Get Your Mortgage Paid Down Faster With These 5 Simple Money Saving Strategies

The monthly mortgage payment can be burdensome for many, but it’s possible you’ve thought of trying to pay it down more quickly. Without getting a new job or working overtime, here are some tips you can use on a daily basis to save additional funds and pay off your mortgage at a swifter rate.

Make Your Lunch

The five or ten dollars spent on lunch might not seem like a lot, but over time this amount adds up to a lot of savings. Instead of hitting the cafe, pick one or two nights each week to prepare a lunch for yourself so you can skip the daily expense.

Take A Coffee To Go

Like lunch, coffee is another thing that can end up costing a lot of money. However, instead of going for the two-dollar cup, make a pot before you leave for the day or opt for the office coffee instead. If you prefer yours on the go, you can always make it a once-a-week treat.

Avoid The Impulse

This might seem like a hard one to stick with, but instead of buying something because you want it, sit on it for a day or two and see if it still appeals to you. In all likelihood, the desire to purchase will pass and you’ll manage to keep more money in the bank.

Read The Flyers

Items like groceries may be a necessity, but that doesn’t mean that you have to buy the first thing you see. From fruits and vegetables to packaged goods, there are plenty of food items that go on sale all the time. By the time the month is out, you’ll be surprised how much you can save just by shopping around.

Skip The Cell Phone Plan

For most people, having a cell phone is a necessity these days; however, there are ways that you can get around the high costs that are often associated with smart phones. Instead of going for the expensive plan you have, settle for a little bit less service and talk to your provider about deals they can offer you.

It may seem like paying a higher monthly amount on your mortgage is impossible, but there are little ways to save each day that can help you pay it down faster.  For more tips on home ownership give me a call – J.P. Cook – 602-320-4253.

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6340 E Calle Del Norte -- Scottsdale, AZ 85251

$3,950,000

4 Beds

3 Baths

4,036 SqFt

Status Active Under Contract

MLS # 6733646

Property Type Single Family Residence

Price Type --

Unlike anything else on the market. This Visually stimulating and functional home is sure to please. Floor to ceiling sliders, glass pivot door and store front glass windows throughout allowing an abundance of natural light to enter. Enjoy 10 and11' vaults throughout for interesting roof lines. Rift oak and book matched walnut custom cabinetry help to warm the space and adds to a super cool vibe. Subzero commercial fridge, concrete look counter tops, Brizo and California faucets reminiscent of very clean mid century modern home. Designed to cater to a busy family with office, flex space, 2 master bedrooms, laundry room with double stack washer/dryers, fridge, custom rift oak / steel bar with beverage/wine fridges and plenty of storage...Pre cast concrete fire pit, burnished block, exposed aggregate decking and killer landscape package add to that modern desert oasis. Custom Kebony cladding, terrazzo tile and 3 car garage with epoxy coated floors are just a few welcoming touches. All while being within a mile of some of the best restaurants, shopping and schools that the Valley of the sun has to offer.

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5921 E Silver Sage Lane Cave Creek, AZ 85331

$3,913,995

4 Beds

3.5 Baths

4,315 SqFt

Status Active

MLS # 6746829

Property Type Single Family Residence

Price Type --

Toll Brothers Model Home! This home makes an immediate impression with a lovely foyer flowing into the expansive great room and casual dining area that presents alluring views of the covered patio. A large center island enhances the expertly crafted kitchen that offers plenty of counter and cabinet space, a generous pantry. Featuring a relaxing sitting area and expansive walk-in closet, the palatial primary bedroom suite is highlighted by a spa-like primary bath. Central to a versatile flex room with covered patio access, secondary bedrooms feature sizable closets and a shared bath with separate vanity area. A secluded multi-generational suite with closet, private bath, and living area can be found off the foyer. Additional features include a private office, convenient powder room

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10225 E Foothills Drive Scottsdale, AZ 85255

New

$3,900,000

4 Beds

6 Baths

5,220 SqFt

Status Active

MLS # 6778554

Property Type Single Family Residence

Price Type --

REMODEL OPPORTUNITY! Interested in a large private desert estate nestled at the base of a mountain that is ready for you to make your own? Located in North Scottsdale, just a short drive to the Loop 101 Freeway and all the amenities such as the Scottsdale Quarter & Kierland Commons is an opportunity to acquire a custom home situated upon approximately 19 acres. The home offers four bedrooms, a flex room, six bathrooms, a towering two-sided fireplace, with beautiful desert and mountain views. Offered at $3,900,000.00 below recent appraisal.

