Get Your Mortgage Paid Down Faster With These 5 Simple Money Saving Strategies

Get Your Mortgage Paid Down Faster With These 5 Simple Money Saving StrategiesThe monthly mortgage payment can be burdensome for many, but it’s possible you’ve thought of trying to pay it down more quickly. Without getting a new job or working overtime, here are some tips you can use on a daily basis to save additional funds and pay off your mortgage at a swifter rate.

Make Your Lunch

The five or ten dollars spent on lunch might not seem like a lot, but over time this amount adds up to a lot of savings. Instead of hitting the cafe, pick one or two nights each week to prepare a lunch for yourself so you can skip the daily expense.

Take A Coffee To Go

Like lunch, coffee is another thing that can end up costing a lot of money. However, instead of going for the two-dollar cup, make a pot before you leave for the day or opt for the office coffee instead. If you prefer yours on the go, you can always make it a once-a-week treat.

Avoid The Impulse

This might seem like a hard one to stick with, but instead of buying something because you want it, sit on it for a day or two and see if it still appeals to you. In all likelihood, the desire to purchase will pass and you’ll manage to keep more money in the bank.

Read The Flyers

Items like groceries may be a necessity, but that doesn’t mean that you have to buy the first thing you see. From fruits and vegetables to packaged goods, there are plenty of food items that go on sale all the time. By the time the month is out, you’ll be surprised how much you can save just by shopping around.

Skip The Cell Phone Plan

For most people, having a cell phone is a necessity these days; however, there are ways that you can get around the high costs that are often associated with smart phones. Instead of going for the expensive plan you have, settle for a little bit less service and talk to your provider about deals they can offer you.

It may seem like paying a higher monthly amount on your mortgage is impossible, but there are little ways to save each day that can help you pay it down faster.  For more tips on home ownership give me a call – J.P. Cook – 602-320-4253.

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9116 S Rainbow Road Buckeye, AZ 85326

$1,244,000
5 Beds
4.5 Baths
4,344 SqFt
Status Active
MLS # 6748081
Property Type Single Family Residence
Price Type --
Welcome to your dream home! This stunning residence, boasting over 4,300 square feet of luxurious living space, is nestled on 1.99 acres in the charming and rapidly growing area of Buckeye. Surrounded by serene farmlands, this beautifully remodeled home offers both luxury and comfort. . Experience the best of both worlds with tranquil country living just minutes from all the conveniences you need With five spacious bedrooms and four and a half bathrooms, there's plenty of room for everyone. The large, contemporary kitchen features brand-new appliances, dual islands with separate sinks, and an expansive walk-in pantry, making it a perfect spot for cooking and gathering. You'll find three master suites, including a luxurious primary suite with a garden tub, walk-in shower, expansive bedroom, and dual walk-in closets. The home also includes an oversized three-car garage and a movie theater abovean ideal retreat for movie nights or entertaining friends and family. The theater features a 165-inch screen, 4K projector with 3D capabilities, Dolby Atmos surround sound, riser seating, and plush carpet. Savor your own private movie experience without the overpriced popcorn! Enjoy the cool breeze from the 72-inch ceiling fans throughout the house, and take in the breathtaking mountain views from the huge by large windows in the formal dining and living rooms. Additionally, dual 5 ton A/C units and a separate mini-split system for the theater ensure year-round comfort. For horse lovers, this property is a true gem. It features a 120x100-foot fenced turnout area, ten covered stalls (each 20x20 feet), and a spacious breezeway. The nearby Buckeye Equestrian Center and Bales Hay Sales make it convenient to care for your thoroughbred companions. The irrigated grounds with private well promise lush, green grass, with no exorbitant costs and the large back patio is perfect for enjoying sunny days with loved ones. One of the standout features of this property is the absence of an HOA, allowing you the freedom to fully enjoy and personalize your space without additional restrictions or fees. This unique combination offers the perfect setting for you to create your ideal lifestyle on your own terms. Priced to sell, this home offers incredible value, with a per-foot cost comparable to smaller properties in the area. Here's your chance to own one of the largest and most beautiful homes aroundand get an extra acre for free! This has been our cherished family home, and while we're ready to downsize, we hope you'll create as many wonderful memories here as we have.

