Get Your Mortgage Paid Down Faster With These 5 Simple Money Saving Strategies

Get Your Mortgage Paid Down Faster With These 5 Simple Money Saving StrategiesThe monthly mortgage payment can be burdensome for many, but it’s possible you’ve thought of trying to pay it down more quickly. Without getting a new job or working overtime, here are some tips you can use on a daily basis to save additional funds and pay off your mortgage at a swifter rate.

Make Your Lunch

The five or ten dollars spent on lunch might not seem like a lot, but over time this amount adds up to a lot of savings. Instead of hitting the cafe, pick one or two nights each week to prepare a lunch for yourself so you can skip the daily expense.

Take A Coffee To Go

Like lunch, coffee is another thing that can end up costing a lot of money. However, instead of going for the two-dollar cup, make a pot before you leave for the day or opt for the office coffee instead. If you prefer yours on the go, you can always make it a once-a-week treat.

Avoid The Impulse

This might seem like a hard one to stick with, but instead of buying something because you want it, sit on it for a day or two and see if it still appeals to you. In all likelihood, the desire to purchase will pass and you’ll manage to keep more money in the bank.

Read The Flyers

Items like groceries may be a necessity, but that doesn’t mean that you have to buy the first thing you see. From fruits and vegetables to packaged goods, there are plenty of food items that go on sale all the time. By the time the month is out, you’ll be surprised how much you can save just by shopping around.

Skip The Cell Phone Plan

For most people, having a cell phone is a necessity these days; however, there are ways that you can get around the high costs that are often associated with smart phones. Instead of going for the expensive plan you have, settle for a little bit less service and talk to your provider about deals they can offer you.

It may seem like paying a higher monthly amount on your mortgage is impossible, but there are little ways to save each day that can help you pay it down faster.  For more tips on home ownership give me a call – J.P. Cook – 602-320-4253.

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1495 W Camino Drive Wickenburg, AZ 85390

$950,000
3 Beds
2 Baths
3,355 SqFt
Status Active
MLS # 6741021
Property Type Single Family Residence
Price Type --
A Dream come true with this HOLE in ONE! The ''Ranch Style'' home boasts timeless CHARM with a modern flare. The 3 bedroom/2 bath 3355 sq ft. home offers an open floorplan, cozy fireplace, game room, office, and a quaint family room. From the LUXURY PRIMARY suite, enjoy the sparkling diving pool, jacuzzi. and a private patio entrance. Meander through the breezeway and extensive covered porches to enjoy the ENTERTAINERS DELIGHT including a spacious GUEST home(549sq ft). The solar panels and 4 separate climate zones provide money saving power for year-round comfort! BONUSES continue...2 car garage, detached 2 car shop with AC, barn, HIDDEN 122 sqft MOSLEY bank VAULT. All this on 2.78 HORSE PROPERTY, MOUNTAIN VIEWS, just a short ride to golf and miles of WICKENBURG TRAILS and TREASURES!

58 N French Place Prescott, AZ 86303

$950,000
2 Beds
2.5 Baths
2,855 SqFt
Status Active
MLS # 6737091
Property Type Single Family Residence
Price Type --
Single level home on 2 acres of paradise with the most amazing and breathtaking panoramic views! Views from every room, several outdoor patio seating areas to enjoy those sunrises & sunsets! 2 bedrooms plus large office with large closet could easily be made a 3rd bedroom. There is also a hobby room, large laundry room, attached workshop off garage, half bathroom in garage. Kitchen w/granite counters, induction cooktop, stainless built in refrig/freezer, gorgeous tongue & groove ceiling in breakfast nook. In floor radiant heating throughout home, evap cooling plus ductless zoned mini split system cooling. original owner has kept up all maintenance of systems. Expansive entry & living room with views, views, views! There is an outdoor staircase & we encourage you to take the time to walk t to walk the property and enjoy the beauty!

29283 N 140th Street Scottsdale, AZ 85262

$950,000
4 Beds
3 Baths
3,205 SqFt
Status Active
MLS # 6748683
Property Type Single Family Residence
Price Type --
BRAND NEW Construction w/ Custom-Quality Upgrades throughout! This beautiful Modern Farmhouse is located in an AMAZING location in Rio Verde on 1.25 acres. Kitchen w/ WOLF Appliances, high-end Cabinets w/ 42'' uppers, White Quartz Countertops, 36'' Cooktop, Built-in Stainless-Steel Microwave/Oven & Wood Plank Tile Floors. Stunning Master Bathroom w/ Freestanding Soaking Tub, BEACH Entry Glass Shower & Double Vanities. Exceptional Energy Efficient - boasting Spray Foam Insulation & Premium Trane AC units. Superior Construction & Craftmanship - Premium Roofing System, Premium Synthetic Stucco & much more! $5,000 to Buyer at Close of Escrow which shall be used towards Buyer installing a water filtration system. Close to hiking & horseback riding trails. HOME to BE COMPLETED in Jan/Dec.

