Mortgage Myths: Here’s Why You Don’t Need a Full 20 Percent Down Payment

Discover LUXURY in this BEAUTIFULLY updated 3,303 SF home on a sprawling 35,140 SF corner lot. Featuring 4 bedrooms, including 2 master suites, and 3 bathrooms, this residence offers both elegance and comfort. Enjoy a spacious layout with a formal living & dining room, a family room with a fireplace, and a gourmet kitchen with dual islands. The backyard is an entertainer's dream with a private pool, above-ground hot tub, sports court, and putting green. Ample driveway space completes this exceptional home. A MUST SEE!

Looking for a large 5000 SQFT + home but don't want to pay $3.5 Million for a Toll-Brothers new build? Want privacy, gated community and large lot, but don't want to purchase a tired home that has not been remodeled in 20 years? Want the latest design trends and styling but are hesitant to pay more than 500 per SQFT? This stunning home just might meet all your needs. The home was completely remodeled in 2023 and 2024. Please see documents tab for all the upgrades done. Located on a quiet dead-end street with a cul-de-sac, it features 4 Bedrooms and 4 Full baths along with a Gym and Den. With an expansive desert open space ( NAOS) both behind and across the property you will enjoy privacy in your new home. At the end of a level driveway you will find garage parking for 4 cars including a brand new oversized and insulated garage (10.5 ft ceiling and 8ft doors) large enough to accommodate a big lifted truck or car lift. New stone work including a travertine walkway enhances the curb appeal of the home. Backyard redesigned to feature travertine pavers, low maintenance artificial grass, citrus trees and a new Ramada with outdoor kitchen. Inside you will find all new porcelain and hardwood flooring thru-out. Brand new gourmet kitchen, featuring Euro look cabinets, new Viking and Monogram appliances, and expansive island. Main living area highlighted by soaring 12 ft ceiling and new liner gas fireplace. At the other end of your new home, a Prime Suite truly worthy of the word Prime. Oak wide-plank hardwood floors, standalone tub, imported porcelain, Starphire Glass and dual showers with massage jets turn this space into a Spa like retreat inside your new home. Two walk-in closets complete this 1100 SQFT enclave. High ceilings accommodate all new LED lighting and circulation fans. All four Bedroom have generous closets, in-suite bathrooms and new wide plank oak flooring. Laundry room features new Samsung W/D and built-in refrigeration with extra storage. 4 New Trane ACs will keep you cool in the Summer. New Spa heater will keep you warm in the winter. Owned and paid-off solar panels for low electricity costs. Electric car charger in garage. Saguaro Highlands is a gated community with amenities including a children's park and Tennis Court. Agent is related to Seller.

The beautifully updated Toll Brothers Cadiz model is situated in Saguaro Highlands, one of North Scottsdale's premier neighborhoods, just minutes from the 101, hiking, shopping, great restaurants, and golf. Professionally redesigned in 2018, the expansive kitchen and family room are perfect for entertaining. Large covered patios invite you outdoors to enjoy a private backyard with a sparkling pool, fireplace, BBQ, and brand-new artificial turf for easy maintenance. Split floor plan with spacious primary suite and private patio, custom den, bonus area adjacent to 2 ensuite bedrooms. Plenty of storage in the garage and an additional 3rd car garage. Walk to the neighborhood park with tennis courts and a playground that is within walking distance of the elementary school.

***CHECK OU THE NEW VIRTULA TOUR VIDEO*** ATTENTIONENTREPRENEURS/INVESTORS! One-of-a-kind property with many streams of income! This property provides a flexible investment opportunity by combining different property types into a single lot. This unique property offers multiple turn-key ways of renting various spaces: Entire estate, event venue, two livable properties, or office space that can help offset your mortgage or create passive income stream. You can rent separately or together the main house (1945+ SF) and the guesthouse (ADU) one BD and one BA AND a full kitchen (1,000 SF built in 2023) with pool & Spa. This can be a vacation getaway, Airbnb, a place to host private parties and events, or an alternative to staying in a hotel. The opportunities are endless. In addition, the property offers separate free-standing suites and storage spaces: an insulated 12X10 room that can be rented as a salon, nail shop, or office space for small startup companies or people working remotely. The room has a separate two-ton Hessaire cooler for residential and commercial use. The storage space is a built-in 12x20 metal storage shed that can generate income as a storage unit for vehicles, etc. The improved graveled parking lot can be rented for space to park RVs, Campers, Trailers, Mobile homes, boats, extra cars, etc. The industrial metal-covered backyard has risen from dust to become a stunning oasis for entertainment. It can be used as a venue for special events (Buyer to verify all county requirements for permitting and licensing). Landscape improvements include lush trees and plants with automatic water systems, pavers for the main areas, and gravel for the parking area that can easily fit over 30 cars. The previous owner ran a concrete business and rented RV/Trailer/Boat space. This SPECTACULAR quality, rare, custom-built property was built in 2017 on just under an acre, in a prime Maricopa County location, NO HOA, in North Peoria, has been completely transformed from its original layout, with over $750K spent on renovation to expand and multiply revenue-generating business opportunities. The custom-built main house home, designed with a modern aesthetic, is quality-built with 2x6 construction. It went from a 2 BD to a 4 BD plus Den, with a 20-seer a/c and spray foam insulation. The renovated beautiful kitchen has a built-in microwave, farm sink, breakfast bar, and large island. The two bathrooms underwent a high-end renovation in 2022. The open patio was also enclosed as an added playroom, office space, or den with a separate two-ton Hessaire cooler for residential and commercial use. In 2023, a one-bedroom, one-bathroom, 1,000-square-foot stunning guesthouse with a fully functional kitchen was built. It also has an extended wraparound patio, fenced POOL and SPA. If that is not enough, outdoor two-door mobile (four-stall) restrooms was added in 2024 for the convenience of multiple tenants. Don't miss this rare opportunity.

