Get Your Mortgage Paid Down Faster With These 5 Simple Money Saving Strategies

The monthly mortgage payment can be burdensome for many, but it’s possible you’ve thought of trying to pay it down more quickly. Without getting a new job or working overtime, here are some tips you can use on a daily basis to save additional funds and pay off your mortgage at a swifter rate.

Make Your Lunch

The five or ten dollars spent on lunch might not seem like a lot, but over time this amount adds up to a lot of savings. Instead of hitting the cafe, pick one or two nights each week to prepare a lunch for yourself so you can skip the daily expense.

Take A Coffee To Go

Like lunch, coffee is another thing that can end up costing a lot of money. However, instead of going for the two-dollar cup, make a pot before you leave for the day or opt for the office coffee instead. If you prefer yours on the go, you can always make it a once-a-week treat.

Avoid The Impulse

This might seem like a hard one to stick with, but instead of buying something because you want it, sit on it for a day or two and see if it still appeals to you. In all likelihood, the desire to purchase will pass and you’ll manage to keep more money in the bank.

Read The Flyers

Items like groceries may be a necessity, but that doesn’t mean that you have to buy the first thing you see. From fruits and vegetables to packaged goods, there are plenty of food items that go on sale all the time. By the time the month is out, you’ll be surprised how much you can save just by shopping around.

Skip The Cell Phone Plan

For most people, having a cell phone is a necessity these days; however, there are ways that you can get around the high costs that are often associated with smart phones. Instead of going for the expensive plan you have, settle for a little bit less service and talk to your provider about deals they can offer you.

It may seem like paying a higher monthly amount on your mortgage is impossible, but there are little ways to save each day that can help you pay it down faster.  For more tips on home ownership give me a call – J.P. Cook – 602-320-4253.

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11681 N Palawan Place Tucson, AZ 85737

$950,000

4 Beds

3.5 Baths

3,640 SqFt

Status Active

MLS # 6733406

Property Type Single Family Residence

Price Type --

Welcome to your dream home offering breathtaking mountain views and unparalleled comfort. This exquisite property features a sparkling pool where you can relax under the sun or entertain guests in your own private oasis. Embrace sustainable living with OWNED SOLAR PANELS that provide efficient energy solutions. The gourmet kitchen boasts a gas stove, perfect for culinary adventures, complemented by tile flooring and new carpet throughout the home. Freshly painted walls create a bright and inviting atmosphere, while the entertainers backyard features a built-in gas firepit, grill, and pergola. Ideal for multi-generational living, this residence includes a convenient mother-in-law suite. Enjoy seamless entertainment with wired surround sound throughout the home. Discover a green thumb's delight with a raised flower bed and a designated dog run for your furry companions. Feel secure with a comprehensive security system and fire protection measures in place. A new washer and dryer simplify laundry tasks, while double ovens and stainless steel appliances in the kitchen elevate your cooking experience. Cozy up on chilly evenings by the gas fireplace, adding warmth and charm to this exceptional property. Experience luxury living and unmatched amenities in this meticulously maintained home that combines elegance with practicality, offering a lifestyle of comfort and convenience.

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3051 E Flintlock Drive Queen Creek, AZ 85142

$950,000

4 Beds

3.5 Baths

3,236 SqFt

Status Active

MLS # 6760815

Property Type Single Family Residence

Price Type --

Motivated Seller.Discover this exquisite luxury home on a premium lot, nestled in a peaceful Gilbert community. Spanning 3,236 sq ft, this stunning single-level residence greets you with a spacious entry that flows seamlessly into a large open great room, illuminated by a 15' multi-slide door that frames views of the expansive backyard. Culinary enthusiasts will adore the gourmet kitchen, featuring a stainless 36'' gas cooktop, a stylish hood vent, and double ovens, making meal preparation a delight. The thoughtful open floor plan enhances the home's appeal, while the 4-car garage—complete with epoxy floors—provides ample space for vehicles and storage. Step outside to find a beautifully landscaped backyard oasis, complete with a travertine-covered patio, travertine steps, and borders Enjoy the fruits of two mature trees and entertain guests at the outdoor kitchen, which features travertine flooring, a bar-height marble tabletop, a Blackstone griddle, and a Napoleon grill with rotisserie. This home is equipped with a water softener, a reverse osmosis system, and professionally installed lighting in both the front and backyards, creating a serene ambiance. A dedicated pet area with artificial turf ensures your furry friends have their own space to play. Don't miss your chance to own this luxurious retreat, where comfort meets elegance in every detail!