4072 E Zion Way Chandler, AZ 85249

$1,240,000
5 Beds
4.5 Baths
3,628 SqFt
Status Active
MLS # 6764001
Property Type Single Family Residence
Price Type --
Won BEST HOME ON TOUR! November 2024! Stunning 5-Bedroom Home with In-Law Suite in Premier Chandler Neighborhood! A beautifully designed residence that offers space, luxury, and versatility, perfect for today's modern lifestyle. The heart of the home, the open-concept kitchen and living room offers a spacious, airy feel. The living room flows seamlessly, creating a welcoming space for family and friends. The 2nd primary bedroom is ideal for multi-generational living or extended guests, this suite includes its own private living room separate from the bedroom, offering comfort and privacy. Enjoy the Arizona sunshine with two patio areas, ideal for relaxing or hosting outdoor gatherings.This exceptional home offers a unique blend of space and style, making it a versatile living space

20534 E Marsh Road Queen Creek, AZ 85142

$1,239,995 - 4Br/4Ba -  for Sale in Bridle Ranch, Queen Creek
Open House
$1,239,995
4 Beds
3.5 Baths
2,946 SqFt
Status Active
MLS # 6772938
Property Type Single Family Residence
Price Type --
Anticipated completion in January 2025! Located in an exclusive gated community near Queen Creek Marketplace and award-winning schools, this single-level home sits on a large homesite with a private, North-facing backyard, just steps from the community park. The open floor plan offers spacious living areas, including a versatile flex room, and an impressive 90-degree sliding glass door and 78'' electric fireplace in the great room. The well-equipped kitchen features stunning cabinetry, elegant door hardware, quartz countertops, and a huge center island—perfect for entertaining. A must-see!

10555 E Thornton Avenue Mesa, AZ 85212

$1,239,000
4 Beds
3.5 Baths
3,617 SqFt
Status Active
MLS # 6758456
Property Type Single Family Residence
Price Type --
Stunning move-in ready single story with 4 BRs+2 flex rooms, 3.5 bathrooms on a premium corner lot with ample parking and a 30 second walk to the Club facilities. Fabulous open layout with a stunning kitchen featuring designer backsplash to the ceiling, double stacked soft-close cabinets with pull-out shelving, large island, quartz counters, gourmet GE Monogram appliances, beverage fridge & large walk-in/butler pantry. Inviting entryway with oak beams and timeless wainscoting. The added built in cabinets, custom closet, and tandem garage provide ample storage space. This N/S facing home has tons of natural light throughout! Backyard app-controlled heated pool and spa, 48'' fire pit, water features, marble pavers, turf yard, and citrus trees. Ready to be your home for the holidays!

42023 N Bridlewood Way Phoenix, AZ 85086

$1,238,000
5 Beds
4.5 Baths
4,319 SqFt
Status Active
MLS # 6765496
Property Type Single Family Residence
Price Type --
This is one excellent deal!. Within 2 blocks of Persimmon Club House. New AC's, interior/exterior paint. 5 bedrooms+office+4 large garages! Custom cabinetry & fireplace. Entertainer's kitchen w/newer high-end appliances, quartz counters, attractive backsplash, ample cabinets & counter space. Large kitchen island. Walk in pantry. Dining room fits 10-12 at table. Huge primary w/HIS & HER vanities, jet Jacuzzi tub, walk-in shower, HIS & HER custom closets. Bedroom #2 w/full en-suite for guests or as additional in-home office. Separate wing for kids or grandparents includes bedroom #3, w/full en-suite; BR #4. BR #5 w/another full bathroom. Entertainer's back yard w/BBQ, fire pit, & covered patio. At this price, add pool of your dreams & still be under market value.

5250 E Deer Valley Drive Unit 348 Phoenix, AZ 85054

$1,237,899 - 2Br/3Ba -  for Sale in Toscana At Desert Ridge Luxe, Phoenix
New
$1,237,899
2 Beds
2.5 Baths
1,781 SqFt
Status Active
MLS # 6783918
Property Type Apartment
Price Type --
''The Luxe at Desert Ridge'' NEW BUILD MODEL'' elegant modern luxury living. The Luxe offers resort style living at its finest. Spacious condo w/ beautiful interior upgrades, beautiful lighting, quartz countertops, tile floors main throughout, beautiful surround tile showers & bathroom floor, Upper & lower kitchen cabinets w/ lighting, laundry room with W/D and sink, oversized patio w/ built-in gas BBQ, underground gated parking w/ two stalls & large storage room, elevators from parking to all levels. Onsite amenities, beautiful Clubhouse with chef's kitchen, theatre room, private conference center, dining room for private dinner parties, lap pool/resort style pools, large fitness w/ top of line equipment, infra-red sauna, locker rooms & yoga studio.

