Get Your Mortgage Paid Down Faster With These 5 Simple Money Saving Strategies

Get Your Mortgage Paid Down Faster With These 5 Simple Money Saving StrategiesThe monthly mortgage payment can be burdensome for many, but it’s possible you’ve thought of trying to pay it down more quickly. Without getting a new job or working overtime, here are some tips you can use on a daily basis to save additional funds and pay off your mortgage at a swifter rate.

Make Your Lunch

The five or ten dollars spent on lunch might not seem like a lot, but over time this amount adds up to a lot of savings. Instead of hitting the cafe, pick one or two nights each week to prepare a lunch for yourself so you can skip the daily expense.

Take A Coffee To Go

Like lunch, coffee is another thing that can end up costing a lot of money. However, instead of going for the two-dollar cup, make a pot before you leave for the day or opt for the office coffee instead. If you prefer yours on the go, you can always make it a once-a-week treat.

Avoid The Impulse

This might seem like a hard one to stick with, but instead of buying something because you want it, sit on it for a day or two and see if it still appeals to you. In all likelihood, the desire to purchase will pass and you’ll manage to keep more money in the bank.

Read The Flyers

Items like groceries may be a necessity, but that doesn’t mean that you have to buy the first thing you see. From fruits and vegetables to packaged goods, there are plenty of food items that go on sale all the time. By the time the month is out, you’ll be surprised how much you can save just by shopping around.

Skip The Cell Phone Plan

For most people, having a cell phone is a necessity these days; however, there are ways that you can get around the high costs that are often associated with smart phones. Instead of going for the expensive plan you have, settle for a little bit less service and talk to your provider about deals they can offer you.

It may seem like paying a higher monthly amount on your mortgage is impossible, but there are little ways to save each day that can help you pay it down faster.  For more tips on home ownership give me a call – J.P. Cook – 602-320-4253.

Click Here to See What Your Home is Worth

3500 E Lincoln Drive Unit 22 Phoenix, AZ 85018

$2,999,999 - 5Br/5Ba -  for Sale in Lincoln Hills, Phoenix
Open House
$2,999,999
5 Beds
4.5 Baths
4,241 SqFt
Status Active
MLS # 6729102
Property Type Single Family Residence
Price Type --
Welcome to your GUARD GATED serene retreat on over half an acre along the mountainside of Lincoln Hills with city views of the valley! Enter into the open concept floorplan with newer ACs, roof w/ 5 year warranty, water purification system, updated flooring, solid core doors, and updated ceiling fans and light fixtures throughout. Remodeled chef's kitchen with top of the line Sub-Zero fridge, 4 burner gas cooktop plus griddle, all new cabinets/ pull outs, RO system, prep sink, and wine fridge. Luxury primary suite with extended balcony overlooking the mountain and city views. Flex game room designed for indoor/outdoor style living with glass garage doors. Private backyard oasis with multiple private patios, pool, outdoor kitchen with gas BBQ, dishwasher, and fridge. Come take a look today

30505 N Sage Drive Peoria, AZ 85383

$2,999,995 - 3Br/4Ba -  for Sale in Blackstone At Vistancia, Peoria
New
$2,999,995
3 Beds
3.5 Baths
4,483 SqFt
Status Active
MLS # 6777345
Property Type Single Family Residence
Price Type --
This stunning contemporary home situated in Blackstone Country Club boasts elegance and sophistication. All furnishings included! With exquisite modern finishes throughout, this brand new home offers breathtaking golf course and mountain views from the 12th Fairway. The 50-foot long heated PebbleTec pool is perfect for relaxation, exercise and entertaining. The kitchen is a chef's dream with glossy acrylic high-end cabinetry, gorgeous quartz countertops, and top-of-the-line Thermador and Sub-Zero appliances, 2 dishwashers and includes a hidden butler pantry with ample wine refrigerator. The attention to detail in this home is impeccable, featuring expansive windows that seamlessly integrate with the outdoor landscaping. Wait until you see this gem! Other notable features include a custom sculpture at the entryway, 14-foot ceilings, luxury automatic window treatments, a library with built-in bookcases, and a separate TV viewing room. Three large bedrooms all include baths and exits to the pool area. This home was built with no steps and includes air-conditioned garage space. Blackstone is a guard-gated community with a private Country Club which has an optional membership.

