Get Your Mortgage Paid Down Faster With These 5 Simple Money Saving Strategies

The monthly mortgage payment can be burdensome for many, but it’s possible you’ve thought of trying to pay it down more quickly. Without getting a new job or working overtime, here are some tips you can use on a daily basis to save additional funds and pay off your mortgage at a swifter rate.

Make Your Lunch

The five or ten dollars spent on lunch might not seem like a lot, but over time this amount adds up to a lot of savings. Instead of hitting the cafe, pick one or two nights each week to prepare a lunch for yourself so you can skip the daily expense.

Take A Coffee To Go

Like lunch, coffee is another thing that can end up costing a lot of money. However, instead of going for the two-dollar cup, make a pot before you leave for the day or opt for the office coffee instead. If you prefer yours on the go, you can always make it a once-a-week treat.

Avoid The Impulse

This might seem like a hard one to stick with, but instead of buying something because you want it, sit on it for a day or two and see if it still appeals to you. In all likelihood, the desire to purchase will pass and you’ll manage to keep more money in the bank.

Read The Flyers

Items like groceries may be a necessity, but that doesn’t mean that you have to buy the first thing you see. From fruits and vegetables to packaged goods, there are plenty of food items that go on sale all the time. By the time the month is out, you’ll be surprised how much you can save just by shopping around.

Skip The Cell Phone Plan

For most people, having a cell phone is a necessity these days; however, there are ways that you can get around the high costs that are often associated with smart phones. Instead of going for the expensive plan you have, settle for a little bit less service and talk to your provider about deals they can offer you.

It may seem like paying a higher monthly amount on your mortgage is impossible, but there are little ways to save each day that can help you pay it down faster.  For more tips on home ownership give me a call – J.P. Cook – 602-320-4253.

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Sort by: Select Price, Low to High Price, High to Low Newer Listings First Older Listings First Open House Date

38507 N 27th Avenue Phoenix, AZ 85086

$950,000

4 Beds

2 Baths

2,125 SqFt

Status Active

MLS # 6760469

Property Type Single Family Residence

Price Type --

This Stunning Custom Home that sits on over an acre of land in North Valley could be yours! If you are looking for a home to remodel and put your creative touches on, here's a great opportunity! Home Features: No HOA: Enjoy the freedom of no homeowners association. 4 Bedrooms, 2 Bathrooms: Spacious layout. Detached Office: Ideal for remote work or a private study. 2700 sq ft Detached RV Garage: Includes an office and loft, perfect for hobbyists or additional storage. Huge backyard with covered Pergola and green grass. The property offers ample privacy and a myriad of possibilities to customize to your liking. Prime Location: Conveniently located right off 27th Ave and close to I-17 freeway. Ample Parking: Plenty of space for vehicles, RVs, and other toys. Room to Create: Expansive space t

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7222 W Wier Avenue Phoenix, AZ 85043

$950,000

4 Beds

2 Baths

3,080 SqFt

Status Active

MLS # 6761916

Property Type Single Family Residence

Price Type --

Welcome to a Property of Endless Possibilities! This expansive mid-century ranch offers a rare opportunity to create your dream estate. Spanning nearly 2 acres, the home boasts a partially updated layout, featuring a gourmet kitchen with high-end appliances, and is primed for a touch of cosmetic work to transform it into a true gem. The sprawling 3,750 sq. ft. covered shop (14ft CLEARANCE) is perfect for a variety of uses, offering incredible flexibility. Plus, an added bonus: the property includes four Conex storage units, providing ample storage. With virtual staging showcasing the home's potential, it's easy to see how this property can shine. Light cosmetic updates will quickly elevate it to its full glory. Don't miss this rare opportunity to create something extraordinary

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30142 N Suscito Drive Peoria, AZ 85383

$950,000

3 Beds

3.5 Baths

2,771 SqFt

Status Active

MLS # 6762703

Property Type Single Family Residence

Price Type --

Simply stunning home located in the upscale active adult community of Trilogy in Vistancia where you will find athletic clubs, aerobics studio, indoor Olympic pool, outdoor resort pool, stunning golf course and Alvea Spa! Your new home has a commanding presence with stacked stone accents leading to a serene courtyard entrance. Step inside to open concept living with a den/sitting area opposite the great room with coffered ceilings, recessed lighting, beautiful flooring and loads of natural lighting. Spectacular kitchen with a stainless steel hood that features prominently along with tiered and raised white designer cabinets, granite counter tops, stainless appliances, subway tile backsplash and a large island with seating. Great spot for a breakfast table as well as a separate room that can be used as a formal dining as it has fantastic built in cabinetry. So many options! Amazing master bedroom where you will find a wonderfully modern en suite bath featuring a fabulous oversized glass enclosed step in shower, sleek soaking tub, dual vanities and walk in closet. Two additional bedrooms both with en suite baths as well as a large laundry room complete the interior of this very special home. Premium outdoor living with a large trellised covered patio anchored by a stand out stacked stone fireplace. Lush landscaping encompasses the entire yard making it your own private oasis. Motorized shades enclose the entire patio! Pre paid solar lease in place from the original builder. There is so much to love about this home - make sure you don't miss it.

