Mortgage Myths: Here’s Why You Don’t Need a Full 20 Percent Down Payment

Nestled in the heart of Rosalee Ranch within the sought-after Cactus Corridor, this stunning 4-bed plus office, 3.5-bath, 3,970 square-foot home offers resort-style living on a sprawling 33,510 square-foot lot. From the moment you arrive, the eye-catching curb appeal with circular drive, framed by mature trees and meticulous landscaping, welcomes you into a private oasis. Step inside to a grand foyer that opens into a breathtaking living room with soaring 20-foot wood-plank beamed ceilings, instantly transporting you to the luxurious feel of an Arizona resort. The thoughtfully designed backyard is an entertainer's dream, complete with a large covered patio, a sparkling pool, and unobstructed views of the majestic McDowell Mountains. Whether you're hosting guests,.. or enjoying quiet moments, this serene space offers the ultimate in privacy and tranquility. The expansive primary suite is your personal retreat, featuring a private balcony, two walk-in closets, and an updated primary bathroom with his-and-hers vanities. The adjacent climate controlled Arizona Room is perfect as an exercise space or office. The warm, inviting kitchen flows seamlessly into both the casual and formal dining areas, making it perfect for family gatherings and entertaining. A downstairs bedroom provides convenience and comfort for extended family or guests. Complete with a 3-car garage and situated in a prime location, this home is designed for both elegance and comfortmaking it the perfect place to create lifelong memories. See the Features Sheet in the Documents Tab for more info.

As you pull into the secluded 3.16-acre fenced property that is situated among boulders and has amazing views of mountains and trees in the distance. Only 2 miles to the Courthouse Square. Soaring ceiling and a bright open floor plan are the first thing you'll see, followed by a generous list of high-end renovations and upgrades. Some of the renovations and custom features you'll see include freshly painted inside and out, new flooring throughout, concrete fireplace, new light fixtures, Sliding Glass Wall System that disappears behind the fireplace, floating staircase and steel railings and custom doors throughout. Pause and enjoy the gourmet kitchen with high level marble, 3 sinks, Wolf cooking, Miele refrigerator and freezer, large wine fridge, floating shelves and custom cabinets with slide out features. In the master suite there is a sitting room, custom closet with a shoe shrine, extensive tile work in the bathroom with a large soaker tub and walk-in shower. One more guest room on the main level with a large close, 3/4 custom bath and slider with exterior access to the backyard. A mud room, spacious laundry room and a powder room with a custom countertop wrap up the lower level. Traveling upstairs on the floating staircase, you have a flex room/family/game room, one more 3/4 bath, a large guest room with a whimsical, creative loft space for the little ones and a large exterior deck with stunning views. The outdoor space is NOT TO BE MISSED. The pictures don't do justice to this perfect oasis. Huge front covered porch, lots of grass, trees and bushes, and in the backyard you have a true taste of paradise. Boulder formations, outdoor movie theater, kitchen with steel pergola, several pocket patios and seating areas with fire pits and gathering areas, playground, chicken coop, dog run and tons of additional parking for RV, toy haulers or extra vehicles and additional room for a detached garage/shop/casita. NO HOA!!! Bring your horses and farm animals. The oversized garage has a 8x18 double car garage door and an 8x9 single car garage door for a total of 1054 sq. ft. space which includes two built-in work rooms (one that is climate controlled). Home originally built in 2006 with SIPS construction. Property being sold with additional parcel number 115-06-130G.

This spacious 3,198sq. ft. townhome features 3 bedrooms, 3 baths and a separate single bedroom and full bath casita with a private entrance providing plenty of room for relaxation, as well as entertaining guests. Upon entering the home, you are greeted by vaulted ceilings and an open floor plan that blends the kitchen, dining area, and great room seamlessly. The kitchen includes Sub-Zero and Wolf appliances, hammered copper sink, and countertop seating for three. The dining area is located just off the kitchen and includes a wet bar and wine refrigerator. A floor-to-ceiling stone fireplace is the focal point of the great room, which offers access to the back deck with a built-in BBQ and views of the 12th fairway. The primary suite is located on the main level, and includes a walk-in closet, dual vanities, a separate shower and soaker tub as well as private access to the deck. An additional guest bedroom and an office nook is also located on the main level. The lower level features an additional living area, with a gas fireplace and a full wet bar complete with a refrigerator, built in cabinetry and wine racks. The lower level also includes an additional bedroom and access to a covered patio with a custom dog run. Home is being sold fully furnished including a golf cart and Phat Scooters!

