Mortgage Myths: Here’s Why You Don’t Need a Full 20 Percent Down Payment

Welcome to your oasis in North Scottsdale. On nearly an acre of land with stately trees and a sparkling pool to relax in, this beauty does not disappoint. 3 bedrooms plus an office and a bonus room with storage galore make this home an exceptional find. New flooring, cabinets and a new roof make it even more desirable. Come and enjoy the new dream home ready for you. More updated photos coming soon, but why wait? Come see this beauty today!

A daydream come true! Surrounded by stunning mountain views and located in a quiet cul-de-sac. Newly remodeled to a clean, modern and sophisticated aesthetic. The backyard features low-maintenance turf, plenty of space for entertaining and magnificent views of Arizona's spectacular sunsets! Relax to the tranquil sound of the water feature, soak in the jacuzzi or play in the sparkling, turquoise pool. Enjoy privacy inside with a large primary suite that feels like a spa. Thor gas range, 2 new Trane ACs, tankless water heater and many more upgrades that make life a breeze. An epoxy-floor 3 car garage and side paver drive extending to the backyard creates a perfect set up for your toys. Located near Basis, Mayo, trails and many other attractions. It's time to start loving your life here!

PRICE REDUCTION ! SELLER WANTS THIS NICE property SOLD! This is the LOWEST PRICED UNIT for the 2,300-sf plan. Biltmore Fairway Lodge ground floor unit offering wonderful views of the 10th fairway at the Newly renovated Biltmore Estates golf course. Come and enjoy the Biltmore lifestyle with walking paths, hiking, world class shopping & dining at Biltmore Fashion Park, and the best-in-class Biltmore Resort all in the immediate area. The Estates golf course has been perfectly transformed and the New Adobe restaurant and golf shop are oh so cool, hip and trendy. This is the spot you want to be in! The gently lived in unit offers two spacious bedrooms, a large den and 2.5 bathrooms. Newer AC units. Kitchen features Wolf and Subzero appliances, warming drawer and wine fridge. Updates include new carpeting, new kitchen tile and backsplash. Two assigned underground parking spaces along with spacious storage unit. The location is excellent - Phoenix Sky Harbor airport is less than 10 minutes away, Biltmore Fashion Park is walking distance too

The Property was pending on a Lease-Purchase for 6 months - newly back to market! Stunningly remodeled in 2022, this exquisite residence in McCormick Ranch, is a true masterpiece. Step inside and be greeted by the inviting engineered hardwood flooring that spans throughout. This home boasts not one, but two fireplaces, adding warmth and charm to both the family and living rooms. The expansive kitchen is a chef's dream, featuring ample storage space and equipped with all the modern amenities. Take note of the built-in wine refrigerator, perfect for entertaining guests in style. The convenience of a spacious laundry room with a sink adds to the practicality of this home. Indulge in the comfort of the primary bedroom, where backyard access creates a seamless connection to outdoor serenity. The en-suite bathroom offers a dual sink vanity, complemented by a walk-in closet presenting a perfect blend of style and functionality. The outdoor space is a true oasis, featuring a covered patio that invites relaxation. Lounge by the private pool, or seek shade beneath the inviting ramada, creating memorable moments for family and friends. The home formerly operated as an Airbnb with an annual gross income exceeding $125,000, this home offers not only luxurious living but also a lucrative venture. Don't miss out on the chance to own this remarkable residence in the heart of Scottsdale's finest.

Prepare to be amazed by this stunning OCOTILLO WATERFRONT property, boasting 270-degree water views and 212 feet of shoreline! This is a rare gem that defines luxury living at its best. With unbelievable upgrades, including a grand wrought iron front door, a cozy fireplace, beautiful 2x4 tile flooring, and charming wood shutters, this home is a true masterpiece. The kitchen is a chef's dream with a waterfall island, elegant quartz countertops, and so much more. Step outside and see the home has been freshly repainted and enjoy the serenity of a large Zen garden on the property. This home and its enchanting location are simply magical!