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36631 N Peaceful Place Carefree, AZ 85377

$3,900,000

4 Beds

4 Baths

5,700 SqFt

Status Active

MLS # 6740677

Property Type Single Family Residence

Price Type --

PRICED TO SELL! Forget for a moment the exterior amenities and that the house is loaded with features. Instead, consider the prime location of this captivating contemporary on Black Mountain in Carefree. Unique in every way! From its circular design to the grandiose living space. Only a stone's throw from outdoor recreational opportunities, local shopping/dining spots, and the town center. As if that's not enough, you'll enjoy sweeping views of the Black & Continental Mountains. After your local excursions, you'll return to the irresistible charisma of contemporary design on a corner lot in a popular neighborhood of low-traffic streets. Whether walking or driving, a circular driveway makes a grand first impression. A second large driveway is at the back of the house.

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18720 N 101st Street Unit 3019 Scottsdale, AZ 85255

$3,900,000

3 Beds

4 Baths

3,239 SqFt

Status Active Under Contract

MLS # 6724800

Property Type Apartment

Price Type --

The FINAL and much anticipated phase of the highly successful Icon project now available with construction well underway and estimated completion in 2024. This is not only an opportunity for extraordinary views and new construction , it also continues to be the best opportunity to be inside the gates of Silverleaf. ICON at Silverleaf offers an unlimited lifestyle with the lock-and-leave luxury of exceptional single-story flats amid the incomparable beauty of Arizona's McDowell Mountains. This rare and unique offering of spacious, open-concept residences affords the very best of all possible worlds, close to the cosmopolitan conveniences of affluent North Scottsdale, yet secreted within the pristine privacy of the Sonoran Desert behind the gates of the truly iconic upscale private

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2911 E Morrison Ranch Parkway Gilbert, AZ 85296

$3,900,000

6 Beds

6.5 Baths

6,241 SqFt

Status Active

MLS # 6776870

Property Type Single Family Residence

Price Type --

Beautiful custom home in Morrison Ranch All furnishings included. This 6,241 square foot home sits on an acre lot, featuring a full a size tennis/pickleball court, heated pool and spa. A detached garage has access through a separate side gate with room for up to 12 cars, RV and boat parking. The fully remodeled home has six bedrooms and eight bathrooms, including two master bedrooms. A stunning laundry/utility room, gym and game room make this house a rare find. This is a one of a kind opportunity. Don't miss this one.

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20908 W Durango Street Buckeye, AZ 85326

$3,900,000

8 Beds

8 Baths

5,512 SqFt

Status Active

MLS # 6688225

Property Type Single Family Residence

Price Type --

One of a kind commercial vet clinic/breeding facility including two residential homes. Vet clinic/breeding barn is complete with three 12' roller doors, front office, 2 stalks w/ foal cage, cabinetry, electric and hot/cold water. Bathroom w/washer, dryer, tub and sinks. 4 inside foaling stalls with turnouts. Apartment inside barn complete with bedrooms, kitchen and lab area. 60 covered stalls, several acres of irrigated safe pasture with automatic waters. Covered hay barn, two 40' storage containers. Stud teasing stall 25'x13' with 50'x50' turn out. Three car detached extended garage. Two beautiful identical homes 4 bedroom 2 bath slump block, tile roof, wood shutters, automatic security shades, carpet and tile throughout both homes. Shared well. 10 acres just 2 miles from I-10/ Verrado.

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7254 E Sonoran Trail Scottsdale, AZ 85266

$3,900,000

5 Beds

6 Baths

6,438 SqFt

Status Active

MLS # 6731933

Property Type Single Family Residence

Price Type --

Located in the guard-gated community of Whisper Rock, this stunning residence is thoughtful. An open concept plan, this home features the latest finishes, all on one level. Fabulous entertainer's kitchen with furniture grade cabinetry, pantry with wine refrigerator. 4 guest bedrooms in the main house, each with ensuite and walk-in closets. Master suite has his & her walk-in closets and luxurious bath. Custom office with floor to ceiling woodwork. Prewired for 4 fully automated lighting and AV control. Smart pool with unique lighting features. Retracting glass doors bring the outdoors in, showcasing the grand pool area & surrounding scenic desert views

