Mortgage Myths: Here’s Why You Don’t Need a Full 20 Percent Down Payment

Price Improvement! New roof underlayment & newly resurfaced pool. Welcome to this cul-de-sac home in the gated community of Mirabel Village! Experience this stunning property with a short film (not a photo slideshow - 2nd image click play) showcasing the elegant interior and resort-like grounds. After, further explore this impressive home with a full interior 3D walk-through. Tour this home at your own pace. 1.2 acres featuring a heated pool, spa, fire pit and BBQ pergola. Expansive private courtyard with fireplace and access to attached casita. Iron entry door opens to a foyer and formal living room with fireplace. The main home features 4 bedrooms, 3 full bathrooms, a total of 3 interior fireplaces, stacked stone accent walls, window shutters, soaring ceilings and built ins throughout.

This nearly new Catalonia model by Toll features a fantastic great room split floor plan w/great Black Mountain views in gated Reserve at Tranquil Trail. 3 ensuite bedrooms, 3.5 baths, an office, & a bonus room plus a 3 car garage all on one level w/a gorgeous pool/spa & gazebo. Upgrades throughout including courtyard entry w/travertine pavers & modern water feature, huge great room w/sliding pocket door, gas fireplace, wood-look tile floors, dark wood cabinets, granite counters, glass tile backsplash, SS appliances, custom lighting, clerestory windows, plantation shutters, & ceiling fans. Large primary bedroom w/lavish bath featuring dual sinks, floating tub, tiled shower surrounds w/dual shower heads, & walk-in closet w/organizers. Great secondary en suite bedrooms and bonus room in

Luxury home in Candlewood Estates at Troon North * Open, 3 bedroom plus office and bonus room, game room, formal dining room and living room with zero interior steps * Private north/south exposure lot with mountain and sunset views * Resort-style outdoor living with a pool, covered dining patio, built-in BBQ and gas fireplace * A 3-car garage completes the residence *

Amazing Custom Home with detached casita (footage calculated in total). Nestled between gorgeous mountain vistas and natural wash valleys on 2.6 acres of land. Grande porte cochere towers over the private drive entry with gorgeous double wrought iron entry doors. Home opens to a 2-story foyer with gorgeous vistas and natural lighting overlooking pool/spa. Natural stone floors, marble & granite accents and tops, other pillar accents throughout. Newly refinished cabinetry adds a modern touch to an otherwise elegant space. 2-story patio shadows a large exterior entertaining zone flanked by a gorgeous pebble tech pool/spa and detached pool/guest house. This home truly is a desert gem!

This beautifully remodeled 3-bedroom residence offers the ultimate in convenience and luxury. Each bedroom boasts its own private ensuite bathroom and walk-in closet, offering ultimate privacy and indulgence. A chef's dream, the kitchen is equipped with top-of-the-line Viking appliances and provides a stunning centerpiece for the home. Abundant natural light fills the space through large sliders that open to a serene courtyard. Experience peace of mind within the secure confines of this guard-gated community. Enjoy resort-style living with eight swimming pools, nearby golf courses, and convenient shopping just moments away. This turnkey property offers effortless living without the stress of maintenance.

Located in the Triple Crown community, this rare 5 bed, 3.5 bath with basement features an open floor plan, wood flooring, high ceilings, arched entryways, and numerous windows creating natural light throughout the home. Home features family room with gas fireplace, formal dining/great room, and newly updated chef's kitchen with stainless steel appliances, kitchen island, separate bar, and room for dining seating. Primary suite holds dual vanities, separate bathroom, oversized shower, and enclosed toilet. Main floor holds 2 guest bedrooms; basement holds additional 2 guest bedrooms and large family/game room. Entertain and enjoy Arizona's weather in the backyard with new private pool, covered patio perfect, and separate BBQ area. Recent upgrades include new roof, HVAC unit, flooring, interior and exterior paint, and kitchen and pool remodels. Triple Crown features community park with basketball court, sand volleyball, playground, and multiple areas for your family to dine, grill, and play. Home is located just minutes from Scottsdale's top resorts, shopping, golf, and restaurants.

Welcome to Twain Dr! Talk about having it all! Take a step into this expansive home that just keeps going! This entertainers paradise features 5 bedrooms, 4.5 bathrooms, and a beautifully updated open living concept that cannot be missed. Featuring two flex rooms right when you walk in the front door, an oversized dining area, wet bar, and open concept kitchen/living area, this home has space for anything you desire! If that wasn't enough, step outside into two different locations. First, enjoy your morning coffee in this beautiful, private courtyard with a fire place, or head on out back and enjoy privacy with no neighbors behind you! This desert oasis of a backyard, with an incredible water feature, built in barbecue, pool, and spa is an entertainers dream! If that wasn't enough, head into the master bedroom, which includes a beautiful outdoor patio space to enjoy the sunset, a large master bathroom, and huge walk in closet, and fully remodeled bathrooms throughout for guest bedrooms! Enjoy family night with popcorn and snacks in your exclusive media room! Last but not least! FULLY OWNED SOLAR to SIGNIFICANTLY reduce bills each month, along with Ring security cameras throughout the house! To top it all off, do not miss all the AMENITIES that Anthem has to offer, including a community pool, biking/walking paths, clubhouse/rec center, workout facility, and tennis courts! Schedule your showing today! Twain Dr is not to be missed!

