated community where luxury meets comfort. This stunning 2019 Toll Brothers residence offers 4007 sq ft of pure elegance, complete with a spacious 4-car garage and desirable north-south exposure. As you enter through the charming courtyard, you are greeted by soaring 12 ft ceilings and exquisite one-by-four-foot custom wood tile flooring throughout—no carpet here. The inviting sitting area leads into the family room, which is prewired for surround sound that extends to the patio. The 12 ft stackable sliding door offers breathtaking views of the custom pool and water feature, seamlessly blending indoor and outdoor living during those cooler days To the west of the family room, you'll find a sophisticated formal dining area. The heart of this home is the gourmet professional-grade kitchen, featuring an oversized island with barstools, gourmet kitchen, a 48-inch gas oven with hood and pot filler, and 12 ft cabinets that reach the ceiling. The extended kitchen boasts a built-in ice machine, mini fridges, and a wine fridge, perfect for entertaining. Step outside to your private oasis, complete with a sparkling pool, gazebo with grilling station, putting green, and bocce ball court. Lush landscaping along the fenceline ensures complete privacy, creating a serene retreat for everyone to enjoy. At the end of the day, unwind in your oversized master suite and luxurious bath, featuring an enormous walk-in shower with four heads. The extensive upgrades throughout the home are detailed in the attached document. Come experience the epitome of luxurious living!

100 W Northern Avenue Unit 13 Phoenix, AZ 85021

$1,495,500
3 Beds
2.5 Baths
3,063 SqFt
Status Active
MLS # 6759072
Property Type Single Family Residence
Price Type --
Welcome to 100 Northern! Nestled in the prime location of North Central Phoenix, this unique, gated new community features 3 different floor plans and only 17 homesites. Experience the elegant sophistication and uncluttered feel of these thoughtful, light flooded designs, where soaring ceilings, sleek lines, and open spaces all converge to evoke a true sense of serene ambiance throughout the home. This 2 level plan features the owner's suite and all primary living on the ground floor with additional bedrooms and flex loft upstairs. Subzero/Wolf appliances, Trane cont. AC units, and tankless water heaters all set the standard for the list of included high-end features. A community pool, dog park and walking path all provide the outdoor enjoyment without the upkeep.

Munds Park AZ 86017

$1,495,000
3 Beds
6 Baths
4,000 SqFt
Status Active
MLS # 6772459
Property Type Single Family Residence
Price Type --
Currently a restaurant but was formerly a single- family residence. Could be changed back to residential and you would have a sprawling estate.

27722 E Mount Ord Drive Fort Mcdowell, AZ 85264

$1,495,000
3 Beds
2.5 Baths
3,083 SqFt
Status Active
MLS # 6667696
Property Type Single Family Residence
Price Type --
Welcome to this stunning southwestern home in Sunflower, AZ, offering the perfect blend of comfort & luxury. Nestled in a private gated community, this property boasts breathtaking mountain views and enjoys the great climate of Sunflower. This home features 3 bedrooms, 2.5 bathrooms, a bonus room, providing ample space for relaxation. The open-concept living area is perfect for hosting gatherings, while the well-appointed kitchen, complete with modern appliances and a spacious island. Outside the property spans 5.22 acres across 3 parcels, making it ideal for horse enthusiasts. The property includes grass paddocks, corrals & hay storage, Solar Electrical System, Community well, whole home off grid.

10959 E Kora Lane Scottsdale, AZ 85255

$1,495,000
4 Beds
2.5 Baths
2,787 SqFt
Status Active
MLS # 6720593
Property Type Single Family Residence
Price Type --
This single level home is located within private guard gated Cimarron Hills. Its split floor plan includes a separate living and dining room and family room that opens to the center island kitchen w/Alder cabinets. The primary suite includes a nice bath with separate ceramic tiled shower, tub, double sinks and a walk-in closet. The home includes plantation shutters and a computer work or study station outside the guest bedrooms. The covered patio overlooks the low maintenance yard with a heated pool and spa. The 3 car garage includes built-in storage cabinets.

7180 E Kierland Boulevard Unit 509 Scottsdale, AZ 85254

$1,495,000
2 Beds
2 Baths
1,511 SqFt
Status Active
MLS # 6731549
Property Type Apartment
Price Type --
Welcome to Optima Kierland turn-key luxury Living. This Beautiful East Facing Unit offers spectacular views along with all the amenities & location, location! Enjoy an open floor plan with lots of space. The split floorplan offers expansive windows & walk-in closets in each suite. The outdoor patio is a wonderful place to watch the sunrise or relax in the evening. This unit includes a storage unit located on L3. Optima Kierland has amazing amenities. Rooftop Pool & Spa with scenic views of Mountains and City lights. Walking/jogging track on the rooftop. The world-class fitness center, golf simulator, 2 yoga studios, indoor basketball/pickleball & more. Shopping & Dining within walking distance.