14655 N 15th Avenue Phoenix, AZ 85023

$1,235,000
3 Beds
3.5 Baths
3,718 SqFt
Status Active Under Contract
MLS # 6738503
Property Type Single Family Residence
Price Type --
Assumable VA loan at 2.34% available (not just for vets)!! Welcome to your dreamy 3 bed, 3.5 bath hillside home nestled in the center of the prestigious 24/7 guard-gated community of Coral Gables Estates, with easy access to anywhere in the Valley! A custom 10-foot door welcomes you into a grand foyer and a stylish living and dining room. At the heart of the home is the expansive kitchen offering a Subzero refrigerator, warming drawer, custom built wine closet, & 8-foot island; perfect for entertaining! Open to the kitchen is the impressive family room with soaring ceilings & cozy fireplace. Relax in the spacious primary bedroom with sitting area & fireplace and a spa-style bathroom, including a heated tub with jets and a warming drawer for towels-so nice in the Winter! Split from the primary are 2 spacious bedrooms, each with ensuite bathrooms and walk in closets. Relax, entertain & enjoy Arizona outdoor living in the resort-style backyard that backs to the mountain with ever-changing natural landscape. Dine on the covered patio, play on the grass lawn (turf), kick back around the built in firepit with surround seating, or take a dip in the saltwater diving pool. You won't want to leave! The home also offers ample parking and loads of storage in the air-conditioned 3-car garage. Average monthly electric bill is only $119 due to Pearl Certification & energy efficient rated home (see the attached certification and appraisal report)!

2538 N 91st Place Mesa, AZ 85207

$1,235,000 - 4Br/3Ba -  for Sale in County Island, Mesa
Open House
$1,235,000
4 Beds
3 Baths
2,983 SqFt
Status Active
MLS # 6745151
Property Type Single Family Residence
Price Type --
BUYER FAILED TO PERFORM! Welcome to this exquisite custom home built on a county island so it is secured and quiet but close to all modern conveniences. This 4 bedroom, 3 bath home with a 3 car garage will be sure to impress and is move-in ready. Excellent curb appeal and well manicured lawn welcome you home. Enter the iron and glass front door to a massive great room with vaulted ceilings with wood beams that also overlooks the thoughtfully designed back yard and mountain views. Luxury vinyl plank flooring throughout the entire home makes it great for keeping it clean and sanitary. Enjoy a large generational suite or home office with living area, kitchenette and bedroom attached to a full bath. It feels like its own studio apartment. The split floor plan offers privacy for the master retreat. The master is very generous in size and offers a luxurious spa-like bathroom with a large freestanding soaker tub with amazing mountain views right out your bathroom. Adding dual vanities, upgraded tile shower and 2 walk-in closets with custom built-ins are exactly what you would expect in a home of this caliber. Outside is a fully landscaped, eco-friendly backyard, with drips for plants and synthetic grass. Entertain for all of your upcoming bbq's and events with the large patio, built-in pergola, upgraded swimming spa, extensive paver patio and walking paths, fenced yard with RV gates to pull through, RV hook-ups and so much more. The over-sized 3 car garage and large drive with RV gates are also a nice addition. This beautiful custom home is move-in ready so do not miss your opportunity to call this home!

1417 E Cherrywood Place Chandler, AZ 85249

$1,230,745
4 Beds
3 Baths
2,828 SqFt
Status Active
MLS # 6782176
Property Type Single Family Residence
Price Type --
Furnished single-story model home in the gated community of Treeland. The home offers a Southwest exterior featuring 4 bedrooms, 3 bathrooms, a den, game room and attached 3-car garage. The kitchen features stainless steel built-in GE Monogram appliances including a 36'' gas cooktop and quartz countertops with a waterfall edge at the island. Other highlights include a 12' multi-slider at the great room, Sonoma painted black cabinets with stacked uppers, coffered ceiling in the foyer and primary suite, frameless walk-in shower at the primary bath, 6'' X 36'' wood look floor tile, extended dining room and covered patio, washer, dryer and 42'' GE Monogram refrigerator. Purchase now with delayed close of escrow targeted for the end of April, 2025, or earlier at Seller's discretion w/notice.