7180 E Kierland Boulevard Unit 1218 Scottsdale, AZ 85254

$2,999,990
2 Beds
2.5 Baths
1,838 SqFt
Status Active
MLS # 6765853
Property Type Apartment
Price Type --
Discover the height of luxury living in this breathtaking contemporary penthouse 2-bedrooms, 2.5 baths with floor to ceiling windows throughout with open concept living room and dining room area for entertaining and be blown away by the stunning city views of Kierland, Paradise Valley, and Camelback Mtns. Entertain with a view in the contemporary gourmet kitchen. Designed to impress guests with a large island, custom cabinetry, gas stove, Bosh appliances, and wine fridge which leads into an elegant dining room with stunning views of the city and mountains. The spacious primary bedroom suite with breathtaking sunset views Unit includes 2 reserved underground parking spaces. Enjoy the buildings state of the art design and amenities, which include; a resort style rooftop pool, large sitting area with firepits, saunas, steam rooms, several BBQs, full size kitchen, party room, full size gym, yoga room, full racket court, game room, full size basketball court, pickleball court, golf simulator, business office, and dog park. Enjoy the convenience of being minutes away from the retail shopping at Scottsdale Quarter and Kierland

10460 E Quartz Rock Road Scottsdale, AZ 85255

$2,999,900
4 Beds
4.5 Baths
5,112 SqFt
Status Active
MLS # 6755408
Property Type Single Family Residence
Price Type --
This beautiful recently updated home is located in gated Troon Fairways which is adjacent to private country club or Troon featuring a Tom Weiskopf championship golf course. The home features spectacular view of Pinnacle Peak, Troon & McDowell Mountains as well as city lights. The 5,112,sf, 4 bedroom en-suite home is all on one level except for a lower level home theater and wine storage. Nearly every room has been updated with the finest finishes and features including updated baths, white oak wood and Travertine floors, new stainless-steel appliances, two dishwashers, center island kitchen, walk-in pantry, Lutron lighting, new pool equipment, home water filtration system, view deck, new roof, new low-e windows, new HVAC, epoxy coated oversized 3 car garage and much more.

7150 E Sierra Vista Road Cave Creek, AZ 85331

$2,999,500
4 Beds
4.5 Baths
3,490 SqFt
Status Active
MLS # 6737874
Property Type Single Family Residence
Price Type --
Almost 50 acres on one of the highest view parcels North of Cave Creek. Pristine high desert vegetation and incredible 360 degree views from the mountaintop. Rare opportunity and stellar home will be sure to woo you with the peacefulness, privacy, and setting. Vacant land parcel is 38.5 acres plus the home is on 9.9 acres. This home is priced right and ready to sell. Nothing in the area compares and homes rarely come on the market in this area. Remodeled in 2017 w/high-end modern finishes while preserving the integrity of the original homestead built in 1975. Massive great room/dining room overlooking view/pool with extensive patios. The 676 sqft casita has 1 bdrm & bath, kitchenette & great room w/deck. Don't miss an opportunity to own this one of a kind property!

