Understanding ‘Disposable Income’ and How This Will Impact Your Mortgage Approval

ABOLUTLEY SPECTACULAR HOME w/STUNNING VIEWS & AN ABUNDANCE of UPGRADES! Near Tom's Thumb w/ hiking/biking/riding trails for miles. This 2 year new HOME is a symphony of LUXURY & COMFORT! Step inside the modern iron door to view the MAGNIFICENT floorplan & expansive corner opening wall of glass that blurs the lines between in & outdoor living w/INCREDIBLE VIEWS from this MAJESTIC lot! CHEF's kitchen boasts 6 burner gas stove, pot filler, double ovens, add'l built-in icemaker, huge quartz island, cabinets to ceiling w/LOVELY glass uppers & lighting, 2 pantries. NEW CUSTOM cabinets throughout! Master is a spacious SANCTUARY! All bedrooms are ENSUITES w/walk-in closets. COVETED 4 car garage.SPLENDID backyard w/extended patios, GORGEOUS pool, putting green, built-in gas BBQ,opt spa.Owner/Agent

Welcome home!! This stunning, custom-upgraded home in the heart of DC Ranch has all you could ever need! Elegantly designed & meticulously maintained, this residence boasts a spacious, versatile layout w/ 4 bedrooms + large bonus room (easily converted to 3 bedrooms + den & bonus room) w/ 3.5 beautiful bathrooms. Step inside & discover an open-concept living & dining area, complete with gourmet kitchen, sophisticated wet bar & custom wine cellar, perfect for entertaining. The breathtaking gourmet kitchen is the heart of the home w/ all newer cabinets, hood, Mont Blanc Satin Quartzite Countertops, butler's pantry & so much more. The primary suite offers luxurious finishes w/ large bedroom & bathroom featuring steam shower, soaking tub & expansive his/hers closets. Outside, unwind in your newly resurfaced pool & spa (pebble tec), outdoor BBQ, surrounded by lush landscaping backing to a wash, all in a tranquil backyard setting that feels like your own private oasis. Escape to one of two private patios directly adjacent to dining space or off the formal living (wine room) to enjoy indoor/outdoor living in this beautiful Arizona weather. This home truly combines elegance and functionality, blending indoor and outdoor living for a true Arizona lifestyle. DC Ranch's amenities are endless. Enjoy their multiple community centers including brand new Desert Camp and The Homestead community center with fitness room, pool, basketball/pickleball/tennis courts, outdoor heated recreational and tot pools, playgrounds, ramadas for events & everyday use, built in BBQ's, indoor and outdoor event facilities, community theatre, splash pad. DC Ranch also consists of 47 parks interconnected by over 50 miles of landscaped paths and trails backing the McDowell Sonoran Preserve. Market Street Park is a half-acre public open space with a firepit, grills, play area, natural stage that hosts the Starlight Concert Series, & more all next to the well-known Market Street with delightful option for restaurants & shopping. DC Ranch also offers a multitude of events & celebrations including concerts, food truck nights, learning activities, speaker series, comedy nights, dive-in movies, game nights, social hours, holiday celebrations, & more. Fitness & wellness includes yoga, strength & balance, aqua fitness & pickleball clinics. Arts & Education includes creative art classes, performing arts series, kids classes & more. Youth programs are available with the summer series, back to school celebrations, field trips, kids cuisine & more. Lastly, resident-led clubs are present including social clubs, hiking clubs, pickleball clubs, wine clubs & more. Don't miss your chance to own this exceptional property in one of North Scottsdale's most desirable neighborhoods!!

Experience elevated living in this sophisticated 2-bed 2-bath condo at Optima Kierland! Boasting 10-ft ceilings & floor-to-ceiling windows, this meticulously maintained residence offers breathtaking views of the McDowell Mountains. The kitchen features sleek natural stone countertops, Bosch appliances, wine fridge, & counter-height breakfast bar perfect for entertaining. As part of Optima Kierland, you'll enjoy world-class amenities: heated lap pool, cold plunge, hot tubs, outdoor kitchens with BBQ areas, state-of-the-art fitness center, rooftop running track & sports courts.This is your chance to own a lock-&-leave oasis located just steps from Kierland Commons & Scottsdale Quarter. This home offers unparalleled convenience & the best of Scottsdale's vibrant lifestyle.

