Get Your Mortgage Paid Down Faster With These 5 Simple Money Saving Strategies

The monthly mortgage payment can be burdensome for many, but it’s possible you’ve thought of trying to pay it down more quickly. Without getting a new job or working overtime, here are some tips you can use on a daily basis to save additional funds and pay off your mortgage at a swifter rate.

Make Your Lunch

The five or ten dollars spent on lunch might not seem like a lot, but over time this amount adds up to a lot of savings. Instead of hitting the cafe, pick one or two nights each week to prepare a lunch for yourself so you can skip the daily expense.

Take A Coffee To Go

Like lunch, coffee is another thing that can end up costing a lot of money. However, instead of going for the two-dollar cup, make a pot before you leave for the day or opt for the office coffee instead. If you prefer yours on the go, you can always make it a once-a-week treat.

Avoid The Impulse

This might seem like a hard one to stick with, but instead of buying something because you want it, sit on it for a day or two and see if it still appeals to you. In all likelihood, the desire to purchase will pass and you’ll manage to keep more money in the bank.

Read The Flyers

Items like groceries may be a necessity, but that doesn’t mean that you have to buy the first thing you see. From fruits and vegetables to packaged goods, there are plenty of food items that go on sale all the time. By the time the month is out, you’ll be surprised how much you can save just by shopping around.

Skip The Cell Phone Plan

For most people, having a cell phone is a necessity these days; however, there are ways that you can get around the high costs that are often associated with smart phones. Instead of going for the expensive plan you have, settle for a little bit less service and talk to your provider about deals they can offer you.

It may seem like paying a higher monthly amount on your mortgage is impossible, but there are little ways to save each day that can help you pay it down faster.  For more tips on home ownership give me a call – J.P. Cook – 602-320-4253.

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1 Easy Street Unit 5 Carefree, AZ 85377

$950,000

3 Beds

3.5 Baths

2,283 SqFt

Status Active Under Contract

MLS # 6685767

Property Type Townhouse

Price Type --

Introducing The View Carefree, a magnificent luxury townhome development in the heart of Carefree, Arizona. Don't miss the final phase! Experience the pinnacle of elegance and sophistication in this 3 bedroom, 3.5 bath townhome with estimated delivery in Q2 2024. From the moment you step inside, you'll be captivated by the open concept design, gourmet kitchen, opulent master suite and elevator for easy access between levels. Relax and unwind on the large covered patios or indulge in the breathtaking views from your private view decks on the second level. Immerse yourself in the beauty of the desert sky as you explore nearby trails or immerse yourself in the western charm of Carefree and Cave Creek's unique shops, galleries and dining experience. Live a life of luxury at The View Carefree!

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7726 E Buteo Drive Scottsdale, AZ 85255

$950,000

4 Beds

2.5 Baths

2,576 SqFt

Status Active Under Contract

MLS # 6761604

Property Type Single Family Residence

Price Type --

Here's the home you have been looking for! This well cared for home features 4 bedrooms, 2.5 bathrooms, an office/den, a private pool, a putting green and a 2 car garage. Upon entering the home you will be greeted by a sun filled sitting room & dining room with vaulted ceilings. The kitchen opens to family room and features a kitchen island, granite counter tops, custom tiled backsplash & SS appliances. The oversized primary bedroom is located downstairs along with an office/den that can easily be converted to a 5th bedroom. Upstairs you will find 3 additional guest bedrooms and a full bathroom. Step out back to your private oasis that includes a play pool, putting green, and oversized covered patio with multiple seating areas. This move in ready home also features a new roof and one new AC unit. All of this is conveniently located in the coventry at Grayhawk and is within waking distance to Grayhawk Elementary. Move this one to the top of your list before it's too late.

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8609 E Short Putt Place Carefree, AZ 85377

$950,000

2 Beds

2.5 Baths

2,360 SqFt

Status Active Under Contract

MLS # 6767708

Property Type Single Family Residence

Price Type --

Charming Carefree Southwest Gem ! Private end of cul de sac, delightful slump block home backs to Desert Forest Golf Club on 1+ acre. Tastefully updated, new Pella windows and doors throughout, DuraFoam roof, cedar eaves with recessed lighting and clerestory windows, kitchen wine refridgerators. Perfect manageable lock and leave or full time with sparkling pool and spa and expansive travertine pool patio.