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8314 E Jackrabbit Road Scottsdale, AZ 85250

$950,000

5 Beds

3 Baths

2,242 SqFt

Status Active

MLS # 6739759

Property Type Single Family Residence

Price Type --

: Amazing Tri-Level Home In A Prime Scottsdale Neighborhood. This Home Has A Huge Private Bedroom Suite On The Main Level With Large Walk In Closet, Double Sinks, Freestanding Tub And An Awesome Shower With Floor To Ceiling Tile With Clear Glass Enclosure, Wall Shower With Overhead Rain Shower. Large Living Room Open To Remodeled Kitchen With Great Dining Area And Double French Doors Leading To Rear Patio And Pool. Kitchen Features Newer Cabinets With Crown Molding, Granite Counters, Glass Tile Backsplash With Stainless Smooth Top Range Oven, Dishwasher, Microwave And Refrigerator. Two Spacious Bedrooms And Bathroom On The Lower Level As Well As Two Additional Bedrooms And Third Bathroom On The Upper Level. The Rear Yard Has Synthetic Turf And A Beautiful Pebble Tec Pool With Water Featur Yard Delivers Distant Views Of Camelback Mountain, A Covered Patio, Secluded Side Yard For Relaxing In The Shade And Yard Games. A Secure Shed Is Also For Yard Tools, Bikes Etc. Being So Close To Chaparral Park And The Bike Trails Along The Park And Indian Bend Wash Allows Easy Access To Activities, Fishing, Running And All The Fine Shopping And Restaurants In The Exquisite Camelback Corridor And Old Town. This Location Is Hard To Beat And Is Also Walking Distance To Award Winning Schools. Great for an Short Term Rental Property or a Great Family Home.

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6005 W Fetlock Trail Phoenix, AZ 85083

$950,000

5 Beds

3.5 Baths

4,566 SqFt

Status Active

MLS # 6747562

Property Type Single Family Residence

Price Type --

Welcome to your dream home in the exclusive gated community of Crescent Hills! This stunning 5-bedroom, 3.5-bathroom residence offers the perfect blend of luxury and comfort. As you enter, you're greeted by an open floor plan featuring formal living and dining areas with vaulted ceilings and new flooring in select areas.A cozy den off the main entryway offers the ideal space for a home office or reading nook.The spacious downstairs game room is perfect for a pool table, office, or playroom—and can easily be converted into an additional bedroom.Upstairs, you'll find a spacious theater/media room perfect for movie nights, along with three additional bedrooms, two of which are connected by a Jack and Jill bathroom, offering convenience and privacy for family or guests.The primary suite is a private retreat with a separate sitting room that can be transformed into a small gym, nursery, or tranquil reading area. Plantation shutters adorn most rooms, adding elegance and privacy. The two sets of stairs provide easy access and convenient paths of travel throughout the home.Step outside to breathtaking mountain views with no neighbors behind, ensuring peace and tranquility. The backyard is an entertainer's paradise with a sparkling solar-heated pool, artificial turf, an extended covered patio, and a cozy exterior fireplace. The home also features a 4-car garage and an RV gate.The open floorplan kitchen and dining area, perfect for the home chef, offers ample cabinet storage, a walk-in pantry, and two ovens. Right off the family room, you'll find a convenient wet bar/coffee area, ideal for entertaining. This is more than just a home; it's a lifestyle! Come and see your new home today!

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6226 E Earll Drive Scottsdale, AZ 85251

$950,000

3 Beds

2 Baths

1,951 SqFt

Status Active

MLS # 6748005

Property Type Single Family Residence

Price Type --

Come see this stunning renovated home in the heart of Scottsdale offering outstanding location! This 3 bedroom and 2 bathroom home surely will not disappoint as everything has already been done for you from floor to ceiling! The open floor plan is perfect for entertaining or just everyday living, providing the best of both worlds. Outback enjoy the beautiful heated pool, turf and covered patio for endless fun. The home was remodeled a few years ago with new flooring, cabinets, counters and so much more! New roof and exterior paint. NO HOA. Come see while it last!