10 Ranch House Circle Sedona, AZ 86336

$2,999,000
5 Beds
5 Baths
5,580 SqFt
Status Active
MLS # 6756415
Property Type Single Family Residence
Price Type --
Welcome to Doodlebug Ranch, the First of Three Historic Properties Homesteaded in Sedona & Featured on TV! No HOA and STR Friendly, this is truly a one of a kind spectacular setting on 1.25 acres & stroll to Oak Creek! Relive history in this Rustic Rambling Ranch Home and a Cowboy Bunkhouse built in 1936 with river rock harvested from Oak Creek and Wood Beams brought in on Horseback from Oregon! The Massive Covered Front Porch beckons you to cool off and rejuvenate in the oversized Adirondack Chairs listening to the melodies of the creek and wind blowing through the massive oak and sycamore trees. Step back in time and marvel at the craftsmanship of the rock walls, multiple fireplaces and varied rich textures of wood and stone. Sellers Modernized the Lodge 2022. Main house sleeps 10 & features two Primary Bedrooms. Main Level Primary is spacious and secluded at one end of the home. Upper level Primary features a HUGE walk-in closet, Clawfoot Tub, Balcony, Skylight over the Bed for Stargazing as you fall into a peaceful slumber. Play some darts during Happy Hour in The Bourbon Lounge. Magical memories gatherings happen in the Open Kitchen Dining Combo with two-story high ceilings which seats twelve comfortably on the natural flagstone floor. Chef's kitchen boasts butcher block Island to prep your favorite culinary delights and finish them off on the Forno 5-burner gas cooktop. Be blown away by the design of the Massive River Rock Fireplace and the intricate floor to ceiling tree trunk support beams. Just steps away is Cowboy Bunkhouse which sleeps four and features two separate cozy and comfy dwellings. Guests will experience the simplicity, privacy and tranquility that generations before have enjoyed. Other than a few modern additions, this cabin-like treasure is the real deal! When it's time to celebrate life, congregate with guests in the massive lush green backyard and let the fun begin. While the chef is preparing the BBQ feast, take a stroll over to the creek or around the grounds to admire the metal sculptures and gardens, play croquet, backgammon, hide 'n seek, or take a snooze in the shade under one of many towering trees. Be sure to look for the first boulder excavated from Chapel Of The Holy Cross site, which can be admired and awed forever in the backyard. At night, relax and rejuvenate in the hot tub while gazing into the dark celestial skies of Sedona. This amazing property also has a three-car garage with laundry/utility station. As if this lifestyle couldn't get any better, membership is available next door at Poco Diablo Resort where you and your guests can enjoy the resort amenities. Or visit their restaurant as an additional dining option. Be sure to order one of their famous Bee Sting Cocktails at the bar! This may be a once in a lifetime opportunity to own a historical property in beautiful Sedona. Coconino Parcel 40144047 included in sale. Won't last long so make it yours today!

20202 N Las Vegas Road Prescott, AZ 86305

$2,999,000
2 Beds
3 Baths
2,440 SqFt
Status Active
MLS # 6762627
Property Type Single Family Residence
Price Type --
''Las Vegas Ranch Estates will astound you w/ it's wide open views of mountain peaks, cattle and abundant wildlife. Enjoy room to roam on nearly 40 ac. that backs to Nat'l forest at Boot Creek Ranch. Large main house has vaulted ceilings w/ abundant natural light showcasing the many details from wood beams to a grand stone fireplace. Main & Guest home = 3400 sq.ft, incl. gourmet kitchen w/ oversized island, 2 living rooms overlooking 2 covered patios & an inviting guest house w/ full kitchen and separate office space attached to an oversized 3 car garage. Soak in the Cowboy luxury tub on the backyard patio w/ hot & cold water. Watch as the cattle graze on the surrounding hills w/ daily sightings of wildlife. Walking or bike riding on paved roads are a delight to this gated community.

14225 N River Ridge Road Coolidge, AZ 85128

$2,999,000
5 Beds
6 Baths
7,312 SqFt
Status Active
MLS # 6765271
Property Type Single Family Residence
Price Type --
Stunning one of a kind custom home featuring quiet living and space! This 7200 square foot home sits on 12 secluded acres of beautiful desert landscaping with views of the Superstition Mountains. Immediately fall in love as you enter the large arched door that opens to a gorgeous open floor plan highlighted with sprawling ceilings, copper fireplace, and the largest kitchen island you've ever seen! Features include large sparkling pool, travertine floors, beautiful balcony, basement, screened in back porch, guest quarters with kitchenette, butlers pantry, 2 laundry rooms, 2 soaking tubs, celestial windows, real wood floors, custom real wood doors, tons of storage, air conditioned garage with 3-16ft doors, two wells, and a guest home! And so much more!