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5416 N 81st Avenue Glendale, AZ 85303

$950,000

6 Beds

5.5 Baths

4,209 SqFt

Status Active Under Contract

MLS # 6765125

Property Type Single Family Residence

Price Type --

Find your peace in the center of the action in Glendale, AZ! This stunning 6-bedroom, 5.5-bathroom residence spans over 4,253 sq. ft. on an expansive 17254 sq. ft. lot, within the security of a cul-de-sac. The exterior has it all! Enjoy the private courtyard off the main entrance, a sparkling pool, Entertain with the built in grill, and massive backyard. Then move inside to the Great Room with an oversized kitchen island, granite countertops, gas cooktop, and plenty of room for seating. The spacious primary suite , en-suite bathroom, and walk-in closets. 2 Drive Thru Rv gates. This opportunity does not come up often in this area over by the Cardinal Stadium ,No HOA so bring the toys!!!

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22903 W Euclid Avenue Buckeye, AZ 85326

$950,000

4 Beds

3.5 Baths

3,220 SqFt

Status Active Under Contract

MLS # 6773316

Property Type Single Family Residence

Price Type --

Embrace the breathtaking beauty of nature in this exquisite modern farmhouse, perfectly positioned on 1 acre of irrigated land with stunning mountain views. Nestled in a tranquil setting, this home offers a unique opportunity to enjoy the picturesque scenery and peaceful surroundings of mountains. Step inside to discover an inviting open-concept design, where large windows frame the spectacular mountain vistas, bringing the outdoors in and filling the space with natural light. The heart of this home is a gourmet kitchen, equipped with modern appliances, a spacious island, and elegant finishes that make cooking a delight. located in a serene farm area.

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20970 E Excelsior Avenue Queen Creek, AZ 85142

New

$950,000

4 Beds

2 Baths

2,950 SqFt

Status Active Under Contract

MLS # 6782834

Property Type Single Family Residence

Price Type --

Welcome to this stunning home located in the highly sought-after community of Orchard Ranchettes. This 4-bedroom, 2-bathroom home sits on a premium lot and boasts over 2,950 square feet of living space. Upon entering, you'll be greeted by an open and spacious floor plan, featuring soaring 10-foot ceilings, beautiful tile flooring, and plenty of natural light. Custom alder cabinets, alder beams, white-washed barnwood accents, and recessed lighting add a warm but classy atmosphere. The gourmet kitchen is a chef's dream, complete with granite countertops, black stainless steel GE profile double convection oven, built in microwave and dishwasher as well as refrigerator. Two pantry locations for convenience! MORE..

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22054 N 64th Avenue Glendale, AZ 85310

New

$950,000

4 Beds

3 Baths

2,693 SqFt

Status Active

MLS # 6784269

Property Type Single Family Residence

Price Type --

Mountain & Golf Views Welcomes you to this Stunning Upscale Resort-Style Home! Meticulously Updated Home with Soaring Ceilings, Abundance of Natural Light, Gorgeous Gourmet Kitchen with New Extensive Shiloh Cabinetry, Oversized Island, Crystall Quartz Counters, Stainless Appliances with Refrigerator & Coffee Bar! The Main Home Will Equally Impress w/ New Paint, 5-inch Baseboards, New Fans & Fixtures, Quartz Accents, New Luxury Dark Wood Plank Tile Flooring, New Low E Anderson Windows, Newer Roof, Closets by Design, Newer HVAC, Iron Doors and More! 3 Luxurious Bathrooms Complete w/Tile & Emerald Quartz along w/ the Spacious Master Suite w/ Double Doors, Abundance of Natural Light & Picture-Perfect Views!! Prime Location to Freeways, Golfing, Shopping, Mall, Baseball, Hiking, & Schools!

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10804 N Mangrum Court Fountain Hills, AZ 85268

$950,000

3 Beds

2.5 Baths

2,434 SqFt

Status Active

MLS # 6750823

Property Type Single Family Residence

Price Type --

Golf course living at its best! This cul de sac golf course setting is the perfect tranquil retreat. The back yard oasis offers views of majestic mountains as well as multiple entertaining areas. The pool has plenty of depth to keep you cool all summer. There is even an outdoor shower. Once inside the home you will step into a vaulted ceiling entertainment area. Open kitchen and living concept offers plenty of natural light. Kitchen features the highly desirable white shaker cabinets and quartz slab counter tops. Over sized primary suite includes a walk closet and walk in shower. New carpet in all bedrooms. The oversized driveway and oversized garage offer plenty of room for all your toys! The home also features a Tesla Solar panel system and much much more! No HOA. No NPOA.