5122 N 31st Way Unit 244 Phoenix, AZ 85016

$950,000
2 Beds
3 Baths
1,835 SqFt
Status Active
MLS # 6781912
Property Type Apartment
Price Type --
BILTMORE TERRACE PENTHOUSE at ARIZONA BILTMORE ESTATES

23808 S Bronze Drive Sun Lakes, AZ 85248

$950,000
3 Beds
3 Baths
2,508 SqFt
Status Active
MLS # 6762222
Property Type Single Family Residence
Price Type --
Very rare listing on Diamond Lake in the amazing active adult community of Oakwood at Sun Lakes. Spectacular lake views in this 3BR, 3BA Sienna model with a casita. The quaint pavered courtyard is perfect for morning coffee. Popular open concept floorplan features great room with coffered ceilings, entertainment wall, fireplace, and lots of lake facing windows. Large kitchen with cherry cabinets, granite counters, skylight, newer appliances, dining area, and expansive breakfast bar. Master suite with water views, walk-in shower and an enormous closet. Large bonus den/office for that ''fourth'' space. Guest room with walk-in closet. Casita in the courtyard has a full bath which makes a perfect guest retreat or craft room. New Ac's in 2022 and 2024. SEE MORE These Diamond Lakes homes don't come available very often so don't miss this one! Start enjoying Oakwood with its many amenities like golf, tennis, pickleball, pools, restaurants and many clubs.

14223 W Olive Avenue Waddell, AZ 85355

$950,000
4 Beds
3 Baths
2,366 SqFt
Status Active
MLS # 6745920
Property Type Single Family Residence
Price Type --
MUST SEE sprawling ranch style compound on irrigated 2.14 Acre Horse Property w/ 2 Upgraded Homes, a 912 sqft Stable & Much More! This is a rare property that offers a 2,366 sqft 4 Bed 3 Bath main home & separate 960 sqft 3 Bed 2 Bath fully renovated guest house or second home. Includes upgrades from flooring, plumbing & electrical to even a new roof on the main home in 2020. Upgraded sleek wood look tile flooring throughout all common areas, bedrooms & upgraded tile in the bathrooms of both homes. Each home has a separate yard & horse pasture with room to park your boat, RV, toys & space left over. The property also has its own well & well house serving both homes & an irrigation canal serving the entire property. A septic tank for each home.

2120 N Mooney Lane Camp Verde, AZ 86322

$950,000
3 Beds
2 Baths
1,908 SqFt
Status Active
MLS # 6746588
Property Type Single Family Residence
Price Type --
Experience the ultimate in aviation living with this stunning 3-bedroom, 2-bath home, set on 3 picturesque acres. Boasting magnificent views, this property comes complete with a private, attached hangar—perfect for aviation enthusiasts. Nestled near the breathtaking landscapes of Cliff Castle and Sedona, this is a rare opportunity to enjoy a vibrant aviation community alongside the beauty of Arizona's most iconic scenery. Fly in, relax, and make this soaring retreat your own!

10702 E Sheffield Drive Mesa, AZ 85212

$950,000
4 Beds
3.5 Baths
2,662 SqFt
Status Active
MLS # 6747380
Property Type Single Family Residence
Price Type --
Absolutely Stunning Single Story Home with Top-of-the-Line Everything in Prestigious Eastmark Master Plan in Mesa!! Location, Location in the Heart of the Expanding SE Valley Employment Corridor!! This Exceptional home has a Premium 11,767 SF corner lot and is a Rare Find! This home boasts 4 bedrooms and 3.5 baths, encompassing a Master Suite and Junior Suites, ensuring ample space for family and guests. The Open layout includes a Great Room, Spacious Dining area, and a dedicated Office space, offering flexibility for work from home and comfort for various living and entertainment needs. The Showstopping Chef's kitchen is a culinary masterpiece. It Features double-stacked cabinetry, quartz countertops, designer glass backsplash, a grand center island, breakfast bar, and Stainless Steel appliances. The Master Ensuite is a highlight, boasting a floor-to-ceiling tiled super shower with a rain shower, offering a spa-like retreat within the comfort of your home. Outside step into your private oasis - the rear yard is designed for relaxation and entertainment. The modern rectangular pool with water features and a Baja step takes center stage, surrounded by travertine decking that seamlessly flows into multiple patios and low-maintenance artificial turf, ideal for various outdoor activities. Plenty of Room for Future Pergola, Outdoor Built-in BBQ or Fireplace features. A covered patio equipped with wired speakers and a patio TV provides the perfect setting for outdoor entertainment. The home boasts fiber internet and a mobile-app-controlled sound system, lighting, and pool functionalities, offering exceptional convenience and control. Top-Rated Eastmark Master Plan Community: Situated within Eastmark you'll be sure to enjoy not only offers luxurious living but also access to top-rated schools, the Great Park, community events, food trucks and an array of recreational amenities including Fishing Lake, Walking Trail, Exercise Court, Community Pool & Shaded Splashpad, Basketball, Baseball & Sand Volleyball Courts, Skate Park, Dog Park as well as Picnic & BBQ Ramadas that can be reserved for your Event. Discover the perfect union of luxury, technology, and space in this exceptional home within the prestigious Eastmark Master Plan community just off the 24 Frwy at Ellsworth.