Retreat to the luxury of the cool White Mountains in Show Low's Torreon! One of the premier custom Cambric built homes on the Cabin golf course hole twelve. Nestled against a dreamy pond setting with fairways and water in both directions. This thoughtfully designed home has two large primary bedrooms on the main level with walk-in closets and spa retreat bathroom suites graces with gorgeous tile, stone and custom lighting. Both suites have decks with private access, see through fireplaces and ambient LED lighting. Entertain guests in this chef's kitchen with La Cornue gas range, Sub Zero refrigerator, wine steward and built-in microwave & dishwasher. Enormous kitchen pantry and additional storage under staircase. Gorgeous granite countertops with bar seating for 10 and breakfast room that boasts room enough for large dining table for dinner with family & friends! Extend your parties out to the deck overlooking the golf course. Bar-b-que on the patio or nestle up to the fireplace and roast a s'more. Upstairs is a large loft with fireplace and wet bar. Large bunkroom with four full-sized bunks. Two full bathrooms with showers for kiddos or guests and large balcony for star-gazing in the evenings. Torreon offers many country club amenities including fitness room, heated pool & spa, walking paths and two course. Invite guests to join you at one of the two restaurants or spend time at the kids club, tennis or pickle ball courts. Several memberships offered.

***PENTHOUSE WITH SPECTACULAR VIEWS** Welcome to your dream condo, a completely remodeled contemporary gem featuring floor-to-ceiling windows that showcase stunning views of Camelback Mountain and the vibrant interior of Optima's pool area. This spacious retreat offers 2 large split primary suites and 2.5 baths, all complemented by superior finishes and an expansive open floor plan. Beautifully remodeled kitchen equipped with quartz countertops, Thermador appliances and ample storage space. Experience the beauty of nature from three private balconies adorned with gorgeous plant life, including a stunning 25-foot tree, perfect for soaking in breathtaking sunsets. Enjoy the condo's many convivences like a spacious laundry room, two premium parking spots with a 110V charging station, eco-friendly Wi-Fi-enabled HVAC controls, and automatic irrigation system. Recent upgrades include dimmers on every light, specialized art lighting, and large rain showerheads with massage wands. Indulge in a wealth of Optima's amenities which included two outdoor pools and spas, a newly remodeled state-of-the-art fitness center (2023) with an indoor heated pool, basketball and racquetball courts, and luxurious locker rooms with steam rooms. Enjoy yoga sessions with free mirror technology and host events in a spacious community party room. Additional perks include Metropolis restaurant and bar, a putting green for golf enthusiasts, and concierge service. Prime location. Just minutes away from Scottsdale Fashion Square Mall, Old Town Scottsdale, premier dining options, theaters, and the new Caesar's Republic Hotel, this condo is at the heart of Scottsdale's vibrant lifestyle. Don't miss your chance to own this exceptional property that combines luxury, convenience, and unparalleled views.

Welcome to your dream oasis in Arcadia Lite! This stunning 4-bed, 4.5-bath boasts an open living space, perfect for entertaining. Elegant hardwood flooring flows throughout, enhancing the ambiance. Each bedroom features an ensuite for privacy and a walk-in closet for ample storage. An expansive laundry room adds convenience. Outside, enjoy a beautiful pool with travertine and mature palm trees. Don't miss this gem! Experience luxury living in an amazing location Owner is a licensed real estate agent in Arizona.

If you're looking for Privacy and Views then this is it!! For the first time ever on the market, this spectacular 3910sqft, 4 bed, 3 bath residence sits on 2 acres and offers WOW mountain views and jaw dropping vistas! You'll feel like you're in your own Scottsdale Resort! This great room floor plan is perfect for entertaining and comfortable living. The amazing backyard and pool make for a perfect retreat. Don't miss the opportunity to come see beautiful home before it's gone! Horses are allowed here. NO HOA!

