NAR Goes to Capitol Hill on Appraisals for VA Home Loan Program

It’s no secret that a professional appraisal is key to getting a clear understanding of the home purchase. It’s an important part of ensuring that buyers pay a fair price for their new home, and buyers who utilize the Department of Veterans Affairs’ Home Loan Guaranty Program are no exception.

Realtors® took to Capitol Hill today to champion the good work happening at the VA, but also to warn Members of the House Committee on Veterans Affairs of the challenges facing appraisers who serve the Home Loan Guaranty Program.

Michelle Bradley, Immediate Past Chair of the National Association of Realtors® Real Property Valuation Committee, testified before the HVAC’s Subcommittee on Economic Opportunity to offer her expertise as a state-certified general real property appraiser. She told Members of the Committee that despite the good work happening within the program, regulatory burdens remain that need attention.

“America’s veterans have been well-served for years by VA’s appraisal system, and professionals in the business should be proud of their good work,” Bradley said. “Unfortunately, that system is under tremendous pressure today.”

For over 70 years, the VA Home Loan Guaranty Program has served veterans and active duty service members with zero-down payment options and by encouraging private lenders to offer favorable terms on home loans.

Veterans made up 18 percent of homebuyers in a recent NAR survey, with over half of those buyers turning to a VA loan to finance their home purchase. That means getting the program right is important, but Bradley pointed out a number of impediments to continuing the current level of service.

“What we’ve found is that, among appraisers, there’s a real reluctance to work with the VA,” Bradley said. “Generally, appraisers are dissatisfied with the level of compensation they’re receiving for their work. It’s also harder than ever for trainees to enter the field, not just within the VA system but across the industry, which only adds to the perception of an appraiser shortage. This overall regulatory burden is a significant issue, and we have to turn things around.”

Despite these  challenges, Bradley sounded optimistic as she faced the Committee.

“What we have today isn’t perfect, but it’s an important part of ensuring veterans and active-service members are protected when using a VA home loan,” Bradley said. “NAR looks forward to working with the VA and Members of Congress to improve this system in the years to come.”

For more on the subject, NAR recently released fresh survey data from over 2,000 appraisers within the industry. That’s available online here: http://narnewsline.blogs.realtor.org/2017/03/16/appraiser-survey-shows-challenges-remain-for-practitioners/

If you’re a veteran considering purchasing a home give me a call for more information about the VA loan program – J.P. Cook – 602-320-4253.

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19162 S 212th Place Queen Creek, AZ 85142

$578,299

5 Beds

3 Baths

2,648 SqFt

Status Active

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21033 E Camina Buena Vista Queen Creek, AZ 85142

$578,065

4 Beds

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$578,000

4 Beds

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$578,000

5 Beds

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16364 W Avenida Del Sol -- Surprise, AZ 85387

$577,995

4 Beds

3 Baths

2,570 SqFt

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1400 E Orchid Lane Gilbert, AZ 85296

$577,900

5 Beds

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2,237 SqFt

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8245 E Quintuplet Avenue Mesa, AZ 85212

$577,828

4 Beds

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21355 E Sparrow Drive Queen Creek, AZ 85142

$577,511

4 Beds

3 Baths

2,185 SqFt

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43227 W Caven Drive Maricopa, AZ 85138

$577,000

5 Beds

3 Baths

3,955 SqFt

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Property Type Single Family Residence

Price Type --

Must see this GORGEOUS HACIENDA home located in Pecan Groves, Maricopa's most desirable community! This multi-level floorpan with 5 Beds & 3 Baths + LOFT is accented by soaring ceiling & Travertine Tile! Create an incredible life with this 3,901 Sq ft nestled in the GREAT- The Villages of Rancho El Dorado. CHECK OUT THE SPECTACULAR VIEW of the LAKE and the GREAT AMENITIES as YOU enter the subdivision ! You'll love the beautiful Grand Front Porch! Bright open floor plan w/ separate living room & dining room, Lovely KITCHEN w/ Stunning Granite Counter Tops, S/S Appliances w/ Double Oven, Gas Stove & Dishwasher, S/S French door Refrigerator & Microwave Oven.

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$577,000

3 Beds

2 Baths

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Property Type Single Family Residence

Price Type --

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3536 N Snead Drive Goodyear, AZ 85395

$577,000

3 Beds

3 Baths

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Property Type Single Family Residence

Price Type --

Welcome to this beautifully updated home + casita w/ full bath surrounded by a private backyard oasis featuring multiple entertaining areas, covered patio & gorgeous water feature. Charming courtyard entrance with pavers. Elegant Great Rm with vaulted ceilings & French doors to patio, game table or dining area & entertainment area with media cabinet. Rich wood cabinets, granite counters, stylish tile backsplash, SS appliances incl gas stove (new in 2012), portable prep-bar, walk in pantry & breakfast bar. The primary suite offers a cozy sitting area, patio access, bathroom with dual sinks, shower & walk-in closet. Addtl guest bdrm, full bath, home office/den. Travertine tile throughout home. Re-imagined laundry/craft room with extra storage. GORGEOUS HOME!

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