SIMPLY STUNNING! Gorgeous, remodeled 4BD/3.5B home has soothing neutral tones & is versatile for so many decorating styles. Make it your own! A magnificent Chef's kitchen w/custom Thermal Foil cabinets, quartz countertops, Thermador SS appliances, incl sep full size freezer & fridge, 2 sinks, 2 dishwashers, 3 ovens, gas stovetop & much more! Beautiful white porcelain floors throughout w/lots of natural light & an abundance of windows! Exquisite 2 sided glass & marble FP, upgraded lighting, spacious BD's w/walk in closets & gorgeous updated baths! Primary BA w/walk-in shower & serene soaking tub. Private backyard w/sparkling pool, ramada & lg covered patio! Truly an exceptional beauty in the heart of Scottsdale! Close to walking/biking paths, restaurants, golf & shopping! Come be amazed!

Want to move but sad you missed out on those crazy low interest rates? This amazing home comes with an ASSUMABLE interest rate of 2.25% This luxury home has everything you want- shows like a model home, with all the upgrades and everything has been done for you. No expense spared and meticulously maintained. All the bedrooms have ensuite bathrooms. Entertain and cook in the gorgeous chef's kitchen with high end appliances, the kitchen island is expansive and ready to host your next baseball team or work party. Sky high ceilings with an open living floorplan and a flex space, 4 car garage, pickleball/basketball court, sparkling heated pool- all on over an acre and with an interest rates that makes you feel like you should do it. This is truly a special home and ready for it's new owner.

Luxurious 7th floor living awaits in this remarkable 2-bedroom plus den, 2.5-bathroom condominium, nestled within the prestigious high-rise towers gracing the Scottsdale Waterfront. Natural light floods the open-concept living room and kitchen, accentuating the seamless flow of the space. The kitchen is a chef's dream with Viking appliances, ample storage space and magnificent views. The large private balcony allows you to enjoy the beauty of Arizona with unobstructed views of Camelback Mountain and Papago Park. The primary suite is a serene retreat, boasting a ensuite bathroom with dual vanities, a deep soaking tub, separate glass-enclosed shower and large walk in closet. The generously-sized second bedroom ensures comfort and privacy, with a full bathroom and two large closet The den provides a comfortable place to relax or can be set up as an additional sleeping area. All windows have one touch motorized window shades. Scottsdale Waterfront is a full service building. Amenities include a 24hr concierge, valet, rooftop pool, fitness center, massage rooms, community meeting space, dining room, kitchen and private wine locker. The unit includes two assigned parking spaces and storage unit. Walking distance to Scottsdale Fashion Square, Old Town Scottsdale, restaurants and shopping.

Welcome to your Toll Brothers Costellana Floor plan with a Casita, located In the Black Stone Country Club Community. a luxurious sanctuary of modern living. With its striking stone veneer facade and 12'' ceilings, this home exudes elegance from the moment you step through the door. Plank tiled flooring guides you through the spacious interior, leading to the heart of the home: the gourmet kitchen. Quartz countertops, a 48'' Wolf Dual Range Stove, and a built-in Sub-Zero refrigerator-freezer elevate the culinary experience. A 15' pocket door slider seamlessly merges indoor and outdoor living, revealing a backyard oasis complete with a saltwater heated & cooled pool, spa, and outdoor kitchen. With four bedrooms, including a private casita, and a master suite boasting French doors. Extended Kitchen: Wolf Gas 48 Dual Fuel Range 4 Burners, Infrared Charbroiler and Infrared Griddle. Double Oven. Built in 48 Sub Zero Side by Side Refrigerator/ Freezer with Internal Dispenser. Under and above Mounted LED Lights. Kitchen Aid Dishwasher, Trash Compactor. Garden Porcelain Sink. With Brass Faucet. Kitchen Island with Quartz Counter Tops. Smooth Close Drawers. Subway Tiled Backsplash. 1 Bedroom Casita: Wet Bar with Built in Refrigerator Shower. Separate Entrance. 2 Den / Offices, One with 8ft Class French Doors. The other with Barnyard style Doors. Spare Bedrooms have walk in closets. Great Room Has Wood Style Beams 12 Ft Ceilings. Master Bedroom Has 8ft Rench Doors to the Patio. Plank tyle. Walk in Closet with built in Drawers. Master Bathroom has Bidet. Dual Head Shower with a Rain Head. Free standing Tub. Dual Sinks with Vanity. There are French Doors off the Breakfast Nook. Back yard Patio has Electric Heaters. Built in BBQ with an Evo Grill. Motorized Awning Salt water heated and Cooled pool and Spa. Travertine tiled Back yard with Synthetic Grass. 4 car Garage Has EV out let for a Charging station, Racks Built in Cabinets Water Softener.

