Get Your Mortgage Paid Down Faster With These 5 Simple Money Saving Strategies

The monthly mortgage payment can be burdensome for many, but it’s possible you’ve thought of trying to pay it down more quickly. Without getting a new job or working overtime, here are some tips you can use on a daily basis to save additional funds and pay off your mortgage at a swifter rate.

Make Your Lunch

The five or ten dollars spent on lunch might not seem like a lot, but over time this amount adds up to a lot of savings. Instead of hitting the cafe, pick one or two nights each week to prepare a lunch for yourself so you can skip the daily expense.

Take A Coffee To Go

Like lunch, coffee is another thing that can end up costing a lot of money. However, instead of going for the two-dollar cup, make a pot before you leave for the day or opt for the office coffee instead. If you prefer yours on the go, you can always make it a once-a-week treat.

Avoid The Impulse

This might seem like a hard one to stick with, but instead of buying something because you want it, sit on it for a day or two and see if it still appeals to you. In all likelihood, the desire to purchase will pass and you’ll manage to keep more money in the bank.

Read The Flyers

Items like groceries may be a necessity, but that doesn’t mean that you have to buy the first thing you see. From fruits and vegetables to packaged goods, there are plenty of food items that go on sale all the time. By the time the month is out, you’ll be surprised how much you can save just by shopping around.

Skip The Cell Phone Plan

For most people, having a cell phone is a necessity these days; however, there are ways that you can get around the high costs that are often associated with smart phones. Instead of going for the expensive plan you have, settle for a little bit less service and talk to your provider about deals they can offer you.

It may seem like paying a higher monthly amount on your mortgage is impossible, but there are little ways to save each day that can help you pay it down faster.  For more tips on home ownership give me a call – J.P. Cook – 602-320-4253.

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3339 W Ansel Road Laveen, AZ 85339

Open House

New

$1,100,000

4 Beds

4 Baths

3,200 SqFt

Status Active

MLS # 6777771

Property Type Single Family Residence

Price Type --

Nestled against a rugged mountainside with panoramic city views, this sophisticated, modern residence offers luxury living on over 1.25 acres of serene desert landscape. A brick driveway and walkway lead to the front entrance, framed by immaculate lighting that enhances the home's clean lines and contemporary architecture. The home features a spacious covered back patio, perfect for entertaining while enjoying breathtaking vistas. Inside, the attention to detail continues. Upgraded lighting and plank flooring flow throughout, creating a seamless, elegant atmosphere. The chef's kitchen is a culinary masterpiece with stainless steel appliances, double ovens, high-set stone countertops, a large pantry, and an exquisite waterfall island. A bonus room with an arched doorway can serve as a den, office, or formal dining room, offering flexibility to suit your lifestyle. The master suite is a private retreat, with direct access to the backyard, dual sinks, a soaking tub, a separate shower, and an enclosed toilet space. A secondary bedroom with an en-suite bath provides comfort and privacy for guests. The spacious laundry room is equipped with a sink and ample storage cabinets for added convenience. This exceptional property blends elegance, comfort, and style, with high-end touches like upgraded toilets and a large acre-plus lot, providing plenty of space for future enhancements. This home is more than just a residence; it's a tranquil escape where luxury meets nature.

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980 Castillo Drive Litchfield Park, AZ 85340

Open House

$1,100,000

4 Beds

2.5 Baths

2,456 SqFt

Status Active

MLS # 6772754

Property Type Single Family Residence

Price Type --

**HOME COMPLETELY REMODELED THROUGHOUT WITH OWNED SOLAR & SOLAR HEATED POOL FOR YOUR WINTER ENJOYMENT!! COME SEE THIS BEAUTIFUL HOME IT'S UNIQUE CHARACTER WILL IMPRESS! UPGRADES INCLUDE NEW FLOORING, ALL BATHROOMS REDONE WITH BLUETOOTH SPEAKER LIGHTING, KITCHEN + COUNTERTOPS, NEW PAINT IN THE INTERIOR & EXTERIOR, NEW ABS SEWER PIPING FROM MAIN SEWER TO HOUSE, NEW ROOF SHINGLES AND SO MUCH MORE! PRIME LOCATION - PROPERTY IS WITHIN WALKING DISTANCE OF GOLF COURSE + NEAR SPRING TRAINING BASEBALL FIELDS, RESTAURANTS, SHOPPING AND MUCH MORE. **THIS WARM, WELCOMING, BEAUTIFUL HOME WILL NOT LAST! IT'S A MUST SEE!!