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2728 N Meridian Road Apache Junction, AZ 85120

$950,000

3 Beds

2.5 Baths

2,608 SqFt

Status Active

MLS # 6665432

Property Type Single Family Residence

Price Type --

Nestled in a pristine location that combines urban convenience with breathtaking natural beauty, this single-story 3 bed 2.5 bath CUSTOM-BUILT home w/ RV parking epitomizes luxury & comfort. Boasting an unparalleled blend of city & mountain views, this residence stands as a testament to meticulous craftsmanship & thoughtful design as every detail of this home has been carefully curated & maintained, resulting in a residence that radiates a unique character.The exterior is an architectural masterpiece with expansive windows capitalizing on the panoramic cityscape & mountain vistas providing a picturesque backdrop from every vantage point. The custom solid alder wood cabinetry and spacious kitchen with the oversized island are perfect for both entertaining & everyday living.The adjoining .. living space seamlessly connect, complemented by 10' & 12' high ceilings and tasteful finishes. The Primary suite is a private sanctuary with spa like bathroom and private patio, featuring large windows framing the Superstition Mountains. Two additional bedrooms provide ample living spaces with and additional private patio. This residence is close to hiking trails, lakes, Salt River and invites it's new owner to RV parking with future RV garage potential on the oversized lot.

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7244 E Las Palmaritas Drive Scottsdale, AZ 85258

$950,000

4 Beds

3 Baths

2,710 SqFt

Status Active

MLS # 6700803

Property Type Single Family Residence

Price Type --

Briarwood VI is Scottsdale's hidden secret: the ultimate convenient location to everywhere! Tucked in near McCormick Ranch & Paradise Valley Farms, this special property was updated in 2015 with consistent quality throughout, from the freshly painted smooth stucco exterior to the filled in travertine flooring, eliminating any interior steps. All windows were replaced, the kitchen was completely redone & opened up, new cabinetry added w/ the ''soft-close'' feature, gorgeous granite slab counters, new appliances & fixtures. The bathrooms are light & bright w/ high level finishes. Skylights are plentiful, inside & out. The game room can serve as an ensuite guest room ~ great for grandkids! Deep covered patio, heated pool & spa, & attractive stacked stone BBQ offer full outdoor enjoyment

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10439 S 26th Avenue Phoenix, AZ 85041

$950,000

4 Beds

3.5 Baths

3,469 SqFt

Status Active

MLS # 6702323

Property Type Single Family Residence

Price Type --

Welcome to your dream home in South Phoenix's picturesque Laveen area! This custom-built beauty nestled on South Mountain offers breathtaking city views and luxurious living on Over 1 acre of land. Single-level design, 2 master suites + 2 additional bedooms, 3.5 bath home features an open floor plan flooded with natural light and accentuated by soaring ceilings. Gourmet kitchen is a chef's delight, equipped with top-of-the-line stainless steel appliances, including a Sub Zero refrigerator, expansive kitchen island, and walk-in pantry. Indulge in the serene mountain vistas from multiple spots on this property. Outside, experience the ultimate in outdoor living with RV setup including electric and septic hookups. This property, offers some of the BEST views in the valley of the sun

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4937 W Desert Hollow Drive Phoenix, AZ 85083

$950,000

4 Beds

3 Baths

3,635 SqFt

Status Active

MLS # 6716344

Property Type Single Family Residence

Price Type --

This home has extensive upgrades/improvements, 4 bedrooms, 3 baths, office/den, great curb appeal & front courtyard in desirable Indian Springs Estates. Newer gourmet chef kitchen with beautiful cabinets, granite countertops, double ovens, kitchen island/breakfast bar, walk-in pantry & eat-in kitchen area too. Spacious relaxing family room with fireplace & wet bar with beverage/wine cooler. Large master suite with upgraded bathroom, double vanities, separate tub/shower & amazing custom walk-in closets. Entertainer's dream backyard with sparkling pool, waterfall, spa, plenty of space for pool furniture, painted scenery walls, outdoor fireplace, full length covered patio, mature trees, grassy play area to enjoy with family & friends. Large lot with room for a RV garage or casita.

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