Get Your Mortgage Paid Down Faster With These 5 Simple Money Saving Strategies

Get Your Mortgage Paid Down Faster With These 5 Simple Money Saving StrategiesThe monthly mortgage payment can be burdensome for many, but it’s possible you’ve thought of trying to pay it down more quickly. Without getting a new job or working overtime, here are some tips you can use on a daily basis to save additional funds and pay off your mortgage at a swifter rate.

Make Your Lunch

The five or ten dollars spent on lunch might not seem like a lot, but over time this amount adds up to a lot of savings. Instead of hitting the cafe, pick one or two nights each week to prepare a lunch for yourself so you can skip the daily expense.

Take A Coffee To Go

Like lunch, coffee is another thing that can end up costing a lot of money. However, instead of going for the two-dollar cup, make a pot before you leave for the day or opt for the office coffee instead. If you prefer yours on the go, you can always make it a once-a-week treat.

Avoid The Impulse

This might seem like a hard one to stick with, but instead of buying something because you want it, sit on it for a day or two and see if it still appeals to you. In all likelihood, the desire to purchase will pass and you’ll manage to keep more money in the bank.

Read The Flyers

Items like groceries may be a necessity, but that doesn’t mean that you have to buy the first thing you see. From fruits and vegetables to packaged goods, there are plenty of food items that go on sale all the time. By the time the month is out, you’ll be surprised how much you can save just by shopping around.

Skip The Cell Phone Plan

For most people, having a cell phone is a necessity these days; however, there are ways that you can get around the high costs that are often associated with smart phones. Instead of going for the expensive plan you have, settle for a little bit less service and talk to your provider about deals they can offer you.

It may seem like paying a higher monthly amount on your mortgage is impossible, but there are little ways to save each day that can help you pay it down faster.  For more tips on home ownership give me a call – J.P. Cook – 602-320-4253.

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1637 W State Avenue Phoenix, AZ 85021

$1,050,000
4 Beds
3.5 Baths
2,832 SqFt
Status Active
MLS # 6781049
Property Type Single Family Residence
Price Type --
Newly Built in 2018 with all the features of a custom home!This turn key home located in the desirable Central Phoenix Corridor boasts a thoughtfully designed floor plan.The large great room boasts soaring ceilings & natural light galore.The chef's kitchen features a 64in built in fridge/freezer,stainless appliances, double stacked cabinets & a 10ft island w/waterfall edges. With a true split floor plan, there are 2 Primary Bedrooms.The private owner's wing includes private access to a covered patio,an oversized bathroom w/soaking tub & a large walk-in closet which connects to a laundry & mud room.The other side of the house offers two generous size bedrooms & another primary bedroom w/walk-in closet & access onto the courtyard.The backyard is perfect for entertaining with a paver patio, grassy yard and BBQ area! Walking Distance to Lightrail & a short ride to entertainment dining & shopping on 7street & Biltmore. Start living your dream lifestyle in the North Central Phoenix Corridor.

35441 N Anns Way San Tan Valley, AZ 85144

$1,050,000
5 Beds
3 Baths
3,035 SqFt
Status Active
MLS # 6780133
Property Type Single Family Residence
Price Type --
Endless possibilities await on this 1.199-acre property with a 4-bed, 2-bath main house and a 690 sqft 1-bed, 1-bath guest house built in 2021—perfect for multigenerational living or Airbnb/VRBO opportunities. Enjoy a ''three-in-one'' backyard. One section with a lush lawn, built-in BBQ, fireplace, fire pit, fenced pool, water feature, and a covered patio for ultimate relaxation. The side yards feature natural desert landscaping; one includes an RV gate, covered RV parking, slab, and storage shed, while the other remains awaits your vision. Complete with mountain views and the freedom of no HOA. Inside, enjoy a spacious kitchen, cozy sitting room, and a master suite with dual sinks and walk-in closet. This property truly blends comfort, versatility, and potential; this is the one!! Highlights include a fully equipped casita for your guests! Massive backyard will impress you w/a full-length covered patio, gazebo w/built-in BBQ, a soothing pond, pergola, exterior fireplace, storage shed, and a swimming pool for year-round enjoyment. This one-of-a-kind beauty has it all!