Welcome to this stunning custom home in the exclusive GATED SUMMERHILL community. This beautiful 4-bedroom, 5-bathroom plus executive office home spans 3,666 square feet livable, and 5688 Under Roof! This Custom home built by Forte Homes offers luxurious living at its best! One of the newest homes built in Summerhill in 2018 includes newer components like roof, A/C units, stucco, paint, insulation, and appliances, all 2018. The property is situated on a 1.35-acre mountainside lot and provides breathtaking mountain views and high-end features. The large great room boasts stained exposed wood beams, 15-foot ceilings, and large windows showcasing stunning mountain views. The gourmet kitchen has top-of-the-line stainless steel appliances, including a Sub-zero built-in refrigerator, a Wolf gas range with double ovens, and two dishwashers. The kitchen also features a large island with double sinks, a breakfast bar with sink and chilled RO system, custom alder cabinetry, and a walk-in pantry. Dramatic entry, formal dining room, neutral flooring throughout, custom window treatments, granite counters, solid 8-foot doors, Star dual energy dual pane windows, smart home technology, and a large laundry room are just some of the upscale features. The Elegant primary suite wing features a private exit to the patio, a spa-like bath with double sinks, a huge walk-in closet, a jetted tub, and Incredible views from every window! Adjacent to the Primary is an Executive Office and Powder Room. Three secondary bedroom suites include neutral tile in common areas, carpet in bedrooms, private baths with granite and custom fixtures, and walk-in closets. The 5-car garage is a massive 1325 square feet with air conditioning, insulation, custom 10-foot doors, and built-in cabinetry, providing ample space for vehicles and storage. The backyard is ideal for entertaining and offers stunning mountain views and amazing sunsets. The expansive covered patio with paver flooring is perfect for entertaining, complete with built-in gas heaters, ceiling fans, and a pool bath. Enjoy the natural gas-heated pool and spa, surrounded by a travertine deck and multiple seating areas. It includes a custom heated pool and spa with deck jets and a spillway. The custom natural desert design landscaping, a turf side yard, and a paved driveway enhance the property's curb appeal. This home is a masterpiece, offering luxury, comfort, and breathtaking views. Don't miss the opportunity to make it yours!

This stunning 4-bed, 2.5-bath modern home offers 3,083 sq. ft. of luxurious living space, fully remodeled to perfection. The gourmet kitchen features a sleek 10ft island, quartz countertops, and top-of-the-line appliances, ideal for culinary enthusiasts. Enjoy an airy, open-concept layout that seamlessly connects living spaces with breathtaking lakefront views from multiple rooms. Step outside to your private oasis with a brand-new PebbleTec pool, perfect for entertaining or relaxing. Every detail of this home blends modern elegance with timeless charm, making it a must-see in the Lakewood Estate community.

Welcome to your dream retreat! This stunning property features an innovative design where stackable patio doors seamlessly merge indoor and outdoor living spaces with mountain views and lake overlooking the golf course. Awake in the morning & enjoy views of lake and mountain right from your bedroom! Inside discover an open-concept floor plan that effortlessly flows onto an expansive outdoor patio, perfect for entertaining or enjoying quiet moments of relaxation. This Solstice model has over 3000 sf, formal dining room 2 large bedrooms, den and casita with separate den, oversize 3 car garage. PebbleCreek has over 200 clubs, 36 pickleball courts, 3 golf courses to enjoy, 2 restaurants, 330 seat theater and a lot more! This 1/4 acre lot is one of the best properties in PebbleCreek

Luxurious living at Higley Groves West! This magnificent haven offers a lovely curb appeal w/a stone façade, private courtyard, a 3-car side garage, & a wide RV gate/parking. Meticulously designed interior w/pristine lines promotes a modern feel, boasting inviting foyer, rich wood flooring, plantation shutters, thick baseboards, & stylish light fixtures. Highlights include an large living room, formal dining room, & desirable great room adorned w/pre-wired surround sound. Gourmet kitchen is a chef's delight, fully equipped w/abundant white cabinetry accentuated by crown moulding, travertine backsplash, a custom prep island w/a breakfast bar, desk area, built-in appliances, butler's service area, granite counters, & a breakfast nook. As a bonus, this house features a magnificent backyard. Grand owner's retreat will impress you w/direct outdoor access, an ensuite w/two vanities, make-up desk, soaking tub, & a walk-in closet w/mirrored doors. One Jack & Jill bathroom! Stunning backyard is an entertainer's dream, showcasing a covered patio, putting green, storage sheds, fire pit, & an enticing pool & spa. This gem will captivate you!

Seller open to seller financing! Welcome to this stunning single-level TW Lewis home in the prestigious gated community of Valencia - San Sebastian. Spanning over 4000 sq ft, this elegant home offers 4 bedrooms plus den,3.5 bathrooms, and soaring 12 ft ceilings and is situated on a spacious 20,000+ sq ft lot adjacent to a vast neighborhood park. The open kitchen boasts a Wolf stove/oven, pot filler, walk-in pantry, granite countertops, and a wine area. Interior highlights include wood shutters, travertine flooring, surround sound, high-end lighting, and motorized blinds. The luxurious master suite offers two walk-in closets and a grand walk-through shower. The backyard oasis includes a pool, spa, fire pit, and a spacious grassy area. Located near restaurants and shopping!