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27428 N Covered Wagon Road Phoenix, AZ 85085

$950,000

4 Beds

2.5 Baths

3,574 SqFt

Status Active

MLS # 6764856

Property Type Single Family Residence

Price Type --

Welcome home to this single level, 4 bed 2.5 bath has formal dining, den and 2 other flex rooms. The home also boasts a 3 car garage with RV gate with extended pad. Relax and enjoy gorgeous sunsets while entertaining guests in the resort style backyard with pool, outdoor kitchen and a magnificent covered patio perfect for entertaining. Recent updates include: new A/C units 2017, new tile floors, new cabinets, new Quarts countertops and entire house repainted in 2021. New hot tub, new garage door opener, sprinkler system, window shades and power porch shade on patio that converts outside patio into another beautiful living space all completed in 2024. Next door to beautiful park, no immediate neighbors behind or on the side of you for increased privacy. Shopping and eateries close by

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3125 S First Water Lane Gold Canyon, AZ 85118

$950,000

3 Beds

3 Baths

2,565 SqFt

Status Active

MLS # 6767880

Property Type Townhouse

Price Type --

Nestled in prestigious Superstition Mtn. Golf & CC, this exceptional 3 BDR property boasts a private guest casita & den/office, perfectly positioned within First Water Village & bordering a serene greenbelt. Showcasing 2563 sqft of luxurious livspace, detached guest casita w/ private BA & entrance. Epicureans will appreciate the high-end kitchen, fitted w/a 48in Dacor range, stainless steel appliances, granite counter & island w/ bar, & a Subzero wine cellar. Adt, refinements incl pull-out custom cabinets, reclaimed wood floors, & travertine throughout. The expansive MBR STE features a jetted spa tub w/ private exit, highlighting the property's highly desirable location. Positioned at the cul-de-sac's terminus, mere steps from the expansive 44K+ sqft Superstition MTN Clubhouse & fitness.

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10848 N 146th Avenue Surprise, AZ 85379

$950,000

3 Beds

2.5 Baths

3,159 SqFt

Status Active

MLS # 6769185

Property Type Single Family Residence

Price Type --

Welcome to your dream oasis in Surprise, AZ! This stunning 3-bedroom, 2.5-bath home sits on a spacious 1-acre lot, providing the perfect blend of privacy and luxury. The inviting open-concept layout is perfect for entertaining, featuring a modern kitchen equipped with sleek appliances, ample cabinetry, and a breakfast bar that flows seamlessly into the dining and living areas. Step outside to your private backyard haven, complete with a sparkling pool—perfect for those warm Arizona days. The expansive outdoor space offers plenty of room for gardening, play, or simply enjoying the serene desert sunsets. The spacious primary suite boasts an en-suite bathroom and a generous walk-in closet, while the additional bedrooms provide comfort and versatility for guests. Enjoy these stunning mountain views while still being just minutes away from shopping, dining, and schools. Don't miss your chance to own this slice of paradise!

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1933 E Monroe Street Phoenix, AZ 85034

$950,000

4 Beds

4 Baths

3,000 SqFt

Status Active

MLS # 6771731

Property Type Townhouse

Price Type --

Brand new Modern design 2 Townhouses, back to back Built in 2023. Spacious two bedroom two bathroom 2 story 9 ft ceiling Townhouse. One bedroom and bathroom is downstairs, along with laundry room and a one car garage Upstairs consists living room along with a beautiful kitchen with modern cabinets and granite countertops., the master bedroom and bathroom. Huge 2nd floor balcony with great views . Property is secured with a coded entry gate.

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2578 E Arrowhead Trail Gilbert, AZ 85297

$950,000

4 Beds

3 Baths

2,705 SqFt

Status Active Under Contract

MLS # 6768061

Property Type Single Family Residence

Price Type --

Welcome to your dream oasis in the highly sought-after Broadland Ranches! This stunning custom home, situated on nearly an acre, offers the perfect blend of luxury and country living. With meticulously landscaped grounds and picturesque views, this property is ideal for horse lovers and those seeking a serene retreat. Designed to maximize natural light, every room creates a warm and inviting atmosphere. The gourmet kitchen features beautiful Corian countertops, while spacious living areas seamlessly connect, perfect for entertaining family and friends. You'll also appreciate the tons of extra storage throughout the home. The 4 car garage is equipped with 220 power, making it ideal for a workshop or an EV charger. Two additional rooms provide flexibility and could be easily converted into a 5th or 6th bedroom, accommodating your growing needs. Flood irrigation keeps your landscape lush and vibrant. Enjoy the privacy of this tranquil neighborhood with friendly neighbors and the added charm of an annual block party. Don't miss this rare opportunity to own a piece of paradise in Broadland Ranches. Reach out for us to create your private experience at the property and discover why this is the perfect sanctuary for you and your family!