8042 W Electra Lane Peoria, AZ 85383

$1,050,000
4 Beds
3.5 Baths
3,423 SqFt
Status Active
MLS # 6780548
Property Type Single Family Residence
Price Type --
An amazing 4 bed, 3.5 bath residence in Starlight Canyon is now for sale! Boasting a gorgeous façade w/stone accents, a manicured landscape, 4 car garage, and an RV gate, this home has it all! Discover spacious dining & living areas w/carpet in all the right places, modern light fixtures, and neutral palette. The chef's kitchen is comprised of ample cabinetry w/granite counters, tile backsplash, a pantry, SS appliances, and an island w/a breakfast bar. The primary bedroom showcases plantation shutters, a walk-in closet, and a full ensuite w/dual vanities. Separate guest house features its own kitchenette! Lastly, the expansive backyard includes a a covered patio, extended paver seating area, a built-in BBQ, fire pit, a lovely gazebo, and a refreshing diving pool! Hurry, don't miss out!

20 San Mateo Circle Sedona, AZ 86336

$1,050,000
3 Beds
2 Baths
2,214 SqFt
Status Active Under Contract
MLS # 6779275
Property Type Single Family Residence
Price Type --
Pristine West Sedona home in the coveted Mission Hills neighborhood, with no HOA! Great opportunity as a furnished short-term rental, secondary, or primary home! Situated on an ultra-private nearly 1/3 of an acre cul de sac lot. Conveniently located less than 3 miles from Uptown Sedona, 9 miles from Slide Rock State Park, and less than a mile from Whole Foods, retail, and local eateries! Additional home features include a newer Bosch central air conditioning system, newer roof, and a modern split floorplan highlighted by a large primary suite with attached office/den. So many possibilities with this home, come see for yourself!

718 E Campbell Avenue Gilbert, AZ 85234

$1,050,000
4 Beds
3 Baths
2,499 SqFt
Status Active Under Contract
MLS # 6668791
Property Type Single Family Residence
Price Type --
This stunning custom estate with NO HOA, boasting horse amenities, occupies just under an acre of land and is conveniently located within walking distance to downtown Gilbert. Yes, it's true, and it's available for you to explore! Step inside and be captivated by the inviting charm that permeates every corner of this modern farmhouse-inspired property. From the cozy brick fireplace in the front living room to the welcoming wrap-around porch and the delightful backyard with its own chickens, you'll instantly feel a sense of belonging. The main floor features one bedroom, an office, a well-appointed kitchen, laundry room, and spacious dining and living areas. Upstairs, three generously sized bedrooms with walk-in closets and two full bathrooms offer ample space for relaxation and privacy. Large windows bathe the home in natural light, showcasing its beauty. Outside, a sizable covered patio overlooks an enormous backyard, sparkling blue pool, fenced for safety, surrounded by bountiful fruit trees and multiple sheds. Irrigation is available on this property as well! A horse stall setup is ready to go, and the strategically positioned pool leaves plenty of room for additional structures such as a garden, RV garage, or more. Explore the nearby canal trail, conveniently located at the end of Campbell, providing easy access to downtown Gilbert via bike or foot. With millions of square feet of retail, restaurants, and freeways just steps away, this property offers endless opportunities. Whether you're drawn to the flexible floorplan or the expansive yard, this estate promises a multitude of ways to enjoy its splendor. One thing is certain - you'll relish returning home to this enchanting retreat.