This incredible luxury renovation is expected to be completed by 12/20/2024. Welcome to this truly special one-of-a-kind Optima Camelview luxury renovation masterpiece. This property features 3 bedrooms + dining, 2 baths, 2171sqft, walk-in laundry and two private patios. Boasting a breathtaking organic modern design throughout, you'll find custom raw stone & wood works, premium lighting designs, full slab fireplace accent wall, sub zero & wolf appliances, sonos surround sound, automated blinds and so much more. The two private terraces (one off the living & the other off the master) offer lovely lush city & landscaping views. All found within the luxurious Optima Camelview Village, with it's unbeatable location & state of the art architecture/amenities. Amenities include: Two Outdoor Zen Pools, Spas & Bbqs One on each side of the community (heated year round). 24,000 sq. ft. Fitness Center (Recently Remodeled). Mens & Women's Locker Rooms w/ Steam Rooms, Showers and Private Lockers. Indoor Lap Pool & 2 Spas (Heated year round), On-site concierge, Putting green, Hybrid Basketball / Pickle-ball Court, Racquet ball court, On-site restaurant (metropolis), conference room, 24/7 Security, Reservable party room and multi-purpose fitness/yoga room.

IMMEDIATE DESERT HIGHLANDS GOLF CLUB MEMBERSHIP upon close of escrow. LOCATION, LOCATION... LOCATION!!! This updated southwestern home boasts breathtaking views of both Pinnacle Peak & the McDowell Mountains via its 2530 ft. elevation & southern exposure. Situated on a private cul-de-sac in the highly desirable ''Heights Neighborhood'', this single level, open floor plan offers numerous make-it-your-own design possibilities. The spacious front and rear yards afford expansive indoor/outdoor living areas. Patio deck complete with private pool provides quiet solitude. It's all here... Jack Nicklaus Signature Golf Course, 18 hole putting course, Restaurants (Ventana & Jack's), Fitness center, heated lap pool, tennis, pickleball, bocce, walking trails, social clubs, and gated security.

Escape to your mountain oasis, this beautifully updated home is on the fifth hole of the Canyon Golf Course in Forest Highlands. Situated on a generous lot, this thoughtfully designed floor plan allows for main-level living with plenty of space for guests. Vaulted ceilings and soaring windows showcase the ponderosa pines off the back deck, making the open concept living area an inviting space to relax or entertain. Appointed with smoked European oak floors, custom designed knotty alder wood cabinets, and new wood ceilings throughout the home. The chef's kitchen is ready for all your best creations, with a Sub Zero refrigerator, Wolf appliances and leathered quartzite counters. Two bedrooms, including the primary, are on the main floor, and two bedrooms upstairs share a bathroom. There is an additional loft, making a great space for a TV room, game room, or home gym. To stay comfortable no matter the season, the home has two new air conditioning units (2023), a new hot water tank (2023), a fifty year roof (2024) and heated floors in three of the bathrooms. Exterior painting was completed in 2023, garage painting in 2024, and new pavers placed in the front courtyard. All the work has been done and it is ready for you to make your own! Buyer to verify the homes square footage.

Gorgeous! This redesigned/remodeled contemporary home is located in the prestigious guard gated community of Biltmore Hillside Villas. Perfect lock and leave, 3 bedrooms, 3 baths, offering the best designer finishes available. The living room features custom cabinetry with Viking wine cabinet. The chef kitchen has Wolf/Subzero appliances, quartz countertops and a huge island. Wood floor throughout the house and two gas fireplaces. Relax poolside or on the covered patio while listening to the private waterfall. The two car garage features an epoxy coated floor, built in cabinets, recently replaced water heater (2024) and lots of storage space. Short distance to the Biltmore Shopping Center & Phoenix Mountain Preserve trails! This is an immaculate home ready to greet its new owner

Discover unparalleled luxury and breathtaking views in this corner unit at Optima Kierland, North Scottsdale's premier condominium tower. With panoramic east and south-facing views from every window, this residence offers an abundance of natural light and stunning scenery. The thoughtfully designed layout features two spacious primary suites, each with a walk-in closet and a spa-like ensuite bathroom, offering privacy and comfort. Optima Kierland sets the standard for luxury living with unmatched amenities, including a world-class fitness center and a show-stopping rooftop deck. The Sky Deck has heated pools, elegant lounge spaces, and a glass-enclosed sauna, all with spectacular mountain and city views. enjoy a lifestyle defined by sophistication, convenience and wellness.