Price Improvement and sellers generously OFFERING $40K IN CONCESSIONS! Welcome to the prestigious Sonoqui Creek Ranch in Queen Creek, where luxury meets lifestyle! This one-of-a-kind 6-bedroom, 6-bathroom custom estate offers 5,675 sq ft of beautifully designed living space on an expansive acre-plus corner lot. Perfect for entertainers, car and RV enthusiasts, or families, this home offers unmatched versatility and elegance. The heart of the home is the gourmet kitchen and showcases quartz countertops, a spacious island, and top-of-the-line appliances including dual dishwashers, double ovens, a 64'' refrigerator/freezer, and a built-in icemaker. Custom cabinetry, under-cabinet lighting, and thoughtful design make this space both functional and stunning. The master suite is a true retreat with dual vanities, an oversized soaking tub, a walk-in shower, and an expansive walk-in closet. Additional features include ensuite guest bedrooms, a game room, a secondary living space, and smart home technology, all bathed in natural light from oversized windows. A private wing with two bedrooms, a bath, and a plumbed bonus room offers the option of a full casita, second generational home or an ideal family retreat. Step outside to the beautifully landscaped backyard featuring a built-in BBQ, firepit, large covered patio, outdoor speakers, fans, LED lighting, dual RV gates, and maintenance-free synthetic turf. A standout feature and nearly impossible to find, is the 1,532 sq ft dual RV garage, perfect for a car collection, RV/ ATV enthusiast, or anyone looking for a fully insulated (ready to be climate controlled) hobby or shop space. This alongside the oversized 4-car garage make the garage space some of the most versatile and luxurious in all of Queen Creek. Backing to the scenic Sonoqui Wash Trail system, this home offers direct access in just a short walk or bike ride to the new Pecan Lake entertainment district and some of Queen Creek's best dining and recreation. This is a rare opportunity to own an extraordinary home in a prime location!

The best views in the community can be yours! This gated 5 bedroom, 3.5 bathroom custom home is elevated on the most spectacular lot in the cul-de-sac. The stunning vaulted great room features floor to ceiling windows which flood the home with natural daylight. The tongue and groove ceiling feature extends from the great room, outside to your covered patio. Creatively re-designed by artist Bari of Bari J. Designs, these rooms have been featured in local publications including The Spruce and One Room Challenge. Every corner of this house has been thoughtfully designed in its own unique way, from the modern kitchen to the recently updated bathrooms and one of a kind garage. The sprawling backyard captures stunning pink Arizona sunsets, city lights and desert mountains. The cozy, outdoor fire pit and multiple covered patio spaces, make this home perfect for entertaining. With the desert wash behind you, enjoy privacy and uninterrupted panoramic views which may also be appreciated from your rooftop view deck. This home is within one of the most sought after school districts, Mayo Clinic, Lost Dog Wash Trail, restaurants and more. Please see documents tab for Seller Improvements.

