Get Your Mortgage Paid Down Faster With These 5 Simple Money Saving Strategies

The monthly mortgage payment can be burdensome for many, but it’s possible you’ve thought of trying to pay it down more quickly. Without getting a new job or working overtime, here are some tips you can use on a daily basis to save additional funds and pay off your mortgage at a swifter rate.

Make Your Lunch

The five or ten dollars spent on lunch might not seem like a lot, but over time this amount adds up to a lot of savings. Instead of hitting the cafe, pick one or two nights each week to prepare a lunch for yourself so you can skip the daily expense.

Take A Coffee To Go

Like lunch, coffee is another thing that can end up costing a lot of money. However, instead of going for the two-dollar cup, make a pot before you leave for the day or opt for the office coffee instead. If you prefer yours on the go, you can always make it a once-a-week treat.

Avoid The Impulse

This might seem like a hard one to stick with, but instead of buying something because you want it, sit on it for a day or two and see if it still appeals to you. In all likelihood, the desire to purchase will pass and you’ll manage to keep more money in the bank.

Read The Flyers

Items like groceries may be a necessity, but that doesn’t mean that you have to buy the first thing you see. From fruits and vegetables to packaged goods, there are plenty of food items that go on sale all the time. By the time the month is out, you’ll be surprised how much you can save just by shopping around.

Skip The Cell Phone Plan

For most people, having a cell phone is a necessity these days; however, there are ways that you can get around the high costs that are often associated with smart phones. Instead of going for the expensive plan you have, settle for a little bit less service and talk to your provider about deals they can offer you.

It may seem like paying a higher monthly amount on your mortgage is impossible, but there are little ways to save each day that can help you pay it down faster.  For more tips on home ownership give me a call – J.P. Cook – 602-320-4253.

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Sort by: Select Price, Low to High Price, High to Low Newer Listings First Older Listings First Open House Date

9847 E Preserve Way Scottsdale, AZ 85262

$1,199,800

4 Beds

3.5 Baths

2,828 SqFt

Status Active

MLS # 6781821

Property Type Single Family Residence

Price Type --

Introducing you a fantastic property with pool & spa combo in the Gated Preserve Summit! Desert landscaping, sweet curb appeal, and 2-car garage. Split floor plan thoughtfully laid out with formal dining room, 3 bedrooms in the main house plus guest, 3.5 bathrooms, and an ample living room. Media niche, fireplace, pre-wired surround sound speakers complete the living area! Plantation shutters and fire sprinklers throughout the home. The eat-in kitchen showcases walk-in pantry, granite counters, center island w/breakfast bar, built-in appliances, pot filler, plenty of cabinets, tile backsplash, and backyard access. Spacious main bedroom provides French doors to the backyard and an ensuite with a jetted tub, two vanities, large shower, and walk-in closet. There's a Jack and Jill bathroom for convenience. One of the bedrooms features its own entrance/exit, which makes it perfect for an office! Serene backyard offers two fireplaces, a built-in BBQ, a covered patio, and a heated pool and spa combination for taking a dip all year round. You don't want to miss this home!

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22568 E Alyssa Drive Queen Creek, AZ 85142

$1,199,581

5 Beds

4 Baths

3,659 SqFt

Status Active

MLS # 6741168

Property Type Single Family Residence

Price Type --

Luxurious former model home featuring a desert modern architectural style, single-level living, a generational suite with a kitchenette, a game room, separate office, and more! The home has a February 2025 COE and includes the furnishings. Designer features throughout. The kitchen boasts a 12' multi-slider, GE café SS appliances with a built-in wall oven, microwave, stainless Steele refrigerator, and 30'' gas cooktop with a vent hood, an extended island with new elegance quartzite countertops, glass tile backsplash to the ceiling, and Lausanne maple truffle stacked cabinets with matte black pulls. 12' ceilings at the great room, dining room, and kitchen. A 10' center pull slider at the great room and a built-in entertainment cabinet. Upgraded light fixtures and custom window treatments.