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9447 W Patrick Lane Peoria, AZ 85383

New

$950,000

4 Beds

3 Baths

2,661 SqFt

Status Active

MLS # 6778327

Property Type Single Family Residence

Price Type --

Discover the Charm of The Meadows Community featuring pickleball courts, heated pool, spa & children's play area/splash pad. This meticulous home features $100,000 in upgrades, additional $30,000 for pool.$47,000 owned Solar. Enter into a grand hallway with 10 foot ceilings leading to a open -concept kitchen, dining & living area. Double oven, gas cooktop, pot filler, oversized granite island & quartz countertops, tile backsplash, walk-in pantry, ss appliances. 43'' upper cream cabinets, reverse osmosis,Neutral wood-like porcelain tile floors, 4 bedrooms, office, 3 full baths. Master suite features frameless walk in shower, double sinks & walk-in closet. Backyard oasis features a sparkling walk-in pool, RV gate, custom pavers. 2 car extended gar. soft water tank. Shows like a Model!!!!

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2053 E Scorpio Place Chandler, AZ 85249

$950,000

3 Beds

2.5 Baths

2,651 SqFt

Status Active

MLS # 6780785

Property Type Single Family Residence

Price Type --

Your dream corner lot home is finally here! Easy-to-show, gorgeous 3-bedroom residence with 3-car garage + EV power charging, eye-popping stone & tile elevation with easy-to-carefor landscaping. Huge great room w/ high ceilings, guest 1/2 bath, upgraded vinyl plank flooring throughout, efficient recessed lighting & blinds that won't block your view of the bright blue heated pool & pristine artificial turf. Gourmet kitchen comes with quartz counters, crisp white cabinetry w/ crown molding, high-end stainless-steel appliances, a walk-in pantry, & an island large enough to serve any crowd + a breakfast bar. The master bedroom offers a large ensuite with double vanities & a walk-in closet. You'll be delighted by the captivating backyard, boasting a covered patio plus a sunken patio & gas BBQ Exterior walls are double-foam insulated. Home is prewired for solar, and a single-car garage is also prewired for charging. Gas range in kitchen. 2 split AC units + a bonus AC for the bonus tv room. Enter the house from the garage and NOT through your laundry room! Prewire throughout for surround sound with premium speakers already in place for the Family room and tv room.

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5345 E Mclellan Road Unit 83 Mesa, AZ 85205

$950,000

5 Beds

4 Baths

3,274 SqFt

Status Active

MLS # 6780910

Property Type Single Family Residence

Price Type --

This stunning five bedroom, four bathroom home in the coveted neighborhood of Alta Mesa Estates in a unique blend of modern living with southwest touches. Boasting arched entryways, granite countertops, oak cabinetry, stainless steel appliances, a formal dining area, a living room fireplace and multiple spacious living areas, perfect for socializing with friends and family. The oversized primary bedroom suite includes a private balcony, french doors, stunning fireplace, a double vanity, huge walk-in shower, a walk-in tub and ample closet space. The backyard is a dream with it's covered patio, crystal blue pool and spa, and a paved walkway that circles the entire area. Minutes from restaurants, shopping, entertainment and the Alta Mesa Golf Club, this home has it all!

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9576 W Blue Sky Drive Peoria, AZ 85383

$950,000

5 Beds

3.5 Baths

3,750 SqFt

Status Active

MLS # 6761354

Property Type Single Family Residence

Price Type --

Gracious living at its finest! This stunning 5-bedroom property in the gated Pleasant Valley has all the bells & whistles. Starting with a great curb appeal, professionally manicured landscape, RV gate & parking, and a 3-car garage w/extended driveway. Fabulous interior ''shouts'' attention to detail t/out! High-vaulted ceilings add to the spacious feel, complemented by plantation shutters, elegant light fixtures, designer paint, tons of natural light, and tasteful flooring - tile & soft carpet. Large living room, formal dining room, & versatile den are some attributes that can't be left unsaid. The inviting family room opens to the kitchen, allowing a greater traffic flow. The gourmet kitchen boasts granite counters, a breakfast bar, and built-in appliances w/cooktop gas & double ovens. The pantry and wood cabinetry w/wine rack ensure ample storage! The oversized main bedroom has French doors to the back and an ensuite with dual sinks, a soaking tub, a separate shower, & a walk-in closet. One secondary bedroom includes its own bathroom as well. For added convenience, the laundry provides a sink & attached cabinetry. The impressive backyard offers amenities for year-round entertaining or relaxing in solitude with your loved ones! A covered patio, lush lawn, and a refreshing pool & spa complete the picture. This gem is truly a DREAM home. See it! Love it! Live it!

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