Mortgage Myths: Here’s Why You Don’t Need a Full 20 Percent Down Payment

Fully finished, Quick Move In home. Ultimate RV Garage: 47x23 fully finished RV garage, completely insulated, 14 ft tall door, 16ft ceilings, floor drain, hose bib faucet, and an upgraded electrical package with 400 amp service, 50 amp outlet; over lit with multiple fixtures. Bring the Bus, the Boat, the side by sides, and still have room for a workshop or home gym! Arroyo Vista Estates, a gated community of 26 semi-custom homes with unforgettable views of the Superstition Mountains. Fantastic 1 acre lot. Modern light desert toned colors, this single level home has something for everyone! Three bedrooms plus open den. Extensive tiled flooring, 42'' cabinets with full height backsplashes, and more! Fully landscaped front yard, and fenced, leveled rear yard all included. waterfall kitchen island, the extremely popular Calacutta Maywood quartz counters, Samsung appliances including wall ovens. Baths have tiled showers surrounds with a custom design. Spectacular setting! Includes front yard landscaping, paver walks, courtyard and more!

Just completed! 5 BED 4 BATH 3 CAR GARAGE an 1.25 ACRE LOT with paved road access and NO HOA! Spacious great room plan with gourmet kitchen, White Cabinets, wall oven/microwave combo, Induction cooktop, Stainless Vent hood, custom quartz counters and full fridge and freezer. Master suite has it all!! Private porch access, dual vanities, separate tub and shower. Large South Facing patio for shade all day. Huge walk-in closet. Four bedrooms / 4 full baths with amazing views. Over sized bedrooms with can lights and ceiling fans in every room. Large laundry room with counters and cabinets and space for freezer. Oversized 3 car garage. Front Yard Desert Landscaping included along with Block Fence Back Yard on Paved Rd. NO HOA - $5,000 towards closing costs for close before Christmas!

Mountain views surround you on this peaceful acreage in sought after area of Cave Creek. Spur Cross Rd has AZ history that includes the construction of a dude ranch (built in 1928 using materials from an abandoned Phoenix Mine), the conservation of a ranch & development of a trail system. (SCR Conservation Area includes Spur Cross Trail which leads into the national forest.) Create your own retreat on this property with a 4 bedroom, 2 bathroom home waiting for your design desires.

Step into the realm of refined elegance as you discover this meticulously renovated dual master suite abode nestled within the esteemed Scottsdale Ranch community. Crafted with meticulous care by an acclaimed award-winning designer, this residence exudes a blend of timeless charm and modern luxury across two distinct phases of renovation. Phase 1, initiated in 2017, was dedicated to enhancing accessibility and comfort with an ADA-compliant main level and master suite. Embrace the essence of sophistication with widened doorways, bespoke wheelchair-accessible vanities, and a luxurious roll-in shower complete with custom bench seating. From the gleaming new stainless appliances to the upgraded hardware and accents, no detail was overlooked in creating a space of unparalleled refinement. August 2021 marked the completion of Phase 2, a testament to elevated living with the complete remodeling of the upstairs master suite. Indulge in the epitome of indulgence with a newly designed master bath boasting a spacious walk-in shower and a custom dual vanity adorned with a makeup desk and designer backsplash. Beyond the primary suites lies a secondary ensuite bedroom, offering versatility and functionality ideal for a perfect multigenerational living. Throughout the residence, upgrades abound, from the durable luxury vinyl flooring reminiscent of plank tile to the resplendent new light fixtures and hardware adorning every room. Step outside through the great room or first-floor master suite to discover a private oasis beckoning with a tranquil patio and a sparkling pool featuring a soothing water feature amidst lush citrus trees. A charming paver path leads through the side yard, flanked by storage sheds and a gate to the front yard, completing this idyllic retreat. The two-car garage stands as a testament to organizational prowess, boasting extensive built-in cabinetry, an oversized work sink, and direct entry into the laundry room. Residents of the prestigious Suntree community are treated to a wealth of amenities, including an oversized heated pool, spa, and verdant play areas. The surrounding Scottsdale Ranch area offers additional delights, from picturesque parks and walking paths to access to Lake Serena for aquatic adventures. Experience the epitome of multigenerational living in a setting designed to accommodate a wide range of needs and desires. Whether welcoming additional family members or live-in help, the spacious upstairs master suite and versatile secondary bedroom offer endless possibilities for luxurious living in this distinguished locale.