15407 N 19th Street Phoenix, AZ 85022

$1,495,000
4 Beds
4 Baths
4,100 SqFt
Status Active
MLS # 6766954
Property Type Single Family Residence
Price Type --
PANORAMIC MOUNTAIN VISTAS surround this refined remodel in a secluded cul-de-sac w/Phoenix Mountain Preserve trail access. Savor the sunrise& sunset from covered front & back patios of the hillside ACRE+ lot dressed in new landscape. Contemporary eat-in kitchen boasts professional appliances and sleek quartz counters. Relax away the day in the main suite w/stunning views, patio exit, soak tub. Two addt'l en-suite bedrooms w/walk-in closets. Built-in bar and yard entry set the stage for fun in the family room. Bonus multi-use den. Vaulted ceilings, wide-plank flooring, neutral paints, tasteful fixtures. Masterful split plan w/central great room enjoys a wall of sliding glass exits to the expansive tiered yard. Large lawn opens to pickleball court and spacious lower level w/room for a pool. -

14503 N Adero Canyon Drive Fountain Hills, AZ 85268

$1,495,000
3 Beds
3.5 Baths
2,583 SqFt
Status Active
MLS # 6767292
Property Type Townhouse
Price Type --
Nestled in the serene enclave of Adero Canyon in Fountain Hills, this brand-new home epitomizes upscale, ''lock and leave'' living. Designed for those who appreciate both luxury and low maintenance, this residence offers sleek, contemporary architecture along with expansive windows and doors, creating a feeling of both privacy and views. The residence is sited on one of the highly preferred, elevated private lots as it backs to the preserve and hills, with no neighbors behind. High-end finishes, open concept living spaces and smart home features complete this modern oasis, making it an ideal retreat for those seeking a balance between sophistication and convenience. With two en-suite bedrooms and study/office in the main residence, plus separate entry casita and upgraded patio yard with spool, no detail has been forgotten in this picture-perfect home!

3513 N Pinto Lane Scottsdale, AZ 85251

$1,495,000
3 Beds
3 Baths
2,511 SqFt
Status Active
MLS # 6769877
Property Type Single Family Residence
Price Type --
If it's lifestyle you are looking for, this is the place for you! This exquisitely remodeled home in Scottsdale is walking distance or a short bike ride from all the best shops and entertainment in Old Town Scottsdale and all that Arcadia has to offer! Attention to detail is the hallmark of this gorgeous 3 bedroom/3 bath home, and at over 2500 feet, it lives like a resort. This chef's kitchen is not only beautiful but functional and features quartz countertops, stainless steel appliances, and a large kitchen island where everyone gathers. The luxurious primary suite is an ideal retreat with a large walk-in closet and bathroom that feels like your own private spa featuring double vanities, free-standing tub and dual shower heads. The bonus family room with a built-in bar makes for great entertaining/tv space and opens to the private oasis in back! The resort-style backyard with built-in barbeque, sparkling heated pool and hot tub make for the perfect gathering space, ideal for entertaining and enjoying Arizona's sunny weather. Find yourself living your best life in this immaculate Scottsdale jewel!

760 N Ithica Street Gilbert, AZ 85233

$1,495,000
5 Beds
3.5 Baths
4,418 SqFt
Status Active
MLS # 6769874
Property Type Single Family Residence
Price Type --
Immerse yourself in the epitome of luxury living at this fully remodeled masterpiece nestled within the prestigious Eldorado Lakes Community in Gilbert, Arizona. Available furnished or unfurnished, this extraordinary residence is tailored to the discerning individual seeking an unparalleled living experience. The chef-inspired kitchen exudes elegance with its pristine white quartz stone countertops, top-of-the-line profile appliances, and a versatile breakfast bar for casual dining. The adjacent formal dining area sets the stage for unforgettable gatherings with friends and family. For a more intimate dining experience, the charming eat-in kitchen provides an additional inviting space. The inviting formal living room boasts soaring ceilings and an abundance of windows that invite natural sunlight to fill the space. The heart of the home lies in the expansive great room, where a cozy fireplace and generous space offer an idyllic setting for both entertaining and relaxation. Retreat to the tranquil master suite, where a two-way fireplace casts a warm and inviting ambiance between the bedroom and master bathroom. Step onto the private deck to revel in the captivating panoramic views of the pool and golf course, creating a true sanctuary within your home. Three additional guest bedrooms accompany the master suite on the same floor, along with an exquisitely remodeled bathroom. The main floor presents a second master suite, perfect for guests or an office, adorned with custom built-in cabinetry. The ground-floor master bedroom can be easily transformed into a tailored professional haven, featuring a fully remodeled ensuite bathroom with custom sliding glass barn-style doors for a touch of modern elegance. Car enthusiasts will appreciate the expansive 4-car garage, which features epoxy floors and ample storage space. The private and secure fourth stall currently houses an executive desk and matching shelving, ideal for an executive retreat or the ultimate man cave. The home is equipped with a monitored security system and is pre-wired for cameras and whole-house entertainment, offering a theater experience in the living room. Step outside to discover a meticulously landscaped backyard oasis, complete with a stunning diving pool and serene water feature. Don't miss this rare opportunity to experience luxurious living in Gilbert, Arizona. Immerse yourself in the unmatched opulence that awaits.

1424 E Arabian Court Gilbert, AZ 85296

$1,495,000
6 Beds
4.5 Baths
4,639 SqFt
Status Active
MLS # 6776166
Property Type Single Family Residence
Price Type --
Exceptional multi gen living in the heart of Gilbert! Single level 5 bed / 3.5 bath home on almost an acre with private pool and rock waterfall, adjacent spa/pool, gas fire pit, side sport court. 3 car garage w epoxy floor. PLUS, detached 2+ car garage / shop & FULL 950 sq. ft. casita (incl. in sq ft). Front door opens to formal living room & separate dining room with plantation shutters. Crown molding throughout. Dream kitchen with stainless steel appliances, double ovens, oversized island with Viking gas cooktop, walk-in pantry, breakfast room and white raised cabinets. Separate bar, complete with wine refrigerator. Master suite w/ French doors + private exit. Master bath has brand new tiled shower, jacuzzi tub and built-in closet cabinets. Newly updated secondary baths w/ double sinks.

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