MUST SEE sprawling ranch style estate/compound on irrigated 2 acre lot. Newly constructed 2300 sf, 4 BR 3.5 BA main house and remodeled 1300 sf, 3BR, 1BA guest house. Perfect for visiting friends/family or private separate inlaw or older child suite. Newly build main house features upgraded Frigidaire appliances and granite counter tops throughout. Stained concrete floors. Custom cabinets and extra large walk-in pantry. Mud room/dog shower in the laundry room. 6 car garage 40x28 w/ additional attached RV garage 41x50. Tons of covered space for extra cars, RVs, boats and more. Huge pool with built-in outdoor kitchen and fireplace for entertaining friends and family. Backyard boasts a motel, tack shed and covered shaded areas for horses. Gated entry. RV hookup and dump capabilities.

Nestled in the sought-after gated enclave of Cordova, just minutes from the prestigious Seville Golf and Country Club, this luxury residence offers an unmatched blend of elegance & lifestyle. Across from a serene park, the home welcomes you with a private gated courtyard, setting the stage for gracious entertaining. Inside, expansive living spaces include generously sized bedrooms, newly remodeled bathrooms, a dedicated office, and a versatile theater/game room with elevated seating for eight. The heart of the home is a gourmet kitchen, featuring custom cabinetry, dual sinks, a wine refrigerator, an 8-burner gas cooktop, double ovens, a warming drawer, and a spacious pantry perfect for the culinary enthusiast. The primary retreat is a haven of tranquility, boasting aspa-inspired bathroom designed for ultimate relaxation. Designed with seamless indoor-outdoor living in mind, large doors open to a sprawling patio, leading to the resort-style backyard. Here, you'll find a Pebble Tec diving pool, cascading waterfall, spa, swim-up bar, built-in BBQ, and cozy gas fire pit, all surrounded by a peaceful garden area ideal for relaxation or entertaining. With energy-efficient upgrades, including enhanced AC units, this home is not only luxurious but sustainable. A rare 6-car garage with an extended RV or boat bay and a second garage door opening to the backyard adds a final touch of convenience. This home truly offers the perfect blend of sophistication, comfort, and modern convenience.

Spectacular elevated lot with breathtaking mountain views and total privacy! Step into your own private oasis through a charming paver courtyard with a fountain and exquisite, custom iron doors. The well-appointed kitchen features granite countertops, a spacious center island, a 6-burner gas cooktop, double oven, microwave and built-in refrigerator. Enjoy the spa-like feel of the fabulous owner's suite with a jacuzzi tub, large walk-in shower and his/her closets. The open concept plan with soaring ceilings and expansive windows creates a seamless connection to the magnificent resort like backyard and surrounding desert landscape. This recently updated, luxury home is the perfect blend of contemporary elegance and a sophisticated southwest charm.

Looking for the ideal location and dramatic architecture? Come see why Orangetree Estates is the epitome of what the Valley of the Sun has to offer. Located in one of the best school districts in AZ. Close to North and South Scottsdale, Paradise Valley, Downtown and the best Golf and Restaurants in the Valley, including the new PV. Stunning curb appeal as you pass the gated courtyard and enjoy the fountain and firepit. 25' Ceilings and Corinthian Limestone greet you upon entry. Natural light abounds! The x-large kitchen features beautiful stone counters, 2 islands (one is moveable) and new GE Cafe built-in fridge, Bosch dishwasher and LG induction range. Refrigerators (4) and beautiful cabinets abound. The Backyard is just as amazing. Large patio, Gazebo, Waterfall pool, and BBQ island with sink and another refrigerator! Full list of upgrades under the Documents tab. Oversize 3 car epoxied garage with lots of cabinets. A/C workshop (9x5.5) and storage (12x5.5) are in the garage and not included in square footage.

Stunning remodeled Carefree home on nearly 2 acres. Panoramic views! Gated courtyard entry. Step inside and you see the great room layout and more views. The living area is spacious, has a gas fireplace, formal eating area and collapsing panel doors to bring the outside in. This perfect kitchen is gorgeous and has Quartz counters, double wall ovens, a gas stove, walk in pantry and a built in wine refrigerator. The main house has a primary suite, 2nd bedroom and bonus/den. The primary suite is split from the other rooms for privacy. The attached guesthouse has a full kitchen, fireplace, separate bedroom and a laundry area. The back patio has a large dining area, Mexican tiled swimming pool, lots of deck area and views. 3 car garage. Large circular driveway. This home is a must see.