Welcome to your oasis in the sky! This luxurious condo, nestled in the heart of a concierge building, offers a lifestyle of opulence and convenience. Boasting unparalleled views of the majestic North Mountain, twinkling city lights, and captivating sunsets, this residence is a true masterpiece. Step into a world of extravagance as you explore the amenities of this exclusive community. Relax and rejuvenate in the heated saltwater pool and spa, take your furry friend to the on-site dog park and utilize the convenient dog wash station. Stay fit in the high-end fitness center, entertain guests in the sophisticated lounge, or host gatherings in the well-appointed recreation room. Your new home includes the rare privilege of three assigned parking spaces, ensuring convenience and ease of access. Inside, experience the epitome of modern living with a remodeled chef's kitchen that will delight culinary enthusiasts. The LG ThinQ wash tower adds a touch of technological sophistication to your laundry routine, while the bamboo flooring exudes elegance and warmth. This property offers a truly carefree lifestyle, with the Homeowners Association (HOA) dues covering water, sewer, and trash services. Say goodbye to the hassle of utility bills and embrace the luxury of worry-free living. Don't miss the opportunity to make this stunning condo your sanctuary. Live where every detail reflects the epitome of refined living, where the views are breathtaking, and the amenities are unparalleled. Welcome home to a life of luxury, comfort, and serenity!

Welcome to this amazing Clarkdale retreat. Custom built with all of the right features in the perfect places. Situated on 1.6 acres, the views are amazing. Located minutes from Jerome and Cottonwood which both offer fantastic wineries, locally owned restaurants and endless activities. The home has a gorgeous entry, open concept and split floorplan. The kitchen has stainless steel appliances, custom alder cabinets, double ovens, an oversized island and large pantry. The primary suite is oversized with a full en-suite and separate entrance tot he back patio. The other two bedrooms and bath are located opposite the primary bedroom. The flex room is not counted in the square footage as it was initially planned as the garage. The flex space or workshop is cooled/heated, has a separate entrance and measures 12 X25 for an additional 300 sq ft. This space can be utilized for just about anything. Even a rental possibility. This home is immaculate! You will love it here!

Discover your dream home nestled in the picturesque town of Fountain Hills where design meets comfort with views from every room. Home is built of concrete block for energy efficiency, has over 3100 sq ft, with three bedrooms, all suites, providing a personal retreat for family members and guests alike, all in a separate wing!! Enjoy the convenience and privacy that these oversized suites offer. The home is situated on .42 acre lot so there is ample outdoor space with a pool, gardening area, fruit trees BBQ island with seating. Relax and unwind on the expansive 450 sq ft patio that offers stunning vistas of 4 peaks and views of the world famous fountain! The outdoor space is ideal for morning coffee, sunset cocktails, or simply soaking in the natural beauty of the space. The home is equipped with top-of-the-line products including high-end kitchen appliances that will delight any culinary enthusiast. The property was fitted with newer HVAC units in 2021, roofing that is 10 years old but cost close to $27,000 due to high end underlayment and workmanship (documents available upon request). Pella windows were installed to avoid the noise from Palisades and yet allow you to take in the mountain views from the front areas of the home. Enjoy pure, clean water with the Kinetico water treatment system that provides peace of mind and enhances your overall living experience. This residence is not just a home; it is a lifestyle choice that embodies great living in a serene environment. Fountain Hills is renowned for its breathtaking views , vibrant community, making it an ideal location for families and individuals alike. Whether you are looking to entertain guest, enjoy quality family time, or simply want to relax in your own private sanctuary, this property has it all. Don't miss the opportunity to own a piece of paradise in Fountain Hills. Your dream home awaits!