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29091 N 139th Street Scottsdale, AZ 85262

$1,199,000

4 Beds

4 Baths

4,034 SqFt

Status Active

MLS # 6748671

Property Type Single Family Residence

Price Type --

Discover the 4034 floor plan & all it has to offer. The kitchen boasts luxurious finishes, such as, stainless steel WOLF appliances, upgraded 42'' upper cabinets w/ crown molding, ample countertop space & a large center island. The adjacent informal dining area provides a comfortable & convenient space. The great room is filled with natural light & a sliding glass door lets in even more. The homes boasts plenty of room for everyone w/ a GUEST LIVING area w/ separate entry & a BONUS/GAME ROOM. The spa-like primary bathroom includes a BEACH ENTRY shower, dual-sink vanity, a soaking tub, & a spacious walk-in closet. Enjoy outdoor living, dining, and entertaining on the covered patio, and take advantage of the 4-car garage on 1.25 ACRES w/ NO HOA. Home to be completed in December.

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Show Low AZ 85901

$1,199,000

4 Beds

4 Baths

3,372 SqFt

Status Active

MLS # 6739787

Property Type Single Family Residence

Price Type --

''Lux Cabin'' with stunning fairway views & water feature on #15 Tower Course. Torreon is a Troon Development with amenities that are second to none! Conveying beautifully furnished, new high-end hot tub on expansive back deck, 20ft handcrafted juniper wood bar, 2 Master Suites, wall of windows & more!

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51445 N 299th Avenue Wickenburg, AZ 85390

$1,199,000

4 Beds

3 Baths

1,612 SqFt

Status Active

MLS # 6747332

Property Type Single Family Residence

Price Type --

Step into your own slice of Wickenburg horse country, where the timeless allure of the Old West blends seamlessly with modern comfort across two sprawling parcels totaling 10.89 acres. This unique property is a rare find, featuring not just one, but three beautifully designed homes, each offering a cozy retreat that's perfect for living the western dream. The main house, a warm and inviting haven, boasts 2 spacious bedrooms and 1 well-appointed bath. The open living spaces provide the perfect setting to relax and recharge after a day spent under the wide western sky. Just a short distance away, you'll find two additional homes, each with 1 bedroom and 1 bath—ideal for hosting guests or accommodating extended family. Each home offers a fully fenced yard, offering privacy and safety for all your two- and four-legged companions. Horse enthusiasts will appreciate the 12 stalls complete with shade and turnouts, a round pen, plenty of space for your rigs and room to add more, making this property a true equine paradise. And for those who love the RV lifestyle, there are 4 RV hookups, perfect for welcoming friends and family with their own home on wheels. Whether it's a weekend gathering or a longer stay, everyone will feel right at home on your ranch. But this ranch is more than just a place to live,it's a gathering spot where memories are made. Whether you're hosting a weekend barbecue, a sunset bonfire, or simply savoring the peace and quiet, this property offers the perfect backdrop for every moment. Embrace the freedom of the open range while enjoying the comforts of modern living. This isn't just a ranch; it's a lifestyle. Come see for yourself why this property is the perfect place to start your next chapter.

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20945 W Hillcrest Boulevard Buckeye, AZ 85396