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5625 E Indian Bend Road Paradise Valley, AZ 85253

$3,900,000

4 Beds

3 Baths

3,761 SqFt

Status Active

MLS # 6748931

Property Type Single Family Residence

Price Type --

California style home that evokes the essence of the Hollywood Hills.Property is a true gem situated on Hillside (but flat) lot w/ jaw dropping views of Camelback Mtn in the heart of Paradise Valley.Single level w/ no steep driveway makes the property extra rare & special. Home features great floor plan w/ 4 bdrms,3 baths w/ expansive glass windows offering stunning views of Camelback Mtn & the city. Throughout home: Hardwood Floors (Herringbone pattern),chic marble floors, custom wallpaper, Perrin & Rowe faucets, Egg Tub Mastella design tub flown in from Italy,Custom cabinetry from LA designer, Gaggenau induction cooktop, custom light fixtures & grates & more! Backyard is ideal for entertaining! Pool, artificial grass, lush vegetation and city & mountain views that will leave you in awe!

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3915 E Sierra Vista Drive Paradise Valley, AZ 85253

$3,900,000

4 Beds

6 Baths

5,168 SqFt

Status Active

MLS # 6718868

Property Type Single Family Residence

Price Type --

In 2015, La Casa Builders and De Cesare Design collaborated to revamp this opulent dwelling situated within an esteemed guard-gated enclave. Spanning 5435 sq. ft., this Santa Barbara-style abode exudes elegance with its welcoming hues and top-tier embellishments. Highlights encompass luminous wood flooring, expansive stacking doors, Italian Cream Marble adorning the kitchen, a distinctive zinc oven hood, a bespoke banquette dining area, and French sliding doors leading to a rear terrace, ideal for outdoor dining. The luxurious Primary Suite boasts a magnificent bathroom and an expansive walk-in closet. Additionally, the residence features a guest room, a chic office (formerly the 5th bedroom), and a refined living area complete with cathedral wood-beamed ceilings and custom woodwork cabinetry. Opening to a charming front courtyard, the library completes the first level's layout.The second level includes two bedrooms, a game room, a theater, elevator closet that has been designed but not installed. The property also features an exercise room, a pool, a spa, a barbecue area, and a grassy space for pets.

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3350 Bar Circle A Road Prescott, AZ 86301

Open House

$3,900,000

4 Beds

6 Baths

11,073 SqFt

Status Active

MLS # 6523694

Property Type Single Family Residence

Price Type --

*Motivated Seller - Seller Financing Avail, $10.4MM Build Cost* Benvenuto a 'Casa di Buona Fortuna'- This Tuscan inspired masterpiece perched in the The Ranch provides breathtaking views, opulent luxury, and convenience unmatched in Prescott. The primary level is centered around an open-air central courtyard and features a sprawling master wing including 1 of 2 private elevators to the lower level, his and hers offices, a sitting area complete with wet bar, and dual walk-in closets large enough for the most extensive wardrobes. Starry-night home theater furnished with plush seating for eight. The opposite wing of suites includes a wet bar, formal dining area, family room, fireplaces and formal living room, spacious kitchen with tastefully appointed with Miele appliance

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5339 E Desert Vista Road Paradise Valley, AZ 85253

$3,899,000

4 Beds

3.5 Baths

5,533 SqFt

Status Active

MLS # 6585543

Property Type Single Family Residence

Price Type --

Nestled within the prestigious enclave of Paradise Canyon Foothills, this classic hilltop estate offers character and amazing panoramic views. Upon entering the gated 4 Bedroom, 3.5 Bath property, you'll find a flat driveway leading to a spacious 3-car garage equipped with a Tesla charger, Enter private courtyard and a dramatic pivot front door that welcomes you into the foyer with high beam ceilings. Amazing views from all vantage points. Updated Kitchen with huge island, updated appliances, gas cooking and commercial refrigerator/freezer. Family room with gas fireplace overlooking east-facing backyard with luxurious pool, turf area and gazebo. Billiard room with hidden wine room. Primary Bedroom with wrap-around balcony, updated Bath with views from soaking tub. Dual closets and walk-in shower. Full casita over garage with living room, kitchenette, bedroom, bath and walk-in closet, great views from balcony. Ready for new owners! Updates include: Roof, ACs, electrical, interior/exterior paint, baths, kitchen. Home is served by SW Gas and is on Sewer.

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