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24024 N 74th Street Scottsdale, AZ 85255

Open House

New

$1,100,000

4 Beds

2.5 Baths

2,697 SqFt

Status Active

MLS # 6782000

Property Type Single Family Residence

Price Type --

First Time EVER on the market! Original owner has updated, upgraded, and meticulously maintained this turn-key stunning home! 3 bedrooms + office/den and 2.5 baths! Kitchen and bathrooms updated. Model perfect inside on a fabulous private corner lot with botanical gardens! Heated pool/spa with adjacent covered patio for year-round enjoyment! This is the best priced home in 85255! This convenient location is near it all! Kierland, Scottsdale Quarter, local bistros, golf, pickleball, hiking, and all the reasons Scottsdale is ranked first in the US for job market in 2024 by WalletHub. The city has a 12% job growth rate, and the median annual income is fifth-highest in the country while income and property taxes remain low! Better hurry on this one! Hard to find single level no steps w/3CG!

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12906 W Oyer Lane Peoria, AZ 85383

Open House

$1,100,000

4 Beds

2.5 Baths

3,210 SqFt

Status Active

MLS # 6722690

Property Type Single Family Residence

Price Type --

Welcome to private country club living at the award winning guarded gated Blackstone Country Club. This remodeled 4 bed 2.5 bath 3 car garage has it all. Enjoy owned solar! You will immediately notice great curb appeal with beautiful landscaping with iron gates that take you into an open courtyard upon entering the home. This open floor plan entails arched doorways, high coffered ceilings, a large double sliding door overlooking the backyard pool. New flooring throughout, new countertops, remodeled cabinetry. A spacious owners quarters has a new shower and free standing Japanese soaker tub. New double ovens, wine refrigerators and new lighting throughout the home. Enjoy the backyard oasis with outdoor kitchen and play pool with a beautiful water feature

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7252 N Via De La Montana -- Scottsdale, AZ 85258

Open House

$1,100,000

3 Beds

2.5 Baths

3,440 SqFt

Status Active

MLS # 6748143

Property Type Townhouse

Price Type --

MASSIVE $$ REDUCTION UPDATED sophisticated & timeless contemporary elegance w/ a functional Modern feel. Soaring ceilings, 2 sumptuous masters 1 up 1 down & 3rd bedroom , FRESHLY PAINTED, NEW ROOF, NEW HVAC 2021 , NEW TILE FLRS T/O 2021, NEW CARPET IN bdrms May 2024,, NEW HOT WATER HEATER April 2024, SUBFLOOR REPLACED TOO! floating stairs. 3 ENTERTAINING PATIOS, UPDATED PLUMBING & DOOR HARDWARE, Loft for entertaining office/FLEX ROOM Expansive rooms & beautifully appointed. Kitchen & SPA baths updated, kitchen w/WINE REFRIGERATOR FABULOUS closets ! BACK PATIO ROOF EXTENDED WITH NEW 30' METAL BEAM, NEW FICUS BUSHES AROUND ENTIRE PERIMETER on back patio for privacy. MULTI SLIDE DOOR IN GREAT ROOM BRINGS OUTDOORS INSIDE GREAT ENTERTAINING SPACES ROLLADEN SHADES too!! Lock/Leave, Sewer scoped Back patio has 45 ficus bushes for privacy and is 24 x 35 Front patio is 15 x 20 and a morning patio off kitchen is 12 x1 2 which makes this feel like a single family residence. Pool across the street with zero maintenance from YOU!! Freshly painted throughout. Pride of ownership community, killer location, walk to Talking Stick, close to ALL night life, ball games, shopping and restaurants, lush grassed McCormick Ranch, a beautiful place to call home.STABLE neighborhood as people buy here and stay for decades. ET Wright architecture way ahead of his time. We did pre listing inspection, we are flawless now! The pizazz in this floorplan makes it feel ageless and relevant! This kind of space along w/3 outdoor living patios (front, kitchen & back) isn't seen anywhere but here! Rolladen shades make it ideal for a lock n leave! These Sands Scottsdale Townhouses have become timeless examples of contemporary architecture. Close to restaurants, shopping & night life. Great square footage for an amazing price, WE ARE THE LOWEST PER SQUARE FOOT OF ANY TOWNHOUSE IN 85258, one of a kind entertaining spaces that invite company, and a phenomenal location!! It has it ALL, makes it yours today!