6924 E Stagecoach Pass Carefree, AZ 85377

$2,999,000
3 Beds
3.5 Baths
4,400 SqFt
Status Active
MLS # 6755398
Property Type Single Family Residence
Price Type --
On the southeast side of Carefree's Black Mountain. This hillside landmark residence was designed by the legendary Carefree architect Gerry Jones. One of a kind desert contemporary home with stunning views of the Boulder pile, Pinnacle Peak, McDowell Mountains, and city lights. Only a block from the Boulders resort. Private gate. No HOAs. Nestled in the boulder outcroppings. You will find the pool and outdoor spaces in the most private setting with amazing mountain and city lights views. The home has been designed with such harmony w/ nature and seamlessly blending the living space to the outdoors. Lots of recent upgrades & improvements. You will be impressed and captivated. Rare opportunity to own an iconic residence. Perfect private vacation golf getaway or year-round residence

8535 E Regina Circle Mesa, AZ 85207

$2,999,000
5 Beds
5 Baths
6,025 SqFt
Status Active
MLS # 6722214
Property Type Single Family Residence
Price Type --
Hillside mountain masterpiece home that is beautifully situated on a cul-de-sac lot featuring 5 bedrooms and 5 bathrooms. This amazing layout has two master suites. The Gorgeous remodeled gourmet kitchen features a walk in pantry, built in appliances including a 48 inch gas cook top, dual wall ovens, built in ice maker and so much more. Enjoy the media room, office and huge family room with wall of glass to the back yard. You will love the Soaring 20+ foot ceilings, plus the beautiful stone and brick accents throughout. This open floor plan has new large format porcelain floors, all new base boards plus all new bathrooms. This home has a fabulous layout for entertaining! The backyard features a mosaic tile pool and spa, plus a huge outdoor kitchen with built in bar and BBQ. Enjoy sunsets and the putting green plus fabulous mountain views. front courtyard offers amazing sunsets and city light views plus a beautiful fireplace and don't forget the loft offering beautiful views of the valleys. so much to see and enjoy and plus this home is MOVE In READY!

4849 N Camelback Ridge Road Scottsdale, AZ 85251

$2,995,000
2 Beds
2.5 Baths
2,157 SqFt
Status Active
MLS # 6636465
Property Type Apartment
Price Type --
Tucked at the base of revered Camelback Mountain, Ascent is a new, private residential enclave adjacent to The Phoenician Resort - one of Arizona's premier luxury resort destination. This community incorporates the Sonoran Desert landscape directly into its design, at the most enviable location in Scottsdale. Ascent offer views overlooking the Valley & Camelback Mountain. Home designs feature contemporary architecture integrating warm, natural materials, expansive windows, and large outdoor patios. Thoughtfully designed by Nelsen Architects and Vallone Interior Design. Luxury finishes include exquisite Bulthaup Kitchens, Provenza wood floors, Sub Zero Wolf appliances & 10' ceilings.

4407 N 37th Way Phoenix, AZ 85018

$2,995,000
5 Beds
5.5 Baths
4,192 SqFt
Status Active
MLS # 6774889
Property Type Single Family Residence
Price Type --
Welcome to your dream home in one of Arcadia's most desirable gated neighborhoods. This timeless residence masterfully blends classic elegance with modern design, featuring numerous custom upgrades throughout. This expansive 5-bedroom, 5.5-bathroom home includes a luxurious first-floor primary suite, each bedroom boasting its own en- suite bathroom for ultimate comfort and privacy. The loft area provides additional space for relaxation or entertainment. Step inside to discover custom millwork, an elegant iron staircase, and striking iron beams that enhance the home's architectural beauty. Soaring ceilings create an airy ambiance, complemented by high-end custom hardware, fixtures, and window treatments. The garage features a 220-volt outlet, perfect for EV charging. Nestled on a completely private cul-de-sac lot with north-south exposure, this home offers abundant natural light and breathtaking mountain views. The two distinct backyards are designed for relaxation and entertainment, complete with a sparkling pool, cozy fireplace, two custom-built pergolas, a misting system, built-in BBQ, and lush artificial turf. The chef's kitchen is a culinary dream, equipped with top-of-the-line Subzero and Wolf appliances, a spacious eat-in area, and a large islandideal for gatherings and family meals. Located just a short walk from popular spots like La Grande Orange, Postino, Ingo's, and Chelsea's Kitchen, this home offers not just luxury but also a vibrant lifestyle. Don't miss your chance to own this exquisite property in the heart of Arcadia!

Leave a Reply

Your email address will not be published.