North Scottsdale GRAYHAWK Guard Gated luxury living in this STUNNINGLY REMODELED 3BR, 2.5BA PRIVATE cul-de-sac Retreat! Live the Arizona Dream, savoring this 2704 SF of elegantly reimagined space on a Large MOUNTAIN VIEW lot! This reinvented private semi-custom offers a rare 3CG + host of REMODELED AMENITIES all elevating its appeal. From the moment you step inside, the pride of ownership shines through. The grand foyer welcomes you with high ceilings, decorative light fixtures, and fresh interior paint throughout. The bright living and dining areas boast large windows that flood the space w/ natural light, complemented by stunning real wood flooring. The gourmet kitchen is a true centerpiece, featuring all-new appliances, a custom kitchen island, bar, and striking...CLICK ''MORE''.. ...real QUARTZITE stone countertops. The Gourmet kitchen also offers wood cabinetry, a gas cooktop, wall ovens, and a breakfast nook, making it a dream for culinary enthusiasts. Additional upgrades include new lighting, ceiling fans, and a convenient hot water dispenser. Relax in the bright and spacious family room, complete with new custom windows, a beautifully updated fireplace surround, and an electric fireplace for added ambiance. The oversized main suite is a serene retreat, with patio access, a cozy seating area, and a fully remodeled ensuite. The primary bath features dual vanities, quartzite countertops, and a custom walk-in closet. Outdoor living is just as impressive, with a covered patio, built-in BBQ, new outdoor gas fireplace, and a Jacuzzi hot tub. The professionally redesigned backyard also includes a new fountain, all-new landscaping with updated irrigation and lighting, and a new outdoor gate and courtyard fencing for added privacy. Please note: The chandelier in the Dining Room does not convey. **UPGRADES & UPDATES TO HOME AT A GLANCE:** - All new appliances - Custom kitchen island and bar with quartzite countertops - Master and guest bathroom remodel - Custom security doors (three) - New bedroom and kitchen windows - Custom fireplace surround with electric fireplace - New faucets and kitchen hot water dispenser - New blinds and all-new lighting and fans - Tankless hot water heater - New door hardware throughout - New outdoor gate and courtyard fencing - All-new landscaping, irrigation, and lighting - Jacuzzi hot tub, outdoor fountain, and gas fireplace - Insulated new garage doors - Custom master closet This Grayhawk gem is ready to welcome you home with its combination of timeless elegance and modern upgrades. NEAR ARTISAN RESTAURANTS, DINING, SHOPPING, WORLD CLASS GOLF, SPAS, HIKING AND MORE....Don't miss the chance to make it yours! Call for your Tour today!

Quintessentially Fountain Hills, this rare single level home is tucked on a quiet cul-de-sac in one of the most desirable areas of town. Enjoy unrivaled views of Red Mountain, The McDowells, and Four Peaks from nearly every room. Presented to the market for the very first time, pride of ownership is obvious from the moment you arrive. Once inside, instantly notice soaring ceilings and walls of glass that frame the formal living and dining rooms. Take a few steps further and the kitchen and family room will take your breath away with its incredible views and bright and light feel. The kitchen is well thought out with stainless steel appliances, granite countertops, and a kitchen island that will make any chore a delight. Compelling rejuvenation, the oversized master retreat features more framed views of Red Mountain and Four Peaks along with an updated bathroom with dual sinks, corner Jacuzzi Tub, travertine snail shower with built-in bench, private water closet, and custom walk-in closet. Treat guests royally with a second junior suite tucked away on its own with a full en-suite and full bathroom. Two additional bedrooms, and full bath make this split floor-plan combine both functionality and convenience. Step outside to your private Sonoran Sanctuary with multiple covered patios, an open air deck that wraps the entire length of the home, and a tiered pool featuring ultimate privacy and a resort feel with its own custom rock water feature. Hidden features of this home include an air-conditioned workshop off the garage, massive laundry with tons of storage smartly placed between the bedrooms, central vac, wired security system, and much much more! Select furnishings available via separate bill of sale.