11005 W Lower Buckeye Road Tolleson, AZ 85353

$950,000
3 Beds
2 Baths
1,512 SqFt
Status Active
MLS # 6751982
Property Type Single Family Residence
Price Type --
Welcome to your dream retreat! This beautifully renovated ranch home offers the perfect blend of modern comfort and rustic charm, all set on a sprawling 2+ irrigated acre lot. Step inside to discover a thoughtfully updated interior featuring an open-concept layout, 9ft ceilings, natural light, and high-quality finishes all under a new roof. The spacious living area with tile floors, a cozy fireplace, and large windows. The gourmet kitchen is complete with new stainless steel appliances, farm sink, quarts countertops, a large center island including a beverage fridge and ample cabinet space in laundry room. The home offers 3 generously-sized bedrooms, including a luxurious primary suite with a custom barn door and a walk-in closet. Property Includes both parcels 101-22-248 and 101-22-247

5225 E Taylor Street Phoenix, AZ 85008

$950,000
6 Beds
2.5 Baths
958 SqFt
Status Active
MLS # 6752945
Property Type Single Family Residence
Price Type --
Fall in love with this spectacular home with an RV gate, extended driveway, and a cozy front porch! As you enter, a lively living room greets you. Wood & tile flooring, neutral palette, ceiling fans, and a den for office or play are features that can't be left unmentioned. Impeccable eat-in kitchen displays plenty of custom cabinets, SS appliances, granite counters, mosaic backsplash, and backyard access. Sizable main retreat has a private ensuite for convenience. You'll also find a two-story in-laws house that includes a modern great room, highly-upgraded kitchen, three bedrooms, a full bathroom, balcony, and a bonus room. Quaint backyard has ample space for fun gatherings. A gem like this won't last long! Hurry before it's gone!

11408 E Diamond Cholla Drive Scottsdale, AZ 85255

$950,000
3 Beds
2 Baths
2,248 SqFt
Status Active
MLS # 6751673
Property Type Single Family Residence
Price Type --
Welcome to this charming Spanish style home in a prime North Scottsdale location of Troon! This three bedroom, two bath home is located near so many major events, still close to Old Town Scottsdale and the airport yet far enough out to enjoy the serene surroundings. As you enter, you are greeted by a light-filled living space with lots of windows that let in ample natural light and plantation shutters cover the windows throughout the home. The open floor plan and high ceilings give the home a spacious and airy feel. The kitchen features plenty of counter space, stainless steel appliances, granite countertops and the floor plan let's you stay connected while entertaining family and guests. The bedrooms are generously sized and offer plenty of closet space along with a separate den for those working from home or just needing quite space to read. Step outside to the beautifully landscaped desert backyard, complete with a covered patio, multiple seating areas, built-in BBQ and adobe style fireplace. This outdoor space is perfect for enjoying the Arizona sunsets and hosting gatherings with friends and family. Don't miss this opportunity to put all your personal touches in the wonderfully cared for home!

25810 N Abajo Drive Rio Verde, AZ 85263

$950,000
3 Beds
2 Baths
2,323 SqFt
Status Active
MLS # 6761160
Property Type Single Family Residence
Price Type --
This is a TOTAL REMODEL! OFFERED TURNKEY WITH ALL FURNITURE AND ACCESSORIES. Very contemporary inside with open floor plan. A true chef's kitchen with granite island, granite counter tops, SubZero refrigerator, Cove dishwasher from Wolf, Wolf electric cooktop, Breville microwave. White Oak hardwood flooring, 75'' wall mounted Smart TV, custom pantry. Ceiling fans rf controlled with LED lights. All furniture is new from Woodbridge and Copenhagen in Scottsdae. This home has a new 9.6 kw solar system from Tesla. A mini split AC and heating system is new in the garage as well as a Tesla EV level II home charger for the Tesla Model 3, included RREE with a Full Price offer, New garage flooring from Guardian. in the FULL 3 CAR Garage. The list of improvements is in the Documents Tab.

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