New

$1,199,000

3 Beds

2.5 Baths

2,563 SqFt

Status Active

MLS # 6783439

Property Type Single Family Residence

Price Type --

Welcome to this exquisite 3-bedroom, 2.5-bath home in a vibrant 55+ community in Verrado! Located on an expansive 10,400 sq. ft. lot with views of the golf course, this 2,563 sq. ft. residence offers stunning mountain views and luxurious amenities throughout. As you enter, you're greeted by a wall of patio doors that showcase a breathtaking saltwater pool, elevated travertine deck, and mesmerizing views. Enjoy seamless indoor-outdoor living with fully retractable patio screens, providing a shaded oasis perfect for relaxing or entertaining. The outdoor space is complete with a gas fire pit, natural gas hookups for grilling and heating, and a serene atmosphere set against the open landscape. Inside, the gourmet kitchen boasts a massive granite island, stainless steel appliances task lighting, and stylish cabinetry adorned with crown molding. A front courtyard, accessible via double French doors from the kitchen, offers an inviting spot for morning coffee. Plantation shutters adorn most windows, and the spacious living area features 11' ceilings with elegant crown molding. Designed for comfort and efficiency, the home has a 3-zone HVAC system and is crafted with David Weekley's signature quality, including 2x6 construction and upgraded insulation. The master suite is a tranquil retreat, offering dual walk-in closets, a spa-like shower, a soaking tub, and serene views of the backyard and beyond. Located close to all of Verrado's amenities, this home embodies elegance, functionality, and Arizona's signature outdoor lifestyle. Don't miss your chance to experience luxury living in this premier community!

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8420 N 15th Street Phoenix, AZ 85020

$1,199,000

4 Beds

3.5 Baths

3,272 SqFt

Status Active

MLS # 6758735

Property Type Single Family Residence

Price Type --

Nestled at the base of the south side of the Phoenix Mountain preserve lies this timeless contemporary retreat. Imagine being in Laurel Canyon or Hollywood Hills. Have a glass of wine or a cup of coffee on the balcony & enjoy magnificent 360 degree city &mountain views. Relax on the tranquil desert landscaped patio with an outdoor kitchen. Gather and entertain in the light & airy living room, dining room, remodeled gourmet kitchen with pantry & island, that open to the great room and office. The 1st level includes an attached guest suite with mini kitchenette, oversized primary bedroom with sitting area & bath, large laundry room & 2 additional bedrooms with a Jack/Jill bath. The 2-Car Garage is the perfect man cave. Steps away from some of the best hiking trails in Arizona.

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18425 W Santa Irene Drive Goodyear, AZ 85338

$1,199,000

4 Beds

4.5 Baths

3,802 SqFt

Status Active

MLS # 6749352

Property Type Single Family Residence

Price Type --

BEAUTIFUL LUXURIOUS TUSCAN CUSTOM HOME, LOCATED IN THE BEAUTIFUL ESTRELLA MOUNTAIN RANCH.THIS HOME HAS CANTERA STONE PILLARS, TRAVERTINE TILE THROUGH OUT, WOOD FLOORS IN ALL THE RIGHT PLACES.SURROUND SOUND IN MASTER AND GREAT ROOM, SPEAKER SYSTEM THROUGHOUT THE HOME,3 FIREPLACES,CUSTOM KNOTY ALDER CABINETS,GRANITE COUNTERS, ELEVATOR GOING FROM THE GARAGE TO THE KITCHEN,THE KIDS QUARTERS INCLUDE 2 LARGE BEDROOMS WITH JACK AND JILL BATHS,EPOXY IN THE GARAGE, BASEMENT WITH WETBAR AND FULL BATH, JACUZZI TUB AND BIDET IN MASTER , HOT TUB OUTSIDE.,OUTDOOR BUILD IN SMOKER,GREAT PRIVATE BACK YARD OVER LOOKING A MOUNTAIN AND GREAT VIEWS 360 DEGREE,PRIVATE MINI GOLF,CUSTOM GAZEBO WITH BAR AND TV, WATER FOUNTAINS FOR YOUR RELAXATION. OUT DOOR KITCHEN WITH WINE FRIDGE AND GAS STOVE.GARAGE CABINETS THROUGH OUT THE GARAGE. THIS HOME IS WITHIN WALKING DISTANCE TO THE PARK AND LAKE.