Great location at the foot of Black Mountain in a 1.72 acre private setting.Custom home built in 2000, 3 bed w/den/office or 4th bedroom,2 full baths & 2 half baths.4 car epoxy floor garage.Spiral staircase up to the outdoor view deck above the covered patio to capture 360 degree mountain views and amazing sunsets.Kitchen boosts center island, granite counters,Hickory cabinets, Themador gas cooktop & dishwasher & double convection ovens.Upstairs primary suite with exercise room, mini kitchen/wet bar and exit down spiral staircase to back yard, generous size bathroom area dual sinks & jetted tub plus large walk in closet.Tons of room to add pool or Casita in the backyard.New interior and exterior paint ,new roof coating and prepaid solar lease that has 39 panels. Enjoy the grandeur of the Sonoran Desert, visit the one-of-a-kind Sundial and stroll through our vibrant downtown Desert Garden. Attend our seasonal festivals and art shows; discover unique shops, exceptional galleries and gourmet restaurants; and bring the kids to the Kiwanis Splash Pad for fun in the sun. There's so much to see and do in Carefree, Arizona! A scenic 30-minute drive from Phoenix and Scottsdale.

Welcome to this NEW stunning 4-bedroom, 3.5-bathroom residence in the prestigious gated community of Overlook at Forest Knoll! This home offers a breathtaking elevated view capturing the beauty of Camelback Mountain. It greets you with stone accents on the facade, a 3-car garage, a paver driveway, and an RV gate. Discover bright and spacious living areas for relaxation and memorable moments with loved ones. Wood-look floors, recessed lighting, upscale ceiling fans, and sliding glass windows that merge indoor and outdoor activities are some features that you'll also adore. Hone your cooking skills in the sleek kitchen showcasing SS appliances with a wall oven, built-in ice maker, quartz counters, built-in ice maker, pristine white cabinets, a walk-in pantry, and a center island... Retreat to the luxurious primary bedroom, a true sanctuary with a lavish ensuite boasting dual sinks, a make-up vanity, a soaking tub, and a generous walk-in closet. Outside, the sizable backyard offers an array of potential for your creative landscaping ideas and tranquil neighborhood views. This gem will sell fast!

Experience the epitome of luxury living in this beautifully updated Anthem Country Club home, boasting a perfect blend of modern convenience and elegant design. Nestled on a prime lot with unobstructed views of both Daisy Mountain and Gavilan Peak, this property offers a serene backdrop that is simply breathtaking. Key Upgrades: •

Welcome to a beautifully remodeled home with modern upgrades and an open-concept layout. The home features added square feet of permitted living space, enhancing its functionality. The Master Suite offers a spacious closet, dual vanities, a soaking tub, and a separate shower. Throughout, you'll find sleek 24x48 tile flooring, while the gourmet kitchen boasts a waterfall island, quartz countertops, new cabinetry, and appliances. The front door is equipped with smart glass that shifts from clear to frosted on demand, providing instant privacy and added security. Outside, enjoy a resurfaced Pebble Tec pool, new pump, pergola, built-in BBQ, and paver patio—perfect for entertaining. With upgraded electrical, new windows, and fresh paint throughout, this move-in-ready gem is waiting for you!

Welcome Home to your custom 3 bedroom, 2 bathroom dream home in a highly sought-after area of Scottsdale with no HOA! This stunning single level property has been fully re-imagined by the design talents of 555 Angel Designs and is now in immaculate, like-new condition. As you enter the home, you'll be greeted by a spacious and open floor plan. The living area features custom wood work and new French doors that flood the space with natural light, creating a warm and inviting atmosphere. The kitchen is a chef's dream with brand new top of the line appliances, honed quartzite countertops, a large island and custom cabinetry that provide ample space for cooking and entertaining. The adjacent dining area and bar are perfect for hosting dinner parties or casual meals with family and friends. The luxuriously large primary bedroom is a true retreat, boasting a spacious bedroom with plenty of natural light, French doors that lead to patio, a stunning grand ensuite bathroom with a walk-in shower, freestanding tub, seperate vanities and a large walk-in closet. Two additional well sized bedrooms provide plenty of space for family or guests. A large private oasis backyard, with a stunning new private pool, covered patio and new landscaping provide the perfect space for outdoor living and entertaining. This home is just minutes away from shopping, dining, and entertainment, as well as top-rated golf courses, schools and parks. Don't miss this opportunity to own a completely updated and move-in ready home in one of the most desirable areas of the city!