2977 E Ranch Court Gilbert, AZ 85296

$1,050,000 - 5Br/3Ba -  for Sale in Rancho Corona, Gilbert
New
$1,050,000
5 Beds
3 Baths
3,597 SqFt
Status Active
MLS # 6784774
Property Type Single Family Residence
Price Type --
Finally, what you have been looking for in Gilbert is available -- a house with some SPACE! And not only does it have space, it has been beautifully remodeled with upgraded finishes. A huge backyard, with space to play and relax. Upgrades throughout the house--European White Oak floors, new kitchen cabinets, coutertops, range and dishwasher. A huge built-in fridge and freezer and a big pantry. A large flex space upstairs--theater, exercise, bunk room? You choose. Garage A/C System. Huge marble Primary bathroom Shower. The bedrooms in this house are very generously sized and all have new carpet. In addition to the downstairs laundry room, there is a laundry upstairs as well. You will love this house and the land with it. ** $25,000 discount to anyone who can close by the end of 2024. *

14670 E Desert Trail Scottsdale, AZ 85259

$1,050,000
3 Beds
3 Baths
2,870 SqFt
Status Active
MLS # 6727978
Property Type Single Family Residence
Price Type --
Welcome home! Nestled between Scottsdale Mountain and Adero Canyon, this gem offers ample space for entertaining family or friends, breathtaking views of the famous Arizona sunsets, and thoughtfully designed spaces both inside and out. Escape to the tranquil beauty of Hidden Hills and discover your dream home within this sought-after gated community. This exceptional residence boasts stunning sunsets, and breathtaking mountain views that will captivate you. Enter through your private courtyard, which seamlessly extends the outdoor living space and welcomes you into a world of serenity and luxury. Step inside this single-level Golden Heritage Great Room floor plan, where you'll be embraced by an inviting atmosphere that effortlessly marries comfort with sophistication. The spacious kitchen, a haven for culinary enthusiasts, includes a gas cooktop and double wall ovens, providing ample space for culinary exploration, while a cozy fireplace sets the tone for intimate gatherings in the family room. Indulge in the opulence of the expansive primary suite, featuring a private exit to the rear yard where the beauty of the landscape awaits you each morning. Outside, a resort-style backyard beckons with a sparkling Pebble Tec pool, lush landscaping, and accent lighting, creating an oasis of tranquility and relaxation during the evenings.

15639 W Peak View Road Surprise, AZ 85387

$1,050,000
5 Beds
3.5 Baths
4,064 SqFt
Status Active
MLS # 6601351
Property Type Single Family Residence
Price Type --
Great 3 acre home close to everything. But still out in the country. Bring all of your toys there's plenty of space for everything in the 6 car garage. Primary suite is a large private oasis with a fireplace. There is a second primary bedroom with a bathroom and walk out balcony to see the beautiful sunsets. There is a two bedroom casita. Total sqft is combined with the main house and the casita.

2081 E Aquarius Place Chandler, AZ 85249

$1,050,000
4 Beds
3 Baths
3,315 SqFt
Status Active
MLS # 6656349
Property Type Single Family Residence
Price Type --
Listed at $1,128,000 This Nicely appointed 3315 Square feet, 4 bedrooms 3 baths is located in the Windermere Ranch community - near the intersection of Riggs and Cooper Rd, just a short drive to all of the shopping and dining conveniences and Golf Courses that Chandler provides. Exterior features include a custom Travertine patio, heated 10 foot deep Diving lap pool and 2 putting greens with undulations to keep your game sharp! Also including several citrus fruit trees and a raised garden. Entire yard is designed with bird and bee friendly and drought tolerant landscaping. A meticulously upgraded residence that combines functionality with elegance, this home boasts an array of carefully curated features to enhance your living experience. Step into luxury with glass accents, decorative wood framed mirrors, and raised vanities, all complemented by the exquisite Venetian bronze Ashlyn faucets by Delta included in all the bathrooms. The heart of the home, the kitchen, has been transformed into a culinary haven with an extended kitchen nook, upper and lower cabinet extension, and a captivating glass mosaic kitchen splash. The master suite is a sanctuary, featuring a custom shower with frameless glass, floor-to-ceiling tile, and an exterior French door for an expanded and luxurious feel. Every detail has been considered, from the Anderson Tuftex white oak plank flooring to the Mount Claire Ash 12x24 tile, creating an atmosphere of sophistication. The garage is not just a space for vehicles but an extension of your home, with a 4' extension, insulation, epoxy finish flooring, and ample cabinets for organized storage. Entertain in style with 8' interior doors, gourmet appliances including a double oven in sleek black stainless, and a gas cooktop. The kitchen showcases Timberlake Portfolio Select New Haven Stone cabinets with slab front drawers, all elegantly topped with quartz. The laundry room has been transformed into a hobby room with upgraded cabinets and sink. Finally, experience the seamless transition between indoor and outdoor living with a center pull slider at the Great Room. Beyond the interior, this residence is equipped for convenience and sustainability. A gas line to the patio for future BBQs, and a paver driveway with extension make this home ready for modern living. Additionally, enjoy the comfort of soft water and a reverse osmosis system. Further, an 8-foot wide exterior gate provides easy access. This is not just a home; it's a masterpiece of thoughtful design and luxury upgrades, creating an unparalleled living space for the discerning homeowner. Welcome to a life of comfort, style, and sophistication.