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25628 N Moon Blossum Lane Phoenix, AZ 85083

Open House

$1,100,000

3 Beds

3.5 Baths

3,496 SqFt

Status Active

MLS # 6765419

Property Type Single Family Residence

Price Type --

Desirable Stetson Hills home sitting on over 18,000 square feet of prime real estate, features a private courtyard, 4-car garage, paver driveway, a 10' utility gate, and owned solar system. The home has 3 bedrooms, 3.5 bathrooms, an office with custom built-in shelves, and a Liberty safe. The backyard is truly an oasis that backs up to a desert wash with mountain views. Entertain with the outdoor Viking kitchen, heated pebble tec pool & spa, charming grass area, extended covered patio with motorized awnings. The kitchen features a breakfast bar, Sub-Zero refrigerator, KitchenAid built-in microwave/oven, Thermador Professional Range with gas cook top & electric oven. The two AC units are 4 and 8 years old. Motorized sunscreens are in all the right places.

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17565 E Blaze Lane Rio Verde, AZ 85263

$1,099,999

2 Beds

2.5 Baths

2,441 SqFt

Status Active

MLS # 6685314

Property Type Single Family Residence

Price Type --

Welcome to this stunning fully furnished Cordoba Model home with luxurious features and ample space for comfortable living. This captivating residence offers 2 bedrooms plus a den, providing flexibility for various living arrangements. With 2.5 bathrooms spread across 2,441 square feet of meticulously designed space, every corner of this home exudes elegance and functionality. Step inside to discover a split floor plan that ensures privacy and convenience. The heart of the home is the expansive kitchen, boasting GE Monogram Gas Gourmet Appliances, perfect for culinary enthusiasts. Entertain effortlessly in the Great Room, where an impressive 20-foot slider door floods the space with natural light and seamlessly connects indoor and outdoor living. Indulge in the luxury of a dedicated wine space equipped equipped with two wine fridges. Upgraded flooring throughout adds to the home's sophisticated charm, while the laundry room offers convenience with 30 upper cabinets, lower cabinets, and built-in desks. Situated on an oversized premium lot spanning 12,782 square feet, this home features a fenced yard for added privacy and security. Enjoy outdoor gatherings on the covered patio with brick pavers, complemented by a large fire pit for cozy evenings under the stars. The 2-bay oversized garage, complete with an AC unit, provides ample space for storage and parking. Custom landscaping surrounds the property, including a large putting green, perfect for outdoor recreation and relaxation. Experience luxury living at its finest in this meticulously crafted home, where every detail has been thoughtfully designed for your comfort and enjoyment. Make this your dream home come true!

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6841 N 183rd Avenue Waddell, AZ 85355

$1,099,999

5 Beds

3 Baths

3,416 SqFt

Status Active

MLS # 6708808

Property Type Single Family Residence

Price Type --

Own a beautiful Updated HORSE PROPERTY with attached GUEST HOUSE. This irrigated, 2-acre lot features a lighted riding ARENA and multiple covered stalls ready for your horses. The UPDATED interior boasts an open floor plan with clean lines promoting a modern design. The tall VAULTED CEILINGS & skylight add a spacious feel & abundant natural light. Freshly painted interior highlights some of the main features including plank tile flooring, recessed lighting, a charming dining area, and a sizable living room with a fireplace. The impeccable kitchen showcases plenty of shaker style cabinets, custom tile backsplash, GRANITE countertops, stainless steel appliances, double ovens, induction cooktop and an oversized island with under counter cabinets. Newer roof and 1 New AC 2024. The owner's suite offers backyard exit, a sitting room, and a full ensuite with dual sinks & jetted tub. Convenient den ideal for an office. You'll also find an attached guest house fully equipped with a full kitchen with new appliances, a great room with fireplace, and a large bedroom with a bay window, a full bathroom with jetted tub, and a walk-in closet. The backyard is tastefully divided; it offers a well-sized patio surrounded by lush vegetation and lots of space for fun & games. In addition, there're many stalls, and tons of space for horses to roam. The home has upgraded insulation and a radiant barrier and LED lights throughout for energy efficiency. Enjoy the country-style living this unique value offers.