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3669 E Morrison Ranch Parkway Gilbert, AZ 85296

$1,199,000

5 Beds

3.5 Baths

4,361 SqFt

Status Active

MLS # 6771689

Property Type Single Family Residence

Price Type --

* Beautiful 5 Bedroom 3.5 bath plus Den and Loft home in Highly Desirable community of Morrison Ranch * Wonderful Gourmet Kitchen with Thermador appliances including Refrigerator/Freezer combo, Dual ovens, Gas oven and cooktop, warming drawer, double center Islands, dual pantry's and new quartz countertops in 8/2024 * Main level also includes a formal living room, formal dining room with coffered ceiling, office/ exercise room & half bath. 2nd level features very spacious master suite with large bath and walk in closet, 4 additional bedrooms, one with private bath, game/ media room * Enjoy a resort style backyard w/ large pebble-tec pool, real rock waterfall, water slide and grotto, Travertine brick deck around the pool, extended covered patio, misting/fog system and built in gas grill. Exterior freshly painted in 7/2024 * new 75 Gallon Gas hot water heater in 5/2024 * New pool pump in 3/2024 * Surround sound throughout most of the home, including patio and pool area * And so much more...

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36444 N Stardust Lane Carefree, AZ 85377

$1,199,000

5 Beds

3 Baths

3,403 SqFt

Status Active

MLS # 6781738

Property Type Single Family Residence

Price Type --

Fantastic opportunity to own a 5 bed, 3 bath home on just under 1 acre. The spacious floorplan offers flexibility to suit your needs. Features 2 main Living Rooms with vaulted ceilings and exposed wood beams, complemented by a two-way fireplace and a wet bar. Room off the kitchen can be used as a formal dining room, office, den or sitting area. The split floor plan boasts a private Mother-in-Law Suite that is perfect for hosting guests. Bedrooms are well-sized with ample closet space. Retreat to your spa-like bathrooms for relaxation. Outside you'll find a backyard complete with a sparkling pool and seating areas to enjoy the desert sunsets, mountain views, city lights and stars! Arizona room provides additional square footage - closer to 4,000 sq ft with this room included. The 2 car garage has built-in storage cabinets as well as a HUGE tucked away closet-you will love all the extra storage space throughout the home! Also features 2 large driveways with plenty of parking for guests. Featuring breathtaking views in all directions, this home offers a perfect blend of comfort, style, and opportunity for indoor/outdoor entertainment. Experience the best of Arizona living in this desert oasis!

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14808 E Miramonte Way Fountain Hills, AZ 85268

$1,199,000

3 Beds

3.5 Baths

2,450 SqFt

Status Active

MLS # 6773657

Property Type Single Family Residence

Price Type --

Spectacular 4-Bedroom (including Casita) Eagle Mountain Residence with Mountain Views! Located behind the Guarded Gate of this Highly Acclaimed Golf Community, this Spacious and Newly Updated Residence is everything you can ask for and more! Enjoy Sunset and Mountain Views in your Private Resort-Style Backyard w/ Pool & Hot Tub, Outdoor Seating Area, Outdoor BBQ! Enter the home through the Double-Iron Gates leading to the Cozy Courtyard with Detached Private Casita. This home boasts ALL of the Amenities you could ask for and More! 20 Foot Ceilings, Formal Dining, Spacious Living Room and a Stunning Wall of Glass that brings in a lot of Natural Light and Views of the Private Backyard.

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7297 N Scottsdale Road Unit 1004 Paradise Valley, AZ 85253

$1,199,000

4 Beds

3.5 Baths

3,047 SqFt

Status Active

MLS # 6779290

Property Type Townhouse

Price Type --

Unique residential unit with Camelback Mtn views & legal ability to operate commercial business. Ideal office location. Live-work unit available with elevator! Who wouldn't want an office directly off Scottsdale Road? Convenient to shopping, restaurants and entertainment, yet far enough removed from the busyness of Old Town. Gorgeous Mountain Views from each balcony create the perfect backdrop to enjoy Arizona's spectacular sunsets. This unit boasts Top of the Line Viking Appliances, Granite Countertops with Travertine as well as Wood Flooring. Don't miss out on this perfect opportunity to live and work in the heart of Scottsdale. Tesla charger in 2 car garage.

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