4742 S 179th Drive Goodyear, AZ 85338

$1,050,000
4 Beds
3 Baths
2,769 SqFt
Status Active
MLS # 6736703
Property Type Single Family Residence
Price Type --
This stunning masterpiece is a dream come true and will leave you breathless! Starting with 4 bed 1 game room 3 bathrooms 2-car garage, RV gate, separate office /casita with kitchen and bathroom. An awe-inspiring interior showcases sheer beauty & spectacular attention to detail. Discover the modern open floor plan graced with porcelain tile flooring throughout, an upscale ceiling fan, and large sliding glass doors on the back patio. Spotless kitchen provides a pantry, recessed & pendant lighting, ample cabinets adorned with crown moulding, tile backsplash, sleek quartz counters, and a prep island with a breakfast bar. Grand owner's retreat boasts direct outdoor access, an ensuite with dual sinks, an enclosed glass shower, and a walk-in closet. Finally, the HUGE backyard with a covered patio is a blank canvas with tons of potential for your landscape ideas and enough room for a pool. Don't waste time. This one-of-a-kind gem will sell fast!

7631 Baldwin Lane Taylor, AZ 85939

$1,050,000
4 Beds
3.5 Baths
3,038 SqFt
Status Active
MLS # 6716352
Property Type Single Family Residence
Price Type --
Beautiful secluded 8 acre property, private well, gorgeous grounds at the end of the street. Unobstructed sunsets to the west (20 acre parcel w/ creek to the west). Further privacy provided by acreage to the south, the rock mountain (horse turn out /fenced) 8 acre parcel is dividable -see document section. Custom great room floorplan with flagstone wood burning fireplace - all large rooms, 4 bedrooms, office, oversize bonus room. Separate room with own entrance/Exit with plumbing for sink. Master bedroom & bonus room have separate private entrances.

18612 W Denton Avenue Litchfield Park, AZ 85340

$1,050,000
5 Beds
4 Baths
4,364 SqFt
Status Active
MLS # 6759350
Property Type Single Family Residence
Price Type --
An entertainers dream! Home features a heated self-cleaning pebble sheen pool & spa, sunken fire-pit, basketball court, in-ground trampoline, travertine tile and turf landscaping, RV garage (with AC), & 2 putting greens! Inside, a huge kitchen with white cabinets, double ovens, butlers pantry, cooktop, stone backsplash, & granite countertops! Downstairs provides a full bedroom, open office, & formal dining room! Upstairs, a roomy loft with custom built-ins & window seating! Bedrooms 3 & 4 both offer walk-in closets & a jack-n-jill bath! The primary bedroom features a private walk off patio with stunning Mountain views, an ensuite with double sinks, floor to ceiling backsplash, clawfoot bathtub, walk-in closet, & walk-in shower! Built in 2019 & freshly painted! The 50ft RV garage opens on both ends and makes a perfect entertainers addition, workshop, guest house, or storage for all the toys!! Additional upgrades include: wood-like tile throughout, 4 baseboards, soft close cabinets, luxury stone accent wall, epoxy coated garage floor, soft water and RO system, tankless water heater, exterior outlets at base of roof for Christmas lights, 220 outlet off the master patio, and central vac! That's still not all, please find a full list of upgrades in the docs tab!

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