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41618 N Anthem Ridge Drive Phoenix, AZ 85086

$950,000

4 Beds

3.5 Baths

3,290 SqFt

Status Active

MLS # 6753355

Property Type Single Family Residence

Price Type --

Discover the perfect home in this stunning Sonoma model, offering abundant space for all. Fresh new carpet and elegant plantation shutters enhance its charm. The expansive open concept features a grand game room, formal dining, and a dedicated office. The chef's kitchen boasts a 6-burner gas cooktop with a sleek stainless hood. Step outside to a luxurious backyard with extensive Travertine, a large island with BBQ, sink, fridge, and bar seating. Enjoy the gas fire pit, pool with water features and Baja step, and an above-ground spa with direct access from the primary suite. Additional highlights include roller shades, a butler's pantry, and a serene front courtyard. Privacy and elegance await! Additional features include roller shades, a butler's pantry, and a charming front courtyard. Indulge in the ultimate blend of privacy and sophistication in this exceptional community.

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1418 E Villa Maria Drive Phoenix, AZ 85022

$950,000

5 Beds

3.5 Baths

3,662 SqFt

Status Active

MLS # 6751094

Property Type Single Family Residence

Price Type --

Welcome to a custom-built gem by renowned Builder J.P. Malone. 3,700 sq ft of refined living space in a gated community. The front patio provides breathtaking views. Inside you're greeted by a stunning one-of-a-kind private courtyard, complete with a shimmering pool. The outdoor experience continues with a covered patio featuring a built-in BBQ, perfect for al fresco dining. The backyard has a larger gourmet BBQ setup and a natural wood fireplace create an inviting space for gatherings under the stars. The interior boasts a gourmet kitchen designed to impress, with a grand island, ample prep space, stainless steel appliances, and a gas cooktop. The master suite, conveniently located on the first floor, offers a retreat of unparalleled comfort and privacy. Upstairs there are 3 bedrooms with a full bath & flex space that can be as a living area. A private casita in the courtyard is detached from the main home & has incredible southern views providing a perfect space for guests or a private office. Situated with easy access to I-17, 101, and 51, this property ensures seamless connectivity to the entire Valley. Plus, you're just minutes away from Desert Ridge, Norterra, and a multitude of fine dining and retail options. Experience the pinnacle of luxury living in North Phoenixwhere elegance, convenience, and comfort converge.

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5225 S Opal Place Chandler, AZ 85249

$950,000

4 Beds

3 Baths

3,099 SqFt

Status Active

MLS # 6756928

Property Type Single Family Residence

Price Type --

Welcome to this beautifully upgraded home in Chandler's Whispering Heights neighborhood, offering exceptional comfort and style. Located on a quiet cul-de-sac, the property features a thoughtful split floorplan with a dedicated guest wing, complete with its own living space, two bedrooms, and a full bath, ensuring privacy and convenience for visitors or extended family. The backyard features low-maintenance turf, paver patio and stunning new Pebble Sheen play pool. Completed in 2022, the pool includes two mosaic-tiled baja shelves, providing a refreshing outdoor retreat. Recent updates include granite kitchen countertops, modern appliances, and stylish hardware. Luxury vinyl plank flooring throughout was installed in 2019, complemented by striking 5.5''-inch baseboards. New French doors were added from the primary suite, opening directly to the patio, seamlessly blending indoor and outdoor living. Additional updates include all new ceiling fans throughout, new window coverings and sunshades, garage door & opener, guest bath & shower, courtyard gate and much MORE! (See full update list attached). Even more features: abundant storage throughout the home, including extended kitchen cabinets + pantry, 3-car tandem garage with built-in storage, extended driveway and paver patio in backyard. The property enjoys a prime location with a greenbelt directly across the street, enhancing its serene setting. Additional community features include open green spaces, playground, ramadas, and a sport court. Nearby, Veterans Oasis Park offers expansive recreational opportunities with its picturesque lake, walking paths, and various sports facilities. This home combines modern upgrades with a tranquil cul-de-sac location and easy access to community amenities, making it an ideal choice for comfortable living.