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6925 E Ashler Hills Drive Scottsdale, AZ 85266

$1,099,999

6 Beds

3 Baths

2,412 SqFt

Status Active

MLS # 6738852

Property Type Single Family Residence

Price Type --

Wow, just wow! Welcome to your dream home, nestled on over 2 acres of a desired corner lot with a charming courtyard! Discover an expansive living & dining room w/gas fireplace & plush carpet, fire sprinklers, soothing paint tones, ceiling fans, & a bright family room w/stylish laminate flooring & easy access to the back patio. The fully equipped kitchen boasts an electric cooktop, a wall oven, beautiful wood cabinetry, ample counter space, & an island w/breakfast bar. Plantation shutters & wood-look floors in all bedrooms! The main retreat offers backyard access, a walk-in closet, & its own bathroom. Don't miss the custom sauna for ultimate relaxation! Escape to the backyard paradise featuring a covered patio, a storage shed, a fenced diving pool, a basketball hoop, & plenty of room for additions & recreational toys. Enjoy the perfect location with stunning mountain views & quick access to North Scottsdale & Cave Creek, offering the best restaurants, shopping, and golf experiences. Move-in ready! This value will not disappoint!

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7498 E Timberlane Court Scottsdale, AZ 85258

$1,099,999

3 Beds

2.5 Baths

2,575 SqFt

Status Active

MLS # 6750561

Property Type Single Family Residence

Price Type --

You'll LOVE this gorgeous 3 bed +DEN, 2.5 bath two-story home in the desirable Eastwood Community! Nestled on a quiet cul-de-sac, this beauty displays a 2-car garage, mature landscape w/shade trees, & a front patio w/Saltillo floors. Home exudes elegance with stylish light fixtures, abundant natural light, a neutral palette, and tasteful flooring - stone tile & Berber carpet in all the right places. The welcoming living room, with a fireplace & dramatic vaulted ceilings, perfectly flows onto the cozy dining area. Open-concept family room, featuring a wet bar w/wine cooler & sliding doors merging the inside/outside activities. The impressive kitchen boasts SS appliances, granite counters, subway tile backsplash, recessed lighting, white cabinetry, and a breakfast area w/bay window All bedrooms are upstairs! Large main bedroom has French doors that open to the attached balcony and an ensuite with dual sinks & two walk-in closets - one is spacious. An added perk is the bonus room, ideal for an office, TV area, or playroom. If entertaining is on your mind, the impressive back & side yards await you! With covered patios, a greenhouse, multiple seating areas, and a sparkling pool, this space promises year-round enjoyment. What's not to like? This gem won't disappoint!

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1140 E Peach Tree Drive Chandler, AZ 85249

$1,099,970

4 Beds

4.5 Baths

3,177 SqFt

Status Active

MLS # 6738252

Property Type Single Family Residence

Price Type --

New Home! Quick Close! Quiet and Peacful Yard. Woodlook Tile Floors, Quartz Counters. Brick Backsplash, up to 12' Ceiling, Lovely Bathroom Counters and Framed Mirrors, Bathrooms in All Bedrooms, Great Room Wall of Glass, Stacked Kitch Cabinets, Natural Sunlight, White Exterior with Brick Accents...Fabulous Area with 100 Homes to be Built. A Large Focal Point is 'Central Park' as you Drive into the Community Park has the Large Events Lawn, Sport Courts, Tot Play Area, Fire Pit and Barn Like Remada. 3 Acres of Resort Like Ammenities! Home is at the North End of the Community with Green Belt Behind and Single Levels to Both Sides. Near both 202 Loop and I10 making access to San Tan Marketplace and Chandler Mall a Breeze. Close to Chandler Medical Center,work and Restaurant

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W Adobe Dam Road Queen Creek, AZ 85144

$1,099,900

4 Beds

3 Baths

3,081 SqFt

Status Active

MLS # 6336046

Property Type Single Family Residence

Price Type --

TO BE BUILT! New 4 bedroom 3 bath on 3.3 acre horse property NO HOA lot! Standard features include 4-car garage, granite throughout, stainless, covered patio(s), tile roof, and more! Plenty of time for Buyer selections of cabinets, flooring, paint, etc... estimated completion 9-10 months from ground-breaking. Drive by only.

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