16229 E Blue Sky Drive Scottsdale, AZ 85262

$1,230,000
4 Beds
3.5 Baths
3,042 SqFt
Status Active
MLS # 6759183
Property Type Single Family Residence
Price Type --
Amazing custom home with horse privileges nestled in the breath taking mountain setting of North Scottsdale. This wide open floor plan is complete with huge fireplace, custom cabinetry in the great room and custom roller shades on every window. The kitchen is every chefs dream with built in stainless steel appliances, huge walk in pantry w/ prep area, giant waterfall- style kitchen island w/ quartz counters, real wood cabinetry and custom stone backsplash. You will find luxury hardwood and tile throughout the home. Enter the master retreat to find the amazing super shower, pedestal soaking tub, his & hers sinks and huge walk in closet. Oversized garage with custom built in cabinets. This acre lot has plenty of room for your pool, horse facility, shop and so much more.

2215 E Grapevine Drive Payson, AZ 85541

$1,230,000
4 Beds
3 Baths
4,165 SqFt
Status Active
MLS # 6702481
Property Type Single Family Residence
Price Type --
Luxury, gated golf community with rolling fairways, tall Ponderosa pines, mountain views and an abundance of recreational and social activities (championship golf course, sports courts, swimming pools, dog park, gym, playground, social activities and clubs and a clubhouse). This beautiful home also offers a golf simulator and professional gym in the finished basement. It has tons of natural light, a gourmet kitchen with huge island, open living area with fireplace and adjacent to a coffee bar and dining space, large primary suite with automatic blinds, a lavish ensuite bath with jetted tub, walk-in shower, and large closet with deck access. The additional bedrooms provide comfort and privacy for family and guests. The large finished basement also offers another living and entertaining space with fireplace, bathroom and access to the second huge patio. The home has a new HVAC system, tankless on demand water heater, mini split, Hunter Douglas blinds, shutters and prepaid solar system for minimal electric bills. Relax outside among the towering pines and peace and quiet on the sprawling upper deck meant for unwinding and entertaining with the TV, grill, lounge furniture and amazing view of the Mogollon Rim. With its unparalleled combination of luxury, tranquility, and recreational opportunities, this is more than a home, it's a lifestyle. Don't miss your chance to experience the pinnacle of golf community living in the mountains! Home is being sold furnished (gym equipment and golf simulator included) to add even more ease to your relaxation. Show up and start enjoying your new home the day you close escrow.

7408 N 173rd Avenue Waddell, AZ 85355

$1,229,499
4 Beds
3.5 Baths
2,893 SqFt
Status Active
MLS # 6741446
Property Type Single Family Residence
Price Type --
This beautiful, newer home is nestled on nearly 2 acres, offering stunning mountain views. An energy-efficient masterpiece, it features fresh paint and fully paid solar panels! And expansive four car garage seamless connection to the main house featuring a sleek floor coating, abundance of excessive cabinets, complementary by the dedicated work area that invites creativity and organization. Each bedroom includes its own walk-in closet. Enjoy the charm of plantation shutters, energy-efficient doors, and wood-look tile flooring throughout. The spacious great room is ideal for relaxing evenings or lively gatherings. The gorgeous kitchen is a chef's dream, with ample white cabinetry accented by crown molding, recessed and pendant lighting, high-end graphite appliances, a water softener, a walk-in pantry, a mosaic tile backsplash, a prep island with breakfast bar and under-cabinet storage, plus sleek quartz countertops. to the grand owner's suite, featuring plush carpet, direct outdoor access, a private bath with his-and-her vanities, a designer tile shower, and two walk-in closets. Don't miss the large in-law suite, complete with its own entrance. Step outside to the expansive backyard, where you'll find a covered patio, built-in BBQ, brick pizza oven, and a 2,000 sq ft shop with dual 12' roll-up doors. Enjoy fruit trees and a sparkling pool with a swim-up bar. Additionally, the property includes a chicken coop, three shaded stalls, an arena, and plenty of space for horses or livestock. A waterline was conveniently run to the chicken coop, horse stalls, and the back of the property. The front planter area features its own timed drip system. This irrigated lot allows for easy watering of the entire property. Don't miss your chance to make this exceptional home your forever haven! Seller is willing to help with concessions!

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