Understanding ‘Disposable Income’ and How This Will Impact Your Mortgage Approval

Experience luxury living at its finest in this breathtaking hillside home located within the prestigious private golf country club of Chaparral Pines. Overlooking the 7th fairway and offering spectacular mountain views and sunsets, this residence combines elegance with unparalleled natural beauty. The expansive great room features vaulted T&G ceilings and a fireplace with stone accents, creating a warm and inviting space perfect for relaxing or entertaining. The kitchen is a chef's delight, equipped with granite countertops, stainless GE Profile series appliances, a gas cooktop, double wall oven, and a walk-in pantry. The primary bedroom and an additional bedroom are conveniently located on the main level, offering ease of access and privacy. MORE The walk-out basement offers a wet bar, a bedroom with an ensuite, and a huge game room that can double as an additional bedroom, providing ample space for entertainment or guest accommodations. Beautiful wood windows throughout the home add warmth and character, enhancing the overall aesthetic. The rear deck features remote-controlled screens, allowing you to enjoy the stunning views and fresh air in comfort and style.

Step back in time and enjoy the modern comforts in this enchanting 1926 Sears and Roebuck Bungalow, in the heart of Prescott's historic district. This 2,184 sqft, 3-bedroom, 2-bathroom home boasts a coveted Crescent floor plan and features original wood floors --warmth and timeless elegance. Tastefully remodeled kitchen and bathrooms offer perfect balance of historic charm and contemporary convenience. The big private backyard is a tranquil oasis, complete with a charming guest house—ideal for guests or potential rental income. Located within walking distance to Prescott's special events and downtown attractions, this rare gem offers a unique blend of history, community, and convenience. Whether you're looking for a full-time home or a lucrative vacation rental, this home is a must see.

Golf Course Views from spectacular Gainey Ranch Townhome. Fully Remodeled second story unit with two car garage & breathtaking views! Featuring 3 beds 2 bath, loft/office upstairs, featuring wood floors & white shutters this home has it all. Kitchen is equipped with glass door cabinets, SS appliances, breakfast bar & formal kitchen seating area. Open floor plan allows to entertain in living room & dining room with the two-sided fireplaces & private patio. Primary bedroom includes private patio & primary bathroom has dual sinks, jetted tub & tiled separate shower & large walk in closet with built-ins. The 8 million dollar clubhouse offers world class amenities including: gym, tennis courts, bar, lounge, wine room, conference room, two pools, hot tub, & more!

Exclusive location in the Pines on 0.74A. Remarkable blend of quiet beauty and meticulous attention to detail. The spectacular great room features a wall of windows that captures breathtaking views of the Tonto National Forest and the majestic Mogollon Rim. The gourmet kitchen is a chef's dream, showcasing Brazilian marble countertops, hickory flooring and cabinetry, and upgraded stainless steel appliances. Beautiful native stone fireplaces Nestled on a serene 0.74-acre lot in the Pines, this exclusive home offers a remarkable blend of (2) add warmth and charm throughout the space. The main level boasts a luxurious owner's retreat with an ensuite bath, complete with heated floors, a jetted tub, and a custom closet for comfort and convenience. The lower level invites you into a cozy family room with a fireplace, an office area, a library/storage space, and a guest bedroom with a private bath. Entertaining is a breeze with a bar area that includes a full-size wine refrigerator. Outdoor living is enhanced by covered, maintenance-free decks on both levels, perfect for relaxation and entertaining, along with a soothing outdoor spa for unwinding. Additional features include a durable metal roof, a spacious 2-car garage, a workshop, and attic storage for added convenience. This exceptional home is a true retreat, offering luxury and tranquility in an unbeatable location--dont'miss your chance to make it yours!