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1218 W Mountain View Drive Mesa, AZ 85201

$950,000

3 Beds

3 Baths

4,120 SqFt

Status Active

MLS # 6763991

Property Type Single Family Residence

Price Type --

LOCATION, LOCATION. NO HOA!! Just over 1/2 acre! 3 bedrooms and 2.5 baths. PLUS beautiful office/library off main living area . Office/library offers gorgeous custom built-ins and shelving. PLUS FINISHED BASEMENT!! Home is located just south of the Red Mtn freeway, with easy access to the 10, 60, and 101 freeways. Bright kitchen with lots of cabinetry and subzero fridge & very large walk-in pantry. Bayed breakfast area with bench seating. Floors are tile, carpet and engineered wood. Owner's suite is good sized with full bath, 2 separate closets and separate vanities. Separate sitting area outside owner's suite. Step downstairs to the wonderful basement. Perfect area for playing pool, gaming and just relaxing. Enjoy mountain views from your main living areas and patio. Tons of storage available in basement and throughout the home. Workshop off garage. Power to shed, too. Are you a baseball fan? CUBS SPRING TRAINING CAMP is within 2 miles of home. Come on buy!

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836 E Holbrook Street Gilbert, AZ 85298

$950,000

4 Beds

3 Baths

3,615 SqFt

Status Active

MLS # 6762541

Property Type Single Family Residence

Price Type --

Spacious and airy, this Layton Lakes home epitomizes modern living with a split-floor plan, 9ft ceilings, and fresh paint inside and out. The expansive kitchen includes GE Monogram stainless steel appliances (6 burner gas range with griddle, vent hood, and warming lamps), walk-in pantry, large island, and dry bar with beverage cooler. The primary suite is a sanctuary offering backyard access, large glass shower with dual heads, dual vanities with makeup table, and huge walk-in closet! NextGen suite features garage entry, kitchen, full bath, and walk-in closet. Outside, you'll enjoy a covered back patio, beautiful greenbelt view, extra patio, and turf with in ground sprinklers. HOA amenities include splash pad and playgrounds, sports courts and scenic lakeside walking path.

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6870 E Horned Owl Trail Scottsdale, AZ 85266

$950,000

4 Beds

2 Baths

2,241 SqFt

Status Active

MLS # 6768079

Property Type Single Family Residence

Price Type --

Serene Scottsdale single level in desirable Carriage Trails subdivision offers lots of peaceful privacy on 2/3 acre lot! This home has been meticulously maintained by the original owner & offers custom features from the builder making it a one of a kind residence. Spacious open floor plan with 4 bedrooms or 3 with an ideal home office setup. Beautiful backyard for outdoor entertaining & views of the surrounding desert & mountains. You'll love lounging by the sparkling pool too! Extended driveway with 3-car garage & lots of built-in storage cabinets. Low maintenance xeriscape yard featuring an array of native plants & trees. Close proximity to nearby hiking, lake, golf and all the amenities for leisurely living in Arizona! Welcome Home!

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7244 E Calle Primera Vista Scottsdale, AZ 85266

$950,000

3 Beds

2.5 Baths

2,093 SqFt

Status Active

MLS # 6763314

Property Type Townhouse

Price Type --

Welcome to your dream townhouse in 55+ Gated Community of Scottsdale Heights! This charming single-story residence features 3 spacious bedrooms and 2.5 baths, offering a perfect blend of comfort and style. The open floor plan flows seamlessly from the inviting living area to the modern kitchen, making it ideal for entertaining. Step outside to enjoy your private patio, or take advantage of the fantastic community amenities, including a refreshing pool, pickleball court, and dog park—perfect for your furry friends! Located in a secure gated community, this home also includes an electric vehicle plugin for eco-conscious living. Experience the vibrant Scottsdale lifestyle with shopping, dining, and outdoor activities just moments away including the Boulders Resort & Spa!

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