Beautiful, well appointed family home on a private lot in wonderful Cooley Station! Courtyard entrance. Great room perfect for large gatherings. Wood grain tile floors. 4 nice sized bedrooms with walk-in closets, and 4 bathrooms, plus a private den currently being used as an additional bedroom. Kitchen features include a huge granite island with lots of seating, a spacious walk-in pantry, and a versatile gas cooktop. Laundry room with cabinets and a sink. The fantastic back yard includes a heated PebbleTec pool and hot tub, surrounded by cool Limestone patio, pool deck, and pavers with easy-maintenaince turf. Home backs to the canal so no neighbors behind! Beautiful green space across the street, and many amenities in this community. Must see!

Have you been dreaming of a home surrounded by mature trees in the heart of South Tempe? This one-of-a-kind custom property offers an oversized lot, a backyard oasis, elegant wrought iron doors, wood beam vaulted ceilings, stunning floors, a natural fireplace, a cedar closet, a spacious kitchen, and even a hidden room. Full of character and thoughtful upgrades, this home stands apart from the rest. As you step inside, you'll instantly feel the warmth and know it's a perfect place to gather and create lasting memories. The expansive rooms in this single-story estate seem to go on and on, showcasing the pride of ownership and attention to detail throughout. Welcome to Corona Del Sol Estates, a highly sought-after community in the Kyrene School District. This home's prime location offers endless shopping, dining, and entertainment options, with Chandler Fashion Center and popular eateries just minutes away. Situated in the Kyrene School District, it's also home to Kyrene del Cielo Elementary. We're excited and honored to introduce you to this impressive property. Tours will be available soon!

Recently remodeled and a beautiful sight to see! Enjoy lock-n-leave luxury living at its finest in Gainey Ranch. The 2021 remodel includes a new kitchen and appliances, flooring, backsplash and so much more. (See full list in docs sections). The 2 bedroom townhome also features an upstairs loft, ideal for hosting guests or home office, vaulted ceilings, two-way fireplace, open concept floor plan and oversized covered patio. Bright and beautiful kitchen is a chef's dream come true. This community includes many great amenities including a newly renovated club house and gym, as well as a sparkling pool and jacuzzi. Don't let this gem slip you by!

CAR COLLECTORS DREAM 4 TO 8 CAR GARAGE PLUS 2 GOLF CART GARAGE PERFECT WOOD SHOP AS WELL!. Great single story floor plan on the golf course w/ mtn views. Built in 2021, SS appliances, granite, tile throughout, 12 & 14 foot ceilings, solid hardwood doors. 2B / 2.5 B home preplumbed for 3rd bedroom/den/office (300Sq Ft). The exterior features of this home are as amazing as the interior, with an additional workshop bay for indoor storage of your vehicles, golf carts and 4x4s. Garage has 14 foot ceilings room for car lifts. The landscaping is completed, easy to maintain, well appointed with a natural setting. The yard affords room for a pool to be added off the covered patio area (with misters). Paver stone drives and entry. BEING SOLD TURNKEY, BRING YOUR CLOTHES / TOOTHBRUSH! Views of four peaks from the great room and kitchen, outside sitting area and rooftop deck. Extremely well built with no expense spared. The 3rd bedroom/den/office room has been pre-plumbed and ready for finish (Sq Ft. of this room is 300, which is included in the total livable sq. ft.)

Discover Capistano at its best, a stunning 5 bedroom, 3 bath home offering an attached 1 bedroom, 1 bath CASITA along w 2,600 sq. ft. spacious open floor plan, perfect for living & entertaining. The upgraded kitchen includes granite countertops, SS appliances, & a large island that flows seamlessly into the family room. The upstairs primary suite offers a walk-in closet and a luxurious ensuite bathroom w dual sinks, separate shower & a soaking tub. Outside, you'll find a covered patio, and a well-maintained yardâ€''ideal for outdoor gatherings and relaxation. This home also includes a 3-car garage, RV Gate, extra parking & is located in a peaceful neighborhood, just minutes from schools, parks & shopping. Don't miss the opportunity to make this incredible home yours!