Luxurious North Scottsdale Condo with Stunning Views. Directly across from the Four Seasons Resort, this exquisite condo offers refined desert living. A private elevator takes you to an expansive second level. The gourmet kitchen, featuring a granite island & high-end KitchenAid appliances, flows into a bright living space with sliders to two patios, a gas fireplace, & breathtaking views of Troon Mountains & Pinnacle Peak.The primary suite has patio access & a spa-like en-suite bath. A second bedroom offers a private balcony & en-suite, while a third bedroom has easy access to its own bath. Custom finishes, remote-controlled curtains, & a 2-car epoxy garage complete this perfect lock-and-leave retreat.

Take advantage of a rare opportunity to own a single-detached home in a desirable neighborhood. Best price per sq. ft. in 85254 .Experience resort-style living on an oversized lot with mature, fully-grown trees, property boasts coveted North/South exposure, offering privacy & tranquility ensuring year-round enjoyment of the large, sparkling pool with no HOA restrictions in the heart of Scottsdale..The spacious floor plan is perfect for a large family and ideal for entertaining guests, both indoors and outdoors.Enjoy easy access to a wealth of nearby amenities. Scottsdale is renowned for its vibrant community events, top-rated golf courses, The excellent schools and Kierland Commons/Scottsdale Quarter just moments away, you'll have unparalleled shopping, dining, entertainment options at your fingertips. Perfect for those who appreciate nature, luxury & convenience!

Wow, this impressive Tucson-style property sits over one acre, showcasing an exquisite design, 3 car garage, RV gate, cobblestone pavers, and a gated courtyard. Access through the custom iron & glass doors to be welcomed by a round foyer; continue onto a massive living room with a tall tray ceiling, recessed lighting, ceiling fans, a stoned-corner fireplace, and access to both the courtyard & the backyard, promoting easy entertaining. Soft neutral paint, travertine tile flooring, knotty solid doors, custom horizontal blinds, and lovely light fixtures are throughout the house. The sizable dining is open to the kitchen for added convenience. Outfitted with staggered wood cabinets, granite counters, stainless steel appliances, a panel-ready refrigerator, a double oven, and a 2 tier island, the kitchen was designed for a chef. The spectacular primary bedroom features a 2-way fireplace, backyard access, plush carpet, and a lavish ensuite hosting two granite vanities, a tub next to the fireplace, a snail shower with floor-to-ceiling travertine tile, and a bountiful walk-in closet. Secondary bedrooms share a Jack & Jill bathroom. The laundry room has a utility sink. The expansive backyard offers a large covered patio, a sparkling blue pool, a fire pit, and an oversized Ramada. What's not to like? Over 3,000 sqft of luxury are waiting!

Situated on a secluded cul-de-sac in the privately gated Tonto Forest Estates, this desert jewel sits on just over an acre at the base of the Tonto National Forest. Offering convenient access to numerous parks, hiking and biking trails, recreational sites, Loop 202, and all-encompassing views of the Superstitions, Usery, and Goldfield Mountains, this home is the ultimate urban retreat. Enter through the elegant paver-lined courtyard to find a tranquil water fountain, custom front security door, and an open, light-filled floor plan with views of the Tonto Forest from nearly every window. Interior elements include oversized windows, granite countertops, fresh interior paint, neutral tile, wood and plush carpeting. Custom wood and built-in storage adorn the great room, primary suite, and -- private den. Step through elegant french doors to your expansive covered patio, where a private pool, built-in BBQ, and ambient outdoor fireplace await your enjoyment. Enjoy an extended driveway, with paver walkways, custom wrought iron gates, and an epoxy garage with floor-to-ceiling cabinets. Elevate your lifestyle, and embrace the tranquility of nature in this exceptional desert retreat!

INVESTORS, LOCATION, LOCATION, LOCATION. THIS IS A MUST SEE!!! Located in the Heart of Queen Creek on a CORNER LOT. This property is currently zoned residential, but can be turned into commercial. BRING YOUR VISION, THE SKY IS THE LIMIT.