Welcome Home to your custom 4 bedroom, 4 bath dream home in the highly sought-after area of McCormick Ranch! This stunning single level property has been fully re-imagined by the design talents of 555 Angel Designs and is now in immaculate, like-new condition. As you enter the home, you'll be greeted by a spacious and open floor plan. The living area features soaring ceilings, custom wood work and French Doors that flood the space with natural light, creating a warm and inviting atmosphere. The kitchen is a chef's dream with brand new top of the line appliances, beautifully appointed and honed countertops and custom cabinetry that provide ample space for cooking and entertaining. Adding to this thoughtfully designed home, where sophistication, convenience and comfort come together beautifully the home features a dedicated mudroom that provides a perfect drop-zone, keeping the rest of the home pristine, while the separate laundry room streamlines daily chores with ease. For those who love to entertain, the built-in bar offers a stylish space to serve drinks and create memorable gatherings. Each feature has been crafted to elevate your lifestyle, blending functionality with elegance. The luxurious primary bedroom is a true retreat, boasting a spacious bedroom with plenty of natural light, a stunning ensuite bathroom with a walk-in shower, freestanding tub, double vanity and a large walk-in closet. Three additional well sized bedrooms (or a private and secluded quiet office) and three full bathrooms provide plenty of space for family and guests. A private oasis backyard, with a new pool, covered patio and new landscaping provide the perfect space for outdoor living and entertaining. This home is just minutes away from shopping, dining, and entertainment, as well as top-rated golf courses, schools (the three Cs) and parks. Don't miss this opportunity to own a completely updated and move-in ready home in one of the most desirable areas of the city!

Discover the epitome of Luxury Living in the prestigious Ahwatukee Custom Estates! Located in a Cul-de-Sac, this stunning Custom-Built Home was meticulously designed to blend elegance and functionality. Surrounded by the breathtaking mountains of South Mountain, this 5,586 sq. ft. residence offers an unparalleled living experience with hiking and mountain biking right out your front door to the Trails of South Mountain Park. Enjoy amazing Mountain Views from the Front Yard, Living Room, Game and Family Room, and Upstairs Bedrooms. With 2 Stories, this home boasts mature ash trees, an expansive lawn, and a prestigious front door leading to a sweeping landing and stairs. Perfect for formal entertaining, it features an elegant dining area, fireplace, and wet bar, all with views and access to the beautifully landscaped grounds. The kitchen, the heart of the home, is finely appointed with a massive island, pantry, spacious dining area, coffee port, baking center, ample counter space, and only the best appliances - Sub-Zero, Wolf & Dacor - making it ideal for entertaining and convenience. The Primary Suite, with City Light Views from the Bedroom & Balcony, includes a luxurious bathroom, a huge walk-in closet, a Toto Washlet Toilet and even a secret door for safe and easy access to the secondary bedrooms. The Family Room off the Kitchen is complete with an adjoining game room, cozy fireplace, TV setup, and easy access to the backyard, perfect for gatherings. The lush front and backyard are adorned with mature ash and beautiful palm trees, creating a Resort Style atmosphere. Located in a serene cul-de-sac, this home ensures peace and tranquility on a very quiet street. The backyard is a haven for fun and relaxation, featuring a built-in BBQ, lap & play pool, spa, outdoor shower, treehouse, trampoline, and ample seating and dining areas. An upstairs back patio with a circular staircase leads down to the main patio, enhancing the outdoor experience. This home is a paradise for sports and fitness enthusiasts. Enjoy a lap pool for swimming or water aerobics, a sport court for basketball, and a workout room with a full bath that opens to the lush yard. The expansive 4-car garage and RV gate provide ample storage and convenience. This home includes en-suite bedrooms for privacy, built-in office spaces for work-from-home or study needs, and thoughtful details like a laundry chute from the upstairs, wrapping area, and dog door, ensuring ease and comfort for all lifestyles. Experience the best of Ahwatukee living with these exceptional features!

5000 sq. ft. luxury home in N. Scottsdale with 5 large bedrooms, office and rec room. Nature areas on 3 sides. Gated community. Sub-Zero fridge, Wolf cooktop and 2 Dacor ovens. Ramada with grill and burners, sink, fireplace, and music. Whole-house stereo system, 8-foot solid core doors. Security system with 8 4K cameras. Flooring in excellent condition (hardwood, travertine & carpet). Seller will grant buyer an allowance of $60,000 to make all flooring the same or use for other things. Must close by October 31, 2024 to get the allowance. Great value with lot that cost 200K more than others nearby, more square footage, fully-equipped ramada, brickpaver circular drive, and large pool. Highest rated school system (CCSD) in the state and K-6 school 1/2 block away. Nearby golf & hiking