Luxury custom home in a prestigious North Scottsdale neighborhood, bordering the scenic Tonto National Forest with easy access to the McDowell Sonoran Preserve. This impeccably maintained home boasts an open floor plan with high-end finishes throughout. The chef's kitchen is equipped with WOLF appliances, including three ovens, a warming drawer, microwave, and six-burner gas cooktop. Sub-Zero refrigerators are strategically placed throughout the home, complementing the spacious granite countertops, prep area, and wet bar. Alder cabinetry and premium granite and stone surfaces enhance the elegance of every room. The temperature-controlled wine closet can store over 400 bottles, ensuring your collection is well-preserved. The expansive master suite, complete with a fireplace and sitting area, opens directly to the patio, pool, and spa. Additionally, a den/office/game room with a full wall of built-ins provides space for books and memorabilia. Your guests will enjoy privacy and comfort in the attached casita with its own entrance through the courtyard. Step outside to a resort-style backyard featuring a stunning boulder waterfall, an upper terrace with breathtaking views, and a fire pit for cozy evenings. This home is a must-see to truly appreciate the unmatched quality and luxury it offers!

NEW CONSTRUCTION!! A BRAND-NEW '2024' HOME! JUST COMPLETED....BUILT EXTRAORDINARILY BY 'SCOTTSDALE'S PREMIER LUXURY BRAND' AS THE NEWEST ADDITION TO THE 'RESIDENCES OF DISTINCTION' COLLECTION! A CONNOISSEUR OF FINE DESIGN AS WELL AS A CREATOR OF ART. SCOTTSDALES MOST PROLIFIC INVESTOR IS THE DEVELOPER PAR EXCELLENCE: DESIGNING & BUILDING THE MOST OUTSTANDING HOMES, AMBITIOUSLY INSPIRED CREATIONS THAT STAND THE TEST OF TIME! Signature corner location in coveted South Scottsdale, the contrast of the white geometric walls framed in black against the green landscaping with giant palms creates a grand & impressive entrance! The reaction from the street - 'Awe''! Upon entering experience open concept flow. Superb volume is achieved with coffered & recessed ceilings, skylights, engineered hardwood floors throughout & a 'RESTORATION HARDWARE' Chandelier in every room! Every corner of this opulent home has been designed to make an INDELIBLE STATEMENT! Focal point Limestone WINE GALLERY & 'BLACK SATIN' SUBZERO WINE COOLER separate the Dining room & Living room which has floor-to-ceiling fireplace that flows onto the winter/summer patio through custom designed double sliders to breathtaking pool with water features and private outdoor his/her showers. This continuous entertaining space is cooled with built-in misting system. Experience HEATED POOL with baja lounging shelf, jacuzzi, fire pit, BBQ, all in a perfectly manicured verdant green surrounding creating a virtual indoor/outdoor experience! Spiral up the stairway to UNIQUE PATIO DECK where sunset-gazing over Camelback Mountain or midnight star-gazing is an either/and. The top-of-the-line SUBZERO/ WOLF/ COVE Kitchen with white characteristic clean 'European' lines has a 2 tone enormous 12 foot Island which is the central hub of the home integrating easily with the reception areas & outdoor terrace making for easy, interactive Entertaining and Living. 4 BEDROOMS, 3.5 decadent BATHROOMS for exceptional accommodation with the half bathroom being the main attraction as it has walls of real preserved moss and is hidden behind a sculptured glass barn door. 2 Bedrooms are En-Suite include a signature designed built-in 'Ladies cosmetic corner' in the 2nd Primary which is an unforgettable domain of it's own. The Grand Primary suite with wood inlayed walk-in closet, 'Four Season's' style en-suite and with romantic fireplace opens onto the pool. Each bedroom is brilliantly positioned through a huge hallway hand-laid with wood & mirrored artistry. Every feature is of an impressive scale including the the walk-in wood paneled pantry, gorgeous 2 tone Laundry Room with floor to ceiling cabinetry as well as the 2 car garage with opulent black epoxy floors an electric car charger, built-in storage cabinets and designer lighting. MUCH LIKE IN GREEK MYTHOLOGY - PROMETHEUS BRINGS THE GIFT OF FIRE TO HUMANITY, 'SCOTTSDALE'S PREMIER LUXURY BRAND'. BRINGS US CREATIVE HOMES THAT LIGHT THE FIRE WITHIN US!

Complete remodel with no expense spared located in a premier location overlooking the park at The Estates DC Ranch * This chic, designer home offers an open Great Room floor plan perfect for entertaining * Rare 5 bed, 4 bath home with no interior steps * Retractable glass wall spans the entire length of great room * Freshly remastered kitchen with Wolf/ Sub-Zero appliances, dual dishwashers and walk-in pantry * Interior details include wide wood plank flooring, custom cabinetry, intricate tile work, all new lighting fixtures and door hardware, * Backyard features heated pool, sauna, covered patio, and new landscaping * A 3-car tandem garage completes the residence *