Golf Course Lot! Move-in ready! This Single Level home on Desert Canyon Golf Course has been meticulously maintained and beautifully updated inside and outside. This custom home features a spacious Great Room with Fireplace and Wet Bar, large Dining Room, Open Kitchen with upscale Stainless Appliances, Quartz Countertops, Breakfast Room, large Island seating, an abundance of Counter Space and Cabinets. The spacious Master Bedroom has separate Seating area, large Walk-in Closet, Bathroom with separate Vanities, Jetted Tub, separate Walk-in Shower. There are 3 other Bedrooms including one Ensuite. Beautiful Plank Porcelain Tile and Wood Floors throughout. No steps inside. The Resort style Backyard includes a private Pool, Paver Patios, Pergolas, Desert Landscaping PLUS Golf Course and Mountain Views. Large 3 Car Garage with built-in Cabinets and Epoxy floor. Newer Energy Efficient Dual Pane Windows throughout. Nothing to do but move in and Enjoy! A must see to appreciate all the upgraded features that this house has to offer!

Back on the market! This stunning Parkside in Prescott Lakes home is conveniently located right on the edge of the Prescott Lakes Golf Course, at the 16th tee box! Step inside through the oversized front door of this custom-built home and be welcomed by high ceilings that create a bright and open space. Throughout the house, you'll find beautiful, scraped hardwood-look tile flooring throughout . The great room features a wet bar equipped with a Beer Meister, mini fridge, sink, a large picture window with views of the picturesque Granite Mountain, surround sound, and a stunning stone and granite fireplace that invites you to relax and unwind in this spacious and cozy haven. Opening up from the great room is the heart of the home - the dream kitchen.

This stunning home, recently constructed by the esteemed Crystal Creek Homes, is arguably better than new. Set on just over 2.5 acres in the impressive Inscription Canyon Ranch, it offers nearly 360-degree panoramic views of the surrounding mountain ranges, with Granite Mountain as the striking centerpiece. Upon entry, you're greeted by a fabulous great room featuring a floor-to-ceiling tumbled stone linear gas fireplace and inconspicuous surround sound speakers. The light, open, and airy Chef's kitchen is adorned with antique white cabinetry, boasts 42-inch uppers with crown molding and under-cabinet lighting, gleaming quartz countertops, decorative tile backsplash, WiFi-enabled double wall ovens & a 6-place gas cooktop. The massive walk-in pantry provides ample space for appliance use. The island sports dark-stained natural wood cabinets and pendant lighting. The great room and kitchen open to an adjacent dining area, displaying a striking wall of windows that showcase the surrounding vistas. The beautiful office space is conveniently located just off the great room. The spacious master suite offers stunning views of Granite Mountain. The spa-like master bathroom features double vanities with quartz counters, oversized powder area, large Kohler garden soaking tub, and a massive walk-in shower with double shower heads and floor-to-ceiling tile work. The generous walk-in closet in the master suite has direct access to the laundry room, which is equipped with a deep tub basin sink, upper and lower storage cabinetry, a hanging bar, and an additional storage closet for overflow linens. Offering wonderful views, the spacious guest bedrooms are served by a Jack and Jill bathroom with a full tub shower and a linen closet. Carpeting is limited to the bedrooms, with the remainder of the home featuring woodgrain LVP flooring. The oversized covered deck, accented by a tongue and groove ceiling, features engineered composite decking, making it the perfect space to observe Arizona sunsets and monsoon storms. The back deck is pre-wired for a ceiling fan and also plumbed for a permanent barbecue. Steps off the back deck lead down to the lower level, providing full access to a cavernous, functional storage area under the house, which could be customized into a workshop or other endless possibilities. The massive garage features insulated overhead doors with WiFi-enabled openers. Additional features of this home include a powder bath featuring a decorative vessel sink, recessed LED lights, water softening system, 50-gallon hot water heater with a recirculating pump, and low-maintenance stucco exterior accented by stacked stone pillars and columns. Immaculately cared for, this property is ready for you to call it your home.